Personal Finance Articles

  1. Advisors: Use Tech to Attract, Retain Clients

    Investors want an investment approach that blends technology and the human touch. Therefore, financial advisors should embrace ...
  2. Netflix's Future Growth: Greater Than You Think?

    The potential for Netflix could be considerably greater than you think.
  3. Is a Robo College Savings Plan Right for You?

    The cost of college keeps rising, but saving for it might just have gotten easier. Here's why.
  4. Minimum Wages Can Raise Unemployment

    Learn why many economists feel that minimum wages, while intended to benefit low-wage workers, actually hurt them by increasing ...
  5. Top 4 Venture Capital Investors and Firms (AAPL, YHOO)

    Understand what it is that venture capital firms do, the purpose they serve for new businesses and discover some of the top-ranked ...
  6. Inflation Protected Securities: How They Work

    Learn how the U.S. Treasury inflation-protected securities (TIPS) work, which considerations investors should keep in mind ...
  7. The Top 5 US Cities with Highest Minimum Wage

    Learn how awareness campaigns have led to huge minimum wage hikes in several large cities, and discover which U.S. cities ...
  8. 5 Ways to Get Funding For Your Billion-Dollar Idea (FB)

    Understand how current billion-dollar companies gone about funding. Learn about five funding strategies to fund a billion ...
  9. Gay Couples: Here Are Your New Rights

    The expansion of same-sex marriage means gay and lesbian partners can now enjoy basic spousal rights, regardless of where ...
  10. The Hi-Tech Future of Mortgage Applications

    Three sites that are simplifying your path to home ownership.
  11. Gay Marriage and Taxes: Everything You Should Know

    Same-sex couples now have a variety of tax strategies to consider.
  12. Best Real Estate Apps for House Hunters

    Your dream home might be only a swipe away.
  13. When's the Best Time to Sell a House?

    Your timing is a key element in when to sell a house. Here's what to consider.
  14. Advising FAs: Explaining College Savings Accounts to Clients

    There are several types of savings accounts designed for higher education available today. The right one for you will depend ...
  15. Advising FAs: Explaining Estate Planning to a Client

    As the old saying goes, you can't take it with you. For this reason, it is important to have a current estate plan in place ...
  16. What AIG Looks Like Now (and How it Got that Way)

    Despite some mammoth mistakes and a gargantuan government bailout, AIG remains a global insurance powerhouse. Here's how ...
  17. The Logic Behind Sears' REIT (SHLD, SRG)

    Learn what strategy Sears employed with the divestment of its 266 real estate properties to a separate real estate investment ...
  18. An America with Donald Trump as President

    Take a closer look at some of policy proposals from Republican presidential candidate Donald Trump, and what a future with ...
  19. Steps to Qualify For a Small Business Loan

    Learn steps to qualify for a small business loan such as identifying financing needs, preparing a business plan and getting ...
  20. Why Cash is King When Markets are Volatile

    After the past several years, you might be addicted to equity. But when markets turn volatile, cash is the best option. Here's ...
  21. The Financial Advisory Business: More Women Wanted

    It's no secret that women are underrepresented in the financial advisory business. Here are some reasons why and what's being ...
  22. The Biggest Financial Mistakes Millennials Make

    Millennials are making financial mistakes that have the potential to cost them big over the course of their lives.
  23. How Nike (NKE) Continues to 'Do It'

    Other than style, do sneakers from any maker really differ that much? That's debatable. But this is certain: Nike sets the ...
  24. Is Cohousing Right for You?

    Cohousing isn't for everyone. But if you're community-minded or committed to living green, it may be an ideal option for ...
  25. Top 10 Airlines to Work For in 2015

    Find out why Southwest Airlines and JetBlue lead the list of the top airlines to work for in 2015.
  26. Who Supports Donald Trump's Campaign?

    Explore the common characteristics among voters who prefer Donald Trump for the 2016 election, including youth, modest incomes ...
  27. Advising FAs: Explaining Annuities to a Client

    Conceptually speaking, annuities can be thought of as a reverse form of life insurance.
  28. Advising FAs: Explaining ETFs to a Client

    Exchange traded funds (ETFs) have exploded in popularity with both investors and professionals for several reasons, and their ...
  29. Before You Buy a Home for Your Child: Read This

    It is certainly generous. It can even be advantageous to both of you. But beware of the pitfalls.
  30. Retire in Costa Rica with $200,000 of Savings?

    It's quite doable in this Central American oasis.
  31. Advising FAs: Explaining Long-term Care Insurance to Clients

    As our life spans are extended, our family structures change and medical care improves, the need for long-term care (LTC) ...
  32. Advising FAs: Explaining Life Insurance to a Client

    Life insurance was initially designed to protect the income of families, particularly young families in the wealth accumulation ...
  33. Explaining Clients Why They Need a Budget

    The truth is that budgeting isn't just for times when your money is tight or your life is undergoing a major transition. ...
  34. Is Your Financial Advisor Looking Out for You?

