Personal Finance Articles

  1. Self-Employed? Top Plans for Retirement Savings

    Here are 5 smart ways the self-employed can save for retirement. Some also work for your employees. But get financial advice ...
  2. What are the Federal Reserve Chairman's responsibilities?

    Learn about the duties and responsibilities of the chairman of the Federal Reserve Board, including testifying before Congress ...
  3. Buffett hits the Silver Screen in HBO Documentary

    Warren Buffett, the world's most worshipped investor, is being profiled in a new documentary by HBO to be released January ...
  4. Roth Feature Boosts Benefits for 401(k) and 403(b) Plans

    Roth accounts tend to beat traditional plans over the long term by providing tax savings at retirement.
  5. 6 Steps to Determine Your Life Insurance Needs

    Use these basic calculations for an estimate of how much life insurance you should get.
  6. Is a SIMPLE IRA Right for Your Small Business?

    Here's how small businesses can benefit from offering a SIMPLE IRA to their employees.
  7. The Retirement Divide: CEOs vs. the Rest of Us

    CEOs do great, but a new report has troubling news for the average American retiree.
  8. How the Rich Do Disneyland

    The Disney experience is a lot less crowded (and you get to skip lines) if you pay for VIP treatment.
  9. What Investors Can Expect from REITs in the New Year

    REITs have been hit hard over the past couple of months. Here's why, and what to look for next.
  10. Can You Save Too Much for Retirement?

    Planning how much you need for retirement is not an easy task – there are many variables to consider. Here's a little help ...
  11. Social Credit Score: The Future of Credit Monitoring?

    Chinese authorities have proposed a social credit system based on troves of data.
  12. Your Most Powerful Tax Shelter: Your HSA

    For those that can afford it, the HSA is a powerful tax shelter. Here's why.
  13. Take a Long-Term View When Evaluating Risk and Investments

    Staying well within your risk portfolio will allow you to avoid short-term reactions to the market.
  14. 3 Goals to Focus on if You Want to Save More for Retirement

    These three strategies will put you on the path towards saving more for retirement.
  15. How to Avoid Human Errors in Cybersecurity

    There is a significant human element to cybersecurity that shouldn't be ignored.
  16. How to Maximize Inherited Retirement Accounts

    Leaving a retirement account to heirs takes planning for the giver and the receiver.
  17. What You Should Know About Preferred Stocks and Interest Rates

    These are the pros and cons of preferred stocks in a rising interest rate environment.
  18. American Consumers Stay Remarkably Disciplined

    During the past year, households have taken 6 percent of their after-tax income to either set aside in savings vehicles, ...
  19. You’re Leaving: Should Your 401(k) Stay?

    Companies now want departing employees to keep their 401(k) plans invested with the firm's manager. Is that a good idea, ...
  20. What Retirement Will Look Like Without Savings

    Everyone knows they should save for retirement but many don't do it at all. But retirement without savings isn't pretty. ...
  21. 5 Ways to Get Out of Debt Without Sacrificing Your Retirement Savings

    Getting out of debt and saving for retirement doesn't have to be a choice. There are ways to do both.
  22. Best Credit Card Processing Solutions for Small Businesses

    Seeking credit card processing options that don't force you to grapple with interchange fees or discount rates? These four ...
  23. 5 Ways You Can Start Preparing For Tax Season

    Being prepared and using the right tax professional can make your tax season go smoothly.
  24. How to Transition Investments to Retirement Years

    Approaching the transition to retirement isn't a sprint—it's a journey of strategic thinking.
  25. 6 Ways to Make Sure You Achieve Financial Goals

    Annual goal setting is a necessary yet arduous process. Here's how to stick to your plan.
  26. Top Penny Stocks to Watch for January 2017

    These are top penny stocks to watch in 2017.
  27. Financial Crimes Against the Elderly Are on the Rise

    Financial elder abuse is a growing problem in the U.S. as more people move into old age.
  28. What's Driving the Trump Stock Market Rally?

    What was stock market rally after Trump's election based on?
  29. How Financial Advisors Can Use Snapchat for Marketing

    Could Snapchat be what the FinServ world needs to liven up their marketing to the next generation?
  30. Top 5 Semiconductor ETFs of 2016

    See why these 5 stellar semiconductor ETFs separated themselves from the pack in 2016.
  31. How to Stop Doing Nothing With Your Investments

    It's easy to do nothing when it comes to your investments, but don't fall into that trap.
  32. 5 Questions You Need to Ask Your Advisor Before Investing

    To succeed in investing, you must implement a process that incorporates five critical questions.
  33. Why Emergency Funds Are a Bad Idea

    Learn why taking the time to build an emergency fund is a staggeringly inefficient use of the precious and limited resource ...
  34. How To Place Orders With A Forex Broker

    Learn how to set each type of stop and limit when trading currencies.
  35. In A Cash Crunch? Hold A Yard Sale

    Lighten your load for a heavier wallet. We'll provide helpful tips to ensure a successful sale.
  36. Beta: Know The Risk

    Beta says something about price risk, but how much does it say about fundamental risk factors? Find out here.
  37. Where Are You on the Road to Retirement?

