Personal Finance Articles

  1. Refinancing vs. a Home-Equity Loan: How to Decide

    If you want to pay off debt, make home improvements or just get a better interest rate, you need to know exactly what these ...
  2. Top Tips for Inheriting a Book of Clients

    Inheriting another advisor's book of clients can be a big boon. Here are some tips on how to handle the transition.
  3. How to Manage Lower Social Security Adjustments

    Here's how financial advisors can help clients cope with low or no cost-of-living Social Security increases.
  4. The S&P 500's 5 Fastest-Growing Companies

    These are the five fastest growing companies in the S&P 500. Should they be on your watch list?
  5. 5 Dividend Stocks that Should Be on Your Watchlist

    These stocks might not appreciate in a broad market selloff, but they're fundamentally sound and offer generous dividends.
  6. How to Help Clients Avoid Estate Planning Pitfalls

    Advisors play a vital role when it comes to estate planning. Here are some tips to help clients prepare properly and avoid ...
  7. The 401(k) Emergency Boomers Need to Address Now

    The asset allocations of Baby Boomers’ 401(k)s are dangerously out of balance. Here's how to remedy that.
  8. The Rise of Subscription-Based Financial Advice

    The latest way to target younger clients is to provide financial planning services for a monthly fee, simliar to a cell phone ...
  9. Why Goals-Based Investing Might Be Right for You

    With a goals-based investing approach, you can direct your investment philosophy to reach your goals. Here's how.
  10. Ready to Retire? Better to Avoid These States

    Expenses matter in retirement. If you're living in a state with high taxes and/or a high cost of living, you could be fighting ...
  11. Estate Planning Questions to Ask Clients Annually

    Financial advisors need to ask these estate planning questions annually to keep clients on track.
  12. Top 3 Tips to Find an Estate Planning Lawyer

    Having an estate plan is essential. Here are some tips on how to find an estate planning attorney to help you put one in ...
  13. How to Make Taxes Hurt Less During Retirement

    The decisions around retirement planning and the taxes you will owe on your accounts can have long term financial effects. ...
  14. Estate Planning Tips for the Average Client

    Fewer financial assets can lead to bigger issues for families who don't establish an estate plan. Here's how advisors can ...
  15. Before you Buy That Home: Find a Great Realtor

    Most people think of a good realtor as a successful salesperson, but we should not assume than that's what makes a great ...
  16. How the Slowdown in China Affects the Fed's Upcoming Decision

    While China’s slowing economy complicates the Fed’s signaled intentions to raise interest rates, officials remain divided ...
  17. An Overview of Businesses Owned by Amazon

    Amazon is much more than an online retailer. Here are six companies owned by the multibillion-dollar conglomerate.
  18. Top 4 Retirement Income Mutual Funds (PRFHX, SWJRX)

    Review four of the top retirement income mutual funds available on the market today, including those with tax advantages ...
  19. Millennials Guide: How to Pick the Right Mortgage

    Here’s help in finding the perfect, affordable loan for that home you have been dreaming about.
  20. 6 Reasons to Donate Your Car to Charity

    It's no longer a free ride, but there are still tax benefits to doing so.
  21. Choosing The Best Charitable Gift Annuity

    Want to support a cause you care about, but still earn income from that donation in your retirement years? This vehicle offers ...
  22. How Social Security Benefits Are Estimated & Taxed

    The Social Security check you'll get depends on your work history, when you start claiming a benefit and these other factors.
  23. 5 (Possibly) Costly Risks of Being an Airbnb Host

    Guests who get injured or damage your neighbor’s property are just a couple of examples of what can go wrong. Here’s how ...
  24. Home-Equity Loan vs. HELOC: Which Is Better?

    Knowing the difference between a home-equity loan and a HELOC is important. Here's how to tell which is a better fit for ...
  25. Understanding Different Types of Life Insurance

    Understand the various types of life insurance, how each can be used in personal or business financial planning, and for ...
  26. The 6 Best Alternatives to Hotels

    Discover information about some of the many-available and much-less expensive alternatives to staying in hotels when you ...
  27. Best 7 Money Saving Tips for Your Electric Bill

    Learn how to make simple changes around the home to save on your electric bill, such as fixing drafty windows and switching ...
  28. How Much Money Do You Need to Live in Las Vegas?

    Learn how much it costs to live in Las Vegas and how that amount varies based on whether you are a student, a professional ...
  29. Robo-Advisors Face First Market Downturn Test

    Robo-advisors are experiencing a major market downtown for the first time. So how did they do?
  30. Annuities and Baby Boomers: The Pros and Cons

    The pros and cons of annuities that Baby Boomers seeking retirement income need to know.
  31. Why Even the Young Should Establish an Estate Plan

    Estate planning is important even for the youngest clients, and they should have a plan in place should the worst happen. ...
  32. How to Adjust Plans When Clients Keep Working

    Here's how financial advisors can update financial plans for clients who need (or want) to keep working when they've met ...
  33. How Does the Puerto Rican Debt Crisis Affect the US?

