Personal Finance Articles

  1. Why to Buy Term Life Insurance with a Conversion Option

    Why you should always purchase a term life insurance policy that allows for an unrestricted conversion option.
  2. How Will e-cigarettes Affect Big Tobacco? (RAI, PM)

    E-cigarettes have emerged as a threat to cigarette makers. Will they be able to ward off this threat?
  3. All About Impaired Risk Annuites and Insurance

    What are impaired risk insurance products and understanding life insurance rate classes, table ratings and flat extra premiums. ...
  4. The 8 Top Business Incubators (CAT, YHOO)

    Business incubators can play a crucial role in the life of a start-up. Here's our list of the top eight incubators
  5. Retirement Tips for Millennials from Gen Xers

    Gen Xers' financial situation has been very different from previous generations'. Now they'd like to pass on some hard-earned ...
  6. Countries With The Highest & Lowest Corporate Tax Rates (AAPL, IBM)

    The United States is No. 2 in the world for its high corporate tax rate. There are ways around paying it, and many nations ...
  7. Insider's Guide To The Top U.S. Business Schools

    The best business school for you depends on your skills, career goals and interests. We help future MBA's make a more informed ...
  8. START-UP NY: How a Tax-Free Zone Would Work

    START-UP NY is an initiative designed to attract companies to New York State by giving them 10 years of tax breaks. Sounds ...
  9. Planning 401(k) Investments In a New Job

    Your 401(k) is one of the most important financial tools that you have. Setting it up the right way is key to a successful ...
  10. Best Ways to Find Life Insurance Leads

    Learn about some of the most effective ways life insurance agents find leads. Understand the pros and cons of company leads, ...
  11. 10 Tips for Renting a Vacation Home on Airbnb

    Here's a list to make sure that you have a seamless vacation using Airbnb.
  12. 6 Reasons Why Americans Retire in Panama

    Understand why more and more Americans are retiring to Latin America. Learn why Panama is a popular retirement destination ...
  13. Retirement Looming? Here are 6 Essential Tips

    Planning on retiring in the next decade or so? Here is a checklist for both advisors and those planning on their own.
  14. How Fixed Index Annuities Yield Retirement Income

    For investors worried about outliving their income in retirement, fixed indexed annuities can help fill the gap. Here's how.
  15. How to Launch a Wealth Management Firm

    Opening a wealth management firm is a complex process. By keeping these rules in mind, financial advisors can increase the ...
  16. Questions To Ask Your Mortgage Lender

    When buying a house, avoid nasty surprises by asking the right questions about your mortgage lender's qualifications and ...
  17. 10 Ways to Retrofit Your House for a Senior

    A checklist of renovations a residence may need as you get older – or if you have an elderly person living with you.
  18. Most Senior-Friendly Cruise Destinations

    When it comes to choosing a cruise for the post-retirement set, not all destinations are created equal. Here's a handful ...
  19. Retrofitting v. Moving: What's Better for Seniors?

    Should you spend money to make your home senior-friendly or to buy a new place? Personal needs and project size determine ...
  20. Top 10 Ways College Students Can Save Money

    College costs are soaring, but fortunately, there are several ways for college students to save money - and some are quite ...
  21. Why You'd Want to Work for Your Parents – Really

    If you've always thought of working for Mom and Dad as a worst-case scenario, think again – and consider these benefits.
  22. 6 Drawbacks of Working for Your Parents

    Before you jump into the family business, make sure you've considered these issues first.
  23. The 10 Most Successful Social Entrepreneurs

    These inspiring business leaders successfully tackle global social issues while generating profit.
  24. Is Smith & Nephew an Undervalued Opportunity?

