Personal Finance Articles

  1. How Much Debt Can You Handle?

    Follow these five steps to manage debt without cutting up your credit cards.
  2. Calculating The Present And Future Value Of Annuities

    At some point in your life, you may have had to make a series of fixed payments over a period of time - such as rent or car ...
  3. Stocks: Who Needs Them?! (You, If You Want To Retire)

    Stocks have long been trumpeted as necessary to ensure a comfortable retirement. But does that advice still make sense?
  4. Top 10 Tips For A Financially Safe Retirement

    You've worked hard to secure enough to retire, so make sure you keep it safe.
  5. Beware Of Company Stock In Qualified Plans

    While this strategy does have a few advantages, it can also pose some substantial risks to employees.
  6. Pension Plans: Pain Or Pleasure?

    Employees have a love/hate relationship with this retirement option.
  7. Holding Titles On Real Property

    Find out how best to claim and convey ownership on your assets.
  8. How To Start Saving For Retirement

    If you establish these money-saving habits and patiently allow your wealth to build, you will be taking some huge steps forward ...
  9. Will You Pay Taxes During Retirement?

    Income taxes are one of the things that's certain in life. We'll explain the different tax situations when you retire.
  10. Is Your 401(k) Administrator Competent?

    The more that employees know about their employee 401(k) plans, the better. But what doesn't your administrator know?
  11. The Danger Of A 401(k) Flameout

    It looks like the 401(k) has failed, but what are the repercussions, and how can you protect yourself?
  12. Insure Your Future With A Career As An Actuary

    If you've got excellent math skills, they can add up to a lucrative career as an actuary.
  13. Keep These Receipts To Save Big Money At Tax Time

    When you set up your receipt-filing system, be sure to have envelopes or folders for these 7 categories. You could save yourself ...
  14. Top 4 Reasons To Save For Retirement Now

    No more excuses. Make sure you are financially secure and independent for your golden years.
  15. 3 Ways To Make Your Retirement Funds Last

    These retirement income distribution methods are all viable; the one you choose will depend on your personal circumstances. ...
  16. Retirement Savings Plans For Kids

    It's never too early to save for the future - learn how your children can get started.
  17. 3 Retirement Account Rules To Know

    Stay up-to-date on regulation amendments to avoid penalties as well as take advantage of new opportunities.
  18. Generating Income In Retirement Using ETFs

    There are many effective strategies that retirement investors can utilize to fill their income gap. Here are some ideas that ...
  19. Using Business Credit Cards Strategically

    Follow these 5 steps to enjoy the convenience and reporting benefits of business credit cards without falling into traps ...
  20. How to Hire a Bankruptcy Lawyer

    How do you find the right bankruptcy lawyer? What you should look for to determine the right attorney for you.
  21. 5 Ways To Control Emotional Spending

    Follow these five simple steps to keep your spending under control.
  22. How A Bad Roommate Can Ruin Your Credit Score

    Living with someone can cut your expenses, but in addition to not doing the dishes, your roommate may do serious damage to ...
  23. How To Calculate Your Tangible Net Worth

    Your net worth can be calculated with a simple equation.
  24. Negotiating A Debt Settlement

    If you're being harassed by a debt-collection agency, you can take charge. Find out how.
  25. Top Ranking Nations By HNWI

    The United States, Japan and Germany together make up 53.3% of the total worldwide high net worth individual population. ...
  26. Do You Need A Home Inspection?

    This step is important when purchasing a property because it may save you thousands.
  27. 7 Things To Consider Before Selling Your Own Home

    A "for sale" sign won't sell your house. Find out what it takes and whether you can do it all yourself.
  28. Keeping Your Receipts

    When is it a good idea to keep receipts? Here are 6 good reasons why it's worth the trouble, tips on which ones to keep and ...
  29. Do You Need A Rent Receipt?

    Landlords don't always bother to send receipts to renters. But there are important reasons renters should insist on getting ...
  30. Job Hunting: Higher Pay Vs. Better Benefits

    Focusing on salary may be a mistake. Find out which benefits have the highest long-run payoff.
  31. Retire In Style

    Set your sights on the golden years and get there sooner.
  32. Financial Planners: Specialize In Seniors

    Find out how this demographic has all the needs to keep your firm busy year-round.
  33. As Boomers Slow Down, Will The Economy Follow?

    Many baby boomers are working past 65. Yet as they inevitably retire, effects on workforce participation and consumer spending ...
  34. A Guide To Financial Designations

    Find out which certifications can bring you the greatest career returns.
  35. Should You Buy Banks' "Toxic" Assets?

