Personal Finance Articles

  1. How to Find the Best Life Insurance Agent

    Choosing a life insurance agent is the first and most important step in obtaining coverage. Buyers should pay attention to ...
  2. 3 Habits Happy People Use in Financial Planning

    Following these three habits can help make you more financially sound, and potentially happier.
  3. Partner With a Financial Advisor That Adds Value

    Learn why financial advisors should partner and how it can add value to a practice. Also learn about types of partnerships ...
  4. 4 Thoughtful Retirement Gift Ideas for Men

    This"best gifts list" of the most thoughtful retirement gifts for men includes items appropriate as gifts from co-workers, ...
  5. Good News! Americans Are Earning More

    After years in the doldrums, incomes are up – and not just for the 1%. Here's who's benefiting.
  6. What's the Tax Hit on an IRA Withdrawal?

    How much taxes you'll pay on IRA withdrawals depends on a variety of factors. Use this guide to plan ahead.
  7. Why Are Prescription Drug Prices So High?

    Expensive drugs that don’t have affordable alternatives or generic equivalents are a serious concern today. So why are prescription ...
  8. This is Where Most Pension Funds Invest

    Pension funds have moved beyond traditional investments in bonds and stocks. The new order includes private equity and alternative ...
  9. 4 Reasons to Collect Social Security Payments Now

    The longer you wait to collect Social Security, the more you get. But for people who are in failing health or need income, ...
  10. Here's What to do If You Have a Lien on Your House

    Liens attach to an asset, not an individual, and are intended to protect creditors. And they can be removed.
  11. 3 Key Financial Guidelines for College Graduates

    College graduates face a multitude of challenges these days, so help them out by sharing your best personal finance tips. ...
  12. Why We All Need to Be More Financially Literate

    A better understanding of personal finances, and money in general, will make us all better off in the future.
  13. The 10 Best Community Colleges in the United States

    The top community colleges in the U.S. are strong on technical education and job placement. The best community colleges provide ...
  14. 5 Things CPG Companies Can Do to Win More Growth (AMZN, KR)

    This summary of McKinsey's report details the five imperatives consumer packaged goods (CPG) companies can employ to obtain ...
  15. Insurance Do's and Don'ts for Young Doctors

    These are the insurance do's and don'ts for young medical professionals.
  16. To Roll or Not to Roll: 401(k) Considerations

    If you're on the fence about keeping your 401(k) or rolling it over, make sure you're considering the following scenarios.
  17. Protecting Against Private Student Loan Servicers

    The CFPB’s recent student loan settlement with Wells Fargo highlights how important it is to know how to protect against ...
  18. Money and Millennials: Setting Financial Goals

    Managing savings and expenses, and setting goals early in life, will help Millennials get on a path to long-term financial ...
  19. Important Personal Matters That You Should Know About Your Clients

    Financial advisors can only create very successful financial plans if clients provide some personal information to help the ...
  20. ETSY: How Etsy's Stock Price Rose 53% in 6 Months

    Etsy's stock price has begun to move higher in the past six months after falling more than 80% after its IPO due to improvements ...
  21. The Lucrative Business of Summer Camps for Adults

    Due to the increasing need to disconnect from technology and meet new friends, adult summer camps are a booming business ...
  22. Life Insurance Replacement: Rules, Laws & Regulations

    When replacing a life insurance policy, a lot can go wrong for the consumer. Find out how life insurance replacements are ...
  23. Is Amazon Prime's $99 Annual Fee Worth it? It Depends (AMZN)

    More than 60 million people think Amazon Prime is a good deal. Here is how to determine if Prime membership may be worth ...
  24. Behind Lumber Liquidators' 44% Rise in 10 Years (LL)

    Lumber Liquidators' stock rose rapidly from its IPO to its 2013 high, but slowing growth and product quality scandal caused ...
  25. Top 5 Dairy Stocks of 2016 (WWAV, LWAY)

    Five companies top the list of the best dairy stocks in 2016. The companies have strong growth prospects and the potential ...
  26. Are Do-it-Yourself Online Wills Right for You?

