Personal Finance Articles

  1. Tips for Boosting Your Retirement Income

    Here are some best practices on how to generate as much retirement income as possible.
  2. Is ‘Free’ Now the Best Price for Online Advice?

    For many investors, robo-advisors may be a better deal than traditional financial advisors, though they should know what ...
  3. Worst 5 States That Save The Least In Retirement

    If you're picking a place to retire, before you just stick a pin in the map, check out these cautionary criteria. Here are ...
  4. Can Electric Cars Replace Gas Guzzlers?

    High costs and poor battery performance have deterred many from switching to electric cars, which begs the question: can ...
  5. How To Invest In Internet-Connected Cars

    Companies are combining automotive technology with phones, watches, and computers to create a new, profitable industry.
  6. What Skills Do You Need For An Investment Banking Job?

    Aspiring for the best paid investment banking jobs? Here is the list of top skills that investment banks look for in job ...
  7. Top Skills Hedge Funds Look For In Job Candidates

    Lucrative salary, high perks, and best quantitative brains at work. What are the top skills a candidate needs to get a job ...
  8. The 5 Countries With The Lowest Interest Rates

    Interest rates in many nations are at record low levels as of May 2015. We look at the five nations with the lowest rates. ...
  9. American Express's Main Competition

    American Express competes with Visa, MasterCard, and Discover Financial Services in the credit card space. It also competes ...
  10. Is There Any Upside Left in Costco?

    Costco's stock has performed exceptionally well over the past five years, but does it need a breather?
  11. Is Your Retirement Plan On Track?

    Sooner or later that day will come. Do you know if you're ready? Here's how to tell and what to do if your trajectory needs ...
  12. India's Two-Child Policy

    As of 2014, 11 Indian states have passed laws to restrict Indian citizens from having no more than two children.
  13. Using Excel PV Function to compute Bonds PV

    To determine the value of a bond today - for a fixed principal (par value) to be repaid in the future at any predetermined ...
  14. Which Estate Transfer Technique is Right for You?

    This article explains the difference between the two estate transfer methods -- a will and a trust, and the circumstances ...
  15. Credit Cards That Will Get You First Class Flights

    It's getting harder and harder to be upgraded to first or business class on airlines. Here are some credit cards that may ...
  16. Dos And Don'ts Of Selling A House

    Tips for selling your house in the shortest time possible and for the best price
  17. Top 6 Money Management Apps For 2015

    Spenders who should be keeping better track of their cash flow will benefit the most from these money management apps.
  18. Why The U.S. Economy Is Ready For Liftoff

    Though the U.S. economy is once again underperforming expectations, as it has for the past five years, the economy is ready ...
  19. What New Grads Need To Do On Their First Job

    It's never too early to start saving aside something for retirement. But what purpose could a retirement account serve when ...
  20. Steps to Starting Up an Independent Broker Dealer

    Launching your own broker-dealer is a lot of work, but the potential payoff is great, both personally and financially.
  21. Why Hedge Fund Managers Make Good Advisory Clients

    Super-busy hedge fund managers should be viewed as an opportunity for sophisticated financial advisors who can step in and ...
  22. A Look at How the Ultra-Wealthy Invest

    Ultra-wealthy investors are cautious this year as they approach the markets. Many target mutual funds and stocks, but most ...
  23. The 10 Richest Women In The United States (WMT, AAPL)

    We provide an overview of America's 10 richest women, the sources of their wealth, and their professional and philanthropic ...
  24. Top Commodities ETFs for Your Retirement Portfolio

    There are many commodity-tracking ETFs, but only a few are must-adds to your retirement portfolio.
  25. Estate Planning and Elderly and Passed Clients

    By keeping up with new estate tax rules, financial advisors can help elderly clients save big on tax costs.
  26. 5 Signs You're Getting Bad Financial Advice

    Use good judgment and practice due diligence when contracting with professional money managers and advisors.
  27. Avoid These 5 Scams Targeting Senior Citizens