    Medical technology company Smith & Nephew is a leader in its industry. Here are the trends driving its stock and why it may ...
  25. 5 Low-Cost Perks for Small Business Employees

    Money isn’t the only way to motivate employees. Here are some savvy strategies even the smallest business can use.
  26. The Most Expensive Neighborhoods in San Francisco

    Learn about the city of San Francisco and why rent has increased so much in the past eight years. Discover more about the ...
  27. The Most Expensive Neighborhoods in Manhattan

    Understand why Manhattan has some of the priciest residential real estate in the world. Learn about the top four most expensive ...
  28. The Most Expensive Neighborhoods in Los Angeles

    Understand the layout of the greater Los Angeles area and what is driving up home values. Learn about the top eight most ...
  29. Forget Volkswagen, Should You Avoid its Suppliers? (BWA, GNTX)

    Volkswagen is getting all the headlines but there are other companies that will feel the pain.
  30. Charitable Giving: How to Help Clients Do More

    The use of donor-advised funds is on the rise, but advisors could be doing more to engage their philanthropic clients. Here ...
  31. The Pros and Cons of Hybrid Annuities

    An in-depth look on the pros and cons of hybrid annuities.
  32. JP Morgan Chase & Co. Vs. Bank of America Stock (JPM, BAC)

    Examine two of the big four U.S. money center banks, Bank of America Corporation and JPMorgan Chase & Company, by comparing ...
  33. 4 Trends Driving M&A in the Healthcare Industry in 2015

    Learn why there has been a lot of mergers and acquisition activity among health insurers and drug companies in the health ...
  34. 8 Ways to Find Cheap Textbooks

    Textbooks are so expensive. What are the tricks to find cheaper books?
  35. How Does Depreciation Reduce My Tax Bill?

    How the depreciation tax rule can assist real estate investors.
  36. 7 Reasons Why Americans Retire in Thailand

    Understand why many Americans are deciding to retire in developing countries such as Thailand. Learn about the top reasons ...
  37. How to Get the Most Money for Your Fur Coat

    Ways to realize a decent return on investment on your unwanted pelt.
  38. Are Mutual Funds Suitable For Millennials?

    Find out how millennial investors are different than older Americans, and whether mutual funds are a suitable investment ...
  39. Key Metrics to Measure Your Advisory Practice

    These key metrics can help financial advisors measure their success.
  40. How to Help Clients Plan a Phased Retirement

    The notion of phased retirement is gaining traction. Here's how advisors can help clients plan accordingly.
  41. Robo-Advisors Now Entering the 401(k) Market

    A look at Betterment's plans to offer an all-ETF online 401(k) plan.
  42. How Does Fundera Work and Make Money?

    Learn more about Fundera, the online loan broker service agency, and discover what it offers and how it makes money through ...
  43. How Tax-Efficient Is Your Mutual Fund?

    Learn about factors that influence the tax-efficiency of your mutual fund, how income from your investment is taxed and what ...
  44. How Much Money Do You Need to Live in NYC?

    Learn how much money you need to meet basic expenses in New York City as a student, as a professional and as an unemployed ...
  45. A Guide To Rollover A 401(k) To A New Employer

    Here's exactly what you need to know.
  46. How Much It Takes to Max Out Your IRA

    IRAs have certain tax advantages that allow your nest egg to grow at a faster rate. But there are annual limits on how much ...
  47. Hybrid Business: Rise of Nonprofits in Private Sector

    Businesses are embracing a mutually beneficial partnership wherein the ideals of the nonprofit sector are coupled with profit ...
  48. 9 Signs That Business ‘Opportunity’ May Be a Scam

    There can be a fine line between a legitimate multi-level marketing opportunity and a pyramid scheme. Here are 9 warning ...
  49. 3 Tips For Finding a Job in Private Equity

    Understand how difficult it is to break into the field of private equity, and increase your chances by preparing early and ...
  50. 7 Reasons To Own Life Insurance in an Irrevocable Trust

    An Irrevocable Life Insurance Trust helps minimize estate and gift taxes, provides creditor protection and protects government ...
  51. 6 Unique Timeshare Ideas for Rich Retirees

    When it comes to timesharing, there’s no limit on quirky or wild venues, as vacationers buy shares in castles and tree houses, ...
  52. Who Are Tesco's Main Competitors?

    Find out which companies compete with Tesco. Learn about each company's competitive strategy, and understand how the U.K. ...
  53. Buying Fur: Which Variety Is Worth the Most?

