Personal Finance Articles

  1. How To Start a Successful Food Truck

    Understand how a food truck operates and what makes a food truck successful. Learn about the top five steps to run a successful ...
  2. Top 7 Money Saving Tips For Buying Groceries

    Understand why it benefits grocery shoppers to shop intelligently with money-saving tips, such as staying away from prepared ...
  3. Top 7 Car Insurance Companies in California

    Understand what makes a auto insurance company good in the state of California. Learn about the top seven largest auto insurers ...
  4. Top 10 States for Affordable Long-Term Care

    Every state varies on the average cost of long-term adult care. Here's a list of states where these types of services are ...
  5. Beat Retirement Planning Anxiety with These Tips

    It’s never too early to start thinking about saving for a secure retirement. The key is to start early and not leave things ...
  6. Volkswagen Shares Tank on Emissions Cheating

    Shares of German car maker Volkswagen nosedived by roughly 21% today after the company admitted that they had used falsified ...
  7. The 5 Best Alternatives to Bank Saving Accounts

    Find out about some of the most profitable available alternatives to depositing money in a traditional bank passbook savings ...
  8. Best Places to Exchange Currency in Honolulu

    Tourists have many choices about where to exchange their money in Honolulu. Here are the best places to get a fair deal. ...
  9. How to Piece Together a 401(k) Plan

    In the world of 401(k) investment lineups, more is not always better. Here's an overview of things you may want to include ...
  10. Why Ignoring Your 529 Plan Could Cost You Big

    Saving for your kids' college tuition can be difficult. Here's how a 529 plan can help and how you, too, can help your 529 ...
  11. Top 6 Most Successful European Entrepreneurs

    Understand what makes European entrepreneurs successful. Learn about six European entrepreneurs who have found great success ...
  12. 4 Companies to Watch in the Health and Wellness Space

    Understand changes that are taking place in the health and wellness space. Learn about four leading companies that are making ...
  13. Is Selling Life Insurance the Right Career For You?

    Learn why life insurance sales is a difficult career in which most people do not succeed, and understand what traits it takes ...
  14. Did the Fed Miss its Window to Raise Rates?

    The debate in the media over whether the Federal Reserve will announce liftoff this month or in December continues to rage ...
  15. How to Prepare Your 401(k) for Rising Rates

    If headlines of the Fed raising rates have you worried, here are some ideas to help you think about your retirement-investing ...
  16. Bad Credit? You Can Still Get a Home Equity Loan

    If your credit history is less than stellar and you need cash, you may be able to get financing – but it will come at a price.
  17. 7 Tips to Cost-Effectively Landscape Your New Home

    Boost your new home's value and curb appeal with smart and cost-effective landscaping tips.
  18. Ideas for Your Bond Portfolio When Rates Rise

    It has been nearly 10 years since the Fed last raised interest rates, and though the central bank didn’t hike rates this ...
  19. Home-Equity Loans: A How-To Guide

    Looking for a home-equity loan? The rules are the same as for any other purchase: First, educate yourself, then shop for ...
  20. 5 Ways to Pay Down Your Mortgage - Without Going Broke

    Following these tips can help you reduce the length of your mortgage and save you thousands of dollars.
  21. Should You Delay Your Retirement?

    There are advantages to not retiring at age 66. And more money is not the only reason.
  22. Is the Hamptons Real Estate Market Getting Too Hot?

    The Hamptons are home to some of the highest real estate values in the country. Is demand starting to slow?
  23. Best Places to Exchange Currency in Orlando

    Getting the most bang for the buck in America's amusement-park capital.
  24. 5 Cities the Ultra-Rich Are Moving to

    Learn the top five cities worldwide that are attracting the most high-net-worth individuals, and discover factors that make ...
  25. What Will My Social Security Check Look Like?