    Unfortunately, many scam artists try to prey on people whom they perceive as particularly vulnerable, especially seniors. ...
  28. Is Amazon Overvalued? Compare Price-To-Sales Ratios

    The price-to-earnings (P/E) ratio is the most common and easiest valuation metric to calculate. But what happens when earnings ...
  29. 7 Bankrupt Companies That Came Back

    Bankruptcy is often the end of a company – until it isn't.
  30. How To Decode Your Future Retirement Income

    When we get statements showing the account balances for our retirement savings, we just see one big number – the total amount ...
  31. 10 Retirement Savings Myths That Won’t Go Away

    If you’re confused about the different retirement investment vehicles or don’t know how to save for retirement, it’s important ...
  32. The Advantages That Older Entrepreneurs Enjoy

    Entrepreneurs typically have more experience, more collateral, and more connections when they are in their fifties, and are ...
  33. Swimming Pools: Costs Vs. Long-Term Value

    Consider the costs of installing and maintaining a swimming pool, and compare this with the pool's utility and the market ...
  34. With Rates Low, Where Can Advisors Find Yield?

    There are many different options — both conventional and unconventional — available for financial advisors seeking yield ...
  35. How To Finance Foreign Real Estate

    If you don't pay cash, financing real estate abroad is likely to cost more than at home. Watch for local laws and be sure ...
  36. A Quick Guide To Healthcare ETFs

    The healthcare industry offers a broad variety of sector ETFs but it’s difficult to avoid exposure to pharmaceuticals and ...
  37. Planning a Cheap Vacation to the Most Expensive Cities In The World

    These smart tips won't make your whole vacation free, but they will help you shave expenses – and have a better time!
  38. What Do Financial Advisors Do?

    Just what does a financial advisor do? A lot, in fact. And any potential client should do their due diligence and come prepared ...
  39. Should You Buy or Sell These Troubled Retailers?

    Retail is in trouble, but the companies that survive could reward investors down the road.
  40. Feeling Risk-Averse? Consider These Investments

    These investments offer risk-averse investors resiliency to bear markets while paying sustainable dividends or interest. ...
  41. Top 10 Most Developed Cities in the U.S

    Want to know where to live, work, or play? If so, the following information might be of great value to you.
  42. Investing: How to Make Fast Money in Your 20s

    In your 20s and want to maximize returns on your investments? Here's how. But be careful.
  43. Top 5 Biggest Mobile E-retailers

    Online shopping has never been easier, thanks to the proliferation of mobile shopping apps.
  44. How The Federal Reserve Affects Mortgage Rates

    The Federal Reserve's actions as it aims to maintain economic stability impact the cost of funds for banks and consequently ...
  45. In Your 20s? Reasons To Get A Roth IRA Now

    There are strong reasons to put retirement savings into a Roth IRA now, while time is on your side, your salary hasn't peaked, ...
  46. How the Robo-Advisors Differ (& How They're Alike) (SCHW)

    Not all robo-advisors are created equal, and each could be perfect for a specific body of investors. Here's a look at the ...
  47. The Economics Of Tesla Batteries (TSLA)

    Last week, Tesla announced its own line of commercial and residential batteries, called the PowerWall series, proving once ...
  48. Are You in the Top One Percent of the World?

    If you live in an industrialized country, cracking the top 1% of income earners isn't as difficult as you might think.
  49. The Purpose Of Having A Social Security Number

    When (and why) it is necessary to use the nine-digit number the United States government issues to individuals and when you ...
  50. New Avenues For Bitcoin Funding Opened Up By SEC

    Could New SEC Regulations Pave the Way for Investing in Bitcoin Startups?
  51. How Internet-Connected Cars Work

    With the rise of connected devices and wearable technology, even your car can connect to your digital life.
  52. The Most Competitive Industries For New Graduates

    Graduating from college is an exciting yet uncertain time for many students, as the overall job market is becoming more complex ...
  53. How The SWIFT System Works