    The Public-Private Investment Progam is part of the government's effort to fix the failing financial sector. But is it a ...
  36. Fighting The High Costs Of Healthcare

    If your employer is cutting medical benefits, a health savings account may be right for you.
  37. Top 9 Vacation Destinations For Wall Street Geeks

    Indulge your inner geek with one of these financial-themed holiday getaways.
  38. Getting A Job As The Tax Man

    If you'd like the IRS to pay you some money for a change, consider a career working in taxes.
  39. Moving Up: Dream House Or Money Pit?

    If you are upgrading your home, here are some things you'll need to know so you don't spend more money than you need to. ...
  40. Top 10 Life Insurance Myths

    The most difficult aspect of this complex product is determining how much coverage you need and why.
  41. Advertising, Crocodiles And Moats

    Memorable advertising is a brick in the fortress that keeps competitors at bay.
  42. Exploring Advanced Insurance Contract Fundamentals

    Understanding your contract can help you protect our family's financial security.
  43. Indexed Universal Life: Cash, Flexibility And Safety

    IULs boast the security of fixed universal life policies and the interest-earning potential of variable policies.
  44. The History Of Insurance In America

    Insurance was a latecomer to the American landscape, largely due to the country's unknown risks.
  45. Cut Taxes By Reporting Property Damage

    Know the options you have for your insured property if and when a disaster strikes.
  46. Build Your Own Retirement Plan

    A step-by-step guide to planning for your retirement. The sooner you start, the easier it will be to build a good cushion ...
  47. Recognizing Good Homeowners Insurance Companies

    Check out these 7 issues before you choose the company that will provide your homeowners insurance policy.
  48. 5 Resources To Learn To Retire Rich

    Find out what you need to know to plan for retirement, and which resources do the best job of showing the way.
  49. 11 Things You May Not Know About Your IRA

    These little-known features will help you get the most out of your retirement savings.
  50. 5 Signs That You're Living Beyond Your Means

    Learn what to watch for before you find yourself drowning in debt or filing for bankruptcy.
  51. A Sanity-Saving Retirement Stock Portfolio

    The market rollercoaster has many retirees calling it quits on stocks. Big mistake.
  52. Downsize Your Home To Downsize Expenses

    Learn how to cut your mortgage, tax, gas and utilities bills.
  53. Your Retirement Portfolio: Diversification & Alternatives

    Why diversification and alternatives can play an important role in your retirement portfolio.
  54. Roth Feature Boosts Benefits For 401(k) And 403(b) Plans

    Roth accounts tend to beat Traditional plans over the long term by providing tax savings.
  55. Discover Master Limited Partnerships

    These unique investments provide significant tax advantages.
  56. Estate Planning Must-Haves For Unmarried Couples

    Society provides benefits to those who wed and punishes those who don't. Find out how to protect yourself.
  57. Invest In Yourself With A College Education

    Spending a few thousand dollars on school could help you earn millions more.
  58. 12 Steps To Closing A Real Estate Deal

    A long list of things needs to happen before a home becomes yours. Find out what to expect.
  59. Have The Right Condo Insurance?

    How well does your condo's master-insurance policy protect you? Here's why you'll probably need separate insurance for your ...
  60. Will Insurance Keep Your Business Safe?

    Skilled employees are key to a successful business. Find out how to avoid a financial setback if they leave.
  61. Living And Death Benefit Riders: How Do They Work?

    Find out how these different riders work, and which type is right for you.
  62. Debt Consolidation Companies – The Pros And Cons

    Debt consolidation is an attractive option for cash-strapped consumers who are struggling with debt, but make sure you are ...
  63. What You Should Know About The U.S. Bureau of Labor Monthly Statistics

    The Bureau of Labor Statistics' monthly employment figures are a key economic indicator. Here's how they work.
  64. 9 Things You Need To Know About Homeowners' Associations

    Restrictive rules and high fees are just some of the things to watch out for before joining an HOA.
  65. 5 Insurance Policies Everyone Should Have

    Insurance policies come in a wide variety of shapes and sizes. Shop carefully and the right policies will go a long way towards ...
  66. Make No-Load Annuities Your Viable Alternative

    These alternative retirement funds provide diversification with no fees, so what's the catch?
  67. 5 Mistakes Real Estate Investors Should Avoid

    Don't let a slow real estate market drag you down - steer clear of these pitfalls.
  68. Who Can Skip Buying Life Insurance?