    Taking a look at your retirement readiness is a vital step in ensuring that your financial future looks as bright as possible. ...
  38. The Income Property: Your Late-In-Life Retirement Plan

    You're nearing retirement age and you don't have the nest egg you need. Here's how an income property can help you make up ...
  39. Opinion: Get Ready for Trump's Vindictive Side

    Trump may have played nice during the campaign, but his true nature is emerging—as when he recently tossed biographer Harry ...
  40. Should You Retire With a Mortgage or Pay it Off?

    Here's why it makes sense to pay off your mortgage before you retire.
  41. Boomers: Top Tips for Shoring Up Your Retirement

    The retirement situation for most Baby Boomers isn't that encouraging. But there are actions they can take to shore up their ...
  42. 3 Ways to Make Budgeting a Success in the New Year

    Sticking with a financial plan isn't easy, but these strategies can help you achieve your goals.
  43. Common Retirement Advice That DINKs Can Ignore

    The retirement rules are different when a couple has no kids. Spending more, retiring sooner – all kinds of options open ...
  44. Retirement: The One Thing Couples Shouldn't Do Together

    Staggering retirement can have both financial and emotional benefits for married couples.
  45. 5 New Barriers to Getting a Mortgage

    New lending requirements have made it much tougher to get approved, and some common situations that may not have presented ...
  46. New Push to Help Corporate Women Advance

    Twenty-seven corporations have signed on to Paradigm for Parity's 5-step program to achieve equal power, status and opportunity ...
  47. Financial Steps to Take for a Prosperous New Year

    It's time to view all of your assets as one portfolio, and then invest them in multiple asset classes.
  48. New Year Planning For Business Owners

    Make a resolution to start your business off on the right foot in the new year.
  49. Can You Trust Upstart to Be Your Loan Provider?

    If you decide to take on debt to achieve a goal, Upstart is a peer-to-peer lending company that receives high praise from ...
  50. What Does It Cost to Retire in Costa Rica?

    Tally up the costs associated with taking your retirement in Costa Rica, and determine whether you have what it takes to ...
  51. What Makes Your Insurance Premium Go Up?

    You just opened your insurance renewal and found that the premium went up. Here's why it can happen.
  52. The 3 Key Tips for Budgeting Your Money

    If you have never tried budgeting your money, these strategies will help you get on track with your spending – and saving.
  53. Have We Reached Peak Sneaker? (NKE, UA)

    At $1250 for a pair of Yeezy Boosts, there really may be no limit on how much people will pay for cool kicks.
  54. 5 Mistakes That Can Ruin Your Life (Insurance)

    Don't let these simple errors leave you unprotected. Read on to learn more.
  55. How to Make the Most From Real Estate Investments

    If you own commercial real estate, there are ways to create extra income without extra work.
  56. What Are Your Financial Resolutions for 2017?

    Start the new year off right with these five financial resolutions.
  57. How to Cover Your Assets With Life Insurance

    Here's why it's so important to cover your assets in case of an unexpected death—and how to do so.
  58. 3 Reasons Your 401(k) Is Not Enough for Retirement

    Learn the basic structure of a 401(k), and a number of reasons why it may not be substantial enough to secure an individual's ...
  59. The 4 Best Countries for Retiring in Asia

    Whether you're looking to hang out with your fellow expats, or immerse yourself in the local culture, Asia has much to offer ...
  60. Financial New Year's Resolutions You Can Keep

    Start the year off right by evaluating your financial health and setting impactful and achievable goals.
  61. Middle America Won't Benefit as Much from Trump

    Coastal elites are likely to enjoy greater tax cuts than those in Middle America who helped vote Donald Trump into office.
  62. Are Social Security Benefits a Form of Socialism?

    Socialism is a loaded word in the U.S., but Social Security, one of the nation's most popular benefit programs, is wholly ...
  63. How to Think About College as an Investment

    If you view college as an investment, the costs and risks must be weighed against potential returns.
  64. 7 Steps to Help Pay off Your Mortgage in Retirement

    A monthly mortgage payment can be hard to handle in retirement if you're not ready.
  65. When Is it Time to Pay for Financial Advice?

    Before hiring a financial planner, make sure you are ready for the task at hand.
  66. How To Save Your First $100,000

    A few small sacrifices now will be worth it in the long run.
  67. How to Protect Your Nest Egg from a Bear Market

    The economy has its ups and downs. Investors who take a disciplined approach and diversify their portfolios are better prepared ...
  68. Thailand Vs. Vietnam: Which Is Better for Retirees?

