Personal Finance Articles

  1. How Interest Rates Affect the Housing Market

    Understand how rate changes can affect home prices and learn how you can keep up.
  2. 3 Large-Cap Stocks Still Far From Pre-Crisis Highs (AIG, C)

    Explore three financial institutions that played key roles in the financial crisis of 2008 and are still far away from their ...
  3. 3 Cases Against Buffett's Recommendation on Index Funds (BRK-A, GS)

    Learn why Warren Buffet believes index funds are the best choice for investors, but why they may not perform as well in 2 ...
  4. How M&A Breakups Are Hurting Investment Banks' Profits (PFE, ACT)

    Discover what happens when mergers and acquisitions fail. Learn about three major deals that have fallen through in 2016 ...
  5. Is Chasing U.S. Equities Worth It? (GS)

    Explore the factors that make chasing returns in the S&P 500 Index a high-risk proposition, including a recession barometer ...
  6. 5 Websites Where You Can Book a Private Jet

    These sites can help you get flights and destinations – sometimes, even just a seat instead of a whole plane. Just be sure ...
  7. 3 Ways to Assess Smart Beta Fees

    Explore three ways to asses the expense ratios of smart beta ETFs, including comparisons with passive funds, within the smart ...
  8. 4 Reasons for the IPO Market Slowdown in 2016 (IPO)

    Pay attention to the length of time a company waits before going public and whether the prolonged period brings excessive ...
  9. What Increasing Tech Layoffs Mean For Silicon Valley (YHOO, ADSK)

    Find out the reasons for layoffs by Bay area tech companies in 2016. Learn which factors indicate that the regional job market ...
  10. Watch Out for These Medicare Mistakes

    Sorting through Medicare can be confusing. Here are some potential mistakes to avoid when choosing your plan.
  11. Why Advisors Shouldn't Overlook Impact Investing

    The demand for impact-centered portfolio management is rapidly growing. Here's how advisors can get on the bandwagon with ...
  12. Want More Referrals? Target These 4 Client Types

    Getting referrals is one of the best ways to grow your business. Here are four types of clients who are more likely to give ...
  13. The Biggest ETF Risks

    ETFs have become so popular because of the many advantages they offer. Still, investors must keep in mind that they aren't ...
  14. Top 3 Stocks Hedge Funds Sold in Q1 2016 (AAPL, AVGO)

    Learn about how the top 50 hedge funds performed during the first quarter of 2016 and the top three stocks that were sold ...
  15. 3 Reasons to Use ETF Options Over Futures (SPY, QQQ)

    Learn about exchange-traded fund (ETF) options and index futures, and why it might be a better decision to use ETF options ...
  16. David Einhorn: Tips on How to Read Financial Statements (SUNE)

    Find out what Greenlight Capital manager and value investing extraordinaire David Einhorn says about reading financial statements.
  17. 10 Companies That Will Pay for Your MBA (BAC, WFC)

    Discover ten institutions of higher learning that are willing to help finance your MBA in exchange for your commitment to ...
  18. IBB & XBI: Should You Short the Biotech Industry? (IBB, XBI)

    Explore an analysis of the biotech industry, and learn why XBI and IBB may be short candidates based on Jim Chanos' short ...
  19. Are Declining Buybacks a Bad Sign for the Equity Market? (C, MS)

    Learn why U.S. companies overall have curtailed their stock buyback programs in 2016. Discover the effects these reduced ...
  20. The 4 Best Books on Retirement to Read This Summer

    Take a break from your usual summer reading and use these books to start fantasizing about your future - the one involving ...
  21. The 10 Most Expensive ZIP Codes in Dallas

    Everything is big in the Big D, and the poshest neighborhoods are no exception: Your money will buy a lot of house in these ...
  22. Should Required Minimum Distributions Be in Cash?

    What is the most tax-efficient way to take required minimum distributions from your retirement plan? Several financial advisors ...
  23. The Devil Is in the Details With New Advisor Rules

    Don’t be lured into a false sense of security with advisors because of the new DoL ruling. Due diligence is still a must ...
  24. Do Store Closures Hurt Retail Stocks? (WMT,SHLD,M)

    These eight retailers are closing stores. How many have seen stock depreciation over the past year?
  25. Will the San Francisco Housing Market See a Slowdown? (YHOO, TWTR)

    Find out how the high-tech and biotech boom is impacting the housing market in San Francisco and how a slowdown could affect ...
  26. 3 Cases When Not to Place Tight Stop-Loss Orders (IBB, XBI)

