Personal Finance Articles

  1. The 3 Most Common Demand Mistakes Entrepreneurs Make

    One of the hardest parts of creating a new product is figuring out if people are actually going to want it.
  2. 4 Signs It’s Not the Right Time to Raise Money

    It’s a really good time to be the CEO of a late-stage startup. However, even if you can raise a lot of money for very cheap, ...
  3. 5 Ways to Protect Pensions from Nursing Homes

    How to safeguard a patient's funds from shady or unscrupulous staffers.
  4. How GM Keeps on Truckin'

    Following a giant bailout and a giant IPO, the new GM is carried by sales of its giant trucks. But is it profitable?
  5. Healthcare Premiums Keep Rising, But Salaries Aren’t

    Learn how college and health insurance costs have skyrocketed while wages have stagnated, and how, given the necessity of ...
  6. Top Tips for Minimizing Taxes on Social Security

    Social Security benefits are taxable under certain circumstances. Here are some ways retirees can lessen the tax burden. ...
  7. The Impact of the 401(k) Court Ruling on Advisors

    The Supreme Court's recent ruling on 401(k)s has many implications for financial advisors. Here's a look.
  8. Avoiding Red Flags with Online Mortgage Lenders

    Using an online mortgage lender can be convenient, but how do you know you can trust one? Follow these tips to make sure ...
  9. Retirement Plan Options for Small-Business Owners (SCHW, TROW)

    Small-business owners and self-employed individuals are responsible for funding their own retirement. The SEP-IRA and solo ...
  10. Startup Analysis: How Much Is Xiaomi Worth?

    Learn about the private company Xiaomi, its business model and the success it found recently. Understand the company's most ...
  11. Debit vs. Credit Card: Which Is Better for Booking a Hotel?

    When booking a hotel it might be your best choice to use a credit card rather than a debit card.
  12. The Insurance Industry's Future in Visual Tech Investment

    A growing number of automobile insurers are choosing to invest in developing digital infrastructure.
  13. 3 Hotel REITs that Outperformed the Market

    There are quite a few REITs that own and operate a collection of hotels and other lodging properties. They are known as hospitality ...
  14. The Economics of FanDuel

    Part of fantasy sports’ success lies in one-day and week-long contests serving as an alternative to season-long games. FanDuel, ...
  15. Using Your Credit Card To Rebuild Credit

    Responsibly using credit cards is one of the best ways to rebuild a poor credit rating.
  16. Acquisition of Zulily Inc

    On August 17, 2015, Zulily Inc (ZU), an e-commerce company that caters mothers and children, announced that it will be strategically ...
  17. Student Loan Asset-Backed Securities: Safe or Subprime?

    Similar to the mortgage-backed securities that caused the 2008 recession, student loan asset-backed securities could lead ...
  18. Save Your Retirement from Unscrupulous Advisors

    The best way to avoid IRA sabotage caused by high fees and advisors selling expensive investment products? School yourself. ...
  19. Career Advice: Management Consulting Vs. Law

    Compare the career opportunities between management and law using such criteria as skills needed, starting salary and work-life ...
  20. An Inside Look at Pinterest's Business Model

    Learn about Pinterest and the type of company it is trying to become. Understand the company's business model and what makes ...
  21. The Future Outlook of the Golf Industry

    The popularity of golf peaked in 2003. To regain popularity and survive, the industry is adapting to appeal to a younger ...
  22. How to Help Retirees Manage Taxes on Distributions

    There are many variables when it comes to helping retirees manage taxes on distributions. Here's what advisors need to consider. ...
  23. Fidelity Helps Advisors Drop Unprofitable Clients

    Fidelity has introduced a program for advisors that allows them to drop less affluent clients while still earning referral ...
  24. 5 Ways to Merge Marketing and Your Hobbies

    Marketing your services is an ongoing part of your business. There's no better way to do it than by engaging in activities ...
  25. Millennials & Debt: Why So Many Still Live at Home

    More millennials live with their parents now than they did during recent recessions. Here's why.
  26. Here Are The 6 Hottest New York Startups Of 2015 (AMZN)

