Personal Finance Articles

  1. Are We Becoming 24-Hour Workers?

    Many employees are working more than 40 hours a week, and even when they’re not physically at work, they’re still mentally ...
  2. Credit Cards to Help You Recover from Poor Credit

    A poor credit score can put a huge damper on your finances. Thankfully using the right credit card can help boost your score ...
  3. 8 Ways to Maximize Your Holiday Budget

    The holidays will only wreck your budget if you let them.
  4. A Look into the Exciting World of Venture Capital

    We look into the world of venture capital, where deep-pocketed investors gamble on funding the next big startup (or the next ...
  5. How to Boost Productivity When Working at Home

    Working from home is on the rise. Here are some tips on how to maximize productivity when working from home.
  6. Best Ways for Retirees to Use Up Airline Miles

    It’s easier than ever to earn frequent flyer miles, but redeeming them can be tricky. Some tips on how to do it.
  7. 6 Famous Words of Advice From Business Leaders

    Here are some words of motivation from leaders who measured their success by more than the (substantial) money they made.
  8. How to Conduct an Effective Performance Review

    A proper performance review can be a very useful tool for both managers and employees.
  9. Is American Express (AXP) a Bargain Right Now?

    AXP has underperformed over the past 12 months. Is this likely to continue or is a rebound in the cards?
  10. The Top 10 In-Demand Jobs in America

    If you're searching for a job that's in demand and has salary increase potential, keep an eye on these ten positions.
  11. Is McDonald's Rally Sustainable?

    Is McDonald's is in the early innings of a turnaround or should investors be shorting?
  12. Is Under Armour a Buy Right Now? (UA, NKE)

    Under Armour is on the move...but in the wrong direction. Is its growth story over?
  13. Pandora Frustrated With Spotify, Vice Versa

    As technology has evolved, the landscape of the music industry has changed from radio broadcasts to mp3 and now streaming ...
  14. Samsung and Google: A Beautiful Friendship?

    Google and Samsung have more than a hardware/software relationship. These two technology giants have collaborated time and ...
  15. Are The Wealthy Better Served By Trusts Or Wills?

    Trusts and wills are both means to pass on wealth to heirs. Which of these is likely to serve your needs better if you have ...
  16. Oprah Takes a Big Bet With Weight Watchers (WTW)

    Does "The Oprah Effect" still work, and can Winfrey reinvigorate a brand that's been struggling for years?
  17. The Biggest Risks of Investing in Tesla Stock

    Learn about the biggest risks for a person investing in Tesla Motors, which is one of the most exciting and unpredictable ...
  18. The 3 Most Affordable Retirement Communities in North Carolina

    Discover why North Carolina is growing in popularity among retirees, and learn about some of the most affordable retirement ...
  19. Taxes in New York for Small Business: The Basics

    Learn how small businesses are taxed in New York, and understand how tax rates vary based on whether the business is an S ...
  20. Top 3 Billionaires Living In New York City

    Take a look at the careers of New York City's three most successful and famous billionaires: David Koch, Michael Bloomberg ...
  21. Top 3 Billionaires Living In Monaco

    Read about the wealthiest people of Monaco; this tiny nation state boasts the most millionaires and billionaires per capita ...
  22. This Is How You Could Live in Mexico on $1,000 a Month

    Learn more about what kind of lifestyle you can lead on a $1,000 monthly budget in Mexico, and find out whether the country ...
  23. Who Are McDonald’s Main Competitors?

    Find out which companies are McDonald's closest competitors. Learn about the largest fast food chains in the world and which ...
  24. This Is How You Could Live in Colombia on $1,000 a Month

    Learn about the kind of life you can lead in Colombia with a budget of $1,000 per month, and decide whether this South American ...
  25. How Major League Baseball Makes Money

    Major League Baseball is big business. Let's take a look at where the money comes from.
  26. Johnson & Johnson Stock: A Dividend Analysis (JNJ)

    Explore a detailed analysis of Johnson & Johnson's dividend policy, and learn about the dividend policies of its competitors, ...
  27. Home Depot Stock: A Dividend Analysis (HD)

    Learn about Home Depot, Inc., its dividend policy, historic dividend yields, overall safety of dividends going forward and ...
  28. Gilead Sciences Stock: A Dividend Analysis (GILD)

    Discover analysis of the dividend policy of Gilead Sciences, Inc., and learn about its historical earnings growth and the ...
  29. Does Your Startup Need Venture Capital Money?