    SWIFT has become the global standard for processing instructions and messages for payment and securities trade transactions. ...
  54. Steps To Replace Or Update Your Social Security ID

    Investopedia's step-by-step guide to filling out the form that gets you a new or replacement Social Security card.
  55. The Purpose Of Social Security Form SS-5

    If you need a new Social Security card, you need to fill out form SS-5. Despite the details, the process is more time-consuming ...
  56. Understanding Social Security Eligibility

    Who qualifies for Social Security payments and when can they get them?
  57. Tips for Helping Clients with Life Insurance Needs

    Life insurance needs will likely change over the client’s lifetime and again financial advisers can provide an objective ...
  58. Young Investors: Should You Care About Dividends? (NFLX, PSXP)

    If you're a young investor, you may want to consider a non-traditional approach to investing.
  59. How To Calculate Beta Of A Private Company

    We explain two methods for calculating the beta of a private company.
  60. Review: Discover Checking Account

    Will having a Discover checking account save you money? It will save you fees.
  61. Best Websites For Tourism Jobs

    Looking for a summer job or full time job in the tourism industry? These websites will help you get there.
  62. Reduce Energy Costs By Making These Adjustments

    There are several ways you can reduce energy costs. These techniques range from minor tweaks to major renovations.
  63. 6 World Class Universities In New York City

    A starter guide to six of the many world-class, respected and highly rated universities and colleges in New York City.
  64. Protect Your Teen When They Work Over The Summer

    If your child is working a summer job, here are some rules you should know about what he or she is allowed to do.
  65. Save? (Or Prepay Your Mortgage Or Student Loan?)

    With low-interest rate loans, you might be better off paying just your monthly minimum and investing whatever extra funds ...
  66. Not a U.S. Citizen? A Home Loan is Still Possible

    Many banks and mortgage companies offer conventional and FHA home loans to non-U.S. citizens, if they can verify their work ...
  67. Retiring Abroad: Should I Sell My Home?

    You've decided to retire in another country. What should you do with your home in the United States?
  68. The Pros & Cons Of A Forex Trading Career

    Trading foreign currencies can be lucrative, but there are many risks. Investopedia explores the pros and cons of forex trading ...
  69. Risk-Free & 20% Return? More Like 100% Scam

    An investment that promises a risk-free return of 20% is 100% likely to be a scam.
  70. Top Places to Work for Financial Advisors (RJF, AXP)

    Looking for a job in the financial services sector? Here's a list of the top companies for financial advisors.
  71. Taking Measure: Gold, Diamonds and... Karats?

    We look at the difference between karats and carats, as well as investment opportunities in gold and diamonds.
  72. Cold Calling Vs. Networking

    Why networking is taking over from cold calling as the best way for financial advisors to grow their client base – and where ...
  73. Top 10 Travel Health Insurance Companies

    Before you take a long trip abroad – or move there – make sure you have enough health coverage. That goes double if you go ...
  74. Why Working Longer To Save More Is A Bad Strategy

    If your retirement plan mostly consists of working longer to earn and save more money, you might need to rethink that strategy.
  75. 7 Sentences Successful People Never Say

    Success & wealth are not something that can be accomplished overnight. Here, we interviewed more than a thousand millionaires ...
  76. Should You Care About The Rising Cost Of College?

    It’s nearly graduation season, so it’s time to weigh in on why you should care about rising college costs, paying for tuition ...
  77. Market Timing Tips & Rules You Should Know (IWM, AAPL)

    Market timing rules benefit investments by finding the best prices and times to take exposure and book profits.
  78. Tips for Small RIAs Looking to Grow

    Smaller RIAs looking to grow should have a long-term goal and method for winning new clients, new staff and investing in ...
  79. How UnitedHealth Group Makes its Money

    Here's how UnitedHealth Group, poised to grow even more, rakes it in.
  80. How to Avoid the Top Financial Advisor Scams

    Investors need to be wary of financial advisor scams. Here are the most common and how you can protected yourself.
  81. Who Spends More On The Military China Or The U.S.?

