Personal Finance Articles

  1. Should You Double-Down On Dorms?

    Even with the cost of college so dear, enrollment continues to surge. That's good news for operators of student-housing real ...
  2. Make Money Off Credit Card Sign-Up Bonuses

    It's easy to benefit from credit card sign-up bonuses, but you have to know what you're getting into.
  3. What Kind Of Financial Plan Makes Sense For You?

    Comprehensive financial plans can help people maximize their financial potential and make smart decisions. But how complex ...
  4. Retirement Planning The Millennial Way

    Saving for retirement is completely different if you have a Millennial mindset. These retirement plans will turn your head ...
  5. 6 Best Personal Finance Apps

    The right app can help you track your bills, monitor your bank accounts and credit cards, and otherwise stay on top of your ...
  6. Retirement Costs: Men vs. Women

    When it comes to the cost of living in retirement, men and women aren't equal after all.
  7. Why The Best Financial Advisor Might Be You

    Many people enlist expert advice when dealing with their finances. But could going it alone be the best option?
  8. Five Tax Strategies For A Bonus Or Windfall

    That bonus for a job well done or inheritance from Great Uncle Alfred can often result in your paying a bigger chunk of money ...
  9. How To Get Rid Of Private Mortgage Insurance

    Private mortgage insurance benefits the lender (the sole beneficiary of PMI), but it can add a sizable chunk to your monthly ...
  10. New Retirement Living Option - And Income Source

    Here's a new option for retirement planning that could help three generations of a family – and be the glue that binds them ...
  11. 7 Mid-year Tax Moves

    If you wait until year-end to check on your tax status, you’ll be right in the middle of holiday season. And summer is your ...
  12. 5 Ways To Get Maximum Student Financial Aid

    Getting the best possible package for a college fund depends on minimizing assets and maximizing the energy you use to find ...
  13. What You Need To Know About The Fiduciary Standard

    The financial industry has spent a boatload of money to prevent more stringent fiduciary requirements. Here’s what’s at stake.
  14. The Rise of 401(k) Brokerage Accounts

    Many 401(k) plans now allow participants to trade stocks and bonds by offering brokerage accounts inside the tax-deferred ...
  15. Don't Sign That! Legal Pitfalls of Signatures

    Why using the wrong-color ink – or signing for your spouse or child – could trigger a fraud alert, nullify a check or get ...
  16. Real Estate Flipping: 8 Disclosures You Must Make

    If you don't tell potential buyers about these situations and possible hazards, you could find yourself in court. Here's ...
  17. Disability Insurance For Business Owners

    If you become injured and no longer able to work, would your business survive?
  18. Five Creative Ways To Pay For College

    If your financial aid package isn't helping as much as you need, there are other ways to fund your education.
  19. Pay Less For Medicine By Not Using Health Insurance

    You might be paying more for your prescriptions at the pharmacy if you use your health insurance than if you pay cash out ...
  20. Hey, Baby. How's Your College Fund?

    What better time is there to ponder your baby's college fund?
  21. Why Real Estate Crowdfunding Will Be Loved by You, The Lazy Investor

    A new investment that is growing in popularity is called real estate crowdfunding.
  22. Five Credit Card Perks That Will Cure Many Headaches During Your Summer Trips

    It is a time when credit cards will become more than just convenient payment methods.
  23. Impact Investing: Making A Difference And A Profit

    Most investors spend their time chasing returns. But what if there was a way to do good while also turning a profit?
  24. Where Should I Retire?

    It's not just about money or weather or beautiful scenery and a lively cultural scene. Here, some other real-life ways to ...
  25. Which Billionaire Could Be Your New Neighbor?

    Just how much real estate can the fortunes of the founders of Tesla, Google, Amazon and Microsoft buy? You'll be surprised.
  26. How To Get The Most Out Of Your Financial Advisor

    Like most things in life, the effort and thought you put into something will determine what you get out of it. It's no different ...
  27. Why Caregivers Should Enlist A Financial Advisor

    Stressed caregivers in need of help managing their loved one's affairs should consider enlisting a financial advisor.
  28. How We'll All Be Amazon.com Customers Eventually

    Amazon is unusual among large U.S. companies ranked by market cap in that its profit margins are tiny and its stock is phenomenally ...
  29. Time to Cash In Your U.S. Savings Bonds?

    If your U.S. Savings Bonds are dated 1984 or earlier, they've reached maturity and stopped paying interest. Cash them in ...
  30. eBank or Brick-and-Mortar Bank?

    The bank type that makes the most sense for you depends on the services you need. The best choice could be both.
  31. Who Actually Benefits From Target Date Funds?