    An online will site can be an inexpensive and fast way to get that all-important will completed. Find out if this is the ...
  27. Sam's Club vs. Costco: Which Has Better Deals? (WMT, COST)

    Costco and Sam's Club offer similar prices in all departments. The better wholesale club membership for you depends on your ...
  28. Top 10 Media Stocks for 2016 (CMCSA, DIS)

    Media stocks are finding additional ways to distribute their content to consumers as cable subscriptions decline. Explore ...
  29. Individual vs. Group Health Insurance: What's the Difference?

    The Affordable Care Act requires all Americans to get health insurance through employers or the federal exchange, and differences ...
  30. How Many Mortgage Lenders Should You Apply To? (FICO)

    Applying to multiple mortgage lenders can get you a better deal, but it comes with a few drawbacks.
  31. Medicaid vs. CHIP: Understanding the Differences

    Medicaid and CHIP are both designed to provide low-income children with health care coverage. Find out about the differences ...
  32. Steve Jurvetson: "Big Companies Should Be Worried"

    Steve Jurvetson on the future and why he thinks that big companies should be nervous.
  33. 8 Top Companies Owned by CBS

    The CBS Corporation uses a variety of companies to distribute TV programs, radio broadcasts, books and motion pictures to ...
  34. Credit Unions vs. Banks: Which Is Better?

    Credit unions vs. banks: Even though most Americans have accounts with a traditional big bank, many Americans are opting ...
  35. 4 Luxury Retirement Communities That Cost Under $5,000 a Month

    Although several luxury retirement communities offer monthly rates below $5,000 per month, many charge hefty entrance fees, ...
  36. How Social Security Works After Retirement

    Millions of Baby Boomers are looking forward to collecting benefits, but several factors can affect how much they get and ...
  37. The Rise of Alternative Economics

    Alternative economics has provided businesses, borrowers and lenders with the opportunity to overcome restrictions such as ...
  38. Best Roth IRA Stocks for 2016 (HCN, MO)

    The best Roth IRA stocks combine to create a growing stream of dividends with steady capital appreciation and low risk of ...
  39. Why Low-End Jobs Are Paying More

    More companies are now paying employees in low-end jobs higher wages. Here is why – and who benefits.
  40. Social Media: The Hidden Part of Your Estate

    Digital assets like social media accounts and websites are often more complicated to pass on at someone’s death than stocks ...
  41. How Smokers Can Obtain Life Insurance

    Smokers pay higher premiums for life insurance than nonsmokers. However, they can still find a great deal by shopping around ...
  42. Your Retirement Planning Checklist

    Whether you're planning to retire in ten years or in two months, this strategic checklist will help you create a retirement ...
  43. How Do Mortgage Lenders Get Paid and Make Money?

    When homebuyers educate themselves on how mortgage lenders get paid and make money, they are more likely to save thousands ...
  44. Teachers: Who is Managing Your 403(b)?

    It's imperative that teachers research the practices of their retirement fund managers, who should always be working in their ...
  45. Tax Tips for Employee Stock Purchase Plans

    Tax rules for sales of employee stock purchase plan shares can be tricky. Here is what you need to consider.
  46. How Square Cash Works and Makes Money (SQ)

    Square Inc. has rapidly grown into one of the largest payment processing companies in the United States, and here's how it ...
  47. How Does Arbitrage Betting Work?

    Arbitrage betting is a method or system for exploiting differences in odds for profit.
  48. How Do Pension Funds Work?

    Traditional private pension funds are well regulated by the government through ERISA and the PBGC. Alternative investments ...
  49. How to Protect Assets from Creditors and Lawsuits

    Proper planning is required to ensure that a client’s assets are truly protected. Here are some strategies that can help ...
  50. Debt After Death: Do Kids Owe for Parents?

    More and more Americans are dying while in debt. Are children responsible for the debts of their parents? What’s the scoop ...
  51. 3 Things a Personal Finance Class Can't Teach You

    A personal finance class teaches the basic tenets of spending, borrowing and investing. However, some financial concepts ...
  52. Do Credit Unions Offer the Best Auto Loan Rates?

