Personal Finance Articles

  1. Host A Holiday Party For Less

    We teach you how to throw an economical party, without looking cheap.
  2. When Wholesale Funding Goes Bad

    The wholesale funding process is extremely dependent on the credit markets. Therefore, it is not always the best option for ...
  3. Score A Cheap Mortgage

    Hidden costs can create what looks like a good deal. Find out how to find the best mortgage possible.
  4. Forbes' Top Small Companies: Where Are They Now?

    How did these companies fare after topping the Forbes list of America's best small cap companies?
  5. 3 Factors That Drive The U.S. Dollar

    We look at three important factors that affect U.S. dollar value, and how to determine when it's the right time to buy currency. ...
  6. 10 Jobs With High Pay, Low Education Requirements

    Not all careers require extensive education. These are some jobs that, with the proper training, can launch your professional ...
  7. 4 Home Upgrades That Don't Pay

    We look at four housing upgrades that aren't worth your time or money.
  8. 10 Simple Steps To Financial Security Before 30

    Find out how to reach your long-term goals without becoming a tightwad.
  9. 11 Ways To Earn Cash While On Vacation

    While everyone else is spending on vacations, you can use yours to pick up some extra cash.
  10. The Hidden Costs Of Renting The Basement

    There's more to being a landlord than just collecting rent every month.
  11. Payday Loans Don't Pay

    Hold too tightly to this rescue line and you'll soon be drowning in debt.
  12. Life Insurance: Putting A Price On Peace Of Mind

    Would your death leave loved ones financially stranded? Find out how to ease your mind and keep them protected.
  13. Kids Or Cash: The Modern Marriage Dilemma

    It now costs nearly $300,000 to raise a child for 18 years. Are you sure you're up for it?
  14. Cutting Personal Care Costs: It's A Beautiful Thing

    You may feel there's no question that your complex beauty regimen is paying off ... but at what cost?
  15. Cheap Home Renovations That Pay Off

    If you only have $1,000 to spend, what can you do that will get you the most bang for your buck?
  16. Going All-In: Comparing Investing And Gambling

    People often compare stocks to gambling, but how close are they really?
  17. The Secret To Consistent Returns In Any Market

    Despite the market’s recent volatility, there are some investors who haven’t seen negative returns. Learn their secret.
  18. Savings Accounts Not Always The Best Place For Cash Assets

    Money market funds may be all that stands between you and increasing your wealth.
  19. Top Holiday Budget Busters

    We all know the holidays are pricey, but how much are Americans really spending and on what?
  20. Financial Funds Provide Diversity ... And Risk

    Sector funds can provide maximum exposure to financial industry stocks, but this benefit is a double-edged sword.
  21. Avoid Premature Exercise On Employee Stock Options

    With early exercise, you forfeit some profit back to your employer, and incur income tax to boot.
  22. 6 Morbid Careers With Devilish Incomes

    Dealing with dead bodies may not be your ideal job, but you might change your mind when you find out how much it pays.
  23. Annuities: How To Find The Right One For You

    Fixed, variable and indexed annuities offer different features. Find out which one fits your needs.
  24. 50 Years Of Consumer Spending

    Financially, decade has it MUCH worse than our parents and grandparents did, right? You may be surprised.
  25. 9 Weird Companies That Hit The Big Time

    From shipwreck explorers to bowling lanes, just about any company can be publicly traded.
  26. Fee-Based Brokerage: Will They Work For You?

    Learn the pros and cons of this type of investing and whether it will work for you.
  27. Bond Raters On The Rocks

    Raters have, in the past, been a reliable source. Are those days over?
  28. Where Should Your Small Business Incorporate?

    Where you incorporate your small business will affect your tax rates and overall costs. Where is it the most economical? ...
  29. Lifetime Income Annuities: The Instant Pension Plan

    If you are looking for a retirement play with a guaranteed structure payout, lifetime income annuities could be the answer. ...
  30. The Rich Take A Pay Cut

    The current recession is having a large impact on the rich.
  31. Salary Caps: Are Bankers Just The Start?

    The U.S. regulation of bank CEOs' salaries could spread to other industries receiving government aid.
  32. 10 Highest-Paying Blue-Collar Jobs

    "Blue-collar" jobs aren't always the lowest paid.
  33. Are You A Disciplined Investor?

    Don't let "financial porn" steer you away from a sensible, long-term approach to investing.
  34. Why Successful Business Owners Sell Out

    Learn the motives that drive companies into the arms of an acquirer.
  35. Are College Students Passing Recession 101?

