Personal Finance Articles

  1. Impact Investing: Making A Difference And A Profit

    Most investors spend their time chasing returns. But what if there was a way to do good while also turning a profit?
  2. Where Should I Retire?

    It's not just about money or weather or beautiful scenery and a lively cultural scene. Here, some other real-life ways to ...
  3. Which Billionaire Could Be Your New Neighbor?

    Just how much real estate can the fortunes of the founders of Tesla, Google, Amazon and Microsoft buy? You'll be surprised.
  4. How To Get The Most Out Of Your Financial Advisor

    Like most things in life, the effort and thought you put into something will determine what you get out of it. It's no different ...
  5. Why Caregivers Should Enlist A Financial Advisor

    Stressed caregivers in need of help managing their loved one's affairs should consider enlisting a financial advisor.
  6. How We'll All Be Customers Eventually

    Amazon is unusual among large U.S. companies ranked by market cap in that its profit margins are tiny and its stock is phenomenally ...
  7. Time to Cash In Your U.S. Savings Bonds?

    If your U.S. Savings Bonds are dated 1984 or earlier, they've reached maturity and stopped paying interest. Cash them in ...
  8. eBank or Brick-and-Mortar Bank?

    The bank type that makes the most sense for you depends on the services you need. The best choice could be both.
  9. Who Actually Benefits From Target Date Funds?

    This pre-packaged retirement investment option could be the perfect fit for some investors and a downfall for others. Which ...
  10. Best Apps For Buying A Home

    If you are in the market for a new home, technology can help make your search a little easier. Mobile apps allow you to ...
  11. Why This Investment Will Remain A Boomer's Best Friend

    The retirement of millions of Baby Boomers will come with many knock-on effects, but risk-averse investors can take solace ...
  12. How To Sell Your Company At A Premium

    When businesses are looking to make acquisitions, it's a good time to sell your company. But don't rush to take advantage ...
  13. Five Little Money Leaks That You Can Plug Right Now

    If you sometimes feel that money trickles through your fingers, you could be right. Here's how to take control and keep yourself ...
  14. 7 Reasons You Have a Love-Hate Relationship With Home Insurance

    What is covered in a policy can vary widely by company, so you’d better know what to look for when shopping for home insurance.
  15. 10 Ways to Save on Air Conditioning Costs

    Save on the costs of air conditioning by following these tips.
  16. 10 Unfamiliar Ways to Help Pay Down Medical Bills

    Paying your medical bills can seem frightening, given the high cost. Don’t let unpaid medical bills ruin your credit.
  17. What You Need To Know About EMV Credit Cards

    Finally, the U.S. is beginning to move to EMV credit cards. Here's how they'll keep us safer and what they won't fix.
  18. Must-Do Financial Moves For Same-Sex Marriages

    Same-sex couples should create the safeguards all married people need, plus a few more. The good news: You may be owed a ...
  19. Should India Be On Investors' Radars?

    Policy paralysis and investor indifference have defined India for some time, but a new government bent on cutting red tape ...
  20. An Introduction To Target Date Funds

    Target date mutual funds can be an alternative to bonds and CDs for investors who do not wish to actively manage their savings. ...
  21. Five Questions to Ask About Your Company's 401(k) Plan

    Having a comfortable retirement depends on taking maximum advantage of your company's 401(k), if it's offered. Here's what ...
  22. Accidentally Conservative: The Risk that Lies Ahead for Millennials

    Research shows that Millennials are substantially more conservative when it comes to their finances than previous generations. ...
  23. What's At Stake As Google Takes On Amazon?

    Google's decision to go head-to-head with Amazon with a new same-day shopping service isn't just about cheap Cheerios, coffeemakers, ...
  24. How Women In Transition Should Mind Their Finances

    With roughly 80% of women dying single due to divorce or outliving their spouses, they must become more involved in their ...
  25. Financial Changes When You Marry

    Before you tie the knot, here are some steps to take so the legal underpinnings of your marriage will be as solid as your ...
  26. Is Annuitization Your Best Strategy?

