Personal Finance Articles

  1. 5 Economic Changes That Fatten Your Grocery Bill

    Global economic conditions are working to bloat our food costs. And for many, even the smallest increase in food prices can ...
  2. Top Places To Get A Free Credit Score Or Report

    When's the last time you checked your credit report? With all the hacking out there, don't wait for the car dealer to find ...
  3. The Taylor Rule: An Economic Model For Monetary Policy

    This interest rate forecasting model has helped central banks around the world adjust their rates to balance out inflation. ...
  4. How To Plan For The Charitable Giving Boom

    Of the $58 trillion that will be passed over the next several decades, $26 trillion could go to charity. Here's how to plan ...
  5. How Visa Counts On Your Free-Spending Ways

    The credit card transaction business is so profitable, Visa Inc. doesn't even bother lending money. Here's how they make ...
  6. Beware Of Payday Loans

    Even if you're desperate for cash, try our alternatives before falling into the payday loan trap - that money could cost ...
  7. Five Online College Grants for Single Mothers

    A degree may get you a better-paying job, but you probably need a good-paying job to pay for it and afford child care at ...
  8. Will Retirement Be Part of Your Retirement?

    Retirement is changing. The question is how?
  9. Top Websites For Home Sales

    Online real estate sites can save you time and effort in finding your next home. Our guide will help you choose the best ...
  10. Using Home Equity Loans For Debt Consolidation

    A home equity loan or line of credit is a convenient way to consolidate debts, cut your interest rate and gain a tax deduction. ...
  11. What Your Life Insurance Agent Makes – On You

    Being paid by commission gives life insurance agents an incentive to sell bigger policies and specialized financial products. ...
  12. How To Apply For Unemployment Insurance

    Unemployment compensation is a federal program administered by each state. Here's how to connect to your state's unemployment ...
  13. 4 Leverage Ratios Used In Evaluating Energy Firms

    These four leverage ratios can help investors understand how oil and gas firms are managing their debt.
  14. Millennials: Prevent a Bad Credit Score

    Here are five ways to help prevent getting a bad credit score that could affect future loan, credit card or mortgage approvals.
  15. Credit Report Alert!

    Chances are your credit report has mistakes – which could cost you hundreds a year in mortgage, car loan or credit card interest. ...
  16. Divorce Over 50: Seven Mistakes to Avoid

    With longer lives and women's greater financial independence, divorces at 50+ are soaring. How to avoid money trouble when ...
  17. Special Trusts For Special Needs

    If you or someone you love has a disability, these trusts can help ease the cost of care.
  18. How To Shop For Mortgage Rates

    Take these 5 steps to getting the lowest possible rate for your mortgage. Small percentage differences can mean big savings ...
  19. How An Advisor Can Help Cut Your Healthcare Costs

    Even with healthcare costs on the rise, few people are adequately planning for the burden. Here's how a financial advisor ...
  20. 10 Bank Promotions That Pay You To Open An Account

    Find out which banks are running cash promotions this summer.
  21. 78% of NFL Players End Up Broke — These 6 Athletes Didn’t

    NFL players are not only highly celebrated -- they're highly paid, too.
  22. Help! My Unemployment Benefits Are Running Out

    Don't wait for your unemployment insurance to expire before planning what to do if you haven't found a new job yet.
  23. 6 Ways Homeowners Can Dispute an Absurdly Low Appraisal

    Count it as one of the most frustrating and disappointing of all real estate quandaries.
  24. 5 Things To Ask Before Hiring A Financial Advisor

    Choosing a financial advisor isn't an easy task. Here's a list of the most important things to consider when planning for ...
  25. Retirement Travel: Good And Good For You

    Research shows a big disconnect between how many Americans dream of travel during retirement and who saves enough to fund ...
  26. Is it Time to Prepare for Inflation?