    Credit unions' auto loan rates are often lower than the rates at dealerships and traditional banks. Learn the pros and cons ...
  53. Do You Make More Money Than a Cruise Ship Captain?

    As the cruise-ship industry continues to grow, ship captains are in demand, but it's a strenuous and demanding path to the ...
  54. America's Best 10 Banks for Customer Service (HBAN, TD)

    When investing in the retail banking sector, consider using J.D. Power’s customer satisfaction score as a performance metric ...
  55. Risks and Opportunities of Buying Groupon Stock (GRPN)

    Groupon's business model means it faces a number of risks relating to its operational environment and competitors. Here's ...
  56. Groupon: Do Sales Taxes Still Apply? (GRPN)

    Merchants must be able to properly determine whether they owe Groupon taxes on the retail price of the items being offered ...
  57. With Election Looming, Fundamentals & Fed Matter for Investors

    This has been an unusual election in the United States, to say the least. We discuss some of the potential investment implications ...
  58. Managing Inherited IRAs: Distributions and Taxes

    If you have inherited an IRA account you don’t need to turn it over to the estate, regardless of what the will says.
  59. A Back-to-School Savings Study Guide

    These four easy tips will help you spend less on back-to-school shopping no matter when you go.
  60. Cash Value vs. Surrender Value: What Is the Difference?

    How much you actually receive from the cash value of your life insurance policy is based on the surrender value, which can ...
  61. StubHub's Top 4 Competitors

    StubHub operates the leading online marketplace for buyers and sellers of tickets, but it faces competition from four companies ...
  62. 3 Jobs With Good Retirement Benefits

    Jobs with retirement benefits are sought after by U.S. employees. Those retirement benefits can include pensions, 401(k) ...
  63. Robots at Work: 6 Ways to Beat Workplace Automation

    As companies become increasingly automated and human workers are replaced by robots, there are ways to stay relevant in the ...
  64. Understanding Rules on Defined Benefit Pension Plans

    Defined benefit plans offer advantages to both employers and employees. Employers must understand the federal tax rules when ...
  65. 5 Strategies to Avoid Outliving Your Money

    Follow these steps to make sure your money lasts as long as you do during retirement.
  66. Mortgage vs. Home-Equity Loan: How They Differ

    Mortgages and home-equity loans both use the borrower's home value as collateral.
  67. How a Personal Pension Scheme (PPS) Works

    A personal pension scheme is a U.K. tax-privileged individual investment vehicle. Find out how this works and the benefits ...
  68. New Rule Opens Door for State-Run Retirement Savings Plans

    The Department of Labor is enticing state governments to set up state-run retirement plans for private-sector workers, but ...
  69. Top 7 Companies Owned by Volkswagen (VW)

    Pursuing a strategy of diversification focused on quality and performance, Volkswagen Group has acquired a diverse portfolio ...
  70. When a 401(k) Hardship Withdrawal Makes Sense

    If you've exhausted all other avenues, there are ways to withdraw funds before age 59½ – sometimes without the 10% penalty ...
  71. Life Insurance for a Newborn Baby

    In most cases, this is unnecessary, though a small policy offers benefits in certain cases.
  72. How to Cherish the Days of Retirement

    We spend much of our lives saving for retirement, so it makes sense to spend a few years planning how to make the most of ...
  73. Top 10 Bank Stocks for 2016

    Bank stocks have performed strongly in August 2016, as the prospect of an interest-rate hike increases. These top stocks ...
  74. Who Is Driving Ford Motor's Management Team? (F)

    Mark Fields, John Casesa, William Clay Ford Jr. and Paul Ballew are Ford executives who worked their way to the top of the ...
  75. Stories of 3 of the Most Successful Financial Advisors

    It takes determination to become a successful financial advisor, and three of the most successful advisors have overcome ...
  76. Don't Listen to Advice Without Considering Taxes

    Do not fall prey to the flawed advice that we all have gotten in the past when it comes to saving for retirement. And don't ...
  77. How Splitwise Works and Makes Money

    Discover how Splitwise serves consumers by providing a free app that allows people to split expenses and pay them by cash, ...
  78. Living with Elderly Parents? Here Are 6 Top Costs

    Living with an elderly parent is a major life change for all of you. Besides the emotional impact, the financial effects ...
  79. Can You Retire In Greece with $200,000 of Savings?