    Learn about the specifics of the Puerto Rican debt crisis and why economists disagree on how significantly it could affect ...
  34. These Top Vanguard Funds Will Help You Diversify (VTSAX, VTIAX)

    These Vanguard funds offer diversification and low fees for retirement savers.
  35. Top Tips for Beating Money Stress

    The leading cause of stress in America is money. Here are five tips to help you reduce your financial worry.
  36. 3 Top Stocks for the Long Haul (BWLD, ALK)

    Consumer confidence may rise and fall, but these three stocks should be long-term winners.
  37. Now: Buying Opportunity or Big, Looming Downtrend?

    The bulls will keep saying we're in a buying opportunity. But unfortunately, markets will continue to move lower—and lower.
  38. Mortgage Broker vs. Direct Lenders: Which is Best?

    There are key differences between mortgage brokers and direct lenders. Here's how to choose which is best for you.
  39. Why Market Timing Should Be Left to the Pros

    Marketing timing is generally a bad idea for the average investor. Here's why it should be left to the pros.
  40. Should You Accept an Early Retirement Offer?

    Is it wise to accept an early retirement package? Here's what you need to consider.
  41. Don't Fall for Annuity Salespeople's Fearmongering

    Market volatility brings out the scare tactic-filled sales pitches from annuity salespeople. Investors need to be leery.
  42. Top Annuity Tax Deferral Strategies

    Annuities can provide tremendous tax advantages for retirement savers. Here are some tax deferral strategies to consider. ...
  43. How Social Venture Capital Is Changing the World

    Learn what social venture capital is and the ways in which it differs from traditional venture capital. Identify two leading ...
  44. Reinvesting Dividends Pays in the Long Run

    Find out why dividend reinvestment is one of the easiest ways to grow wealth, including how this tactic can increase your ...
  45. How Stephen Schwarzman Built The Blackstone Group

    With a wide range of global business interests in private equity, debt financing, hedge fund management and real estate acquisitions, ...
  46. Off-Campus vs Campus Housing, Which One To Choose

    With U.S. college tuition ranging from free to over $30,000 a year, there are a lot of decisions to make in the months leading ...
  47. Buying Your First Investment Property? Top 10 Tips

    Check this list if you are thinking of making a purchase and becoming a landlord.
  48. The Best Time to Book a Flight

    Being savvy about when to book your flight reservation can save you lots of money. Otherwise you'll end up paying more than ...
  49. A Quick Guide to How FAFSA Loans Work

    If you’re headed to college and want to know how to apply for financial aid, this is where you need to start.
  50. 5 Tips for Vintage Car Collecting

    Old autos. There’s just something about all that shiny metal that captivates our attention.
  51. The Basics of Business Development

    What exactly is business development? Sales, marketing, growth? It's all that and more. Investopedia explains the concept ...
  52. Timeshares: New vs. Resale

    Timeshares can be bought in the secondary market. But would-be owners need to know about the pros and cons of new vs. resale.
  53. How Regulations Protect Reverse Mortgage Borrowers

    They're complex animals, which is why there are government guidelines in place to protect borrowers.
  54. How Much Money Do You Need to Live in Miami?

    Learn how much it costs on average to live in Miami and the challenges people face sustaining a lifestyle in Miami during ...
  55. How Can I Fly Private with Delta?

    The airline recently said that it would be upgrading some of its best passengers to private flights. How can you get on that ...
  56. How to Rate a Neighborhood When Buying a Home

    From school quality to crime rates, here are the factors to consider before you purchase a home.
  57. 7 Mistakes to Avoid When Buying an Engagement Ring

    Understand why the purchase of an engagement ring is so important. Learn about seven key mistakes to avoid when purchasing ...
  58. 7 Stocks Suitable For Young Professionals

    Understand what drives young professionals and where they look to invest; learn about seven stocks all young professionals ...
  59. 7 Mistakes to Avoid When Buying Health Insurance

    Understand the need for health insurance and why some undervalue the need for coverage. Learn about the top seven mistakes ...
  60. The 5 Best Alternatives to eBay (AMZN, EBAY)

    Understand the benefits and drawbacks of eBay, as well as the industry in which it operates. Learn about five alternatives ...
  61. How Nely Galán Became a Media Mogul

    Nely Galán is a successful media proprietor who took advantage of several opportunities in the United States to create her ...
  62. How Does a Tax-Free Exchange Work?

    In regards to the sale of property, particularly in real estate, a 1031 exchange is increasingly being recognized for its ...
  63. Debit or Credit Card: Which to Use for Car Rentals

    Before you rent your next car, think twice about purchasing the added insurance if you're using a credit card.
  64. Tax Evasion Plagues Greece

    Contrary to what some may think, Greece’s debt problems are not due to extravagant spending by the government, but to insufficient ...
  65. For Financial Independence, Forget the McMansion

    While financial independence and retirement should be a priority for all Americans, some people are foolishly purchasing ...
  66. 8 Best Cloud Storage Solutions for Small Business

    An unbiased list of the top cloud storage solutions for small businesses.
  67. Why Did Tokio Marine Buy HCC Holdings for $7.5 Billion? (TKOMY, HCC)

    Learn about the main reasons Tokio Marine paid $7.5 billion for HCC Holdings, including the strength of the company and a ...
  68. What Led to Lumber Liquidators' Decline? (LL)

    Read about how a "60 Minutes" story on laminate flooring sold by Lumber Liquidators led to a massive decline in the share ...
  69. Is U.S. Inflation on the Horizon?