    How to tell when it's time to get life insurance – or decide that you don't have to have it yet or no longer need it.
  69. Understanding Lender-Required Flood Insurance

    Having to buy flood insurance shouldn't be a surprise. Find out what you need to know when purchasing or refinancing a house. ...
  70. From Booms To Bailouts: The Banking Crisis Of The 1980s

    The economic environment of the late 1970s and early 1980s created the perfect storm for a banking crisis.
  71. Identity Theft Protection Services: Worth Having?

    A detailed review of what you get from American's leading identity theft protection agencies. Start here before deciding ...
  72. Should You Open A Foreign Savings Account?

    Would opening a savings account in a foreign bank make sense for you? The pros and cons, how to establish one – and alternatives ...
  73. Working in Retirement While Collecting Social Security?

    What to consider if working in retirement while collecting Social Security.
  74. What You Need To Think About Before Becoming An Entrepreneur

    Are you made of the rights stuff to be an entrepreneur?
  75. Concierge Healthcare: The Pros and Cons Of Having A Doctor On Call

    Concierge healthcare can mean extra attention from your doctor when you need it, but it isn't the best substitute for health ...
  76. Protect Your Kids And Pets With Custom Insurance

    Find out how to protect those you love the most with specialized policies.
  77. Investing In Your Child's Education

    Overwhelmed by increasing tuition costs for your kids? The U.S. government can help.
  78. Choose Your Monthly Mortgage Payments

    Exotic mortgages allow you to decide how much to pay. Find out how much they really cost.
  79. The Five Biggest Stock Market Myths

    Stocks that go down must come up, right? Wrong. We bust this myth and four other common market misconceptions.
  80. America's Compensation Gap Shows No Signs Of Slowing

    The gap between the rich and the poor and middle classes is rapidly increasing in America. Historically this is not a good ...
  81. Internships: Find The Best One For You

    It only takes a little legwork to land a prestigious career while you're still in college.
  82. How Mortgage Refinancing Affects Your Net Worth

    Find out how to determine whether refinancing will put you ahead or even more behind.
  83. 8 Tips To Help You Control Holiday Spending

    These tips will have you singing "Joy to the World" well into the New Year.
  84. The Problem With Financial Journalism

    One of the most serious problems facing the general investing public is that that they fail to learn enough about investments ...
  85. Warning Signs Of A Company In Trouble

    Don't let your clients go down with ship! Learn how to escape sinking with these tips.
  86. What Is The New 'FICO Score 9' And Its Benefits?

    A change in how some credit scores are calculated might soon make it easier for some homebuyers and homeowners to get a mortgage. ...
  87. Would A Retirement Plan Overhaul Fix Our Savings Shortfall?

    There are several theories and ideas about how we can make up for the $6.6 trillion retirement savings shortfall in America. ...
  88. Are Your Bank Deposits Insured?

    Learn how the FDIC is helping to keep your money in your pockets.
  89. What $1 Million Buys You in America's Best Retirement Destinations

    Shopping for your dream retirement home in Bellingham, Brevard, Charleston and Tucson
  90. Should You Borrow From Your Retirement Plan?

    It makes sense to dip into your savings in some cases, but you must be aware of the potential consequences.
  91. Looking Out For Your Finances As A Renter

    Landlords and property owners have their fair share of problems and with responsibility comes great headache, but it ain't ...
  92. Buying Auto Insurance For Your Teen Driver

    When parents of a teen first watch their baby take the wheel, they may be too busy seeing the years flash to focus on the ...
  93. 5 Reasons The Other Driver's Insurer Won't Pay

    You drive below the speed limit when another driver plows into your car. You assume their insurance company should pay, but ...
  94. 401(k) Plans: Roth or Regular?

    How to decide which type of 401(k) retirement savings plan makes the most sense for you. Or should you hedge your bets and ...
  95. Smooth Moves: Changing Insurance When You Relocate

    Whether moving across town or across the country you probably have a very long to-do list, but don't let insurance matters ...
  96. How to Protect Your Grandparents From Financial Predators

    What would you do if you realized that your elderly parent or grandparent was being abused financially by a family member ...
  97. Strategies For Your Roth 401(k)

    A Roth 401(k) can add much to your retirement funds, especially if you start saving early and end up doing well financially. ...
  98. Choosing The Right 529 Education Savings Plan

    Before you fund one of these education-savings vehicles, be sure you know their differences.
  99. Muriel Siebert: Female Finance Pioneer

    Muriel Siebert has blazed many paths for investors, but is especially relevant as the first woman to sit on the NYSE.
  100. Should You Close Your Credit Card?

    Find out the consequences before deciding to end your credit agreement.
Trading Center