Personal Finance Articles

  1. Will Airbnb Revolutionize Business Travel?

    Airbnb has changed how consumers travel and is now making its mark on the business sector, redefining corporate travel.
  2. Small Business: Minimize Your Credit Card Fees

    Accepting credit cards is a must these days, but small business owners can take steps to minimize profit-eating credit card ...
  3. How to Avoid Outliving Your Reverse Mortgage

    Running out of proceeds sooner than you expected to is one of the major risks of taking out a reverse mortgage.
  4. Heli-Skiing in Canada's Rockies: What Will It Cost?

    Ready for a heli-skiing adventure? Here's how to choose the right all-inclusive package for you.
  5. Top 4 Consumer Defensive Mutual Funds (PGCOX, RYPDX)

    Discover which mutual funds in the consumer defensive market are top-rated funds, and learn why investors may be drawn to ...
  6. The 4 Best Alternatives to Craigslist

    Understand the pros and cons of Craigslist, and learn why alternative sites such as eBay Classifieds, Adoos and even Facebook ...
  7. How to Choose a Reverse Mortgage Payment Plan

    Lump sum? Tenure? Term? Line of credit? Here’s a look at how each payment plan works, along with the pros and cons.
  8. Career Advice: Investment Banking Vs. Law

    Learn some of the most important differences between a career in investment banking and law, and figure out which career ...
  9. Eyeing a 401(k) Loan? There Are Better Options

    A 401(k) loan may sound good but it's not worth the risk. Here are other options that allow you to leave your retirement ...
  10. How to Handle Client Beneficiary Designations

    Beneficiary designations are a critical financial planning step that can be easily overlooked. Here's how to ensure they ...
  11. Which 401(k) Plan is Right for You?

    An overview of the different types of 401(k) plans and how to choose the right one.
  12. Do Bear Market Funds Make Sense for Investors?

    Bear market funds have their place. But are they right for individual investors?
  13. Longevity Annuity Tax Rules: What You Need to Know

    A look inside the intricacies of the IRS' recently finalized longevity annuity tax rules.
  14. The Pitfalls of PLUS College Loans

    Here's how parents can avoid the pitfalls of PLUS Loans when it comes to funding their children's college education.
  15. 3 Stocks to Play a Falling Unemployment Rate (KFY, LNCE)

    Three stocks to consider as the unemployment rate falls.
  16. How Divorce Affects Social Security Benefits

    As an ex-spouse you may be able to claim benefits based on your ex-spouse’s earnings record. Here are the details.
  17. How Sending Money on Gmail Works

    Learn how sending money via Gmail works, and understand how Google makes money from offering this service despite it being ...
  18. Career Advice: Accounting Vs. Actuary

    Read about what life is like as an actuary or as an accountant, how the two careers are different and how to decide which ...
  19. How Much Money Do You Need to Live in London?

    Find out what it takes to live in London, including the average costs of living for students, professionals and unemployed ...
  20. The Smart Way to Shop for Travel Insurance

    Trip-related coverage can afford peace of mind, but be wary of buying more than you need.
  21. 5 Steps To Getting a Home-Equity Loan/Credit Line

    Want to use your residence as collateral for some financing? Our handy how-to guide to getting a home-equity loan or line ...
  22. How Salary Experts Evaluate Stay-at-Home Moms

    Thinking about staying home with your little ones? Computing the replacement cost of your domestic duties can help you make ...
  23. The Best (and Worst) Times to Buy a Car

    Timing your purchase – along with some attention to the features you need – can save you thousands on your new wheels.
  24. How To Keep Millennials Motivated in the Workplace

    Millennials, ages 18 to 34, will soon make up most of the global workforce. What are the best ways to maximize their potential ...
  25. How Much Money Do You Need to Live in Los Angeles?

    Learn how much money it takes to live in Los Angeles and how that amount varies based on whether you are a student, professional ...
  26. Find the Right Reverse Mortgage Counseling Agency

    How to hook up with a counselor who can help you make the right decision about this trickiest of financing vehicles.
  27. Career Advice: Accounting Vs. Law

    Identify the key differences between working in accounting and working in law. Understand which specific skills make you ...
  28. How Much Money Do You Need to Live in Alaska?

    Learn the average costs for necessities in Alaska, and understand how much money you need to live as a student, professional ...
  29. 5 Prerequisites For Buying a House

    Don't find the perfect house only to discover that you don't meet mortgage qualifications. Know the prerequisites for buying ...
  30. Does a Lost or Stolen Credit Card Hurt Your Credit Score?

    Learn the ways in which a lost or stolen credit card can hurt your credit, and understand the steps you can take to protect ...
  31. A How-To Guide to Being a Venture Capitalist

    So, you want to be a venture capitalist? Here's what it takes (besides capital).
  32. The Top 5 Under-the-Radar Cities for Job Seekers

    Don't be misled by 'Top 10' lists that rank cities purely on job growth. These cities get top marks for income growth and ...
  33. Top Tips to Reduce Required Minimum Distributions

    A look at the best strategies to reduce required minimum distributions from qualified retirement accounts.
  34. How Advisors Can Give Back to the Community

    It's a good idea to consider ways to give back to your community, especially to those in need of a financial education.
  35. Tapping Mind Maps for Better Financial Planning

    Here's how to use mind maps to better assist your financial planning for clients and, ultimately, improve your business.
  36. 3 Odd Investments Worth Considering

    Designer handbags, comic books and web domains: should these odd items be on your investing radar?
  37. Getting a College Student to Love ... Investing?

