Personal Finance Articles

  1. Is Risk Aversion Kryptonite to Millennials?

    Financial advisors to millennials need to pay heed to this generation’s aversion to risk and help them understand how to ...
  2. How Advisors Can Build a HNW Estate Planning Niche

    Here's how advisors can fill a void when it comes to serving the estate planning needs of high-net-worth individuals.
  3. Buying a Home? The Best Places Share this Feature

    The most lucrative areas to invest in a home are cities where job growth is robust.
  4. Pension Advances: What You Should Be Wary Of

    The terms some pension advance firms require can be costly. Here's how to be sure your clients aren't making bad decisions.
  5. How Do Workers' Compensation Benefits Work?

    What you need to know about Workers' Compensation benefits.
  6. Common Interview Questions for Treasurers

    Identify the types of questions often asked in treasurer job interviewers, and learn how to deliver strong responses that ...
  7. Helping Clients Choose Long-Term Care Insurance

    The need for long-term care has become an inescapable (and pricey) issue for retirees. Here's what financial advisors can ...
  8. How to Invest When You Buy Your First Home

    Homeownership isn't cheap these days thanks to the down payment and closing costs. Savers who are putting away money have ...
  9. Economics of Owning a Restaurant

    Discover the many different economic points to starting and operating a restaurant and how you can potentially lower your ...
  10. IRAs: Top Things You Need to Know About Them

    By understanding the major rules for both traditional and Roth IRAs, you'll be prepared to enjoy the benefits of these investment ...
  11. Do Data Breaches Really Matter for Retailers? (TJX, TGT)

    Do data breaches hurt the stock price of retailers? Let's have a look at a few examples.
  12. The New Tax-Free Savings Accounts For the Disabled

    Due to the Achieving a Better Life Experience (ABLE) Act, many people with disabilities will have an easier time financing ...
  13. Time to Favor TIPS?

    Amid the sluggish economic recovery, investor expectations for future inflation have also moderated, but perhaps by too much.
  14. Equity Research: Career Path and Qualifications

    Find out what equity research analysts do on a day-to-day basis, and learn more about the typical career progression for ...
  15. Common Interview Questions for Internal Auditors

    Identify some of the most common questions asked during internal auditor job interviews, and learn the best responses to ...
  16. Is the Big Mac Back? Shoots of Green Found in McDonald’s Third Quarter Report

    Initiatives undertaken by McDonald's CEO Steve Easterbrook may be bearing fruit in third-quarter earnings.
  17. Selling Your Business: How to Prepare

    Once you have a solid, stand-alone business with solid finances, it's time to put a price on it. Here are the steps needed ...
  18. Is a Maid Worth the Money or Should I Clean Myself?

    Home cleaning services can be expensive, but they can also save you time and lead to a cleaner home.
  19. Company Stock in 401(k)s: The Risks and Rewards

    Holding company stock in a 401(k) has its risks. Here's how advisors can help clients avoid them.
  20. How to Help Clients Plan for a Special Needs Child

    A special needs child demands extra diligence in planning. Here's a guide to best practices.
  21. Finding Unclaimed Assets: Top Tips

    Locating unclaimed money or other property for clients can be a very useful additional service that can help you to add value ...
  22. Don’t Have Health Insurance? What’s the Worst That Could Happen?

    Healthcare is expensive, but those without healthcare coverage put themselves at risk.
  23. How the Advisor Compensation Debate Helps Clients

    The debate over compensating advisors is not likely to be resolved anytime soon, but clients should win with lower fees and ...
  24. Use Tax Vs. Internet Sales Tax: How Are They Different?