    Annuitization has traditionally offered annuity owners a stream of income they cannot outlive, but there are some disadvantages ...
  27. Tax Breaks for Volunteering

    In addition to helping society, volunteering can yield tax deductions – sometimes. Here's how to tell what will pass muster ...
  28. Learn About These 6 Dumb Money Pitfalls For Married Couples

    From tax implications to knowing your partner's credit score, watch out for these six money pitfalls.
  29. Value Offers a Cushion: Why Last Year’s Winners Are Now Losers and Vice Versa

    A trend in markets this year has been the poor performance of last year’s stock market winners, and the resilience of some ...
  30. These Sectors Benefit From Rising Interest Rates

    You've adjusted your debt portfolio to prepare for rising interest rates; now what about your equity holdings? Here are some ...
  31. 10 Reasons Why ‘Bring Back Our Girls’ Will Change the Way You Think About Investing ...

    If there was any doubt about the contributions an educated woman can make to society, consider these facts.
  32. Why These Three Retirement Rules of Thumb Are Bad Ideas

    We’re all looking for simple rules of thumb to help our retirement planning. But three popular ones - 3% savings, 4% drawdown, ...
  33. Home Improvements That Really Pay Off

    Before you invest the cash from your home equity loan in a sunroom or a high-end master suite, take heed: The renovations ...
  34. Seniors: Before You Co-sign That Student Loan

    If that loan isn't paid back, you could be on the line for the whole amount, plus penalties. Ask the 115,000 retirees whose ...
  35. Ignore This Demographic At Your Own Peril

    Hispanics have unique financial planning needs and attitudes, and financial advisers would be well-served by studying this ...
  36. Seven Considerations When You Negotiate Severance

    Someday the ax will fall. It happens in almost every career. Here's how to survive and move on.
  37. 5 Funds to Fight Inflation

    Judging by the price action and performance of conventional inflation hedges over the last 12 months, it appears the investing ...
  38. Why Caregiving Costs Women

    Fueled by extended life expectancies, lost wages from reduced work and rising healthcare costs, women are now the hardest ...
  39. 10 Ways To Never Pay Top Dollar At Movie Theaters

    How did we ever survive without $15 movie tickets, outrageous markups at concession stands and headache-inducing 3D screenings? ...
  40. Garage Sale vs. Donation

    Which offers you the bigger payoff?
  41. What's the Best Time to Get Long-Term Care Insurance?

    Consider applying for long-term care insurance much sooner than you'll need it. If you wait too long, premiums will likely ...
  42. 6 Critical Moves That Will Save You Time and Money Before Hunting for a Mortgage

    There are many important aspects to consider and research before the process of selecting a home even begins.
  43. Mortgage Amortization Strategies

    Should you get a 30-year mortgage? A 15-year one? Ways to decide which mortgage is the best fit.
  44. Insurance for Millennials

    Four insurance must-haves – and one maybe – for Generation Y
  45. When a 401(k) Hardship Withdrawal Makes Sense

    If you've exhausted all other avenues, there are ways to withdraw funds before age 59½ – sometimes without the 10% penalty ...
  46. Do U.S. High Corporate Tax Rates Hurt Americans?

    The United States has the highest corporate tax rate of the 34 developed, free-market nations that make up the Organization ...
  47. How To Manage Your Finances Through A Divorce

    Dividing assets and liabilities in a divorce can be a sad, complicated task. But with some planning, patience and the help ...
  48. Five Things to Know About Quitclaim Deeds

    If that property you're about to buy has a quitclaim deed, check very carefully before you hand over your cash.
  49. Are Your Expensive Vices covered?

    If your wine, cigars or weed are stolen or destroyed, will your homeowners insurance come to the rescue?
  50. Simple Steps for Rebuilding Your Credit

    Trying to repair your credit? Your first instincts may not be correct. Review your best options for raising a bad credit ...
  51. Retirement Plans From Around The World

    How does the rest of the world stack up against the U.S. when it comes to planning and saving for retirement?
  52. Don't Be Without A Letter Of Intent

    If you don't have a letter of intent in your desk, write one now. Here's why – and what should be in it.
  53. Time to Accept Credit Card Offers Again?

