Personal Finance Articles

  1. Cheap Home Renovations That Pay Off

    If you only have $1,000 to spend, what can you do that will get you the most bang for your buck?
  2. Financial Funds Provide Diversity ... And Risk

    Sector funds can provide maximum exposure to financial industry stocks, but this benefit is a double-edged sword.
  3. Avoid Premature Exercise On Employee Stock Options

    With early exercise, you forfeit some profit back to your employer, and incur income tax to boot.
  4. Annuities: How To Find The Right One For You

    Fixed, variable and indexed annuities offer different features. Find out which one fits your needs.
  5. 50 Years Of Consumer Spending

    Financially, decade has it MUCH worse than our parents and grandparents did, right? You may be surprised.
  6. Top Holiday Budget Busters

    We all know the holidays are pricey, but how much are Americans really spending and on what?
  7. 6 Morbid Careers With Devilish Incomes

    Dealing with dead bodies may not be your ideal job, but you might change your mind when you find out how much it pays.
  8. Savings Accounts Not Always The Best Place For Cash Assets

    Money market funds may be all that stands between you and increasing your wealth.
  9. Bond Raters On The Rocks

    Raters have, in the past, been a reliable source. Are those days over?
  10. Fee-Based Brokerage: Will They Work For You?

    Learn the pros and cons of this type of investing and whether it will work for you.
  11. Where Should Your Small Business Incorporate?

    Where you incorporate your small business will affect your tax rates and overall costs. Where is it the most economical?
  12. 9 Weird Companies That Hit The Big Time

    From shipwreck explorers to bowling lanes, just about any company can be publicly traded.
  13. Stocks: Who Needs Them?! (You, If You Want To Retire)

    Stocks have long been trumpeted as necessary to ensure a comfortable retirement. But does that advice still make sense?
  14. The Rich Take A Pay Cut

    The current recession is having a large impact on the rich.
  15. Lifetime Income Annuities: The Instant Pension Plan

    If you are looking for a retirement play with a guaranteed structure payout, lifetime income annuities could be the answer.
  16. Salary Caps: Are Bankers Just The Start?

    The U.S. regulation of bank CEOs' salaries could spread to other industries receiving government aid.
  17. 10 Highest-Paying Blue-Collar Jobs

    "Blue-collar" jobs aren't always the lowest paid.
  18. Are You A Disciplined Investor?

    Don't let "financial porn" steer you away from a sensible, long-term approach to investing.
  19. Why Successful Business Owners Sell Out

    Learn the motives that drive companies into the arms of an acquirer.
  20. Lending Clubs: Better Than Banks?

    If you need to borrow money and your credit is making it tough, this new option may be just what you're looking for.
  21. Financial Fraud: Don't Let It Happen To You

    When the economy is struggling, scammers come out of the woodwork to prey on the desperate. Don't be another casualty!
  22. Are College Students Passing Recession 101?

    The recession is a wakeup call for students in post-secondary schools.
  23. Cut Taxes With An Energy-Efficient Home

    A greener home can mean more green in your pocket this tax season.
  24. Conquering The Terms Of Your Mortgage

    Buyers with big down payments should get the best mortgage terms. Unfortunately, the equation isn't that simple.
  25. Strapped For Cash? Try Insurance-Premium Loans

    If you need more life insurance than you can afford, insurance premium financing can help. But you need to look at the pros and cons.
  26. 4 Signs Your Home Is Overpriced

    In order to sell your home, you have to know when it's time to lower the price.
  27. Maxing Out Your 401(k): Does It Pay?

    In the long-term, many people will see the benefits of maxing out a 401(k) contribution. Is it right for you?
  28. Where Can Americans Go for Cheaper Healthcare?

    With the rising cost of healthcare at home, Americans are looking abroad for their medical care.
  29. 3 Ways To Make Your Retirement Funds Last

    These retirement income distribution methods are all viable; the one you choose will depend on your personal circumstances.
  30. Beyond Money: How 10 Top-Paying Companies Stack Up

    We look at how these top-paying companies stack up in terms of benefits, work environment and incentive plans.
  31. Are You And Your Bank All A-Twitter?

    As Twitter's popularity grows, even the banks are getting on board.
  32. Becoming A Landlord: More Trouble Than It's Worth?