    Learn how Vietnam and Thailand compare in terms of living cost, access to health care and lifestyle to help you decide which ...
  69. Six Things To Buy AFTER Christmas

    Waiting out the frenzy of Christmas sales could actually save you a lot of money.
  70. Best and Worst Performing Sectors of 2016

    Energy and basic materials stocks outperformed in 2016, while healthcare stocks lagged.
  71. 8 Ways Retirement Changed in the Last 20 Years

    From rising lifespans to tumbling savings, it's getting harder to save for life after your earned income stops. That's why ...
  72. What Should You Do With Your Christmas Bonus?

    Should you spend your Christmas bonus or save it? Here are a few ideas for what to do with that little extra something in ...
  73. Twitter's Wild 2016: A Year in Review

    The term "colossal failure" seems an appropriate description of Twitter's 2016 campaign.
  74. Facebook's 2016: A Year in Review

    Facebook's 2016 was plagued by the polarizing topic of fake news as well as slowing ad revenue growth.
  75. How to Talk to Your Family About Finances

    Money talks should start within your family, but they shouldn’t end there.
  76. Microsoft's Cloud, LinkedIn Deal Dominate 2016

    Microsoft's growth in cloud services and its emergence into a threat to Amazon was one of 2016's biggest surprises
  77. Should You Refinance Your Mortgage When Interest Rates Drop?

    Refinancing is a great way for many homeowners to improve their financial situation - but beware of the downsides.
  78. Valeant's Meltdown in 2016: A Year In Review

    The embattled drug company, whose year was marred by lawsuits and controversy, has time to change its course
  79. 5 State Tax Issues For When You Leave the Military

    When you're budgeting for post-military life, certain state tax issues need to be considered.
  80. Do You Know How Much Your Expenses Really Cost?

    Most spending is done with after-tax money, which means expenses cost more than you might think.
  81. Considering PSLF? Here's What You Need to Know

    These are the loans that are eligible (or not) for the Public Service Loan Forgiveness program.
  82. How to Choose Banners for Responsive Websites

    Here's how to keep your website's images intact no matter what device they're viewed on.
  83. 5 Myths That Could Hurt Your Retirement

    If you're making financial and lifestyle choices based on these retirement myths, you could be missing out on benefits that ...
  84. Budget Without Blowing Off Your Friends

    With a little planning, you can maintain your social life without breaking the bank.
  85. A Guide To Returning Christmas Gifts

    The Christmas season can be stressful, but returning unwanted gifts can be even more stressful. Here are some tips to help ...
  86. Tapping Retirement Funds Early – Without a Penalty

    The IRS offers several ways to skirt the 10% penalty on early retirement distributions.
  87. How To Pay Off Christmas Debt

    Here are some common sense tips for getting over the financial holiday hangover.
  88. Repeat After Me: Valuation Is Not a Catalyst!

    Valuation is a powerful reasoning tool for asset allocation only if you've done the associated fundamental analysis.
  89. 5 ETFs That Have Produced Outstanding Returns in 2016

    These five ETFs doubled investors’ money by using aggressive approaches.
  90. Top 3 ETFs to Track the Nikkei for 2017

    The Nikkei is tracked by only a few ETFs. These 3 are worth a look.
  91. Top 5 Inverse Volatility ETfs for 2017

    By seeking the inverse of the performance of the volatility index, some investors make strong returns.
  92. What Happens When You Trade Often and Time the Market?

    This is how market timing and frequent trading can negatively impact returns.
  93. How to Cover Long-Term Care With Life Insurance

    The concept of linking long-term care and life insurance policies is relatively new to the market.
  94. How Can You Make the Most of Your 401(k)?

    Make the most of your 401(k) plan by contributing early and taking advantage of employer matches.
  95. Are Health Savings Accounts Useful in Retirement?

    When saving for retirement, an HSA be a tax-efficient vehicle for future healthcare expenses.
  96. Average Cost Of An American Christmas

    Here's a look at how much the average American family is expected to spend this holiday season.
  97. Top Mutual funds of 2016 (HDPCX, SDIVX)

    A look at equities, bonds and other top-performing mutual funds of 2016.
  98. Most Important Mergers and Acquisitions of 2016

    While 2016 did not see a $100 billion deal, there were plenty of important multibillion-dollar deals.
  99. How Social Security Works After Retirement

    Millions of Baby Boomers are looking forward to collecting benefits, but several factors can affect how much they get and ...
  100. Your Annual Financial Planning Checklist

    As the new year approaches, it's time to review your annual financial plan to make sure you've completed the most important ...
Hot Definitions
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