    How much you could get and whether to respond
  54. When Is The Best Time To Book A Cheap Flight?

    Here are 10 tips to help you score the best airfare the next time you fly.
  55. Why Apple On The Prowl Is A Good Sign

    While Apple's pending deal to buy Beats Electronics might be upsetting its acolytes, the move is far from an act of desperation. ...
  56. Debt Forgiveness: How to Get Out of Paying Your Student Loans

    Though many individuals eagerly await the possibility of student loan forgiveness, strict stipulations and changing laws ...
  57. How Good a Deal is an Indexed Annuity?

    Indexed annuities are marketed as a compromise between fixed and variable-rate products. But watch the fine print!
  58. Crass (But Effective) Ways to Build a College Fund

    Learn from non-profit fundraisers: Encourage friends and family to give your kid college cash, not toys – and say thank you, ...
  59. 4 Free Parking Apps That Save You Time and Money

    Free parking apps that are working to save you gas, time and money.
  60. 11 Ways to Save on Hotel Costs

    One of the biggest expenses when traveling is lodging. According to the latest data from the Hotel Price Index from, ...
  61. Common Retirement Advice That DINKs Can Ignore

    The retirement rules are different when a couple has no kids. Spending more, retiring sooner – all kinds of options open ...
  62. 5 Little Money White Lies That Can Leave You in the Red

    The lies you tell yourself can cost you plenty. Beware.
  63. Use Paying Rent to Boost Your Credit Score

    Now, rent payments can work for you – not just against you – to affect your credit rating
  64. To Love, Honor and Collect: You, Your Spouse and Social Security

    You may have earned your Social Security benefits on your own, but if you’re married, your collection strategy should be ...
  65. 5 Articles to Refresh Your Financial Literacy

    Being smart about things financial can make the difference between a shaky future and a comfortable one
  66. How To Protect Yourself From Rising Interest Rates

    Today's historically low interest rates have just one way to go. How should you prepare for their inevitable rise?
  67. Peri-Retirement: The New Life Transition

    Use your 30s and 40s to imagine new life options – and try them on for size
  68. 7 Things You’re Overpaying for on Vacation

    If you’re looking for summer costs that can be reduced, here are seven to start with.
  69. 6 Credit Card Rules for New College Grads

    Used well, your credit card can build a credit history that gets you jobs, apartments and a lower car-loan rate
  70. Who Are America’s 10 Highest-Paid CEOs?

    Some of the top companies in America are worth billions of dollars, so how much do their CEOs earn annually?
  71. 5 Ways to Know You Are Spending Too Much Money

    Five signs it’s time to put on the brakes, stop spending too much money, and start saving.
  72. Top 15 Colleges Where Graduates Earn The Most Money With Their Degree

    New data revealed from PayScale shows how much graduates are earning from over 1,000 schools around the country.
  73. Credit vs. Debit Cards: Which is Better?

    Be strategic about the card you choose
  74. Housing Market to Heal (But Remain Cautious of Homebuilders)

    Despite last week’s troubling drop in new home sales, the housing market should continue to recover. However, a sanguine ...
  75. Millennials: Let’s Grab A Beer, Burger and a Movie In 2064

    Asking a 25-year old to save money for his 75-year old future self is like asking him to give money to a stranger. But if ...
  76. The Home Appraisal: Your Key to a Successful Refinance

    When you refinance your mortgage, everything hinges on the appraisal. Here's what appraisers look at, how to make your home ...
  77. Summer Blockbusters: Tips on Cutting Your Movie Bill

    There are practical ways you can save money on movie tickets and cut back on how much you spend on movies in general.
  78. Outside-the-Box Financial Strategies to Pay for College

    Four unexpected ways to build your kids' college fund
  79. Are People Really Receiving Their Salary Through Bitcoin?