    On the surface, being a landlord seems likes like a surefire bet, but it's usually more headache than it's worth.
  33. Bankruptcy Filing Changes That Could Affect You

    When the economy is down, more people file for bankruptcy. Make sure you know about the changes that have been made to this process.
  34. 4 Retirement Reality Checks

    If you hope to enjoy a comfortable retirement, it's time to get real. Here are four cold, hard truths every soon-to-be retiree must face.
  35. Beat Unemployment By Returning To School

    Returning to school may be the key to beating an economic slump.
  36. Live Longer, Retire Younger: Can You Do It?

    Use this vehicle to make sure your payout lasts as long as you do.
  37. Free Market Maven: Milton Friedman

    As proponent of free market capitalism, this economist changed the way the world's economies operate.
  38. Elliott Wave Theory

    Acquaint yourself with the principle built on the discovery that stock markets did not behave in a chaotic manner.
  39. You CAN Afford To Study Abroad

    Before you jump on the plane, understand the rules and regulations in place. Then, enjoy your time studying aborad!
  40. Is It Too Late For A Career Change?

    Career changes come in many forms. Here are a few ways that you can add some excitement to your professional life.
  41. Damage Control For A Busted Budget

    Budgets break down all the time. Here are some ways to get it back on track.
  42. Pinpointing The Perfect Retirement Destination

    Retirement planning is more than just packing your bags and sailing to paradise. Do your homework and enjoy the golden years.
  43. Social Security - Are You Covered?

    If you aren't a U.S. citizen, even if you are a legal resident, you may be missing out on government programs.
  44. Can You Count On Your Pension?

    We look at how to determine the health of your company's pension plan, and what to do if things are looking grim.
  45. Variable Annuities: The Do-It-Yourself Pension Plan

    Variable annuities can cost more than mutual funds, but that might be worth the protection they can add to your retirement.
  46. Stable Value Funds: Risk Less And Earn More

    Stable value funds can provide higher yields and lower risk.
  47. Soda Tax: Penalizing The Pudgy

    Soda contributes to obesity, tooth decay and bone loss. Will taxing it help alleviate the strain on the healthcare system?
  48. Financial Capitalism Opens Doors To Personal Fortune

    The Industrial Revolution introduced a new age of investing and financial self sufficiency.
  49. Mergers: The Sign Of Economic Recovery?

    Recent mergers by big players show economic optimism.
  50. When Wall Street Loses, CEOs Still Win

    Despite the record losses that occurred in the financial sector, many executives still received huge bonuses.
  51. 6 Financial Moves That Sound Good - But Aren't

    Have you weighed the consequences of your choices against their apparent benefits? In many cases, the answer is no.
  52. Financial Career Shift: Get In The Driver's Seat

    Before you agree to work for another investment firm, be sure you know what you're getting into.
  53. Will Your Wallet Love Eating Organic?

    While you may have more organic and locally grown food options, the bottom line for your personal budget it's going to cost.
  54. Recognize And Avoid "Work At Home" Scams

    From pyramid schemes to envelope stuffing, there are a lot of scams masquerading as legitimate part-time work.
  55. Is Your Broker Acting In Your Best Interest?

    Learn the clues you'll need to determine whether you've chosen a reputable professional.
  56. Save Money By Winterizing Your Home

    Keep your winter energy bills from overheating this year.
  57. Retirement Savings Tips For 25- To 34-Year-Olds

    Keep saving when mortgages, marriages and debt demand your attention.
  58. Reduce Your Carbon Tire Print

    Find out whether you should buy new, buy used or just make your machine a bit more green.
  59. Expensing Employee Stock Options: Is There A Better Way?

    In 2009, Senators Carl Levin and John McCain introduced a bill to stop the excessive deductions for ESOs. But is there another solution?
  60. Will Credit Ratings Agencies Ever Be Trusted Again?

    Criteria used to rate companies is suspect - and even moreso during drastic times.
  61. Why Financial Advisors Disagree

    Financial advisors sometimes offer conflicting opinions that can be confusing for many investors.
  62. Medicaid Vs. Long-Term Care Insurance

    These are not equal. Here's why you need to think twice before relying on the government-sponsored program.
  63. Do "Widow And Orphan" Stocks Still Exist?