    Learn about the differences between a use tax and an Internet sales tax. Find out about transactions in which the taxes apply, ...
  25. Your Visa Options for Retiring in Thailand

    Here are steps for getting a retirement visa in Thailand – plus other possible visas including a marriage visa and a one-year ...
  26. Real Estate Licenses You Would Need in Florida

    Identify the licenses you must obtain to practice real estate in Florida, and learn what is required for a new agent to obtain ...
  27. Common Interview Questions for Investment Analysts

    Identify common questions asked during investment analyst job interviewers, and prepare responses that set you apart from ...
  28. The 10 Most Popular Crowdfunding Campaigns

    The recent growth of crowdfunding has drastically changed the game for average people looking to build their own company ...
  29. The Licenses and Permits You Need For Your Home-Based Business

    For anyone considering starting a home-based business, here's important information on business licenses and permits you ...
  30. How Target Can Expand Internationally

    Target needs to get back onto the international scene in order to take on its largest competitors. There's only one way to ...
  31. How to Achieve a Healthy Work-Life Balance

    Learning how to achieve a work-life balance can make you more productive, healthy, and successful in every area of your life.
  32. The Best Banking Services for Your Business

    Find out which banking services can offer a small business the best opportunities for reducing cost and fraud while managing ...
  33. GE's New Direction Sees Early Successes

    General Electric's divestment of its financial services arm and its recommitment to industrial manufacturing has Wall Street ...
  34. Are Stand-Alone HRAs Really Gone?

    Find out whether standalone health care reimbursement arrangements (HRAs) are still available in the United States under ...
  35. How to Financially Prepare Your Kid for the World

    Preparing your kids for financial success is important. Here is a quick guide to setting them up to be smart about money.
  36. Why You Should Hand Investing Over to Your Advisor

    Here's why it is a good idea to leave investment decisions to a qualified financial advisor.
  37. Is Under Armour's (UA) Dip a Buying Opportunity?

    All temporary hits to Under Armour's stock have ended up being buying opportunities. Is this time any different?
  38. What Lululemon's Numbers Reveal (LULU)

    Should Lululemon be on your watch list? Let's have a look at the numbers.
  39. Is Wal-Mart Stock Suitable for Your IRA or Roth IRA? (WMT)

    Find out if shares of Wal-Mart are suitable for an IRA, and whether Wal-Mart shares are more appropriate for a traditional ...
  40. Is Advanced Micro Devices Stock Suitable for Your IRA or Roth IRA? (AMD)

    Find out if AMD stock is suitable for an IRA. Learn about the company's fundamentals and outlook. Is AMD better for a traditional ...
  41. Private Banker: Career Path & Qualifications

    Discover what kind of work private bankers do, and learn more about how you can develop the experience and qualifications ...
  42. The 4 Most Common Reasons a Small Business Fails

    Discover the most common reasons small businesses fail, including capital formation, management concerns, planning issues ...
  43. This Is Why HSAs Appeal to High-Income Earners

    Health Savings Accounts are a good deal. But they're a better deal for some than for others. We parse how the plans work ...
  44. 12 Things You Don’t Know About Your Credit Report

    A good credit score is essential to securing a mortgage, obtaining a car, and getting other types of loans. But do you know ...
  45. Can Small Caps Rebound?

    While the collective concensus was right on the dollar rising, it was wrong on at least one implication of a stronger greenback: ...
  46. Certified Financial Planner: A Retirement ‘Must?’

    You've seen those letters "CFP" after a financial advisor's name. What do they mean? And do they make a difference in the ...
  47. How Having a Job Affects Social Security Benefits

    Social Security benefits mean a lot to retirees' finances. Having a job, even part-time, can complicate matters if certain ...
  48. What Real Estate Licenses Are Required in Texas?