    Did you know people are having their salaries paid with Bitcoin?
  80. Japan’s 20-Year Deflationary Spiral Is About To End

    With this month’s hike in the consumption tax from 5% to 8%, investors are fearful that history may repeat itself.
  81. Survey: Americans Still Feel Vulnerable About Healthcare Insurance Under Obamacare

    The Afforable Care Act, aka Obamacare, continues to remain a hot-button political issue as America heads into its mid-term ...
  82. Top Pension Systems in the World

    The U.S. and Canada aren't even close to tops in retiree pensions. Canada ranks 6 of 20 countries; the U.S.,11th.
  83. When Is Grad School Worth It?

    How to figure whether the payback you get from going to grad school – earnings, lifestyle, career opportunities – is worth ...
  84. Top 2014 Muni Bond ETFs

    April 15 came and went, but the memory of how much of your pay the IRS helped itself to should remain clear. As should the ...
  85. Thoughts from the Frontline: The Cost of Code Red

    Thoughts from the Frontline: The Cost of Code Red
  86. The 401(k) Gender Gap

    Women aren't investing in 401(k) plans at the same rate as men - which will cost them big time at retirement. To reap the ...
  87. What to Do if You Don't Have a College Fund for Your Child

    Learn how your credit, equity in your home, credit card habits, and other resources can all impact your child's ability to ...
  88. Don't Retire Early - Change Careers Instead

    Many people who long for early retirement simply may have never known what it's like to enjoy going to work every day. A ...
  89. 10 Sobering Findings About America’s Financial Literacy

    April is Financial Literacy Month, a time to highlight the importance of financial literacy and encourage Americans to learn ...
  90. State Employment Trends: Does a Low Tax/Right-to-Work/Low Minimum Wage Regime Correlate ...

    Employment in Governor Walker’s Wisconsin, as in Governor Brownback’s Kansas, has lagged behind that of the United States ...
  91. What Makes LinkedIn Different From Facebook and Twitter

    Even with its network of 250 million members, Mountain View, Calif.-based LinkedIn Corp. is often overlooked when it comes ...
  92. Understanding FHA Home Loans

    Don't be overwhelmed when filling out these forms. Find out what you need to do here.
  93. The 401(k) Choice: Who's Right for a Roth

    Roughly half of U.S. employers offer a Roth 401(k). Anyone whose tax bracket is likely to increase later in life, especially ...
  94. Save Money: 5 Expenses You Don’t Need

    Everyone likes having extra cash, and saving money every month doesn’t have to mean making big sacrifices in time, effort, ...
  95. Outside the Box: Hoisington Investment Mgmt Review and Outlook, Q1 2014

    Outside the Box: Hoisington Investment Management Quarterly Review and Outlook, First Quarter 2014
  96. Five Retirement Warning Signs for Millennials

    If Gen Y'ers don't want to keep working forever, here's what they need to do now.
  97. Why Stick With Energy Stocks? (Hint: Geopolitical Risk)

    By most fundamental measures, oil prices should be declining. Russ explains why they’re on the rise instead, how this has ...
  98. Dental Insurance: Is It Worth the Cost?

    A trip to the dentist can take a big bite out of your wallet, which is why it’s important for some people to purchase dental ...
  99. Why College Graduates Are Settling for Minimum Wage Jobs

    Going to college means you’re going to land a high-paying job and make lot of money, right? That is not the case in today’s ...
  100. Are We Setting Ourselves Up For Another Financial Crisis?

    “More money has been lost because of four words than at the point of a gun. Those words are, ‘This time is different.’”
Hot Definitions
  1. Take A Bath

    A slang term referring to the situation of an investor who has experienced a large loss from an investment or speculative ...
  2. Black Friday

    1. A day of stock market catastrophe. Originally, September 24, 1869, was deemed Black Friday. The crash was sparked by gold ...
  3. Turkey

    Slang for an investment that yields disappointing results or turns out worse than expected. Failed business deals, securities ...
  4. Barefoot Pilgrim

    A slang term for an unsophisticated investor who loses all of his or her wealth by trading equities in the stock market. ...
  5. Quick Ratio

    The quick ratio is an indicator of a company’s short-term liquidity. The quick ratio measures a company’s ability to meet ...
  6. Black Tuesday

    October 29, 1929, when the DJIA fell 12% - one of the largest one-day drops in stock market history. More than 16 million ...
Trading Center