    Financial advisors sometimes aren't looking out for clients' best interests. Regulators are scrutinizing their practices; ...
  35. Advising FAs: Explaining Bonds to a Client

    Most of us have borrowed money at some point in our lives, and just as people need money, so do companies and governments. ...
  36. Will Your Job Get Eaten by Automation?

    With the rapid growth of technology, it has been widely contested whether automation will start to replace jobs.
  37. How Expedia Makes Money

    Expedia has grown from a small travel website to now selling everything from airline tickets and hotel rooms to car rentals ...
  38. How to Avoid Scuttling Your Client’s Retirement

    Bad habits can ruin a retirement portfolio (and your credibility as an advisor). Here are some practices to avoid.
  39. How Advisors Can Help Expectant Couples

    Bringing a child into the world makes parents more acutely aware of their finances. Here's how advisors can help expectant ...
  40. Interest Rates and Your 401(k): How They Tango

    Here's how a rise in interest rates will likely impact your 401(k).
  41. Got Dividends? Here's How to Reinvest Them

    Reinvesting dividends is almost always a good idea if you intend to hold your shares for the long term, and there are several ...
  42. Top Tax Tips to Deduct Investment Management Fees

    Investment expenses can be deducted by those who meet three main criteria. Here's what they are and how they work.
  43. Why Women Choose Women for Financial Advice

    Women often prefer female financial advisors because client and advisor can relate to each other on a variety of levels. ...
  44. The Difference Between Good and Great Advisors

    If you want to be a top advisor, it takes more than just hanging out your shingle and picking investments. Top advisors work ...
  45. How to Protect IRAs from Higher Interest Rates

    Rising interest rates don’t have to translate into investment losses in an IRA. Here's how you can protect your investments. ...
  46. Advising FAs: Explaining Debt to a Client

    This article examines the different types of debt and breaks down which types of debt are better than others. The main types ...
  47. Why Millennials Should Invest in a Roth IRA

    Saving for retirement is important, and it's important to start early. A Roth IRA is a great option for low-earners just ...
  48. Can You Retire in Colombia With $200,000?

    The cost of living, high-quality healthcare, climate and culture are drawing more and more U.S. retirees to this country. ...
  49. 6 Tips to Stop Worrying About Retirement

    Try some creative thinking and these smart moves to take the pressure off.
  50. Are Home Inspections Worth It? - Price vs. Value

    If you’re wondering whether home inspection is worth the investment, the following information will help you decide.
  51. How to Recharacterize to a Traditional IRA

    If the technicalities of recharacterizing a Roth IRA to a traditional IRA seem dauntingly complex, here are a few simple ...
  52. 5 Warning Signs a Charity Is a Scam

    Giving to charities and helping those in need is admirable. Here's how to ensure your good intentions and donations aren't ...
  53. 5 Reasons to Convert a Roth To a Traditional IRA

    Here's a quintet of cases when the traditional IRA trumps the Roth version.
  54. Get Your House In Order By Choosing a Financial Advisor

    As the old saying goes, people don't plan to fail, they just fail to plan.
  55. Credit Card Review: Blue Cash Everyday Amex (AXP, KSS)

    Read about the Blue Cash Everyday Amex card, and learn how it saves cardholders money on groceries, gas and other household ...
  56. Credit Card Review: Chase Freedom (JPM, AMZN)

    Learn about the Chase Freedom card and how it earns 1% cash back on every purchase and up to 5% on purchases in quarterly ...
  57. Credit Card Review: Citi Double Cash

    Learn about the Citi Double Cash credit card and its simple cash back program that pays a combined 2% rate on every card ...
  58. Inflation for Dummies

    Inflation may seem like a straightforward concept, but it is more complex than it appears. We examine its varieties and causes.
  59. Justifications For High CEO Pay (AAPL, GE)

    CEOs tend to command sky-high salaries in America. Companies cite a number of reasons for this, but they don't always ring ...
  60. Extreme Mortality Bonds: High Risk and High Reward

    Insurance companies issue extreme mortality bonds to cover their losses in the event of a large-scale disaster. Here's a ...
  61. Risks Associated With Government Contracts

    Government contracts can be rewarding, but they also come with a variety of risks.
  62. 10 Public Companies That Rely On Govt. Contracts

    We look at 10 of the top public companies whose businesses rely on U.S. government contracts.
  63. Can You Retire in Brazil with $200,000 of Savings?

    Brazil has a lot to offer the expat. The cost of living and healthcare are cheaper, and the pace is unhurried. But educate ...
  64. Can Young Workers Rely on Social Security?

    Young savers have time on their hands to take advantage of many investment strategies, and they should because Social Security ...
  65. How to Defray Long-Term Care Expenses

    Here's a handful of options on what you can do to defray long-term care expenses.
  66. The True Cost of Home Caregiving

    Caring for eldery family in-home might be unavoidable, but most caregivers don't realize the true cost of doing so.
  67. Target-Date vs. Index Funds: Is One Better?

    Target-date and index funds are difficult to compare because they differ in both structure and objective, though investors ...
  68. Is a Google Robo-Advisor on the Horizon?

