Personal Finance Articles

  1. Chase vs. Wells Fargo: Which Is Best for High-Net-Worth Accounts? (JPM, WFC)

    Compare private banking services offered by Chase and Wells Fargo to high-net-worth individuals, and decide which bank provides ...
  2. Behind U.S. Retailers' Negative Comparable Store Sales (WMT, M)

    Discover which trends may be driving negative comparable store sales for U.S. retailers, and why consumers may be better ...
  3. Picking Retirement Stocks: Dividends vs. Free Cash Flow

    Instead of focusing on dividend payments, a better metric for choosing stocks for your retirement portfolio could be a company’s ...
  4. What You Should Know About Fixed Indexed Annuities

    Looking for a steadier investment vehicle? Meet the fixed indexed annuity, which is linked to an underlying market index ...
  5. Costco: Yet Another Retailer Pressured by Amazon? (COST, AMZN)

    Assess the likelihood that Amazon will take market share away from Costco. What factors allow Costco to maintain competitive ...
  6. 5 Best Car Insurance Providers for Retirees

    Some insurers offer discounts and resources that can significantly lower auto insurance rates for retirees and other seniors.
  7. Why the Middle Class Is Not Feeling the Wealth Effect

    Discover why most middle-class Americans feel left behind by the U.S. recovery, and why federal policy might be a major reason ...
  8. Google Is Banning Bad Ads (GOOG)

    Explore the reasons behind Google's ban on payday loan ads, the cost in lost revenues to Google, and the search engine's ...
  9. Job Market for Recent College Grads Looks Brighter

    Understand the challenges recent college graduates have faced in the job market and learn why the picture was brightening ...
  10. How to Estimate When Home Values Are Unsustainable

    Learn how to estimate the sustainability of home values by comparing the median sales price in an area with the area's median ...
  11. Why Boomers And Millennials' Portfolios Are Incomparable

    Discover the investment styles of baby boomers and millennials, and learn why the baby boomer portfolios are bigger and more ...
  12. How to Fool-Proof Your Retirement Plan

    Planning perfectly for retirement is incredibly difficult and complex. But eliminating these four big mistakes can help keep ...
  13. Why the U.S. Middle Class is Hit Hardest by Rise in Rent (Z)

    Find out how the middle class is being squeezed more so than the poor as a result of rapidly rising rent prices across the ...
  14. The Top 3 Social Security Myths Busted

    Like most complicated topics, Social Security is shrouded by a wealth of misinformation and myth-spreading. Here are three ...
  15. 5 Big-Time Retirement Budget Busters

    Living on a fixed income is easier said than done; even well-prepared retirees are surprised at how challenging it can be. ...
  16. What You Gain By Automating Your Financial Life

    Most investors would be better served by automating their financial savings process, as it takes the emotion out of making ...
  17. New Evidence Trump Didn't Pay Taxes

    If the presumptive GOP nominee keeps hiding his returns, Congress could force him to show his hand with a one-line amendment ...
  18. What's an Average Costco Consumer Like? (COST)

    Find out about the typical consumers who shop at Costco, how much they earn, and why they spend more there than at other ...
  19. Is the Private Equity Bubble Still Expanding? (GS)

    Learn about the factors influencing valuations in the private equity market. Find out if there is a private tech bubble and ...
  20. Why a Strong U.S. Manufacturing Industry Matters (UTX)

    Consider manufacturing’s contributions to employment and GDP growth by engaging other industries, both upstream and downstream, ...
  21. The Impact of Fiduciary Rule on Annuity Sales

    The new fiduciary rule has a far reaching effect on the annuity sales process for advisors and clients.
  22. Why Student Loans Are Now 20% of Graduates' Salaries

    Learn why college debts absorb 18 to 20% of salaries due to higher college costs, mismatched wages, disproportionate federal ...
  23. Could Your Portfolio Withstand the Next Financial Crisis?

    Does the fear of another financial crisis keep you awake at 3 a.m.? Here’s how to find out if your retirement portfolio is ...
  24. Should You Buy Private Unemployment Insurance?