    This pre-packaged retirement investment option could be the perfect fit for some investors and a downfall for others. Which ...
  32. Best Apps For Buying A Home

    If you are in the market for a new home, technology can help make your search a little easier. Mobile apps allow you to ...
  33. Why This Investment Will Remain A Boomer's Best Friend

    The retirement of millions of Baby Boomers will come with many knock-on effects, but risk-averse investors can take solace ...
  34. 4 Big Reasons Your Expenses Could Rise In Retirement

    Here's how to save where you can while you enjoy the fruits of all those years at the office.
  35. How To Sell Your Company At A Premium

    When businesses are looking to make acquisitions, it's a good time to sell your company. But don't rush to take advantage ...
  36. Five Little Money Leaks That You Can Plug Right Now

    If you sometimes feel that money trickles through your fingers, you could be right. Here's how to take control and keep yourself ...
  37. 7 Reasons You Have a Love-Hate Relationship With Home Insurance

    What is covered in a policy can vary widely by company, so you’d better know what to look for when shopping for home insurance.
  38. 10 Ways to Save on Air Conditioning Costs

    Save on the costs of air conditioning by following these tips.
  39. 10 Unfamiliar Ways to Help Pay Down Medical Bills

    Paying your medical bills can seem frightening, given the high cost. Don’t let unpaid medical bills ruin your credit.
  40. What You Need To Know About EMV Credit Cards

    Finally, the U.S. is beginning to move to EMV credit cards. Here's how they'll keep us safer and what they won't fix.
  41. This Company Is No Mickey Mouse Operation

    With its famous history that's become part of popular culture, and the instantly recognizable silhouette in its logo, The ...
  42. Must-Do Financial Moves For Same-Sex Marriages

    Same-sex couples should create the safeguards all married people need, plus a few more. The good news: You may be owed a ...
  43. Should India Be On Investors' Radars?

    Policy paralysis and investor indifference have defined India for some time, but a new government bent on cutting red tape ...
  44. An Introduction To Target Date Funds

    Target date mutual funds can be an alternative to bonds and CDs for investors who do not wish to actively manage their savings. ...
  45. Five Questions to Ask About Your Company's 401(k) Plan

    Having a comfortable retirement depends on taking maximum advantage of your company's 401(k), if it's offered. Here's what ...
  46. Accidentally Conservative: The Risk that Lies Ahead for Millennials

    Research shows that Millennials are substantially more conservative when it comes to their finances than previous generations. ...
  47. What's At Stake As Google Takes On Amazon?

    Google's decision to go head-to-head with Amazon with a new same-day shopping service isn't just about cheap Cheerios, coffeemakers, ...
  48. How Women In Transition Should Mind Their Finances

    With roughly 80% of women dying single due to divorce or outliving their spouses, they must become more involved in their ...
  49. Financial Changes When You Marry

    Before you tie the knot, here are some steps to take so the legal underpinnings of your marriage will be as solid as your ...
  50. Is Annuitization Your Best Strategy?

    Annuitization has traditionally offered annuity owners a stream of income they cannot outlive, but there are some disadvantages ...
  51. Tax Breaks for Volunteering

    In addition to helping society, volunteering can yield tax deductions – sometimes. Here's how to tell what will pass muster ...
  52. Learn About These 6 Dumb Money Pitfalls For Married Couples

    From tax implications to knowing your partner's credit score, watch out for these six money pitfalls.
  53. Value Offers a Cushion: Why Last Year’s Winners Are Now Losers and Vice Versa

    A trend in markets this year has been the poor performance of last year’s stock market winners, and the resilience of some ...
  54. These Sectors Benefit From Rising Interest Rates

    You've adjusted your debt portfolio to prepare for rising interest rates; now what about your equity holdings? Here are some ...
  55. 10 Reasons Why ‘Bring Back Our Girls’ Will Change the Way You Think About Investing ...

    If there was any doubt about the contributions an educated woman can make to society, consider these facts.
  56. Why These Three Retirement Rules of Thumb Are Bad Ideas

    We’re all looking for simple rules of thumb to help our retirement planning. But three popular ones - 3% savings, 4% drawdown, ...
  57. Home Improvements That Really Pay Off

    Before you invest the cash from your home equity loan in a sunroom or a high-end master suite, take heed: The renovations ...
  58. Seniors: Before You Co-sign That Student Loan

    If that loan isn't paid back, you could be on the line for the whole amount, plus penalties. Ask the 115,000 retirees whose ...
  59. Ignore This Demographic At Your Own Peril

    Hispanics have unique financial planning needs and attitudes, and financial advisers would be well-served by studying this ...
  60. Seven Considerations When You Negotiate Severance

    Someday the ax will fall. It happens in almost every career. Here's how to survive and move on.
  61. Learn How To Invest Defensively From This Hedge Fund Pro

    With the Dow Jones Industrial Average and the S&P 500 hovering near all-time highs and plenty of investors shifting to a ...
  62. 5 Funds to Fight Inflation

    Judging by the price action and performance of conventional inflation hedges over the last 12 months, it appears the investing ...
  63. Why Caregiving Costs Women

    Fueled by extended life expectancies, lost wages from reduced work and rising healthcare costs, women are now the hardest ...
  64. 10 Ways To Never Pay Top Dollar At Movie Theaters

    How did we ever survive without $15 movie tickets, outrageous markups at concession stands and headache-inducing 3D screenings? ...
  65. Garage Sale vs. Donation

    Which offers you the bigger payoff?
  66. What's the Best Time to Get Long-Term Care Insurance?