    It's possible that Google is looking to get into the robo-advisor business, either as a new venture or as a way to provide ...
  69. Top 3 Ways to Manage Lump-Sum Windfalls

    Have you just had a load of money drop into your lap? If so, several enviable options are available to you. Which one is ...
  70. Before You Invest in a Rental House with a Friend

    Investment property has advantages, but before you purchase a rental house with a pal, it’s smart to know what the challenges ...
  71. Whole Foods 365: The Economics of Discount Organic

    Whole Foods Market is expanding its brand to create a chain of discount natural food stores called 365 by Whole Foods Market. ...
  72. The Top 5 Most Unionized Industries

    Unions don't have the membership numbers that they once did, but they are still a vital part of several different important ...
  73. Free Credit Score: How Free Is It Really?

    Be careful of websites making bogus offers of "free" credit scores. If a site asks for credit card information, you'll most ...
  74. Credit Card Review: Amex EveryDay (AXP, JPM)

    Learn the benefits of the Amex EveryDay card, such as its introductory offer and rewards perks, and discover the types of ...
  75. How Advisors Can Tackle the Big Wealth Transfer

    The massive wealth transfer from Baby Boomers to their heirs presents opportunity and challenges for advisors. Here's how ...
  76. How a Higher Minimum Wage Would Impact the Economy

    Doubling pay for hourly workers could have several knock-on effects to the economy. Here's a brief look at a big issue.
  77. Why You Might Buy Your Next Car from Costco

    Costco, one of the strongest retailers around, has its hooks in all sort of sectors, including autos.
  78. Credit Card Review: Capital One Venture Rewards (COF)

    Learn how the Capital One Venture Rewards card helps you earn unlimited rewards miles to pay for all types of travel expenses, ...
  79. Credit Card Review: BankAmericard Cash Rewards (BAC)

    Read about the BankAmericard Cash Rewards card, and learn how to start earning unlimited cash back with its simply rewards ...
  80. Credit Card Review: QuicksilverOne Rewards

    Learn more about one of the best cash back rewards credit cards for individuals with average or good credit ratings: the ...
  81. What to Know About Transferable Points Programs

    Transferable points programs give credit card users a more extensive way to use credit card points for travel.
  82. How Express Scripts Makes Money

    The pharmacy benefit manager claims to lower prescription drug costs for consumers, medical providers, and health insurance ...
  83. Three Perks Business Should Give Their Employees

    Firms that treat their employees well have a competitive advantage over their rivals. Here are three important perks to give ...
  84. How Peter Thiel Became a Superstar

    A review of the career of legendary Silicon Valley entrepreneur and investor Peter Thiel.
  85. 3 Key Steps To Take Before You Quit Your Job

    Leaving a job on the best basis means thinking through everything from professional etiquette to what's financially adequate.
  86. Are These the 10 Best Stocks in the World?

    Most of the top 10 stocks in the world have performed exceptionally well over the past several years. Here's a look at their ...
  87. Making Your Home Retirement "Ready"

    Key steps to take so that your home is in good shape for you to live there as long as you want.
  88. Credit Card Review: Premier Rewards Gold Amex (AXP)

    Read more about the American Express Premier Rewards Gold card, one of the top charge cards in the United States and a favorite ...
  89. Best Banks to Stash Your Million Dollars

    Get the richest perks and red carpet treatment for you and your money from these financial institutions.
  90. Credit Card Review: Gold Delta SkyMiles Amex (AXP, DAL)

    Learn about the three American Express cards that partner with Delta Airlines. Understand the benefits of the Gold Delta ...
  91. What Does an Ideal Retirement Portfolio Look Like?

    The "ideal" portfolio can differ from one investor to another depending on many factors, but some themes hold true no matter ...
  92. Credit Card Review: Citi ThankYou Preferred

    Understand what makes a reward credit card worth opening. Learn about the Citi ThankYou Preferred card and its benefits and ...
  93. Does that Budget Leave Room for Charitable Giving?

    Your clients want to be philanthropic, but does their financial situation allow them to afford charitable giving?
  94. How to Protect Your Retirement After a Divorce

    Divorce is never fun, but knowing the rules and anticipating the impact of retirement plan division and pension payouts can ...
  95. Credit Card Review: Capital One Quicksilver Rewards (COF)

    Learn more about the Capital One Quicksilver Rewards card and how its simple cash back rewards program can put more money ...
  96. Credit Card Review: Citi Diamond Preferred

    Read about Citi's Diamond Preferred credit card, a low APR offering with excellent balance transfer benefits and a long-term ...
  97. Credit Card Review: BankAmericard Travel Rewards (BAC)

    Understand what the BankAmericard Travel Rewards card is and what its benefits are. Learn about the few drawbacks to the ...
  98. Credit Card Review: Discover it (DFS, AMZN)

    Learn why the Discover it card provides a great balance between cost effectiveness and robust rewards, especially for those ...
  99. The Number One Reason Why Most Traders Fail

    We show you the simple tools, availble to everyone, to succeed as an active trader: education, experience, charts, vision, ...
  100. Netflix's New Strategy: Penetrate Your Hotel Room

    Will Netflix’s new venture—to offer its media content in hotels—pay dividends? Investopedia explores the business potential ...
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