    Venture capital funding provides capital to grow a business. However, entrepreneurs will also lose some control over business ...
  30. The Right Management Style for Your 401(k)

    How are you managing your 401(k)? Is your preferred management approach with this significant asset being properly applied?
  31. Not the Valedictorian? You Can Still Find a College Scholarship

    You don't have to be the class valedictorian to get a scholarship. Discover sources that use other criteria to award educational ...
  32. 6 Signs It's Time to Take Your Business Public

    There's much more to going public than getting a pile of cash to grow your company. Here's how to tell if you're ready for ...
  33. How Much Money Do You Need to Retire In Chile?

    Plenty of expats head to this South American country for its natural beauty and cosmopolitan cities. Retirees will also find ...
  34. How Henry Kravis Built Private Equity Giant KKR

    An overview of how Henry Kravis built one of the world's largest private equity firms.
  35. Jobs That Pay Over $100K and Don’t Require a Medical or Law Degree

    Don't want to spend half of your life in med or law school? Don't worry - there are other jobs that pay over $100,000 a year.
  36. Keeping Control of Your Business After the IPO

    Taking a company public doesn't mean founders must completely give up calling the shots. Before the IPO, consider these tactics ...
  37. Retire in Chile with $200,000 of Savings?

    With its exquisite natural beauty and cosmopolitan cities, Chile is an attractive and surprisingly affordable place to spend ...
  38. How to Manage Trust-Owned Life Insurance

    What are a trustee's responsibilities for trust-owned life insurance under the Uniform Prudent Investor Act?
  39. 12 Reasons Your IRS Refund Was Late

    A tax refund can be a nice post-tax reward, but if it's taking too long to arrive, here are the most likely reasons for the ...
  40. The Future of the Craft Beer Industry

    A few decades ago there were less than 100 craft breweries. Today there are more than 4,000 craft breweries in the U.S.
  41. 16 Hot Industries Experiencing Growth

    Some U.S. industries are experiencing declines while other sectors are projected to experience employment growth rates of ...
  42. Retire In Iceland With $200,000 of Savings?

    Iceland isn't cheap. Yet, by eating and drinking local products, ditching the car and flying budget airlines, affordable ...
  43. America’s Labor Market: Hidden Distortions and Uncertain Forecasts

    Employment reports released by the Bureau of Labor Statistics have a profound impact on political, business, consumer, and ...
  44. Why Choose an FHA Jumbo Mortgage Over Other Jumbos?

    Housing prices are through the roof in the locale where you’d like to live. How will you afford to buy? One of these home ...
  45. What Does It Cost to Retire in Alaska?

    Learn how much money it takes to retire with a comfortable lifestyle in Alaska, and discover some ways to save for an Alaskan ...
  46. 3 Luxury Retirement Communities In Florida

    Discover why Florida has always been a popular retirement destination and learn more about some of the most luxurious retirement ...
  47. What Consumers Want From McDonalds

    McDonald's is struggling to win back customers who have run off to premium hamburger restaurants. What can the fast food ...
  48. 6 Crisis-Prevention Checks for Aging Parents

    Even if they're still in relatively good shape, making plans for Mom and Dad's well-being now can benefit everyone later.
  49. Deferred Compensation Plans Vs. 401(k)s

    Discover the major advantages and disadvantages offered by deferred compensation plans for retirement as compared to a 4 ...
  50. Who Are Costco’s Main Competitors?

    Explore information about the three major discount retailers, Costco, Target and Wal-Mart, and learn how they stack up competitively.
  51. Don't Overpay for Health Insurance This Year

    Health insurance open enrollment starts Nov. 1. Choosing the right ACA plan (or plan at work) takes figuring out how often ...
  52. Can the Economic Data From China Be Trusted?