    Consider applying for long-term care insurance much sooner than you'll need it. If you wait too long, premiums will likely ...
  67. Four Reasons to Check Your Credit Card Accounts Online

    Credit cards do offer some protection against fraud, but it pays to be vigilant. And there are other benefits to your bottom ...
  68. 6 Critical Moves That Will Save You Time and Money Before Hunting for a Mortgage

    There are many important aspects to consider and research before the process of selecting a home even begins.
  69. Mortgage Amortization Strategies

    Should you get a 30-year mortgage? A 15-year one? Ways to decide which mortgage is the best fit.
  70. Insurance for Millennials

    Four insurance must-haves – and one maybe – for Generation Y
  71. When a 401(k) Hardship Withdrawal Makes Sense

    If you've exhausted all other avenues, there are ways to withdraw funds before age 59½ – sometimes without the 10% penalty ...
  72. Do U.S. High Corporate Tax Rates Hurt Americans?

    The United States has the highest corporate tax rate of the 34 developed, free-market nations that make up the Organization ...
  73. How To Manage Your Finances Through A Divorce

    Dividing assets and liabilities in a divorce can be a sad, complicated task. But with some planning, patience and the help ...
  74. Five Things to Know About Quitclaim Deeds

    If that property you're about to buy has a quitclaim deed, check very carefully before you hand over your cash.
  75. Five Distinct Features of Medicare Advantage

    Should seniors opt for the flexibility of Medicare or the often broader coverage or lower cost of Medicare Advantage programs ...
  76. Are Your Expensive Vices covered?

    If your wine, cigars or weed are stolen or destroyed, will your homeowners insurance come to the rescue?
  77. Simple Steps for Rebuilding Your Credit

    Trying to repair your credit? Your first instincts may not be correct. Review your best options for raising a bad credit ...
  78. Retirement Plans From Around The World

    How does the rest of the world stack up against the U.S. when it comes to planning and saving for retirement?
  79. Do You Have This Crucial Financial Letter?

    If you don't have a letter of intent in your desk, write one now. Here's why.
  80. Time to Accept Credit Card Offers Again?

    How much you could get and whether to respond
  81. When Is The Best Time To Book A Cheap Flight?

    Here are 10 tips to help you score the best airfare the next time you fly.
  82. Why Apple On The Prowl Is A Good Sign

    While Apple's pending deal to buy Beats Electronics might be upsetting its acolytes, the move is far from an act of desperation. ...
  83. Debt Forgiveness: How to Get Out of Paying Your Student Loans

    Though many individuals eagerly await the possibility of student loan forgiveness, strict stipulations and changing laws ...
  84. How Good a Deal is an Indexed Annuity?

    Indexed annuities are marketed as a compromise between fixed and variable-rate products. But watch the fine print!
  85. Crass (But Effective) Ways to Build a College Fund

    Learn from non-profit fundraisers: Encourage friends and family to give your kid college cash, not toys – and say thank you, ...
  86. 4 Free Parking Apps That Save You Time and Money

    Free parking apps that are working to save you gas, time and money.
  87. 11 Ways to Save on Hotel Costs

    One of the biggest expenses when traveling is lodging. According to the latest data from the Hotel Price Index from Hotels.com, ...
  88. Bulk Up Your Retirement

    If your business has receiveables, here's a smart way to leverage them to build up your retirement fund – fast
  89. Common Retirement Advice That DINKs Can Ignore

    The retirement rules are different when a couple has no kids. Spending more, retiring sooner – all kinds of options open ...
  90. 5 Little Money White Lies That Can Leave You in the Red

    The lies you tell yourself can cost you plenty. Beware.
  91. Use Paying Rent to Boost Your Credit Score

    Now, rent payments can work for you – not just against you – to affect your credit rating
  92. To Love, Honor and Collect: You, Your Spouse and Social Security

    You may have earned your Social Security benefits on your own, but if you’re married, your collection strategy should be ...
  93. 5 Articles to Refresh Your Financial Literacy

    Being smart about things financial can make the difference between a shaky future and a comfortable one
  94. How To Protect Yourself From Rising Interest Rates

    Today's historically low interest rates have just one way to go. How should you prepare for their inevitable rise?
  95. Peri-Retirement: The New Life Transition

    Use your 30s and 40s to imagine new life options – and try them on for size
  96. 7 Things You’re Overpaying for on Vacation

    If you’re looking for summer costs that can be reduced, here are seven to start with.
  97. 6 Credit Card Rules for New College Grads

    Used well, your credit card can build a credit history that gets you jobs, apartments and a lower car-loan rate
  98. Who Are America’s 10 Highest-Paid CEOs?

    Some of the top companies in America are worth billions of dollars, so how much do their CEOs earn annually?
  99. 5 Ways to Know You Are Spending Too Much Money

    Five signs it’s time to put on the brakes, stop spending too much money, and start saving.
  100. Top 15 Colleges Where Graduates Earn The Most Money With Their Degree

    New data revealed from PayScale shows how much graduates are earning from over 1,000 schools around the country.
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