    Meet the latest generation of leading New York startups, which may pose a serious threat to their Silicon Valley counterparts.
  27. Invest in Costco? First Understand Its Balance Sheet

    A strong balance sheet sets a company apart and boosts investor confidence. How healthy is Costco based on an analysis of ...
  28. Top 10 Must-Read Books for Finance Professionals

    Interested in the financial world? Here are some books that provide keen insight into its history and how it works.
  29. Famous Celebrities Who Love Investing (BBY, FB)

    Celebrities have a bit of a bad reputation these days. These five celebrities, though, have used their fame and their money ...
  30. 10 Best Countries for New Retirees

    Natixis Global Asset Management recently released its 2015 Global Retirement Index, and you may or may not be surprised that ...
  31. A Look Into Donald Trump's Many Income Sources

    While real estate remains at the heart of Donald Trump's empire, there are a several other income sources that have helped ...
  32. Employers: Don't Forget IRS Form 941

    Your obligations as an employer include various employment taxes. Use this form to report them.
  33. Sending Money: MoneyGram vs. Western Union (WU, MGI)

    Comparing the differences between the services – and the fees.
  34. Basics and Differences of Co-ops, Condos & Condops

    Before purchasing a condo or a co-op (or the rarer condop) apartment, here are some basics every purchaser needs to understand.
  35. How To Boost Your Credit Score To Save Thousands

    One of the first steps you should follow before buying a home is to boost your credit score. And how do you do that? Here, ...
  36. 5 Ways to Up Your Chance of Getting a Mortgage

    Tips and ways to improve your chances of getting a mortgage.
  37. Why High Yield Still Has A Role To Play

    An asset class of this bull market has been high yield debt, as many searching for income in a low-rate world have turned ...
  38. Comparing Reverse Mortgages vs. Forward Mortgages

    Which one a homeowner chooses depends on where you are at this point in your life, personally and financially.
  39. 10 Companies That Hipsters Love (AAPL, ETSY)

    Learn about the different companies to which hipsters tend to gravitate, including Apple, Uber, Urban Outfitters and American ...
  40. Startup Analysis: How Much Is Airbnb Worth?

    Learn about the private company Airbnb and how it achieved success. Understand how much it is worth and how that value was ...
  41. 4 Government Grants for Small Business Owners

    Discover common resources available to and used by small business owners and entrepreneurs in funding initiatives through ...
  42. Bill Gates Success Story: Net Worth, Education & Top Quotes (NASDAQ: MSFT)

    Learn about billionaire Bill Gates, and how the computer genius forged his own path from an early life and eventually changed ...
  43. The Rules for Getting an FHA Reverse Mortgage

    A reverse mortgage can make it affordable for you to live in your home for the rest of your life. But make sure you know ...
  44. 401(k) Rollover: Roth IRA or Traditional IRA?

    Here are the pros and cons of choosing to roll over your 401(k) into a Roth IRA and a traditional IRA.
  45. Roth IRA Contribution Rules: The Basics

    What you need to know about Roth IRA contributions – from eligibility to dollar limits, deadlines to tax breaks.
  46. What's the Purpose of IRS Form 1065?

    Business partners need the information on this form to complete their own tax returns. Here are the details.
  47. What's IRS Form 2848 Used For?

    It's a power of attorney tax form and here's what it can, and cannot, do.
  48. 20 Medical Expenses You Didn't Know You Could Deduct

    To lower your tax bill, be sure not to miss out on these commonly overlooked medical tax deductions.
  49. How IRS Form 5498 Helps You

    If you have an IRA, you'll be getting this form. Here's the useful information it contains.
  50. Is the Ebola Epidemic Officially Over?

    Learn how the struggle against the Ebola virus continues in Africa, and read about an exciting development that could lead ...
  51. How To Invest For The Greater Good

    We discuss why is important to prioritize economic, social and governance factors when making investment decisions, regardless ...
  52. Tesla Ludicrous: Is It Worth the Price?