    It's important to know what your Social Security check will look like in retirement. Here's how you can figure it out.
  26. 3 Small-Cap Stocks Poised for Large Returns (LHCG, AHS)

    These three small-cap stocks have significant upside potential, but their risk/reward ratios vary.
  27. How to Know When to Pass on an Investment

    Knowing what to invest in is important, but knowing what not to invest in is equally important. Here's how to decide when ...
  28. Retirement Planning: Don't Forget Social Security

    You may miss out on a more robust retirement income if you invest too conservatively in retirement.
  29. The Basics of Income Tax on Mutual Funds

    Learn about the basics of income tax on mutual funds, including what types of income may be subject to the capital gains ...
  30. Understand the SEC Rules on Equity Crowdfunding

    The SEC's adoption of equity crowdfunding rules, initiated under the JOBS Act, enables small investors to invest in companies ...
  31. Difference Between Restructuring and Refinancing

    Refinancing and restructuring are very different debt reorganization processes to improve finances and avoid bankruptcy. ...
  32. 10 Tips for Strategic Networking

    Learn the rules of networking so you can operate like a pro. After all, maintaining a strong network is essential in today's ...
  33. Your HSA: A Triple Threat Investment Tool

    Thanks to its unique tax advantages, a Health Savings Account may be the best retirement option you never knew you had.
  34. How Shackling Offshore Banks Will Impact You

    FATCA regulations have cast a wide net on offshore banking activities, and many innocent account holders might get caught ...
  35. Why Traditional Retailers Keep Struggling

    Here are some core reasons that the traditional retail industry is struggling today
  36. How to Use Annuities for Retirement Income

    We explain how to use annuities for guaranteed income in retirement.
  37. Movie Vs. TV Industry: Which Is Most Profitable?

    Which entertainment sector is more profitable: movies or TV? Let’s take a look. You might be surprised by the results.
  38. How to Tax The Cloud: An Economic and Legal Riddle

    Various states have been trying to figure out how to tax cloud-based services, but they just might be opening an economic ...
  39. 2 Ways to Refinance Your Home-Equity Loan

    Should you do a cash-out refinance or get a new home-equity loan? Also check with your lender about turning your adjustable-rate ...
  40. 7 Ways to Reduce Healthcare Costs in Retirement

    When it comes to retirement, one of the big, unknown costs can be healthcare. Finding ways to reduce those costs is a necessity ...
  41. 5 Ways Successful Investors Choose ETFs

    Sometimes when confronted with too many choices while investing, it’s easier to just do nothing, or pick the first thing ...
  42. Designer Clothes: Why You Need Special Insurance (AIG)

    You spend a lot of money on couture creations. Shouldn't they be protected from damage?
  43. How Conscious Consumers Are Changing Business

    Thanks to the growth of conscious consumerism, corporations must evolve or lose ground to new, ethos-based entrepreneurial ...
  44. Best Places To Exchange Currency In Los Angeles

    When you need U.S. dollars in the City of Angels, here's the way to get them.
  45. Top 3 Most Successful Australian Entrepreneurs

    Learn interesting biographical information about some of the most famous and successful entrepreneurs who are originally ...
  46. How Much Money Do You Need to Live in San Francisco?

    Learn how much it costs to live in San Francisco and how the amount varies based on whether you are a student, a professional ...
  47. How Sending Money on Facebook Works

    Learn how Facebook users can send and receive money within their social network, and understand how the site benefits financially ...
  48. The 3 Best Alternatives to Quicken Software (INTU)

    Explore the many alternative personal financial management programs that are currently available and offer an alternative ...
  49. 3 Reasons to Fire Your Advisor

    There is no reason for a client to stay with a financial advisor who is not serving his or her needs. Here are some red flags ...
  50. Tips on How Advisors Can Tap a Niche

    Most advisors know that marketing is key, but knowing how to market to the right audience is not always evident. Here are ...
  51. Why Real Estate is a Good Fit for Older Investors

    Real estate investing can be a good fit for older investors. Here are three reasons why.
  52. The 6 Biggest Life Insurance Companies in Canada (GWO.TO, SLF)

    Read about the biggest life insurance companies in Canada, and learn about their business operations and the types of products ...
  53. How to Help Clients Overcome Retirement Shortfalls

    Telling a client they don't have enough for retirement is tough. Here's how advisors can help clients overcome retirement ...
  54. How to Separate Emotions from Investing Decisions

