Personal Finance Articles

  1. All I Want for Christmas Is A Santa Claus Rally

    Wall Street believes its dream of a Santa Claus rally will surely come to pass.
  2. How Credit Cards Will Change In 2013

    From new technology to improved safety features, here are some updates you can expect to see in 2013.
  3. Why You Should Know Your Net Worth In Your 20s

    Even if you are just entering the workforce and haven't had time to save or invest, you still need to be aware how much you're ...
  4. How The Fiscal Cliff Could Affect Your Net Worth

    With upcoming changes in tax rates, is your net worth going to be affected?
  5. 6 Tips For Increasing Your Net Worth

    Here are the six best things you can do to increase your net worth.
  6. Should You Resell Toys At Christmas For Extra Money?

    It may put a few extra dollars in your pocket, but it isn't going to replace your primary source of income.
  7. Students: Don't Be Afraid Of Your Net Worth

    Even if you are a student and aren't earning income, you still need to be aware of your net worth.
  8. Average Net Worth Of The 1%

    Here's a look at how much the super-rich in the world are really worth.
  9. Why You Should Know Your Net Worth In Retirement

    Just because you are comfortably in retirement, that doesn't mean you should stop keeping track of your net worth.
  10. Gifts For People You Aren't That Close To

    Finding a gift for a new boyfriend or girlfriend, your boss, or the postman can sometimes be a challenge.
  11. Net Worth Of Citizens Around The World

    Here's a look at which countries have the highest net worth per citizen and which have the lowest.
  12. Should You Poach Clients From Other Advisors?

    Make sure you know the laws before you seek out clients from other advisors. You could end up in hot water.
  13. 6 Top-Paying Freelance Jobs

    If you look in the right places, you can earn more as a freelancer than you would at a regular day job.
  14. How To Improve Net Worth By Decreasing Liabilities

    Here's an analysis of how to adjust liabilities and assets to improve net worth.
  15. Money Saving Tips From Your Grandparents

    You can learn a lot from your elders, including how to save money.
  16. What To Do If Your Company Cuts Your 401(k)

    IBM has made a move to not match 401(k) contributions each pay period. Instead, there will be a lump sum at the end of each ...
  17. Plethora Of 401(K) And IRA Changes Coming

    For investors, the recent rules changes governing both 401(K)s and IRAs can be seen as a big win for the little guy.
  18. Top 5 Business Alternatives To Facebook

    Social media marketing is an essential tool in business, but there are other resources other than Facebook.
  19. How To Make Money Busking

    You may be surprised to learn how much money buskers can make. However, it does require skill, and it's not begging.
  20. 3 Banking Moves You Should Make Before Traveling

    Putting your finances in order should be one of your top priorities before traveling out of the country.
  21. The Difference Between Being Fired And Resigning

    Here's a rundown of how the two scenarios differ and what you need to know about each.
  22. 8 Qualities That Make A Good Insurance Agent

    Insurance agents must possess each of the following qualities in order to be successful.
  23. Using Social Media To Reach Customer Service Departments

    Companies are increasingly using social media and this provides customers with another channel to receive customer service.
  24. Spotting Profitability With ROCE

    This straightforward ratio measures whether a company is efficient, money-making or neither.
  25. The Link Between The Fed, Money, Debt And Taxes

    Assets on the Fed's balance sheet, money supply level, national debt level and economic production should be maintained in ...
  26. A History Of Apple Stock Increases

    Apple's innovative products are always in demand, but do Apple's product launches immediately lead to higher prices?
  27. Help Your Clients Prepare For The Fiscal Cliff

    With the fiscal cliff fast approaching, financial advisors need to help prepare their clients for coming changes to their ...
  28. How To Spot Knockoff Labels And Fake Products

    Not every counterfeit item is as obvious as Adidos sneakers or Dolce & Banana handbags, so make sure you know these tips ...
  29. 4 Business Partnership Mistakes To Avoid

    When two or more people get together to run a business, the odds of conflict and financial risk increase without the proper ...
  30. Homeowners Still Not Getting Money From $25-Billion Mortgage Settlement

    Was the recent mortgage settlement really worth it for homeowners, or are they still getting the short end of the stick? ...
  31. How To Start A Charity

    Here's a detailed guide that provides the steps needed to start a charity.
  32. Tax Credit For Plan Expenses Incurred By Small Businesses

    Determine whether your business is eligible to claim a tax credit for establishing a retirement plan.
  33. 5 Lessons Monopoly Teaches Us About Finance And Investing

    The game of Monopoly can increase your chances of having a better and useful understanding of prudent financial and investment ...
  34. Are Distressed Homes Worth Buying?