    Your state only provides so much – should you purchase additional private coverage to help soften the financial blow? How ...
  25. Why Larry Fink Wants Grads to Stay Curious

    BlackRock Chairman and CEO Larry Fink gave a commencement speech at his alma mater UCLA on June 10. Here are his remarks. ...
  26. Which Retirement Plans Need a Family Trust?

    Many people think family trusts are only for the very wealthy, but if your retirement assets exceed $500,000, you may want ...
  27. Are U.S. Banks Becoming Aggressive on Lending Again?

    Discover why banks are increasing their credit portfolios to include more credit cards and how this may impact your ability ...
  28. Variable Annuities: The Good, The Bad and the Ugly

    An in-depth guide to everything you need to know and watch out for with variable annuities.
  29. How Interest Rates Affect the Housing Market

    Understand how rate changes can affect home prices and learn how you can keep up.
  30. 5 Websites Where You Can Book a Private Jet

    These sites can help you get flights and destinations – sometimes, even just a seat instead of a whole plane. Just be sure ...
  31. 4 Reasons for the IPO Market Slowdown in 2016 (IPO)

    Pay attention to the length of time a company waits before going public and whether the prolonged period brings excessive ...
  32. Watch Out for These Medicare Mistakes

    Sorting through Medicare can be confusing. Here are some potential mistakes to avoid when choosing your plan.
  33. The 4 Best Books on Retirement to Read This Summer

    Take a break from your usual summer reading and use these books to start fantasizing about your future - the one involving ...
  34. 5 ETFs Flaws You Shouldn't Overlook

    Despite their popularity, exchange traded funds have some drawbacks that investors should know about.
  35. Should Required Minimum Distributions Be in Cash?

    What is the most tax-efficient way to take required minimum distributions from your retirement plan? Several financial advisors ...
  36. Top 10 Companies With the Best Benefits (NFLX, ADBE)

    Find out which companies offer the most unique benefits. Discover the benefits that are most likely to help workers decide ...
  37. Will the San Francisco Housing Market See a Slowdown? (YHOO, TWTR)

    Find out how the high-tech and biotech boom is impacting the housing market in San Francisco and how a slowdown could affect ...
  38. Relypsa: How The Bulls and Bears are Both Right

    Find out how can the bull and bear case on Relypsa, Inc. (NASDAQ:RLYP) both be right?
  39. Beyond Retirement: 5 Billionaires Who Still Work

    For these five billionaires, working is not about the money; continuously pursuing their passions is what matters most.
  40. 4 Mistakes to Avoid with Your Retirement Plan

    The retirement landscape is changing. Here are four things retirees today need to be wary — and aware — of when it comes ...
  41. What Happens to GM's Business When Union Members Strike?

    Familiarize yourself with how a union worker’s strike could affect GM’s bottom line, directly after the strike and into the ...
  42. 6 Common Penny Stock Scams to Watch Out For

    Learn about the seven most common penny stock scams, and how to avoid them.
  43. 4 Ways to Increase Women's Participation in Tech (INTC)

    Discover why so few women work in technology-based careers, and how some of America's leading female tech voices propose ...
  44. Why PIMCO Says China's Growth Is Capped

    Examine five factors that limit PIMCO's forecasts for GDP growth in China. How do real estate, equity markets, policy efficacy, ...
  45. The Scary Truth About Medical Costs in Retirement

    Are you saving enough to cover your medical costs during retirement? Recent research says you're likely not. Here's what ...
  46. Wealthy Men and Women Investors: 4 Key Differences

    Research validates that wealthy men and women invest differently. Here's why—the insights may help advisors better tailor ...
  47. Life After Retirement: Is Money Really the Priority?

    Is “having enough money to retire” the most important thing to think about? Here's how to find out.
  48. 6 Signs That the New York Luxury Real Estate Market Is Slowing

    Find out what is happening in the booming high-end luxury housing market in New York City and the signs that it may be starting ...
  49. The Top 5 Costco Shareholders (COST)

    Discover the five largest stockholders of Costco, and read about Warren Buffet's opinion regarding the world's second-largest ...
  50. Which Candidate Is Best for Retirees?

    Their positions on many issues aren't out yet, but (despite some similarities) Clinton and Trump have a different history ...
  51. Why the American Middle Class is Shrinking

    Discover why the American middle class is shrinking and why that is probably good thing, although the Fed might be funneling ...
  52. High-Yield Fixed-Income Bonds: OK for Retirees?