    While U.S. inflation remains at historic lows, it has ticked up recently, leaving many investors fearing rising prices.
  27. Top 10 Biggest Retirement Savings Mistakes

    Now that the economy is in recovery, it’s time to begin rebuilding those IRAs and 401(k)s.
  28. 5 Money Lessons Your Parents Taught You That Are Wrong

    Teaching kids about money is important, but not all money lessons for kids turn out to be correct. Here are five bad money ...
  29. How To Find The Best Real Estate Agent

    Most people don't have the time, expertise or motivation to go it alone and finding a good real estate agent becomes essential ...
  30. What Lenders Look At On Your Credit Report

    What do lenders consider when they look at your credit report? It’s a simple question with a complicated answer.
  31. Find The Best Home Insurance Quotes

    Home insurance rates are on the rise. Analysts expect the cost to insure your home will continue to inch upward, putting ...
  32. 5 Reasons You’ve Got the Wrong Mindset About Money

    There’s no getting around the fact that many people simply have the wrong mindset about personal wealth, and some go through ...
  33. Investing In Real Estate Versus REITs

    Article on Real Estate Investing Versus REITs.
  34. How Are Home Insurance Rates Determined?

    You home's value is one of the driving forces behind your home insurance premium and the amount of coverage you receive. ...
  35. More Volatility Ahead?

    Despite recent market swings, volatility is still low by historic standards, suggesting that markets aren’t taking into account ...
  36. Could Your Job Make You Uninsurable?

    Some jobs – even hobbies – can put you on a high-risk list and make it tough to get life insurance. How to lower your rates ...
  37. Calculate Your Self-Employed Salary

    Deciding on a salary is tough when you're self employed. There are several factors to consider before setting a price on ...
  38. Can You Use a Healthcare Exchange After Open Enrollment?

    If you're looking to buy insurance from a healthcare exchange, timing can be critical. That's because, if you didn't sign ...
  39. What Are The Best Real Estate REIT ETFs?

    In a period of low interest rates, Real Estate Investment Trusts (REITs) offer great income potential.
  40. Longevity Insurance for a Comfortable Retirement

    Don't face a retirement that goes on long after your money runs out. Longevity insurance guarantees you income once you reach ...
  41. Surprising Uses for Trust Funds

    Here are five common situations where a trust fund makes financial sense.
  42. 10 Reports Car Insurance Companies Pull From You

    Car insurance companies don’t like guessing games. When you ask for a quote, they want to know who you are and what you’ve ...
  43. Car Payments: 'Til Death Do Us Part

    Your car breaks down... You head to the dealership, ready to replace it with something more reliable. But the dealership ...
  44. Six Ways To Save On Closing Costs

    The process of securing a home loan can be confusing and daunting, especially when it comes to the laundry list of fees associated ...
  45. Where Landlords Can Get Over 20% Returns

    Despite rising home prices, some markets still offer solid investment returns for residential landlords, if you know what ...
  46. 3 Cool Energy-Saving Home Improvements For Summer

    Here are three energy-saving home improvements you can use to help cut summer cooling costs now while avoiding potential ...
  47. Applying For Credit Cards Affects Your Credit Score

    if you follow these simple rules, you should be able to refresh your plastic without causing a big hit to your score.
  48. 8 Reasons Not To Sell Your Home Without An Agent

    Is saving the seller's side of the agent's commission worth the trouble of selling your home without one? Why it could cost ...
  49. 7 Ways To Land Your Dream Home During The Summer

    Spring has long been considered the busiest homebuying season of the year. Summer is often thought of as the exact opposite. ...
  50. The Employee's Guide To Medicare

    Over 65 and still working? You're eligible to register for Medicare, but should you also opt for your employer's health insurance, ...
  51. Should You Pay All Cash For Your Next Home?

    If you can afford to buy a home for all cash, is that the best way to invest your money? Here are the pros and cons.
  52. Medigap Vs. Medicare Advantage: Which Is Better?