    With stock market volatility, financial advisors are finding they're doing more hand-holding to help clients navigate turmoil.
  55. Is Private Equity the Right Move Now? (PSP, PEX)

    With equities extremely volatile, does it make sense to move to private equity?
  56. Top 5 Most Successful Latin American Entrepreneurs

    Understand what makes Latin America a breeding ground for serial entrepreneurs. Lean about the top five most successful Latin ...
  57. The 5 Best Ideas That Came Out of Kickstarter

    Understand the Kickstarter funding model and how it is able to help creative projects raise money. Learn about five of the ...
  58. Why You May Not Need an Emergency Fund

    Emergency funds are considered mandatory by most financial-planning experts, but they can be expensive to hold and ultimately ...
  59. 3 Reasons to Invest in Discounted Commodities

    Though they're selling at depressed prices, there are several reasons that it could make sense to invest in commodities now. ...
  60. Home-Equity Choice: Loan or Line of Credit?

    Before using your home as loan collateral, consider both your financing needs and your appetite for uncertainty.
  61. Family Philanthropy: Developing a Cohesive Strategy

    Devising a cohesive family philanthropy strategy requires proper goal alignment, planning, management, procedural rules and ...
  62. Don't Ignore Maintenance Fees When Buying Real Estate

    Buying an apartment or condo costs more then the price of the unit. There are also unavoidable monthly maintenance fees that ...
  63. Tax-Efficient Strategies For International Clients

    In a globalized world, international clients seek to diversify holdings by accessing U.S. markets. Creative strategies will ...
  64. Best Places to Exchange Currency in San Diego

    Saving money on travel is smart, and it starts with getting the best foreign currency-exchange rates you can. Here's where ...
  65. How Are Variable Annuities Taxed?

    Before investing in a variable annuity, discuss your personal financial picture with a knowledgeable financial advisor.
  66. Yes, You Can Buy a Home with a Reverse Mortgage

    A special type of FHA-insured reverse mortgage called the HECM for Purchase lets seniors use a reverse mortgage to buy a ...
  67. Measuring Job Satisfaction in the Millennial Age?

    Generation Y embodies the trend towards meshing office life with play, and is creating a new and unique work/life balance. ...
  68. The 3 Top Things to Know About Donald Trump's Economic Views

    Learn how Donald Trump's economic views are big on confidence but short on specifics. Identify the candidate's top three ...
  69. A Beginner's Guide to Getting Student Loans

    Follow these 5 steps and you'll be well on your way to knowing which loans to go after – and which college really offers ...
  70. Hiring a Contractor vs. DIY: Cost – Benefits

    When you want to change something about your home, the first question to ask yourself is whether it’s more cost-effective ...
  71. Will Airbnb Revolutionize Business Travel?

    Airbnb has changed how consumers travel and is now making its mark on the business sector, redefining corporate travel.
  72. Small Business: Minimize Your Credit Card Fees

    Accepting credit cards is a must these days, but small business owners can take steps to minimize profit-eating credit card ...
  73. How to Avoid Outliving Your Reverse Mortgage

    Running out of proceeds sooner than you expected to is one of the major risks of taking out a reverse mortgage.
  74. Heli-Skiing in Canada's Rockies: What Will It Cost?

    Ready for a heli-skiing adventure? Here's how to choose the right all-inclusive package for you.
  75. Top 4 Consumer Defensive Mutual Funds (PGCOX, RYPDX)

    Discover which mutual funds in the consumer defensive market are top-rated funds, and learn why investors may be drawn to ...
  76. The 4 Best Alternatives to Craigslist

    Understand the pros and cons of Craigslist, and learn why alternative sites such as eBay Classifieds, Adoos and even Facebook ...
  77. How to Choose a Reverse Mortgage Payment Plan

    Lump sum? Tenure? Term? Line of credit? Here’s a look at how each payment plan works, along with the pros and cons.
  78. Career Advice: Investment Banking Vs. Law

    Learn some of the most important differences between a career in investment banking and law, and figure out which career ...
  79. Eyeing a 401(k) Loan? There Are Better Options

    A 401(k) loan may sound good but it's not worth the risk. Here are other options that allow you to leave your retirement ...
  80. How to Handle Client Beneficiary Designations

    Beneficiary designations are a critical financial planning step that can be easily overlooked. Here's how to ensure they ...
  81. Which 401(k) Plan is Right for You?