    The recession is a wakeup call for students in post-secondary schools.
  36. Lending Clubs: Better Than Banks?

    If you need to borrow money and your credit is making it tough, this new option may be just what you're looking for.
  37. Financial Fraud: Don't Let It Happen To You

    When the economy is struggling, scammers come out of the woodwork to prey on the desperate. Don't be another casualty!
  38. Strapped For Cash? Try Insurance-Premium Loans

    If you need more life insurance than you can afford, insurance premium financing can help. But you need to look at the pros ...
  39. Cut Taxes With An Energy-Efficient Home

    A greener home can mean more green in your pocket this tax season.
  40. Conquering The Terms Of Your Mortgage

    Buyers with big down payments should get the best mortgage terms. Unfortunately, the equation isn't that simple.
  41. 4 Signs Your Home Is Overpriced

    In order to sell your home, you have to know when it's time to lower the price.
  42. Beyond Money: How 10 Top-Paying Companies Stack Up

    We look at how these top-paying companies stack up in terms of benefits, work environment and incentive plans.
  43. Maxing Out Your 401(k): Does It Pay?

    In the long-term, many people will see the benefits of maxing out a 401(k) contribution. Is it right for you?
  44. Where Can Americans Go for Cheaper Healthcare?

    With the rising cost of healthcare at home, Americans are looking abroad for their medical care.
  45. 4 Retirement Reality Checks

    If you hope to enjoy a comfortable retirement, it's time to get real. Here are four cold, hard truths every soon-to-be retiree ...
  46. Beat Unemployment By Returning To School

    Returning to school may be the key to beating an economic slump.
  47. Becoming A Landlord: More Trouble Than It's Worth?

    On the surface, being a landlord seems likes like a surefire bet, but it's usually more headache than it's worth.
  48. Are You And Your Bank All A-Twitter?

    As Twitter's popularity grows, even the banks are getting on board.
  49. Bankruptcy Filing Changes That Could Affect You

    When the economy is down, more people file for bankruptcy. Make sure you know about the changes that have been made to this ...
  50. Live Longer, Retire Younger: Can You Do It?

    Use this vehicle to make sure your payout lasts as long as you do.
  51. Elliott Wave Theory

    Acquaint yourself with the principle built on the discovery that stock markets did not behave in a chaotic manner.
  52. Free Market Maven: Milton Friedman

    As proponent of free market capitalism, this economist changed the way the world's economies operate.
  53. Is It Too Late For A Career Change?

    Career changes come in many forms. Here are a few ways that you can add some excitement to your professional life.
  54. Damage Control For A Busted Budget

    Budgets break down all the time. Here are some ways to get it back on track.
  55. Pinpointing The Perfect Retirement Destination

    Retirement planning is more than just packing your bags and sailing to paradise. Do your homework and enjoy the golden years. ...
  56. You CAN Afford To Study Abroad

    Before you jump on the plane, understand the rules and regulations in place. Then, enjoy your time studying aborad!
  57. Variable Annuities: The Do-It-Yourself Pension Plan

    Variable annuities can cost more than mutual funds, but that might be worth the protection they can add to your retirement. ...
  58. Social Security - Are You Covered?

    If you aren't a U.S. citizen, even if you are a legal resident, you may be missing out on government programs.
  59. Can You Count On Your Pension?

    We look at how to determine the health of your company's pension plan, and what to do if things are looking grim.
  60. Stable Value Funds: Risk Less And Earn More

    Stable value funds can provide higher yields and lower risk.
  61. When Wall Street Loses, CEOs Still Win

    Despite the record losses that occurred in the financial sector, many executives still received huge bonuses.
  62. Soda Tax: Penalizing The Pudgy

    Soda contributes to obesity, tooth decay and bone loss. Will taxing it help alleviate the strain on the healthcare system? ...
  63. Financial Capitalism Opens Doors To Personal Fortune

    The Industrial Revolution introduced a new age of investing and financial self sufficiency.
  64. Mergers: The Sign Of Economic Recovery?

    Recent mergers by big players show economic optimism.
  65. Will Your Wallet Love Eating Organic?

    While you may have more organic and locally grown food options, the bottom line for your personal budget it's going to cost. ...
  66. Financial Career Shift: Get In The Driver's Seat

    Before you agree to work for another investment firm, be sure you know what you're getting into.
  67. 6 Financial Moves That Sound Good - But Aren't

    Have you weighed the consequences of your choices against their apparent benefits? In many cases, the answer is no.
  68. Is Your Broker Acting In Your Best Interest?