    Learn about using stop-loss orders for exchange-traded funds. Discover the circumstances when using a tight stop-loss order ...
  27. Business Cycle Investing: Ratios to Use For Each Cycle

    Examine economic and sector performance over the business cycle to determine which ratios are most important for each phase ...
  28. Relypsa: How The Bulls and Bears are Both Right

    Find out how can the bull and bear case on Relypsa, Inc. (NASDAQ:RLYP) both be right?
  29. Beyond Retirement: 5 Billionaires Who Still Work

    For these five billionaires, working is not about the money; continuously pursuing their passions is what matters most.
  30. 4 Mistakes to Avoid with Your Retirement Plan

    The retirement landscape is changing. Here are four things retirees today need to be wary — and aware — of when it comes ...
  31. Are Smart Beta ETFs Hyped? (PRF, BLK)

    Pay attention to the percentage of smart beta ETFs that manage to survive after the next five years, proving or refuting ...
  32. What Happens to GM's Business When Union Members Strike?

    Familiarize yourself with how a union worker’s strike could affect GM’s bottom line, directly after the strike and into the ...
  33. Why China is not a Threat to the U.S.

    Learn about China's competitive position with respect to four areas of innovation. Discover the challenges the country faces ...
  34. Apple Car Rumors: What You Need to Know (AAPL)

    Discover the speculation surrounding the Apple Car, and learn how the EV charging technology recruiting effort is fueling ...
  35. Negative Interest Rates: Good or Bad for American Banks? (PNC, C)

    Learn why net interest margin is so important to banks, and uncover the potential impact a change in interest rate policy ...
  36. S&P 500: 3 Lessons From the Most Unprofitable Sectors (APA, CHK)

    Discover the universal lessons for investors and businesses from the 10 most unprofitable companies in the S&P 500, all of ...
  37. Why This Billionaire Is Cutting Hedge Fund Fees (IVW, JNS)

    Discover the struggles of hedge funds and Tudor Investment Corporation's Paul Tudor Jones, a Wall Street pioneer adapting ...
  38. Yellen to Consider Brexit Repercussions At Fed Meeting

    Yellen has also remarked that a Brexit could change expectations and the appetite for risk among U.S. investors.
  39. Did the G20 Agree on a New Plaza Accord in Shanghai?

    Learn all about a possible secret "Plaza Accord" made at the Shanghai G20 meetings to intervene and push the U.S. dollar ...
  40. Why Buybacks Can Be a Waste of Cash (BX, BAC)

    Learn the motivations behind share repurchase programs, including how they can mask slowing organic growth and why many companies ...
  41. Amazon vs. Big Retail—Investor Optimism is Changing

    Investopedia columnists Richard Peterson and Tate Hayes on the enduring importance of a "smile" in retail.
  42. How to Grow Your Advisory Biz with Dashboarding

    Here's how advisors can leverage dashboards to consolidate information and mine it for useful insights to improve their practice. ...
  43. Best Advisor Technology for Understanding Clients

    Advisors can leverage new technology to dramatically improve their workflow and overall profitability over time. Here are ...
  44. One Vital Area Where Robo-Advisors Fall Short

    Although publicized as an investment panacea, robo-advisors may fall short on personalized diversification.
  45. 4 Ways to Increase Women's Participation in Tech (INTC)

    Discover why so few women work in technology-based careers, and how some of America's leading female tech voices propose ...
  46. The Scary Truth About Medical Costs in Retirement

    Are you saving enough to cover your medical costs during retirement? Recent research says you're likely not. Here's what ...
  47. Why PIMCO Says China's Growth Is Capped

    Examine five factors that limit PIMCO's forecasts for GDP growth in China. How do real estate, equity markets, policy efficacy, ...
  48. Wealthy Men and Women Investors: 4 Key Differences

    Research validates that wealthy men and women invest differently. Here's why—the insights may help advisors better tailor ...
  49. David Swensen vs. Stephen Blyth: Tale of the Tape (DB, MS)

    Learn about the managers and specifics of the Yale and Harvard University endowments, with a focus on performance and asset ...
  50. 3 Mutual Funds That Rely on Strong M&A (EMAYX, GAKIX)

    Discover three small- to mid-cap mutual funds that rely heavily on merger and acquisition activity, with a summary of each ...
  51. 3 Mutual Funds to Avoid During U.S. Rate Hikes (FRBAX, FSRBX)

    Learn why banks may not receive the traditional benefits from rising interest rates, and discover three financial mutual ...
  52. 3 Reasons Why U.S. Oil Imports Are Rising (PSX, BP)