    Learn more about the new Ludicrous Mode performance upgrade available for the Tesla Model S, and find out how affordable ...
  53. Want to Retire Early? Follow This Checklist

    Understand what you need to do first to retire early with security, including covering living expenses, securing health insurance ...
  54. Is Equity Financing the Right Choice for Your Business?

    Discover the benefits and drawbacks of equity financing for a small business, and learn when equity financing should be used ...
  55. Understanding Taxation On Leveraged ETFs (YCS)

    Read about the potential tax implications for investors of leveraged exchange-traded funds, or ETFs, and learn why leveraged ...
  56. Donald Trump Success Story: Net Worth, Education & Top Quotes

    Discover more about Donald Trump the man. Learn about his history and back story, path to success and current political aspirations.
  57. Understanding Janet Yellen's Role On Interest Rates

    Learn about Janet Yellen's role at the Federal Reserve. At first she was known as a dove, but Yellen has actually been quiet ...
  58. RIAs and Brokers: What's the Difference?

    RIAs and brokers are held to different standards when providing investment advice. Here's how they differ.
  59. Ready to Retire? Ask Yourself these 7 Questions

    Feeling ready for retiring? Before you make the jump, ask yourselves these questions.
  60. Wealthy Clients are Thirsty for Better Advice

    New research uncovers the ultra-weathy's fast-growing demand for better, in-depth investment advice.
  61. 5 Questions to Ask Yourself Before Retiring

    Before you retire, it's important to ask yourself these questions to ensure you're ready.
  62. How Advisors Can Compete with Robo-Advisors

    There are lots of solutions that enable advisors to meet the demands of tech-savvy clients and compete with robo-advisors. ...
  63. Top 3 Auto Industry ETFs (NASDAQ: CARZ, NYSE ARCA: XLY)

    Obtain information about some of the most popular exchange-traded funds investors utilize to get exposure to the automotive ...
  64. Hillary Clinton Success Story: Net Worth, Education & Top Quotes

    Learn about Hillary Clinton's early life in Chicago, her years in Arkansas with her husband, and her time as first lady, ...
  65. 3 Startups Worth More Than a Billion

    Learn about three of the fastest-growing startups worth more than a billion. Billion-dollar startups are known in Silicon ...
  66. Question the Funds Picked By Your Financial Advisor

    Learn the importance of having a financial adviser whom you can trust and why questioning the funds he selects is part of ...
  67. Understanding How the Federal Reserve Creates Money

    Read about how the Federal Reserve actually targets and creates new money in the economy, and find out why the savings and ...
  68. Startup Analysis: How Much Is Snapchat Worth? (NYSE: TWTR)

    Learn about Snapchat's multibillion dollar valuation and how it is part of a new breed of private companies known as unicorns ...
  69. 5 Bad Habits Every Entrepreneur Should Avoid

    Learn how to avoid specific bad habits that plague entrepreneurs, such as failure to plan, bad associations and not keeping ...
  70. Are You Ready for Uber's IPO? 2 Things to Consider

    Learn why ongoing litigation from drivers along with state and local governments could put a damper on what is likely an ...
  71. The 5 Reasons Why RadioShack Went Out of Business (RSHCQ)

    Learn five reasons why RadioShack went bankrupt: store concentration, online competition, product concentration, management ...
  72. You Know Debt & Deficit Are Not The Same, Right?

    An educational article explaining in detail how deficit differs from debt and how are they related.
  73. Financial Advisors: Social Media Is a Gold Mine (FB, TWTR)

    Learn how social media is a gold mine for financial advisers. Maintaining a social media presence enables you to reach customers, ...
  74. 2 No-Load Mutual Funds Suitable for Retirement (VIPSX; FTBFX;)

    Take a closer look at two no-load mutual funds that should be on the radar for retirees or potential retirees looking for ...
  75. Cuba Tourism: What Will It Cost You? (JBLU)

    Understand the various costs involved with taking a trip to Cuba, including vaccination costs, airfare, tour costs and converting ...
  76. 3 Stocks to Protect Your Portfolio From Inflation (CLX, GILD)