    Inflation, or the general price level of all goods and services in an economy, has remained subdued in the years following ...
  70. Salary Secrets: What Is Considered a Big Raise?

    A 4% or 5% annual jump in pay may not sound huge, but in today’s environment, it actually means you’re faring better than ...
  71. What Does It Cost To Raise a Child in America?

    Having a family can be an expensive proposition, but couples who know the numbers can strategize to lower the costs.
  72. Build a Retirement Portfolio for a Different World

    When it comes to retirement rules of thumb, the financial industry is experiencing new guidelines and the new rules for navigating ...
  73. Automating Your 401(k) is Easier Than You Think

    If you like automation, you should check out these features that many 401(k) plans offer.
  74. Top 6 Car Insurance Companies in New York (ALL, PGR)

    Read about the top private auto insurers licensed to operate in New York, and learn about recent trends in market share among ...
  75. Which Kind of Life Insurance Is Best for You?

    Parse the pros and cons of different policy types to ensure the best coverage for your needs.
  76. Millennials Guide: How To Read a Lease

    Everything you need to know before you rent a home.
  77. How to Job Search While You're Still Employed

    The best time to look for a new job is when you already have one.
  78. Redefining the Stop-Loss

    Using Stop-losses for trading doesn’t mean ‘losing money’, but instead think about the money you'll start saving once you ...
  79. Infographic: How Much Money Do You Need to Retire in Hawaii?

    In this infographic we break down cost of living in Honolulu, Hawaii in terms of taxes, rent, food and other expenses and ...
  80. The 5 Biggest Canadian Law Firms

    Obtain company information about some of the largest major legal firms that are headquartered and have principal operations ...
  81. The 5 Biggest Chinese Insurance Companies

    Read about the top Chinese insurance companies by market capitalization, and learn a little about their positions in the ...
  82. Top 5 Car Insurance Companies in Texas (PGR, ALL)

    Examine the five biggest automobile insurance companies operating in the state of Texas, ranked based on market share in ...
  83. Top 8 Car Insurance Companies in New Jersey

    Read about the top personal auto insurers operating in New Jersey, and learn about recent trends in market share among these ...
  84. Top 10 Most Valuable Sports Teams in 2015

    Cleats, pads and profits: we take a look at the top 10 most valuable sports teams in the world.
  85. Millennials Guide: Buying Your First House

    Millennial homebuyers need to research a lot of things, such as how much to pay, down payments, PMI, FHA loans and special ...
  86. The Unintended Consequences of Self-Driving Cars

    An overview of some unintended consequences of the driverless car revolution.
  87. 5 Ways to Stretch Your Retirement Dollars

    Fixed incomes are a reality of retirement, which means your money needs to last. From downsizing to staying healthy, here ...
  88. Understanding Home-Equity Loan Rates

    Shopping is the most important part of getting a home-equity loan. You're going to have to live with the terms for a long ...
  89. Best Places To Exchange Currency In Miami

    Miami may be a 24-hour party, but it takes plenty of cash to get in the groove. Here's where to exchange foreign currency ...
  90. Understanding Taxes on Life Insurance Premiums

    Learn about the tax implications of life insurance premiums, including when they might be taxable and whether they are tax ...
  91. Whole or Term Life Insurance: Which Is Better?

    Learn the difference between term life insurance and whole life insurance. Understand when it is beneficial to buy each type ...
  92. The 7 Best Ways to Get Out of Debt

    Obtain information on how to put together and execute a plan to get out of debt, including the various steps and methods ...
  93. 5 Ways to Lower Life Insurance Premiums

    Learn several effective methods for lowering life insurance premiums. These include quitting smoking and considering term ...
  94. Why Are Startups Going International?

    Expansion into international markets, if it occurs, is the final stage of a startup's evolution. Lately, though, the opposite ...
  95. Why Las Vegas Hotels Charge Resort Fees

    One of the easiest ways that hotels send their guests home with thinner wallets is by means of drip pricing, the act of charging ...
  96. Is a Recession Coming?

    In the space of a week, the VIX Index, a measure of market volatility, spiked from 13, suggesting extreme complacency, to ...
  97. Best Places to Exchange Currency in Chicago

    Whether you're leaving the Windy City or arriving with a stack of foreign cash, these are your best bets for currency exchange.
  98. 5 Signs a Reverse Mortgage Is a Bad Idea

    Here are the key situations when you should probably pass on this type of home loan.
  99. 2 Catalysts Driving Intrexon to All-Time Highs

    Examine some of the main reasons for Intrexon stock tripling in price between 2014 and 2015, and consider the company's future ...
  100. 5 Signs a Reverse Mortgage Is a Good Idea

    If these five criteria describe your situation, a reverse mortgage might be a good idea for you.
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