    College students have a big advantage over many other investors: time. Here's how to get them interested in investing.
  38. 401(k) Loans: The Good, the Bad and the Ugly

    Borrowing from your 401(k) is ready cash from the best possible lender: you. Here's the upside and downside to using the ...
  39. Tip for Estate Planning on the Cheap

    Estate planning is an expensive but necessary process for everyone with assets they’d like to eventually distribute. Here's ...
  40. Tapping Your Retirement Accounts: How to Start

    Deciding which retirement account to tap first can be confusing as it may impact how long your savings last. Here's some ...
  41. Why Realtors Have Fiduciary Responsibilities

    Find out why real estate agents are considered to have a legal fiduciary responsibility to uphold the best interests of their ...
  42. The 8 Best Alternatives to Kickstarter

    Learn about Kickstarter, a popular crowdsourcing website. Additionally, learn about eight crowdsourcing companies that are ...
  43. Retirement Tips: Choose the Best Annuity Provider

    It pays to get the best advice if you are thinking of putting your money into one of these complicated investments.
  44. Variable Annuities with Guaranteed Benefit Options

    Guaranteed benefit riders protect variable annuities against a market downturn, but they also make an already expensive product ...
  45. The Best Time to Book a Hotel for Vacations

    Knowing when to book your hotel room can help your vacation budget. Since there are lots of variables, it pays to do your ...
  46. The 10 Best Healthcare Jobs

    While healthcare is the fastest-growing job sector, not all healthcare jobs are equal. A look at which jobs provide good ...
  47. How to Use an Allowance to Teach Your Kids About Money

    On the fence about whether or not you should give your kids an allowance? An allowance is the perfect way to introduce your ...
  48. How Retirees Should Think About Market Corrections

    Stock market corrections can be scary for retirees living off their investment income. Panic isn't an option. Retirees can ...
  49. Mobile Payments in 2015: When Will Cash Be Obsolete?

    A wave of new mobile payment technology is setting the stage for a revolution in how we buy in stores.
  50. 7 Renovation Projects That Improve Your Property Value

    These renovation projects will increase your property value and get you the highest returns on investment
  51. The Psychology Behind Why People Buy Luxury Goods

    Luxury goods are a great example of how irrational we can be; a decent and sturdy handbag can be purchased for $50, yet people ...
  52. How to Create a Professional Brand on Facebook

    Facebook isn't going away, which means you can't ignore it. Because of it's size, it can be a great venue to build a professional ...
  53. How Advisors Can Help Junior Partners Flourish

    Hiring a junior partner can be beneficial to a financial planning practice. Here's how advisors can help a new hire flourish. ...
  54. The Top 5 Fixed Annuities for the Risk Averse

    These five fixed annuities are best suited for risk averse and/or retired investors.
  55. Estate Planning Goes Digital: How to Get Started

    Digital estate planning is an important part of the estate planning process given today's tech-centric world. Here's how ...
  56. These College Majors Often Lead to Big Salaries

    The benefits of a college degree are substantial, especially if you pick (and stick with) one of the nation's highest-paying ...
  57. Retirement Plan Laggards: How to Help Them

    It can be stressful managing clients who started saving for retirement later in life. Luckily there are a few strategies ...
  58. Advisors: When Should You Fire a Client?

    Sometimes firing a client is necessary. Here's how to know when it's time to show a client the door.
  59. How the Self-Employed Can Prepare for Retirement

    The self-employed aren't saving enough for retirement. Here's what they can do to change that.
  60. Your Social Security Benefits: Who Gets Taxed?

    Many folks will pay some taxes on their Social Security benefits, but some will not. Here's the lowdown on who gets taxed ...
  61. How Client Behavior Impacts Retirement Planning

    While many clients know they should save for retirement, they don't. Here's how advisors can help modify their bad financial ...
  62. How to Choose the Best IRA Custodian

    Finding the right custodian for your IRA means determining the sort of IRA you want. Then you can zero in on the ideal institution ...
  63. Millennials Guide: Picking the Right Car Insurance

    Millennials fall into the category of high car-insurance rates. Check out some of the ways to save money, like owning an ...
  64. Airbnb Insurance: Will It Cover Enough?

    If a paying guest trips over a rug in your home, breaks an ankle and sues for damages, here's how to make sure your coverage ...
  65. Maxing Out Your 401(k) vs. an IRA or Roth IRA

    What is the best way to save for retirement? Max out your 401(k)? Add an IRA? And what about the Roth? Your questions, answered.
  66. Who Is Next in the Athleisure Trend?