    Explore the reasons behind increasing oil imports to the United States, despite production and inventory levels at or near ...
  53. 4 Reasons Why Fund Managers Prefer Individual Stocks (BRK-A, VOO)

    Learn about some of the reasons why fund managers prefer trading in individual stocks over index funds, despite their overall ...
  54. S&P 500 Index: A Performance Analysis of Long-Term Returns

    Discover how to gain insight into the returns generated by the S&P 500 Index over the long term and how this can assist your ...
  55. 3 Reasons Why Company Earnings Have Been Weak

    Discover how to gain insight on why corporate earnings are weak and the factors affecting their near-term outlook, and how ...
  56. Why Tech Giants Are Acquiring Cyber Security Companies (SNE, HACK)

    Explore the factors behind the rise and consolidation of the cyber security segment, and the reasons why tech companies are ...
  57. 3 Reasons Why XLE & USO's Performances Will Be Limited

    Discover the three reasons why the United States Oil Fund and the Energy Select Sector SPDR Fund will likely underperform ...
  58. Will the Next Financial Crisis Come From Europe? (DB, CS)

    Discover why the European financial system might be in trouble, why the European Central Bank may turn to bailouts, and why ...
  59. ETFs: Utilizing VWAP to Trade in a Low-Volume Market (SPY, IWM)

    Explore information about the VWAP, and learn how to calculate a security's VWAP and how to use the indicator to determine ...
  60. Why High Levels of Household Borrowing Is Not Concerning

    Discover how global debt levels have risen beyond the 2008 financial crisis levels and learn how the current interest rate ...
  61. Index Funds: The Case Against Bill Ackman (STT, BLK)

    Explore the reasoning behind Bill Ackman's concern of an impending index fund bubble, and why his argument sounds like an ...
  62. Life After Retirement: Is Money Really the Priority?

    Is “having enough money to retire” the most important thing to think about? Here's how to find out.
  63. 6 Signs That the New York Luxury Real Estate Market Is Slowing

    Find out what is happening in the booming high-end luxury housing market in New York City and the signs that it may be starting ...
  64. The Top 5 Costco Shareholders (COST)

    Discover the five largest stockholders of Costco, and read about Warren Buffet's opinion regarding the world's second-largest ...
  65. 4 Reasons Buffett's Portfolio Is Irrelevant to Today's Investors (AXP, KO)

    Find out why investors should not try to emulate Warren Buffett's stock portfolio and why they could not achieve his same ...
  66. Why Low-Volatility ETFs Are Getting Expensive (SPY, SPLV)

    Learn about the growth of low-volatility ETFs, discover why they are getting more expensive and explore comparisons between ...
  67. Lowering Portfolio Volatility With Certain Bond ETFs (AGG, BND)

    Learn about how overall portfolio risk can be reduced by adding a variety of different types of bond ETFs to a primarily ...
  68. Which Candidate Is Best for Retirees?

    Their positions on many issues aren't out yet, but (despite some similarities) Clinton and Trump have a different history ...
  69. Why the American Middle Class is Shrinking

    Discover why the American middle class is shrinking and why that is probably good thing, although the Fed might be funneling ...
  70. High-Yield Fixed-Income Bonds: OK for Retirees?

    Rather than solving the problem of low interest rates, riskier fixed-income securities bring a whole new slate of problems ...
  71. Top 10 Checking Accounts With No Overdraft Fees (BAC, C)

    Discover banks that have checking accounts without overdraft fees, which can help you keep more of the money you earn in ...
  72. Earnings Reports: Why the Market Reacted to Q1 Disappointment (AAPL)

    Explore how positive and negative earnings reports affect stocks and the reasons for larger-than-average post-earnings losses ...
  73. Valeant: Why Drug Price Cuts Not Seen Yet (VRX, WBA)

    Learn the details of the Valeant scandal, look into the Citron accusations and Valeant's defense, and find out where Valeant ...
  74. Top 5 Occupations With the Widest Gender Income Gaps

    Find out which occupations have the widest pay gaps between male and female pay, and why the gaps seem to widen in high-paying ...
  75. Could Tesla Attain a $700B Valuation by 2031?