    If you love Greece, its economic problems don't necessarily rule it out as a retirement destination. Here's what to research ...
  80. 3 Graphene Companies to Invest In

    One-sixth the weight of steel and 200 times stronger, graphene could revolutionize several industries.
  81. 5 Myths That Could Hurt Your Retirement

    If you're making financial and lifestyle choices based on these retirement myths, you could be missing out on benefits that ...
  82. 5 Top Tax Concerns Clients Face

    Financial advisory clients may have more tax issues as their financial plans become more complicated. Here are a few of the ...
  83. What to Expect When Using Robo-Advisor Betterment

    Betterment is the largest robo-advisor with more than $5 billion in assets under management. Here is what to expect when ...
  84. Should Retirees Be in the Stock Market Now?

    The question of whether retirees should be in the stock market is complex. A look at the market in 2016 can help retirees ...
  85. 7 Ways Amazon Uses Big Data to Stalk You

    Using predictive analytics, Amazon anticipates what you are likely to buy, when, and has it boxed and waiting in its nearby ...
  86. What to Expect When Using Robo-Advisor Wealthfront

    Wealthfront is one of the premier robo-advisors. Here's a breakdown on the brokerages fees and features.
  87. Buying a Home: Cash Vs. Mortgage

    If you have the funds, should you buy your home with all cash? Here's how to decide which option – cash or mortgage – makes ...
  88. For Richer Not Poorer: Finance Tips for Newlyweds

    The happy couple should start talking about finances early, and keep talking, for the best chance at a financially secure ...
  89. 3 Reasons Why Pet Stocks Could Be Recession-Proof

    Consumers are spending increasingly more on their animals, regardless of how the economy is doing.
  90. Chart of the Week: A Boon for Bonds

    Global corporate bond spreads have shrunk this year and are expected to tighten further, should the European Central Bank ...
  91. How Much Do Home Appraisers Make?

    Experience and training can create a high-paying career as a home appraiser, despite competitive pressures and a high level ...
  92. How Master Limited Partnerships are Taxed

    MLPs are a different animal when it comes to taxes. Here's how they work.
  93. Things Your Annuity Salesperson May Not Tell You

    Your variable annuity salesperson should tell you many things. But there's a chance they'll leave out some crucial details.
  94. Here's How Bill Gross Became a Millionaire

    Learn how Bill Gross, co-founder of PIMCO and its Total Return Fund, became known as "The Bond King" and left PIMCO with ...
  95. Fidelity IRA and Roth IRA Review

    Fidelity is a widely recommended online brokerage that offers IRAs and Roth IRAs, as well as other investments, with low ...
  96. 3 Low Price-to-Book Ratio Stocks to Consider in 2016 (NWS, FCAU)

    These three stocks with low price-to-book ratios have promising prospects of turnarounds and improvements in operating metrics.
  97. Why Early Retirees Should Reconsider the 4% Rule

    Although retirement rules of thumb can be helpful with long-term goals, retirees need flexibility and risk awareness. Sometimes ...
  98. Top 4 Companies Owned by L Brands, Including Victoria's Secret (LB)

    L Brands, owner of lingerie giant Victoria's Secret, holds a majority ownership in three other popular brands that have allowed ...
  99. Top 8 Companies Owned by Swatch (UHR.VX)

    Swatch's success in the watch manufacturing and development industry is attributable to its numerous subsidiaries, obtained ...
  100. How to Figure Out Your Retirement Money Needs

    Running out of money in retirement can be a tragedy for you and your family. Consider the following factors when determining ...
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