    China’s economic data is widely distrusted.
  53. Top 6 Companies Owned by Berkshire Hathaway

    Take a look at some of the biggest wholly owned subsidiaries in the Berkshire Hathaway family, and learn just how diversified ...
  54. A Tax Loophole You May Not Want to Fall Into

    An Act of Congress has made it easier to increase contributions to Roth and traditional IRAs. But does the good outweigh ...
  55. Calculating Net Present Value at Different Points Using Excel

    Calculating the net present value (NPV) of your investment projects using Excel.
  56. Top 4 Billionaires Living In France

    Review a list of the wealthiest men and women in France, including the wealthiest woman in the world, L'Oreal matriarch Liliane ...
  57. Richard Thaler: The Founding Father of Behavioral Finance

    How one of the founding behavioral economists is helping individuals earn more on their portfolios and triple their savings ...
  58. 10 Ways to Optimize your LinkedIn Profile (LNKD)

    Get the most out of the world's largest professional online network using these ten tips.
  59. Calculating the Internal Rate of Return Using Excel

    The internal rate of return on investments is explained and illustrated in different investment scenarios.
  60. How Demand Changes With a Variation in Price

    What is demand elasticity?
  61. Jack Dorsey: Introducing Twitter's New CEO (TWTR)

    The young programmer turned billionaire dual-CEO is returning to his first project in efforts to revitalize a stagnant business. ...
  62. Fidelity Vs. Vanguard: Where to Get a Target-Date Fund

    Examine the respective target-date funds (TDFs) offered by Fidelity and Vanguard, and learn which fund provider is likely ...
  63. How American Expats Are Taxed

    Learn what tax forms American expats are required to file, what tax breaks and deductions are available, and what potential ...
  64. Top 4 Billionaires Living In San Francisco

    Read about the wealthiest residents of San Francisco, the city with the eighth most billionaires in the world, according ...
  65. What To Do With Forgotten 401(k) Plans

    Job hopping is more acceptable, but as a result, workers are leaving 401(k) plans behind. In order to maximize savings that ...
  66. Why the Holidays Are a Good Time to Sell  Your House

    People sell their homes during the spring, but there are benefits to selling during the holidays. Buyers are serious, and ...
  67. 5 Ways To Get Out Of Debt Without Sacrificing Your Retirement Savings

    Getting out of debt and saving for retirement doesn't have to be a choice. You can reduce your debt load without sacrificing ...
  68. How to Travel to Paris on a Budget

    By following a few simple tips you can enjoy a Paris vacation without hurting your monthly budget.
  69. JP Morgan Enters Mobile Payment Battle: Will Rival Apple Pay

    The primary mobile phone payment systems in 2015--so far--were Apple Pay and Samsung Pay. Now, JP Morgan is throwing its ...
  70. The Incredible Shrinking U.S. Airline Industry

    The U.S. hasn’t had a new scheduled passenger airline since 2007. Some blame a lack of financing while others say government ...
  71. How Much Money Do You Need to Retire in Iceland?

    Dreaming about retiring in this beautiful, mysterious country? Here’s how much your major expenditures – housing, healthcare ...
  72. Famous Chains That Began As Mom-And-Pop Stores

    Even the largest chains in the world started with a single location. Here are examples of famous brands that have humble ...
  73. How Much Money Do You Need to Retire in Ireland?

    After the Celtic Tiger's boom and bust, retiring in Ireland may be more affordable than you think. Here's an overview of ...
  74. Life Insurance Plans to Help Your Small Business Retain Employees

    How to use and design cash value life insurance plans as an incentive to help attract and retain key employees.
  75. State Guarantee Associations: The Payer of Last Resort

    What's covered and what happens if your insurance company is in financial trouble and can't pay your claim?
  76. Iceland's Top Retirement Destinations

    Remote landscapes and rugged beauty are a given. But the country also offers lively metropolises, brimming with cultural ...
  77. The Story of Instagram: The Rise of the # 1 Photo-Sharing App (FB)

    How Instagram went from launch to billion-dollar acquisition in 18 months.
  78. Carried Interest: A Loophole in America’s Tax Code

    With income inequality becoming an increasingly apparent problem in the U.S., it is time to start removing tax loopholes ...
  79. Top 5 Tips For a Successful Etsy Business

    Here are some tips on how to run a successful business on Etsy, which has helped entrepreneurs reap some substantial rewards.
  80. How Does Your Financial Advisor Get Paid?