    Investopedia columnist David Garrity weighs in on one billionaire's surprising claim.
  76. Buying a Home? Avoid the ‘Debt Domino’ Effect

    If you’ve recently purchased or refinanced a new home and you're taking on additional debt, chances are you’ve fallen victim ...
  77. Why This Billionaire Says the Stock Market Is Dead Money (DBLTX)

    Discover why billionaire fund manager Jeffrey Gundlach says the stock market is dead money and learn what catalysts may cause ...
  78. Why PIMCO Is Increasing its Junk Bond Exposure (BCS)

    Learn why Pimco is wondering whether to increase its investments in its junk bonds from 10 to 25% in order to increase its ...
  79. Will Energy Exposure Tank Wells Fargo? (WFC)

    Discover the reasons Wells Fargo's portfolio of loans to speculative shale oil and gas exploration and production companies ...
  80. U.S. ETFs Reached Record Inflow (AGG, GLD)

    Find out about the record exchange-traded fund inflows year to date in 2016, what is driving them and where they are the ...
  81. Positive FDA Committee Vote on Vantrela Bodes Well for Remoxy

    Here are the latest news related to the FDA approvals for three pain relievers.
  82. Is Apple Hinting at an iPhone Price Cut? (AAPL)

    Discover why iPhone prices may be coming down in the near future as the world's largest corporation attempts to cope with ...
  83. How to Talk Your Clients Through Bad Markets

    A bear market is the bane of all investors. Here’s what you need to do to effectively talk your clients through big downturns.
  84. REITs Join S&P 500: What it Means for Investors

    REITs have been growing in popularity recently. Here's why, and here's where they're likely to end up in investors' portfolios.
  85. How to Help Clients Manage Retirement Withdrawals

    Here's how to create a well planned and executed withdrawal strategy to enhance the longevity of a client's retirement portfolio.
  86. Global Computer Business Shrinking: Will PCs Make a Comeback?

    Explore the current trends of the global computer business in 2016 with the latest PC shipments statistics, as well as some ...
  87. Starting a Business? Consider These Countries

    It's tough enough to get a business up and running; if you are looking at doing it abroad, here are the five nations that ...
  88. Unit Investment Trusts Market: 3 Trends in 2016

    Learn more about unit investment trusts (UITs), and discover some of the most common trends in the UIT market to date in ...
  89. Portugal Economics: 4 Troubling Similarities to Greece

    Learn about the similarities and differences between the economic woes of Portugal and Greece, and get some statistics and ...
  90. Investing Other People's Money: 5 Things You Must Know

    Learn the five things an advisor should know before investing another person's money, with a focus on the FINRA "know your ...
  91. The 10 Most Expensive ZIP Codes in Chicago

    Chicago is home to some of the most glamorous neighborhoods in the United States. Here are the 10 most expensive ZIP codes ...
  92. Save $1,000/Mo. in Your 401(k) for Less

    Did you know that saving $1,000 per month in your 401(k) will actually cost you only $700? Here's how it works.
  93. The Top 3 Twitter Shareholders (TWTR)

    Discover the top three owners of Twitter shares and learn how they accumulated their positions through the evolution of the ...
  94. Pros/Cons of Storing Estate-Planning Papers Online

    Digital storage takes the hassle out of keeping track of estate-planning paperwork, but there are a few significant drawbacks. ...
  95. 5 Popular Europe ETFs in 2016 (HEDJ, VGK)

    Discover why investors are considering Europe ETFs for their portfolios, and learn more about five of the most popular Europe ...
  96. Why New Overtime Rules May Hurt Workers

    Discover why the Obama administration's new overtime rules may end up hurting businesses, slowing economic growth and punishing ...
  97. Why Lloyd Blankfein Has a Positive Outlook on the Economy (GS)

    Avoid unpleasant surprises by paying attention to economic data relied upon by the Federal Open Market Committee (FOMC) when ...
  98. Retirees: Should You Buy or Lease Your Car?

    To buy or lease – that is the question. For retirees, access to safer cars, comprehensive warranties and tax deductions may ...
  99. Will an Inverted Yield Curve Happen Again?

    Explore the causes of inverted yield curves, their frequency, their accuracy in forecasting recessions and whether this type ...
  100. Red State or Blue State: Where's Retirement Sweeter?

    Choosing whether to go red or blue when picking out your retirement destination is more than a matter of politics. Here's ...
Hot Definitions
  1. Keynesian Economics

    An economic theory of total spending in the economy and its effects on output and inflation. Keynesian economics was developed ...
  2. Portfolio Investment

    A holding of an asset in a portfolio. A portfolio investment is made with the expectation of earning a return on it. This ...
  3. Treynor Ratio

    A ratio developed by Jack Treynor that measures returns earned in excess of that which could have been earned on a riskless ...
  4. Buyback

    The repurchase of outstanding shares (repurchase) by a company in order to reduce the number of shares on the market. Companies ...
  5. Tax Refund

    A tax refund is a refund on taxes paid to an individual or household when the actual tax liability is less than the amount ...
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