    Long the military top dog in the Pacific and the world, the U.S. now faces rising pressure from China. How do the two countries' ...
  82. Azim Premji: India's Generous Manufacturing Mogul

    Azim Premji transformed a cooking fat company into a conglomerate that's advanced India's IT sector, but he's also someone ...
  83. Auto Insurance: Paying By The Mile Vs. Monthly

    Would you benefit if you bought your auto insurance by the mile instead of simply paying a flat monthly premium?
  84. Retire In Australia With $200,000 Of Savings?

    Maybe. Thanks to a strong U.S. dollar, Australia has become more affordable, at least for Americans.
  85. Don't Lose Your Wealth Due To Healthcare Costs

    This article will highlight the use of an ILIT type of trust to protect wealth in the case of serious illness and transfer ...
  86. How Auto Insurance By The Mile Works

    If you don't drive much, would auto insurance cost less if you paid by the mile? Consumers in some states are finding out.
  87. Jumping On Retail With ETFs

    Retail ETFs offer limited trading and investment choices, with two primary funds and a single illiquid leveraged fund.
  88. Putin Says Russian Economy Healing - Is He Right? (RSX, RBL)

    Putin claims the Russian economy has turned the corner. Is he right or is it just the oil price?
  89. Is My Health Insurance Good Abroad?

    Which emergencies will your health insurance cover (or not cover) if you get sick in a foreign country? Here's how to protect ...
  90. Can Tradier's Brokerage API Replace Traditional Brokers? (ETFC, AMTD)

    Tradier, an up-and-coming brokerage firm that’s carving a niche for itself as the world’s “first brokerage API company,” ...
  91. How Big Data Has Changed Insurance

    No longer confined to technology, big data has become integral to providing solutions to the insurance industry's long standing ...
  92. Africa's Rapid Tech Advancement Drawing Investors

    The rapid adoption of technology, and the proliferation of startups, in Africa have created excellent investment opportunities.
  93. Growing Consumer Market For Wearable Technology

    Wearable technology is rapidly on the rise, and so are investments in such projects, which include apps for Apple's new watch ...
  94. How to Convince Savers to Put More into HSAs

    HSAs represent a fourth leg on the retirement planning stool. Here's what employees and employers need to know.
  95. Retire In Thailand With $200,000 Of Savings?

    How long would $200,000 in the bank last if you retired to Thailand? Pretty long, especially if you also get Social Security.
  96. Can My Retirement & Social Security Be Garnished?

    You have some protection from creditors, but it's limited. Here's a quick run-down of what to expect.
  97. Target Date Funds: More Popular, Cheaper Than Ever

    How target date funds can help investors weather volatility when it comes to saving for retirement.
  98. How Ecommerce Titan eBay Makes its Money

    eBay is a $68 billion ecommerce titan. Here's why.
  99. How Big Data Has Changed Healthcare

    Like many other industries, healthcare has adapted to data analytics not only for its financial returns but also improving ...
  100. The Story Behind Apple's Success

    The marketing helps, and the media and fan frenzy never hurt; but it is the quality of the products that drive Apple's success. ...
Hot Definitions
  1. Return On Invested Capital - ROIC

    A calculation used to assess a company's efficiency at allocating the capital under its control to profitable investments. ...
  2. Law Of Demand

    A microeconomic law that states that, all other factors being equal, as the price of a good or service increases, consumer ...
  3. Cost Of Debt

    The effective rate that a company pays on its current debt. This can be measured in either before- or after-tax returns; ...
  4. Yield Curve

    A line that plots the interest rates, at a set point in time, of bonds having equal credit quality, but differing maturity ...
  5. Stop-Limit Order

    An order placed with a broker that combines the features of stop order with those of a limit order. A stop-limit order will ...
  6. Keynesian Economics

    An economic theory of total spending in the economy and its effects on output and inflation. Keynesian economics was developed ...
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