    Fur is once again hot among the haute couture set. A guide to getting the best skin for your style (and money).
  54. Top 5 Most Successful English Entrepreneurs

    Learn about the entrepreneurial culture of the United Kingdom. Discover details about the top most successful entrepreneurs ...
  55. Best 5 Money-Saving Tips to Get out of Debt

    Understand the different types of debt and the reasons why people get into debt. Learn about five tips to follow to get out ...
  56. Top 5 Most Successful American Entrepreneurs

    Understand what makes America a breeding ground for entrepreneurs. Learn about five of the most successful American entrepreneurs ...
  57. Why Are So Few Women in Finance? It's Complicated

    The number of women entering the finance world continues to decline for a variety of reasons but a game-changing new nonprofit ...
  58. 10 Things You Need to Know About Social Security

    Every saver should know these ten things about Social Security retirement benefits.
  59. Are Cash Balance Pensions the Best for Small Biz?

    Are cash balance pensions the right solution for your small business clients? Here's why they may or may not work for your ...
  60. How Oil and Gas Can Fuel Your Retirement Account

    Investors who choose oil and gas assets inside a tax-deferred retirement account can reap substantial rewards. Here's how ...
  61. Das Scandal: Is Volkswagen a Buy Right Now?

    Volkswagen's stock is stalling after the company admitted cheating on its emissions data. Is this a buying opportunity?
  62. The 6 Best Cities to Open a Restaurant in the US

    Understand what a restaurant owner should consider when thinking about starting a restaurant. Learn about the top six U.S. ...
  63. The Best Sports Car for Investors (FCAU, VLKAY)

    Ferrari, perhaps the best known sports car brand in the world, filed to IPO this week, issuing common shares to investors ...
  64. Is Facebook Positioned for Long-term Success? (FB, TWTR)

    Facebook is the world's dominant social ecosystem, with a massive reservoir of user photos and data
  65. Cruise Ship Health Check: What to Know Before You Set Sail

    Cruise-travel health tips that can save money, discomfort, worry – and maybe even your life.
  66. I Maxed Out My IRA! Now What?

    You've contributed your annual maximum to your IRA. Well done! But you need to save much more than that if you're going to ...
  67. How SeatGeek Works and Makes Money (AAPL)

    SeatGeek utilizes sophisticated tools and proprietary technology, helping event goers understand ticket prices and obtain ...
  68. How To Protect Your Retirement from Lawsuits

    Getting sued is one of those things that no one really plans on. Be proactive and make sure your hard-earned retirement is ...
  69. 5 Tips For Vacationing with Young Children

    Make traveling with young children much less stressful and far more affordable with these five tips.
  70. Debit or Credit at the Gas Pump: An Easy Choice

    Using credit rather than debit at the gas pump doesn't just provide more fraud protection. It also could give consumers lucrative ...
  71. How Profits Will Be Made As The Globe Heats Up (MON, RDS-A)

    Climate change will harm earth and its inhabitants in various ways, but certain industries will see increased profits as ...
  72. Dissecting the Simple Interest Formula

    Simple interest ignores the effect of compounding: it's only calculated on the principal amount. This makes it easier to ...
  73. The Best Strategies to Manage Your Stock Options

    We look at strategies to help manage taxes and the exercise of incentive and non-qualified stock options.
  74. Behind WeWork’s $10 Billion Valuation (RGU, BXP)

    We look at the method to the madness behind WeWork's $10 billion valuation.
  75. A Gluten-Free Makeover For A Supermarket Near You

    The gluten-free diet is changing the food choices of a large number of consumers, and the food industry is taking note and ...
  76. 6 Ways Retirees Can Capitalize on Higher Rates

    A interest rate increase still looks to be on the horizon, so retirees should begin rethinking the way they currently invest.
  77. The Backdoor Way to Qualify for a Roth IRA

    Meet with your tax advisor to find out what a backdoor Roth IRA is. Basically, it's a tax loophole that could help you prepare ...
  78. How is Programmatic Advertising Changing Media?