    Is there such a thing as a safe stock providing high dividend income? It may be time to redefine the terms "widows" and "orphans."
  64. When You Can't Pay Uncle Sam

    If you can't pay your taxes, there are some steps you can take to protect yourself. Discover your options here.
  65. The No.1 Budgeting Tip For Young People

    Your pals are great, but they may be leading you into financial trouble.
  66. Avoid Capital Gains Tax On Your Home Sale

    If you have property to sell and want to avoid capital gains tax, a Section 1031 exchange may be the answer.
  67. Identity Theft: Who To Call For Help

    If your identity is stolen, it's critical to act fast. Find out what to do if it happens.
  68. Taking Stock Of Discounted Cash Flow

    Learn how and why investors are using cash flow-based analysis to make judgments about company performance.
  69. Socially Responsible Mutual Funds

    It is possible to avoid unethical investments and still profit from mutual funds. Find out how!
  70. College Savings Accounts: U.S. Vs. Canada

    Saving for your child's education is an important commitment. Find out what help is available to you in the U.S. and Canada.
  71. If America Was A Person

    So much has changed in such a short period of time the question is what, or who, exactly, is America today?
  72. Take Advantage Of A Housing Crisis - Rent!

    When a housing crisis strikes, the big winners are often the renters.
  73. 401(k): An Accidental Solution To The Retirement Problem

    The 401(k) is often a poor substitute for the defined-benefit plans it replaced, but there are steps you can take to make yours better.
  74. Current Account Deficits: Government Investment Or Irresponsibility?

    Deficit can be a sign of trouble for some countries, and of health for others. Find out what it means when more funds are exiting than entering a nation.
  75. Managing Your Personal Brand

    Want a sure-thing investment? Invest in yourself.
  76. 11 Most Common Budgeting Mistakes

    Don't fall to the many pitfalls created when budgeting.
  77. Fiscally Challenged? Wise Up To Financial Fraud

    Desperation often compels people to believe otherwise incredible claims from fraudsters.
  78. Healthcare Sector: Play Or Stay Away?

    The uncertainty in the healthcare sector may have provided some opportunities for investors.
  79. 6 Ways To Make The Best Of Un-Retirement

    If you are coming out of retirement, here are six things you can do to maximize your extra years of work.
  80. Find Secure And Affordable Post-Work Health Insurance

    Learn how you can avoid financial catastrophe - without Medicare.
  81. 6 Steps To Personal Economic Recovery

    Take charge of your finances and make them work for you.
  82. Cash Flow On Steroids: Why Companies Cheat

    Pressure to be the best can sometimes push corporations to cheat. Learn how they do it and how to spot it.
  83. Gift Card Budgeting: Pushing (Out) The Envelope

    Sometimes, just a new way of organizing your funds can make allthe difference in your finances.
  84. Activist Investors: A Good Or Bad Thing?

    When a large stakeholder is dissatisfied with a company's management, it may take matters into its own hands.
  85. Student Financial Aid Changes: FAFSA 2009

    The Free Application for Federal Student Aid got an upgrade in 2009. All those applying should be aware of these improvements.
  86. 8 Tips For Stretching Your Dining-Out Dollars

    Find out how to slash your restaurant expenses, without going hungry.
  87. The New Mortgage Business: More Than Just Loans

    Many mortgage brokers adapted to the post-subprime environment by becoming loan modification specialists.
  88. Equity Stripping Leaves Creditors Empty-Handed

    Add additional debt to your real estate assets to keep the creditors at bay.
  89. Make No-Load Annuities Your Viable Alternative

    These alternative retirement funds provide diversification with no fees, so what's the catch?
  90. "Cash For Refrigerators" Program Kicks Off

    On the heels of the Cash for Clunkers program, Cash for Refrigerators is born!
  91. Introduction To SIMPLE 401(k) Plans

    Learn about the features and benefits of the plan that is a cross between a SIMPLE IRA and a traditional 401(k) plan.
  92. 11 Mistakes Inexperienced Landlords Make

    Avoid these pitfalls if you considering purchasing a rental property.
  93. IRS Asset Seizures: Could It Happen To You?

    If you can't pay your taxes, know that the IRS has many avenues for collecting what you owe.
  94. Take Advantage Of Your Rewards (Card)

    Know which credit card rewards program is right for you before signing up.
  95. Extreme Commuting: Is It For You?

    Americans are spending more time behind the wheel - find out what's driving this trend.
  96. The Bear On Bonds

    Bond investing is a stable and low-risk way to diversify a portfolio. However, knowing which types of bonds are right for you is not always easy.
  97. What You Need To Know About Student Health Insurance

    Before heading off to college, read up on health insurance plans.
  98. New Healthcare Plan Taxing To All

    The idea that only the rich will be taxed for healthcare is as suspect as the idea that healthcare quality won't change.
  99. 5 Lessons From The Recession

    The bear market of 2008 was a game-changer for many investors. Find out what lessons you can take away from it.
  100. Retirement Trends: Boomerang Parents

    With many people ill prepared for retirement, seniors are moving in with their kids.
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