    Rather than solving the problem of low interest rates, riskier fixed-income securities bring a whole new slate of problems ...
  53. Top 10 Checking Accounts With No Overdraft Fees (BAC, C)

    Discover banks that have checking accounts without overdraft fees, which can help you keep more of the money you earn in ...
  54. Top 5 Occupations With the Widest Gender Income Gaps

    Find out which occupations have the widest pay gaps between male and female pay, and why the gaps seem to widen in high-paying ...
  55. Could Tesla Attain a $700B Valuation by 2031?

    Investopedia columnist David Garrity weighs in on one billionaire's surprising claim.
  56. Buying a Home? Avoid the ‘Debt Domino’ Effect

    If you’ve recently purchased or refinanced a new home and you're taking on additional debt, chances are you’ve fallen victim ...
  57. Positive FDA Committee Vote on Vantrela Bodes Well for Remoxy

    Here are the latest news related to the FDA approvals for three pain relievers.
  58. How to Help Clients Manage Retirement Withdrawals

    Here's how to create a well planned and executed withdrawal strategy to enhance the longevity of a client's retirement portfolio.
  59. Starting a Business? Consider These Countries

    It's tough enough to get a business up and running; if you are looking at doing it abroad, here are the five nations that ...
  60. 3 Guidelines to Navigate the Economic Fog

    Here are three guidelines to help investors navigate the current murky economic picture.
  61. Save $1,000/Mo. in Your 401(k) for Less

    Did you know that saving $1,000 per month in your 401(k) will actually cost you only $700? Here's how it works.
  62. Pros/Cons of Storing Estate-Planning Papers Online

    Digital storage takes the hassle out of keeping track of estate-planning paperwork, but there are a few significant drawbacks. ...
  63. Why New Overtime Rules May Hurt Workers

    Discover why the Obama administration's new overtime rules may end up hurting businesses, slowing economic growth and punishing ...
  64. Why Lloyd Blankfein Has a Positive Outlook on the Economy (GS)

    Avoid unpleasant surprises by paying attention to economic data relied upon by the Federal Open Market Committee (FOMC) when ...
  65. Retirees: Should You Buy or Lease Your Car?

    To buy or lease – that is the question. For retirees, access to safer cars, comprehensive warranties and tax deductions may ...
  66. Red State or Blue State: Where's Retirement Sweeter?

    Choosing whether to go red or blue when picking out your retirement destination is more than a matter of politics. Here's ...
  67. The DoL Fiduciary Rule: What It's All About

    The new fiduciary rule is complicated but hopefully beneficial—for most. Here's some background and what is ahead for both ...
  68. Improve Your Email Marketing Strategy in 5 Steps

    An advisor's e-mail strategy can greatly enhance his or her practice. Here are some tips on how to make your e-mail campaign ...
  69. The Top 5 Ways to Hedge Against Inflation

    Here are five ways to hedge against inflation if it reappears on the horizon.
  70. Should Retirees Buy More (Not Fewer) Stocks?

    Conventional wisdom says your retirement portfolio should be 60% stocks/40% bonds at retirement age, with ever fewer stocks ...
  71. Top 10 Checking Accounts for Minors/Teens (COF, WFC)

    Explore the 10 best checking accounts for teens, including no-fee accounts that provide spending and withdrawal limits.
  72. Netflix's Growth Is Decelerating: Should Investors Still Buy? (NFLX, AMZN)

    Find out why Netflix stock may not be a good buy for the long term, when its growth is decelerating without other non-subscription ...
  73. How to Retire in a Low Interest Rate Environment

    For money you may need short term, an FDIC-insured account is still best. But in the long term, a portfolio of bonds and ...
  74. Cheapest Flight Destinations for Summer Vacation

    Open-minded about where you'll vacation this summer, but want to fly somewhere fun? Check out these airfare deals.
  75. Why Investors Should Care About Compound Interest

    Learn about compounding interest and how it impacts savings decisions, debt management, investment strategies and retirement ...
  76. Is Amazon Taking Other Retailers' Shares? (AMZN, BBY)