    Learn the clues you'll need to determine whether you've chosen a reputable professional.
  69. Retirement Savings Tips For 25- To 34-Year-Olds

    Keep saving when mortgages, marriages and debt demand your attention.
  70. Reduce Your Carbon Tire Print

    Find out whether you should buy new, buy used or just make your machine a bit more green.
  71. Save Money By Winterizing Your Home

    Keep your winter energy bills from overheating this year.
  72. Expensing Employee Stock Options: Is There A Better Way?

    In 2009, Senators Carl Levin and John McCain introduced a bill to stop the excessive deductions for ESOs. But is there another ...
  73. Why Financial Advisors Disagree

    Financial advisors sometimes offer conflicting opinions that can be confusing for many investors.
  74. Will Credit Ratings Agencies Ever Be Trusted Again?

    Criteria used to rate companies is suspect - and even moreso during drastic times.
  75. Medicaid Vs. Long-Term Care Insurance

    These are not equal. Here's why you need to think twice before relying on the government-sponsored program.
  76. Do "Widow And Orphan" Stocks Still Exist?

    Is there such a thing as a safe stock providing high dividend income? It may be time to redefine the terms "widows" and "orphans." ...
  77. The No.1 Budgeting Tip For Young People

    Your pals are great, but they may be leading you into financial trouble.
  78. When You Can't Pay Uncle Sam

    If you can't pay your taxes, there are some steps you can take to protect yourself. Discover your options here.
  79. Identity Theft: Who To Call For Help

    If your identity is stolen, it's critical to act fast. Find out what to do if it happens.
  80. Avoid Capital Gains Tax On Your Home Sale

    If you have property to sell and want to avoid capital gains tax, a Section 1031 exchange may be the answer.
  81. Taking Stock Of Discounted Cash Flow

    Learn how and why investors are using cash flow-based analysis to make judgments about company performance.
  82. If America Was A Person

    So much has changed in such a short period of time the question is what, or who, exactly, is America today?
  83. Socially Responsible Mutual Funds

    It is possible to avoid unethical investments and still profit from mutual funds. Find out how!
  84. College Savings Accounts: U.S. Vs. Canada

    Saving for your child's education is an important commitment. Find out what help is available to you in the U.S. and Canada. ...
  85. 401(k): An Accidental Solution To The Retirement Problem

    The 401(k) is often a poor substitute for the defined-benefit plans it replaced, but there are steps you can take to make ...
  86. Current Account Deficits: Government Investment Or Irresponsibility?

    Deficit can be a sign of trouble for some countries, and of health for others. Find out what it means when more funds are ...
  87. Managing Your Personal Brand

    Want a sure-thing investment? Invest in yourself.
  88. 11 Most Common Budgeting Mistakes

    Don't fall to the many pitfalls created when budgeting.
  89. Fiscally Challenged? Wise Up To Financial Fraud

    Desperation often compels people to believe otherwise incredible claims from fraudsters.
  90. 6 Ways To Make The Best Of Un-Retirement

    If you are coming out of retirement, here are six things you can do to maximize your extra years of work.
  91. Healthcare Sector: Play Or Stay Away?

    The uncertainty in the healthcare sector may have provided some opportunities for investors.
  92. Find Secure And Affordable Post-Work Health Insurance

    Learn how you can avoid financial catastrophe - without Medicare.
  93. Gift Card Budgeting: Pushing (Out) The Envelope

    Sometimes, just a new way of organizing your funds can make allthe difference in your finances.
  94. 6 Steps To Personal Economic Recovery

    Take charge of your finances and make them work for you.
  95. Cash Flow On Steroids: Why Companies Cheat

    Pressure to be the best can sometimes push corporations to cheat. Learn how they do it and how to spot it.
  96. The New Mortgage Business: More Than Just Loans

    Many mortgage brokers adapted to the post-subprime environment by becoming loan modification specialists.
  97. 8 Tips For Stretching Your Dining-Out Dollars

    Find out how to slash your restaurant expenses, without going hungry.
  98. Activist Investors: A Good Or Bad Thing?

    When a large stakeholder is dissatisfied with a company's management, it may take matters into its own hands.
  99. Student Financial Aid Changes: FAFSA 2009

    The Free Application for Federal Student Aid got an upgrade in 2009. All those applying should be aware of these improvements. ...
  100. Equity Stripping Leaves Creditors Empty-Handed

    Add additional debt to your real estate assets to keep the creditors at bay.
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