    Some questions to ask your financial advisor about the recommendations they make and how they get paid.
  81. Is it Time to Hedge Your Stock Portfolio?

    Recent weeks have seen stocks, credit and even emerging markets start to recover. Unfortunately, the gains haven’t been driven ...
  82. Why Companies Like Grads With a Liberal Arts Degree

    Contrary to popular belief, many companies prefer to handle candidates with liberal arts degrees since these graduates have ...
  83. Top 5 Retirement Cities in Chile

    Chile has a great deal to offer retirees: urban and country living, a remarkable and varied environment and a high standard ...
  84. Best & Worst Domestic Airline Lounge Memberships (AAL, ALK)

    We compare and contrast the Big Six airline lounges, so you can decide which one is worth joining.
  85. How Much Money Do You Need to Retire in Peru

    Peru has a low cost of living so you can live cheaply there – or enjoy a lavish lifestyle for far less than at home.
  86. How Ray Dalio Made the World's Largest Hedge Fund

    Follow Ray Dalio's journey from adolescent stock trader to running the world's top hedge fund.
  87. Is Making Your Home ‘Smart’ A Dumb Idea?

    Remote-controlled devices and home systems could allow hackers to penetrate your sensitive data, not to mention your premises.
  88. The Economics of Running a Food Truck

    Thinking of getting into the food truck business? It's not as easy as it looks. Here are some of the various challenges you'll ...
  89. Retire in Peru With $200,000 of Savings?

    Peru has a very low cost of living, affordable healthcare and an excellent climate.
  90. It's Open Enrollment: Move to Medicare Advantage?

    Oct. 15 - Dec. 7 is the time (after joining) to switch from Medicare's flexibility to the often broader coverage or lower ...
  91. Tips for When Money and Mental Health Intersect

    Advisors and therapists need to recognize their limitations when it comes to dealing with clients and patients on matters ...
  92. Retirement Plan Options for Small Businesses

    State-sponsored retirement plans, which small business employees can participate in, are becoming more popular. Here's why ...
  93. Robo vs. Human Advisors: Coming Together More?

    Are investors finding more human interaction with robo-advisor services? Here's a survey of the provider landscape.
  94. Your Firm's Tech: Will it Pass Millennial Muster?

    The financial advisor world is shifting. To attract top talent, companies will need to become as tech-savvy as the millennials ...
  95. Alternative Investments: Are They Right for You?

    Alternative investments can provide unique benefits to clients for whom they are suitable. But do your due diligence and ...
  96. The Highest-Paying Engineering Careers

    Learn more about some of the highest-paying jobs in field of engineering. With just a bachelor's degree, most engineers in ...
  97. 4 Ways Amazon Threatens Google's Future

    Learn how Amazon products like Amazon Prime Now, Amazon Echo, and Amazon Cloud Drive compete with Google products and pose ...
  98. Top 4 Companies Owned By Walmart (WMT)

    Look into some of Wal-Mart's most important subsidiaries, and discover how they fit into the global operations of the world's ...
  99. How to Reward and Recognize Millennial Workers

    Millennials see work differently than older employees. Companies that expect to attract and retain millennial workers must ...
  100. Should Each Child Get the Same Inheritance?

    The answer depends on what you've given your kids in the past, what their needs are now – and, unfortunately, how contentious ...
Hot Definitions
  1. Applicable Federal Rate - AFR

    Rates published monthly by the IRS for federal income tax purposes. These rates are used to calculate assigned interest charges. ...
  2. Foreign Exchange Reserves

    Foreign exchange reserves are reserve assets held by a central bank in foreign currencies, used to back liabilities on their ...
  3. North American Free Trade Agreement - NAFTA

    A regulation implemented on Jan. 1, 1994, that decreased and eventually eliminated tariffs to encourage economic activity ...
  4. Trickle-Down Theory

    An economic idea which states that decreasing marginal and capital gains tax rates - especially for corporations, investors ...
  5. Derivative

    A security with a price that is dependent upon or derived from one or more underlying assets.
  6. Fiduciary

    A fiduciary is a person who acts on behalf of another person, or persons to manage assets.
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