    Here's a look at whether it is a good idea to buy a rundown home to repair for profit.
  35. How To Recommend A Stock

    Here are the nuts and bolts of performing a thorough analysis and learning how to recommend a potentially lucrative stock.
  36. Benefits Of Paying Off Your Mortgage

    Paying off your mortgage in a reasonable amount of time can result in financial security and freedom.
  37. How To Determine Your Business' Target Market

    Given that the U.S. has seen its prosperity ranking slip during 2012, this article looks at the importance of defining a ...
  38. Who Does The Current Tax Code Benefit?

    Are the non-workers benefiting from the current tax code in any way or is it the wealthy who are still getting the big breaks? ...
  39. Saver's Tax Credit: A Retirement Savings Incentive

    Here's another reason to put money toward your retirement nest egg.
  40. Why Credit Card Debt Levels Are Rising

    From increased spending to interest rates, here are some reasons American's credit card debt levels are still rising.
  41. Savings Plans That Can Make Good Christmas Gifts For Kids

    With consumer debt levels rising throughout the U.S. and the rest of the world, there is a growing need to teach children ...
  42. Varieties Of Brokers And How To Pick The Best One

    Figuring out what kind of broker to use can be a daunting task. The key is figuring out just how much help you need.
  43. Retirement Plan Tax Form 5329: When To File

    Read this if you've taken early distributions or owe excess-contribution or excess-accumulation penalties.
  44. Who Benefits From ETFs In 529 Plans?

    With more states adding exchange traded funds to their 529 plans, the benefactors will be investors and their lower student ...
  45. Should Sports Teams Receive Tax Breaks?

    Here are some of the costs, pros and cons of sports teams receiving tax breaks.
  46. Are You Mature Enough To Buy A Home?

    Owning a home is a big responsibility. Here is a look of some basic things you will need to be able to accomplish if you ...
  47. Is A Retirement Career Right For You?

    More and more people are realizing they must work part time during retirement. Here's a look at if you might have to.
  48. Why You Shouldn't Die In 2013

    Increases in estate tax rates and possible fiscal cliff implications will make things more difficult when it comes to arrangements ...
  49. Retirement Plan Tax Form 8606: When To File

    If you have a Roth IRA, you are responsible for keeping track of your pretax versus after-tax assets.
  50. How To Succeed In Your Next Performance Review

    From being prepared to self-evaluating, here are some tips to help you succeed in your next performance review.
  51. The Finances Of The Global Middle Class

    Here's a look at the salaries and expenses of the middle class around the world.
  52. Overlooked Tax Deductions For 2012

    From jury duty to student loan interest, here are some deductions for 2012 that people may overlook.
  53. Avoiding Too Much Tax On Your Distributions

    IRA assets can't be taxed twice - find out how to avoid paying the second time around.
  54. Fox Business Network's Gerri Willis: 5 Reasons The Fiscal Cliff Matters This Holiday ...

    The fiscal cliff could affect holiday shopping, holiday travel and employment.
  55. Is Striking The Best Option?

    Sometimes striking can do more harm than good. Here are a few examples where things have gone from bad to worse.
  56. 3 Best And Worst Gift Cards For 2012

    Here are the gift cards that offer the best deals and those that aren't worth your money.
  57. What Lotto Winners Spend Their Money On

    From dream homes to cars, here's a breakdown of the personal finances and spending habits of lottery winners.
  58. Biggest Layoffs Of All Time

    Even profitable and successful companies are sometimes forced to lay off employees. Here of some of the most prolific examples ...
  59. Average Cost Of An American Christmas

    Here's a look at how much the average American family is expected to spend this holiday season.
  60. How To Make Your Holiday Giving Count

    With so many nonprofits to choose from, how do you know where to send your charitable dollars?
  61. How To Use The 4-Box Strategy For Retirement Income

    In today's volatile market, Generation X can't sit around waiting for things to improve. Gen X must implement innovative ...
  62. How IRA Contributions Affect Your Taxes

    Learn how to work with the tax man to avoid getting gouged when you convert your plans.
  63. How To Sell Stock In Your Company

    Selling even a small part of your business is a serious undertaking. Discover the options available to you.
  64. Tax Treatment Of Ineligible IRA Rollovers

    Eager to save for retirement? Learn how to avoid overpayment penalties.
  65. 3 Jobs Few People Want

    Despite the unemployment rates in the U.S., few people want to do these jobs.
  66. Clearing Up Tax Confusion For College Savings Accounts

    Put your kids through school without being hounded by the tax man.
  67. Beware These Disaster-Related Scams

    Con artists prey on the weak. Those who just survived a natural disaster can be easy targets.
  68. Analyze Cash Flow The Easy Way