    An overview of the different types of 401(k) plans and how to choose the right one.
  82. Do Bear Market Funds Make Sense for Investors?

    Bear market funds have their place. But are they right for individual investors?
  83. Longevity Annuity Tax Rules: What You Need to Know

    A look inside the intricacies of the IRS' recently finalized longevity annuity tax rules.
  84. The Pitfalls of PLUS College Loans

    Here's how parents can avoid the pitfalls of PLUS Loans when it comes to funding their children's college education.
  85. 3 Stocks to Play a Falling Unemployment Rate (KFY, LNCE)

    Three stocks to consider as the unemployment rate falls.
  86. How Divorce Affects Social Security Benefits

    As an ex-spouse you may be able to claim benefits based on your ex-spouse’s earnings record. Here are the details.
  87. How Sending Money on Gmail Works

    Learn how sending money via Gmail works, and understand how Google makes money from offering this service despite it being ...
  88. Career Advice: Accounting Vs. Actuary

    Read about what life is like as an actuary or as an accountant, how the two careers are different and how to decide which ...
  89. How Much Money Do You Need to Live in London?

    Find out what it takes to live in London, including the average costs of living for students, professionals and unemployed ...
  90. The Smart Way to Shop for Travel Insurance

    Trip-related coverage can afford peace of mind, but be wary of buying more than you need.
  91. 5 Steps To Getting a Home-Equity Loan/Credit Line

    Want to use your residence as collateral for some financing? Our handy how-to guide to getting a home-equity loan or line ...
  92. How Salary Experts Evaluate Stay-at-Home Moms

    Thinking about staying home with your little ones? Computing the replacement cost of your domestic duties can help you make ...
  93. The Best (and Worst) Times to Buy a Car

    Timing your purchase – along with some attention to the features you need – can save you thousands on your new wheels.
  94. How To Keep Millennials Motivated in the Workplace

    Millennials, ages 18 to 34, will soon make up most of the global workforce. What are the best ways to maximize their potential ...
  95. How Much Money Do You Need to Live in Los Angeles?

    Learn how much money it takes to live in Los Angeles and how that amount varies based on whether you are a student, professional ...
  96. Find the Right Reverse Mortgage Counseling Agency

    How to hook up with a counselor who can help you make the right decision about this trickiest of financing vehicles.
  97. Career Advice: Accounting Vs. Law

    Identify the key differences between working in accounting and working in law. Understand which specific skills make you ...
  98. How Much Money Do You Need to Live in Alaska?

    Learn the average costs for necessities in Alaska, and understand how much money you need to live as a student, professional ...
  99. 5 Prerequisites For Buying a House

    Don't find the perfect house only to discover that you don't meet mortgage qualifications. Know the prerequisites for buying ...
  100. Does a Lost or Stolen Credit Card Hurt Your Credit Score?

    Learn the ways in which a lost or stolen credit card can hurt your credit, and understand the steps you can take to protect ...
Hot Definitions
  1. Duration

    A measure of the sensitivity of the price (the value of principal) of a fixed-income investment to a change in interest rates. ...
  2. Dove

    An economic policy advisor who promotes monetary policies that involve the maintenance of low interest rates, believing that ...
  3. Cyclical Stock

    An equity security whose price is affected by ups and downs in the overall economy. Cyclical stocks typically relate to companies ...
  4. Front Running

    The unethical practice of a broker trading an equity based on information from the analyst department before his or her clients ...
  5. After-Hours Trading - AHT

    Trading after regular trading hours on the major exchanges. The increasing popularity of electronic communication networks ...
  6. Omnibus Account

    An account between two futures merchants (brokers). It involves the transaction of individual accounts which are combined ...
Trading Center