    Discover the licensing requirements for practicing real estate in Texas, and learn what you need to do to obtain the proper ...
  49. The Hidden Fees in 401(k)s

    Learn about the conspicuously disclosed fees that lurk within your 401(k) investments.
  50. Common Interview Questions for Portfolio Managers

    Identify some of the common questions asked in portfolio manager job interviews, and learn how to formulate responses that ...
  51. This Is When You Should Pay Car Rental Fees

    Rental firms are fee-happy, so you’ll be pressured into all sorts of extras when you pick up your car. Decide in advance ...
  52. Retirement Tips for Government Workers

    Discover retirement tips for government workers such as what types of funds to choose, different types of plans, and at what ...
  53. 4 Tips for Choosing the Right Name for Your Business

    Discover some advice pertaining to the best ways to name a new business; learn what characteristics the name should include ...
  54. The 4 Best Inflation-Protected Funds To Invest In (SCHP)

    Discover how Treasury inflation-protected securities (TIPS) work, and learn about five funds in this segment that make good ...
  55. Tips for Choosing the Right Location for Your Business

    Discover five good tips concerning factors to carefully consider in the process of choosing the best possible location for ...
  56. Buying a House? 6 Other Costs You Should Factor In

    When purchasing a home, you need to factor in more than just the list price of the home. From closing costs to maintenance, ...
  57. Should You Get a Reverse Mortgage?

    A reverse mortgage allows seniors to take advantage of the equity in their home. But is it a good idea?
  58. Tax Planning: Why You Shouldn't Retire Without It

    Advisors say that maximizing retirement savings through tax planning should be a top priority for clients. Here's some more ...
  59. Top Financial Planning Challenges of Gen X

    Gen Xers have a unique set of financial planning challenges. Here's what they are and how to tackle them.
  60. Is Verizon Stock Suitable for Your IRA or Roth IRA? (VZ)

    Learn about Verizon's balance sheet strength and future growth strategy. Discover why the stock makes an ideal core holding ...
  61. These are John Hancock’s Top Funds for Retirement

    John Hancock's fund lineup is vast, so here's a quick primer on what could be its best funds for your retirement portfolio. ...
  62. Estate Taxes: Who's on the Hook?

    Inheritance taxes can be tricky. Most people have to deal with them at a very inconvenient time. It's better to learn the ...
  63. 5 Ways Advisors Can Top Their Competition

    Advisors operate in a highly competitive industry, but fortunately, building the right professional habits can help them ...
  64. Top 5 Retirement Mistakes and How to Avoid Them

    Retirement planning becomes extra important in the final stretch, with many common mistakes becoming very costly. Here are ...
  65. Why Advisors Need to Step Up Their Game with Gen Y

    Advisors looking to strengthen relationships with young wealthy clients need to step up their game when it comes to interacting ...
  66. Marketing Technology Takes off Due to Funding

    Marketing technology is on fire. According to the latest research, funding for marketing technology neared $3.8 billion in ...
  67. How Much Money Do You Need to Retire in Greece?

    If you've decided that retiring in Greece appeals to you, here are three scenarios for different budgets: modest, average ...
  68. Thermo Fisher Scientific: A Growth Story (TMO)

    TMO has a history of making successful acquisitions to accelerate its growth while achieving strong organic growth. Will ...
  69. Do Wealthy Parents Raise Wealthy Kids?

    Researchers are finding that it’s a lot easier to crack the top tier of income earners if your parents made it there before ...
  70. A Guide to Building a Portfolio with Crowdfunded Investments

    Crowdfunding has moved beyond fundraising for personal projects and it now represents a new frontier for beginning and seasoned ...
  71. 5 Top Charities to Donate to This Holiday Season

    The holiday season is the perfect time to make charitable donations. Here are the top five charities to donate to this season. ...
  72. Does a Shorter Work Week Lead to Greater Productivity?

    While technology has significantly increased labor productivity, institutional changes, such as a shorter work week, could ...
  73. Career Advice: Accounting Vs. Auditing

    Understand the subtle distinctions between accounting and auditing, and learn what each offers a new graduate in terms of ...
  74. Will Amazon Continue to Reward Investors? (AMZN)

    Amazon is the number one online retailer in the United States. Will its stock continue to appreciate?
  75. Going Back to the Dominican Republic to Retire

    Aiming to return to your roots by taking up residence in the Dominican Republic? Some basic things you should know about ...
  76. How Secure Is Social Security?  