    Discover three stocks to protect portfolios against inflation. The best companies to protect against inflation are those ...
  77. Salesforce and SAP: Don’t Expect the Same From Both (CRM, SAP)

    Take a look at the similarities and differences between SAP and Salesforce in the customer relationship management (CRM) ...
  78. Mark Zuckerberg Success Story: Net Worth, Education & Top Quotes (NASDAQ: FB)

    Learn about Mark Zuckerberg, the founder and CEO of Facebook. Understand where he came from and what in his life helped him ...
  79. How the Chinese Stock Market Heavily Affects the US

    Learn about the ways in which the Chinese stock market affects the U.S. economy, the dollar, the interest rate and imports ...
  80. Why You Shouldn't Bet on Defined Benefit Plans

    Defined benefit plans were once a easy, safe way for workers to save for retirement. Too bad their massive obligations have ...
  81. Top Tips for Minimizing Taxes on Severance Pay

    A look at the top ways to lessen the tax burden on severance pay.
  82. How to Decide When to Sell Mutual Fund Shares

    Whether actively-managed or index there is a need to monitor mutual fund holdings. Here's how advisors can help clients decide ...
  83. Top Referral Tips for Financial Advisors

    A referral from a friend, colleague or industry expert can go a long way in getting more prospective clients to give you ...
  84. Picking Apart a Winning New Bond Fund Alternative

    Schooner's Hedged Alternative Income Fund offers a unique strategy, but does its upside potential outweigh its downside risk ...
  85. Top Financial Planning Issues for Older Parents

    Clients who have children later in life present an opportunity for advisors. Here are the key the financial planning issues ...
  86. 5 Mortgage Loans You Didn't Know About

    These lesser known mortgage loans are often overlooked by potential home buyers.
  87. Deflate Inflation with These 9 Assets

    Now might not be the right time, but investing in these assets may eventually prove to be good hedges against inflation.
  88. Jim Yong Kim Success Story: Net Worth, Education & Top Quotes

    Learn information about the life and success story of Jim Yong Kim, who rose from humble beginnings to become the head of ...
  89. 3 Reasons Your 401(k) Is Not Enough for Retirement

    Learn the basic structure of a 401(k), and a number of reasons why it may not be substantial enough to secure an individual's ...
  90. 4 Signs Your Financial Advisor Is Ripping You Off

    Pay attention to the habits of your financial adviser to avoid him ripping you off by commingling, churning, scamming or ...
  91. The 5 Most Expensive States for Child Care

    To get a better sense of how child care costs can fluctuate, here's a look at the costs of child care across the country. ...
  92. AR & Inventory Turnover Is Key For These Sectors

    Accounts receivable and inventory turnover are two important ratios in the current asset category. We will also discuss the ...
  93. 8 Justifications For Sky-high CEO Salaries (AAPL, GE)

    Why are CEO salaries so astronomically high? There may be more to the story than you think.
  94. Why Minimum Wage Is a Kingmaking Issue in Elections

    Minimum wage is an essential issue for presidential candidates in the lead-up to the 2016 election. We look at the reasons ...
  95. These Are the Top Jobs for Retirees (SBUX)

    Learn some of the best jobs available for retirees who want to stay busy. These include retail, driving, call center work ...
  96. Looking To Invest In Home Improvements?

    Some home improvement projects could cost you more to complete than they’ll pay out in equity. So, here we show you the worst ...
  97. 3 Companies You Never Thought Would Go Bankrupt (GPRO, NFLX)

    Understand more about company bankruptcy and why a company would file for bankruptcy. Learn about three companies that went ...
  98. Real Estate Investing in a High-Interest-Rate Environment

    Learn how private real estate investing and public real estate investing (or investing in REITs) is affected by a high-interest ...
  99. 8 Profitable Majors For The College-Bound In 2015

    Choose your college major wisely to justify the rising cost of higher education. Here are 8 majors that lead to good jobs ...
  100. 3 ETFs to Protect Your Retirement From Inflation (WIP, TIP)

    Learn more about three of the best inflation-protected exchange traded funds for investors who are retired or who are approaching ...
Hot Definitions
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