    Which companies are jumping on the growing athleisure wear trend and how can investors start getting in on this?
  67. Refinancing vs. a Home-Equity Loan: How to Decide

    If you want to pay off debt, make home improvements or just get a better interest rate, you need to know exactly what these ...
  68. Top Tips for Inheriting a Book of Clients

    Inheriting another advisor's book of clients can be a big boon. Here are some tips on how to handle the transition.
  69. How to Manage Lower Social Security Adjustments

    Here's how financial advisors can help clients cope with low or no cost-of-living Social Security increases.
  70. The S&P 500's 5 Fastest-Growing Companies

    These are the five fastest growing companies in the S&P 500. Should they be on your watch list?
  71. 5 Dividend Stocks that Should Be on Your Watchlist

    These stocks might not appreciate in a broad market selloff, but they're fundamentally sound and offer generous dividends.
  72. How to Help Clients Avoid Estate Planning Pitfalls

    Advisors play a vital role when it comes to estate planning. Here are some tips to help clients prepare properly and avoid ...
  73. How to Break the Paycheck-to-Paycheck Cycle

    Living paycheck-to-paycheck — which many high-income earners do — leaves little wiggle room for any unexpected expenses.
  74. The 401(k) Emergency Boomers Need to Address Now

    The asset allocations of Baby Boomers’ 401(k)s are dangerously out of balance. Here's how to remedy that.
  75. The Rise of Subscription-Based Financial Advice

    The latest way to target younger clients is to provide financial planning services for a monthly fee, simliar to a cell phone ...
  76. Why Goals-Based Investing Might Be Right for You

    With a goals-based investing approach, you can direct your investment philosophy to reach your goals. Here's how.
  77. Ready to Retire? Better to Avoid These States

    Expenses matter in retirement. If you're living in a state with high taxes and/or a high cost of living, you could be fighting ...
  78. Estate Planning Questions to Ask Clients Annually

    Financial advisors need to ask these estate planning questions annually to keep clients on track.
  79. Top 3 Tips to Find an Estate Planning Lawyer

    Having an estate plan is essential. Here are some tips on how to find an estate planning attorney to help you put one in ...
  80. Want to Be High-Earner? Avoid these College Majors

    Why these college majors might offer a poor chance of paying off those student loans sooner rather than later.
  81. How to Make Taxes Hurt Less During Retirement

    The decisions around retirement planning and the taxes you will owe on your accounts can have long term financial effects. ...
  82. Estate Planning Tips for the Average Client

    Fewer financial assets can lead to bigger issues for families who don't establish an estate plan. Here's how advisors can ...
  83. Before you Buy That Home: Find a Great Realtor

    Most people think of a good realtor as a successful salesperson, but we should not assume than that's what makes a great ...
  84. How the Slowdown in China Affects the Fed's Upcoming Decision

    While China’s slowing economy complicates the Fed’s signaled intentions to raise interest rates, officials remain divided ...
  85. An Overview of Businesses Owned by Amazon

    Amazon is much more than an online retailer. Here are six companies owned by the multibillion-dollar conglomerate.
  86. Top 4 Retirement Income Mutual Funds (PRFHX, SWJRX)

    Review four of the top retirement income mutual funds available on the market today, including those with tax advantages ...
  87. Millennials Guide: How to Pick the Right Mortgage

    Here’s help in finding the perfect, affordable loan for that home you have been dreaming about.
  88. 6 Reasons to Donate Your Car to Charity

    It's no longer a free ride, but there are still tax benefits to doing so.
  89. Choosing The Best Charitable Gift Annuity

    Want to support a cause you care about, but still earn income from that donation in your retirement years? This vehicle offers ...
  90. How Social Security Benefits Are Estimated & Taxed

    The Social Security check you'll get depends on your work history, when you start claiming a benefit and these other factors.
  91. 5 (Possibly) Costly Risks of Being an Airbnb Host

    Guests who get injured or damage your neighbor’s property are just a couple of examples of what can go wrong. Here’s how ...
  92. Home-Equity Loan vs. HELOC: Which Is Better?

    Knowing the difference between a home-equity loan and a HELOC is important. Here's how to tell which is a better fit for ...
  93. Understanding Different Types of Life Insurance

    Understand the various types of life insurance, how each can be used in personal or business financial planning, and for ...
  94. The 6 Best Alternatives to Hotels

    Discover information about some of the many-available and much-less expensive alternatives to staying in hotels when you ...
  95. How Much Money Do You Need to Live in Las Vegas?

    Learn how much it costs to live in Las Vegas and how that amount varies based on whether you are a student, a professional ...
  96. Best 7 Money Saving Tips for Your Electric Bill

    Learn how to make simple changes around the home to save on your electric bill, such as fixing drafty windows and switching ...
  97. Robo-Advisors Face First Market Downturn Test

    Robo-advisors are experiencing a major market downtown for the first time. So how did they do?
  98. Annuities and Baby Boomers: The Pros and Cons

    The pros and cons of annuities that Baby Boomers seeking retirement income need to know.
  99. Want a Giant Salary? Here's What to Major In

    The stability, high starting salaries and job growth are just a few reasons why students would be smart to consider studying ...
  100. Why Even the Young Should Establish an Estate Plan

    Estate planning is important even for the youngest clients, and they should have a plan in place should the worst happen. ...
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