    Social Security is nowhere near bankruptcy. Even if there is no fix in the next 20 years, reduced benefits could be paid ...
  77. Common Interview Questions for Financial Planners

    Understand the kinds of questions often asked in financial planning job interviews, and learn how to answer them in the most ...
  78. Is it Time to Take Your Company to Shark Tank?

    Understand the key factors an entrepreneur should consider when thinking about whether it might be time to try to go to "Shark ...
  79. Career Advice: Financial Analyst Vs. Business Analyst

    Understand the key distinctions between a financial analyst and a business analyst, and learn what each career offers in ...
  80. 5 Little Known Ways to Reduce Small Business Taxes

    Taxes take a big bite out of the income of a small business. Here are 5 little known ways to reduce your small business taxes ...
  81. Trade Name Vs. Trademark: Know the Difference

    Understand the differences between a trade name and a trademark, the different functions they serve and registration considerations ...
  82. Top Tips for Maximizing Charitable Deductions

    Charitable donations can be a great financial planning tool. Here are some ways to make the most of them.
  83. 7 Signs You’re Spending Too Little In Retirement

    Underspending in retirement isn’t necessarily a problem, but it can lead to some avoidable hardships.
  84. How to Create a Budget With Your Spouse

    Learn how to create a budget with your spouse, whether you're a newlywed or you've been married for decades.
  85. How to Help Clients Navigate Medicare Enrollment

    Here's how financial advisors can be an essential guide in helping clients navigate the murky Medicare sign up waters.
  86. 5 Executives Who Took on the CEO Role at Multiple Companies

    By analyzing these serial entrepreneurs, we see that key characteristics of successful leaders include nonconformity, perseverance ...
  87. What Is a Good 401(k) Match?

    The most common employer match is 50 cents on the dollar of up to 6% of your salary. In most cases you should contribute ...
  88. Returning to the Philippines to Retire

    Aiming to return to your roots by taking up residence in the Philippines? Some basic things you should know about settling ...
  89. Does Target's Online Snafu Mean Opportunity? (TGT)

    A press release issued after Target's site crashed on Cyber Monday includes information that could mean opportunity in unexpected ...
  90. Going Back to China to Retire: A How-to Guide

    If your family comes from China, it may seem natural to think of retiring there, but it could be difficult to do so unless ...
  91. Successful Products Boosted by Viral Videos

    These viral ads helped products fly off the shelves in record time.
  92. Why Working to 70 and Older Makes Financial Sense

    Retiring early is the goal for many, but waiting until 70 has its benefits. Not only will your finances get a boost but so ...
  93. Credit Risk Analyst: Career Path & Qualifications

    Learn more about what kind of work credit risk analysts do on a day-to-day basis, and determine whether this career is one ...
  94. Should You Refinance Your Home if You're Over 50?

    Whether you should refinance your mortgage depends on your savings but for people over the age of 50 there are other specific ...
  95. A Closer Look at Starbucks

    Starbucks has had an outstanding run in recent years. But have its shares become too expensive for new shareholders?
  96. Where Are Consumers Spending Their Gas Savings?

    The recent plunge in gas prices is putting extra cash in consumers' pockets.
  97. Funding Your IRA vs. Your Roth IRA, Which First?

    The answer depends on where you are in your career and personal life each year. Here are some scenarios and rules to think ...
  98. 5 Reasons to Quit Corporate & Run a Small Business

    You're in a corporate job but itching to flex your entrepreneurial muscles. Here's why taking over a small business can make ...
  99. Investing Like a Billionaire: How You Can Do It

    Now more than ever, less-wealthy investors have access to products and strategies that were once the domain of the ultra-wealthy.
  100. Keough vs. SEP: Small Business Retirement Plans

    Running your own company can lead to great personal satisfaction, but it can make planning for retirement a huge headache. ...
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