    Learn about the growing market share of e-commerce in U.S. retail sales. See how Amazon's dominance of the e-commerce market ...
  77. The Top 5 Fannie Mae Shareholders (FNMA)

    Find about the individuals, funds and companies that are top shareholders of Fannie Mae stock. Learn about their profiles ...
  78. Is Under Armour Going to Be Another Nike? (UA, NKE)

    Analyze whether Under Armour may become as big as Nike in the future by focusing on how the two companies approach their ...
  79. A Look At Obama's New Stance on Social Security

    President Obama has changed his stance on Social Security, effectively unifying the Democratic party on this issue.
  80. Advisors: Use These Tactics to Win Gen X Clients

    Gen X may not be as big a group as Baby Boomers or Millennials, but it represents a potentially huge windfall in new clients. ...
  81. Helping Clients Balance Retirement Portfolio Risk

    Here's how to help clients balance risk in their retirement portfolios.
  82. The Top 4 Safe Investments for Boomers’ Portfolios

    Once you get to retirement age, preserving your portfolio becomes a critical issue. The important thing is to balance growth ...
  83. Is Scottrade Right for Your Retirement?

    Scottrade, founded in 1980, offers a wide range of financial services and investment possibilities for retirement assets. ...
  84. Which Jobs Give You the Longest Career Life?

    It's not just blue-collar jobs that may be hard to do for a whole career, says this provocative study from Boston College's ...
  85. Retirement Wealth: The Place of Tangible Assets

    When building a retirement portfolio, you need to determine how tangible assets fit with traditional investment products ...
  86. Gender Pay Inequality Is Seen Across the World (KFY)

    Learn the statistics behind gender pay inequality around the world. The Economist conducted an analysis of 8 million employees ...
  87. You're Retiring: Should You Sell Your House?

    Sometimes it's the only option if you're a retiree – but before you decide to put your home on the market, also consider ...
  88. PIMCO Report: China, Commodities and Central Banks

    Learn about PIMCO's global economic outlook as of April 2016. Find out how China, commodities and central banks are influencing ...
  89. 3 Reasons Why U.S. Rate Hikes Won't Discourage Homebuyers (FNMA)

    Discover several factors that should keep U.S. homebuying activity strong even if mortgage rates begin to rise, as most analysts ...
  90. Who's Getting Richer? Hardly Anyone

    Federal 'economic gains' mask the truth: Most Americans are doing worse, with average incomes in 2014 smaller than in 20 ...
  91. BofA vs. Citi: Which Is Better for High-Net-Worth Accounts? (C, BAC)

    Compare and contrast the Citigold program from Citigroup and Bank of America's Preferred Rewards, and determine which program ...
  92. Can You Retire Well and Still Have Kids?

    For some would-be parents the cost of doing both may be more than their budget can handle – even with two working parents. ...
  93. Why Millennial Couples May Need $2 Million to Retire

    The answer in one word: inflation. For Millennial couples the standard $1 million may no longer be enough to last them through ...
  94. Tech Bubbles: How the Dot-Com Era Differs From 2016 (AAPL, CSCO)

    Pay attention to the escalating valuations of pre-IPO companies in 2016, as several will rise above the $10 billion level ...
  95. The 5 Best Cars for Retirees

    Remember the old "boat" that granddads used to drive? Things have changed: Witness this list of smaller, safer SUV, sedan ...
  96. Estate Planning: What to Learn from Celebrity Mistakes

    Prince's heirs could have benefitted from some more extensive estate planning. Here are some basics to cover with your clients ...
  97. Retirement Planning: Why You Should Help Your Children Build Credit

    Learn why parents should help their children build good credit at a young age and teach them how to use debt responsibly ...
  98. U.S. Consumer Spending Weak Despite Low Gas Prices (M)

    Find out why American consumers are spending less and saving more, and why that might actually be a good thing for the whole ...
  99. Japan's Nonperforming Loans Cap Future Growth

    Discover why Japan is lying about its banking sector, and how protecting underperforming Japanese businesses is stunting ...
  100. Why the Saudi Investment Fund Put $3.5B Into Uber

    Saudi Arabia's Public Investment Fund was originally set up to develop the country and invest in local projects. Why did ...
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