    Understand what programmatic advertising is as well as the technology that drives it. Learn about the top four ways programmatic ...
  79. Understanding Taxes on Mutual Funds Dividends

    Learn about the basics of mutual fund dividend taxation, including how and why mutual funds pay dividends and when different ...
  80. What Blackrock's Roboadvisory Entry Means

    A look at what BlackRock's acquisition of FutureAdvisor means for both roboadvisors and traditional advisors.
  81. How to Advise Clients with Frozen Pensions

    Financial advisors are on the front line in advising clients impacted by a frozen pension. Here's what they need to consider. ...
  82. Top Tips for Prepping Your Practice for a Sale

    There’s much more to selling a business than finding the highest bidder and getting cash. Here's some help.
  83. Turbulent Market? Affluent Clients Need Help, Too

    Many wealthy clients aren't so confident with investments during volatile markets, according to a recent study. That means ...
  84. Why When China Sneezes the U.S. Catches a Cold

    The size and breadth of the Chinese economy will naturally affect the U.S. Making clients aware of it can help manage portfolio ...
  85. These 10 States Have the Priciest Long Term Care

    There’s a huge need that people often ignore when planning for their golden years: long-term care. Here's where not to enroll.
  86. Top 7 Money Saving Tips for Eating Out

    Discover seven money-saving options available to consumers who are looking to partake in the luxury of dining out while cutting ...
  87. Top 5 TIPS ETFs

    Learn about exchange-traded funds that invest in U.S. Treasury inflation-protected securities of different durations and ...
  88. The 4 Best Cities to Open a Food Truck in the US

    Learn what characteristics indicate a good city for opening a food truck, and identify specific U.S. cities that fit these ...
  89. Beach House Investing: Best Beach Towns in North Carolina

    Find out about some of the most popular coastal cities in North Carolina for individuals considering beach house investing ...
  90. Top 3 Most Successful French Entrepreneurs

    Learn about some of the most famous and successful entrepreneurs who either hail from France or have chosen to relocate to ...
  91. Your Credit Score: More Important Than You Know

    Credit scores affect key aspects of your personal and professional life. Knowing your score and managing your credit input ...
  92. Finding The Best Tools To Manage Your Retirement Money

    Useful starting points for assembling your own retirement money-management toolkit.
  93. 4 Ways to Find Good Health Insurance

    Follow these 4 steps to get the best coverage at the most affordable price.
  94. These Are the Benefits of Investing in Wal-Mart (WMT)

    Understand how Wal-Mart operates and what makes it a good company despite current stock performance. Learn the top four benefits ...
  95. Best Places to Exchange Currency in Houston

    As an international hub, Houston has plenty of currency exchange places serving visitors and residents. Here's where to find ...
  96. The 5 Best Cities to Open a Bar in the US

    Understand what makes a bar successful and what is important about opening a bar. Learn about the top five cities to open ...
  97. Don't Miss Out on a 401(k) Match

    If your employer matches your 401(k) contributions, fund your plan up to the maximum they'll match. Unless, of course, you ...
  98. 4 Things to Consider Before Jumping Into the Ferrari IPO (FCAU)

    Understand what is prompting the Ferrari merger and its possible success. Learn about the top four things to consider when ...
  99. Retirement Planning Using Long-Dated Options

    Retirement planning using high-risk options? It is possible, and studies confirm better yields than conventional methods. ...
  100. How To Start a Successful Food Truck

    Understand how a food truck operates and what makes a food truck successful. Learn about the top five steps to run a successful ...
Hot Definitions
  1. Applicable Federal Rate - AFR

    Rates published monthly by the IRS for federal income tax purposes. These rates are used to calculate assigned interest charges. ...
  2. Foreign Exchange Reserves

    Foreign exchange reserves are reserve assets held by a central bank in foreign currencies, used to back liabilities on their ...
  3. North American Free Trade Agreement - NAFTA

    A regulation implemented on Jan. 1, 1994, that decreased and eventually eliminated tariffs to encourage economic activity ...
  4. Trickle-Down Theory

    An economic idea which states that decreasing marginal and capital gains tax rates - especially for corporations, investors ...
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    A security with a price that is dependent upon or derived from one or more underlying assets.
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    A fiduciary is a person who acts on behalf of another person, or persons to manage assets.
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