    Find out how to analyze the way a company spends its money to determine whether there will be any money left for investors. ...
  69. Analyzing Retail Stocks

    To analyze retail stocks, investors need to be aware of the most common metrics used. Find out what they are.
  70. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  71. Female Managers Can Raise Share Values

    Women are quite capable of proving their worth in raising corporate value through various financial, managerial and human ...
  72. The Rise Of For-Women Advisor Practices

    For-women financial advisory firms help women navigate life changes such as marriage, children, retirement and widowhood. ...
  73. Why Cyber Monday Is Better Than Black Friday

    Cyber Monday surpasses Black Friday because of its free shipping offers and superior sales.
  74. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  75. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
  76. 5 Things You Need To Know About Obamacare

    This article will clear up some of the popular misconceptions about the Affordable Care Act.
  77. Advantages And Disadvantages Of Using A Mortgage Broker

    Mortgage brokers may be able to find you the loan of your dreams, but you should consider the potential downsides before ...
  78. Best Cyber Monday Deals For 2012

    These are the retailers to visit if you're looking for a deal on Cyber Monday.
  79. Small Business Financing: Debt Or Equity?

    There are two sources of financing for small businesses: debt and equity financing. This article explains both.
  80. How To Create A Financial Bucket List

    This article discusses things you may want to include on your financial bucket list.
  81. Christmas Gifts That Can Teach Your Child About Finance

    These gift ideas could be a good way to teach your child about money.
  82. Introduction To Employee Stock Purchase Plans

    ESPPs offer a very straightforward method of allowing employees to participate in the overall profitability of their employers. ...
  83. Top Jobs For Tips

    Bartenders and gaming dealers are two professions that earn most of their incomes from gratuities.
  84. Tax-Efficient Wealth Transfer

    Taxpayers with large taxable estates were required to take steps to reduce them before 2011.
  85. Options For Last-Minute Thanksgiving Traveling

    It's not too late if you are still planning to travel for Thanksgiving.
  86. 8 Software Skills Currently In Demand

    There's big demand for people with top-notch computer skills, especially when it comes to these programs and technologies. ...
  87. How To Make Extra Money At Christmas Time

    Here are some easy ways to make some cash if you need extra money for Christmas gifts.
  88. Why More Americans Are Working From Home

    Freelancing is becoming a popular option for U.S. workers.
  89. 6 U.S. Cities With The Most Expensive Parking Spots

    These cities have high parking fees, and some spots go for as much as $1 million.
  90. 4 Big Businesses Built With Small Cash

    These four entrepreneurs built multi-million dollar companies with as little as $100. Find out who they are and how they ...
  91. 5 Steps To A Small Business Marketing Plan

    Here are some tips for marketing your small business.
  92. Tax-Saving Tips For Canadian Taxpayers

    Find out how to get a bigger return.
  93. Stores That Start Black Friday Sales Early

    These stores offer worthwhile Black Friday deals before Friday, Nov. 23.
  94. 5 Top Ways New Advisors Can Land Clients

    Getting involved in the community and using social media are just some effective ways that advisors can meet potential clients. ...
  95. Reasons Renting Is Better Than Buying

    Owning a home is much more expensive than renting. Here are the places where the costs differ greatly.
  96. 5 Most Expensive Cities In The U.S. For Car Insurance

    It costs a lot to insure your vehicle in these cities across the U.S.
  97. How To Protect Your Small Business From Fraud

    Small business owners are at risk of being scammed. Here's what you need to know to avoid that.
  98. Why The Price Of Crude Oil Is Dropping

    There are many reasons why the price of crude oil is falling, and Sandy is only one of them.
  99. In Retirement, Snowbirds Leave Cold Weather Behind

    Rather than shivering away their golden years, retirees can fly south to winter in sunny locales.
  100. 4 Most Expensive Cities In The U.S. For Gas

    Gas prices in these cities are high. Here's a look at how much it costs to fill up in these cities and why it's so much.
Hot Definitions
  1. Zero-Sum Game

    A situation in which one person’s gain is equivalent to another’s loss, so that the net change in wealth or benefit is zero. ...
  2. Capitalization Rate

    The rate of return on a real estate investment property based on the income that the property is expected to generate.
  3. Gross Profit

    A company's total revenue (equivalent to total sales) minus the cost of goods sold. Gross profit is the profit a company ...
  4. Revenue

    The amount of money that a company actually receives during a specific period, including discounts and deductions for returned ...
  5. Normal Profit

    An economic condition occurring when the difference between a firm’s total revenue and total cost is equal to zero.
  6. Operating Cost

    Expenses associated with the maintenance and administration of a business on a day-to-day basis.
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