    To protect against a huge bill for health costs Medicare doesn't cover, you need Medigap insurance or an HMO-like Medicare ...
  53. Websites That Save You Money On Hotel Rooms

    Before you just reserve a room through the hotel, check out these six discount websites. But watch out for traps like nonrefundable ...
  54. 5 Steps So You Stop Throwing Away Airline Miles

    Master these 5 steps so you stop throwing away airline miles and other travel rewards.
  55. 8 Saving Tricks That Will Leave You Feeling Richer

    Implementing money saving modifications that go beyond the standard rules of thumb can help you lower your cost of living.
  56. How To Find The Financial Advisor Of Your Dreams

    A new startup - essentially a financial matchmaking service - uses video introductions and algorithms to pair financial advisers ...
  57. 4 Ways to Maximize Your 401(k)

    Prime your 401(k), 403(b) or other defined contribution plan by using these techniques to boost your average rate of return.
  58. 5 Myths That Could Hurt Your Retirement

    If you're making financial and lifestyle choices based on these retirement myths, you could be missing out on benefits that ...
  59. 5 Reasons Why Low Rates May be Harmful To The Economy

    Like quantitative easing before it, the Fed’s zero interest rate policy may actually be inhibiting economic growth and job ...
  60. Want A Career In Asset Management? Read This First

    When it comes to landing that job at an asset manager, not all degrees are created equally. Here's a look at the best schools ...
  61. Four Ways To Spot An Emerging Market

    The term "emerging market" is frustratingly ambiguous. It means a country has at least some market liquidity. But there's ...
  62. Seven Steps to Become Financially Independent

    With Independence Day just around the corner, now is the perfect time to finally set the goal of financial independence for ...
  63. Four Best Things To Buy In July

    You might worry about your budget in the summer months since it’s often a time when spending increases; the kids are out ...
  64. Is An FHA Mortgage Still A Bargain?

    If you're putting down less than 20%, the FHA's mortgage insurance premium could cost you more than private mortgage insurance ...
  65. How to Avoid Being the Victim of Auto Loan Rip-Offs

    It’s not easy being a car buyer. Unless you have the privilege of paying cash for a vehicle, you’re probably going to have ...
  66. Refinancing And Debt-Consolidation Checklist

    On the surface, refinancing a mortgage to consolidate other debts is a tempting option. However, there are potential drawbacks ...
  67. Why Inflation Is Still A Threat To Your Retirement

    One reason people tend to underestimate their retirement saving needs is that they fail to properly account for the impact ...
  68. The Biggest Threat To The Housing Recovery

    Despite a run of positive economic news that most recently includes a surge in new home sales, you have to be prepared for ...
  69. Why Aren't More Young People Buying Homes?

    One of the drivers behind our slow housing recovery is an absence of a large portion of the buying audience: young, first-time ...
  70. Is Whole Life An Obsolete Product?

    New, more-flexible features and current market conditions make traditional whole life insurance worth another look.
  71. Are Stock ETF Investors Placing Too Much Faith In The Fed?

    For one thing, inflation-adjusted spending declined over the last few months. That cannot be a strong sign for the U.S
  72. 5 Credit Card Traps That Will Ruin Your Summer Trip

    Summer vacations can be rejuvenating and refreshing, but also costly if you aren’t careful with how you use your credit card.
  73. Retirement Planning for the Self-Employed

    When you're self-employed, your retirement is entirely in your hands. Learn about the three retirement-savings options best ...
  74. 6 Questions For Your Realtor

    Before you start working with a real estate agent – especially if you're the one paying the agent's commission – make sure ...
  75. Why Gasoline Costs What It Does

    The next time you have to dig deep into your wallet to fill your gas tank at least you'll know exactly what you're paying ...
  76. Who Gets Your Retirement Accounts?

    Are the beneficiaries of your IRA or Roth IRA who you now want to get them? How to update if your life's changed since you ...
  77. Is '100 Minus Your Age' Outdated?

    A longstanding rule of thumb says that your stock allocation should equal "100 minus your age." Now, some experts suggest ...
  78. 10 Surefire Signs You’ll Ruin Your Financial Life and Die With Debt

    For many Americans, debt is a way of life. Loans allow most Americans to pay for their cars, education, and houses. But how ...
  79. Should You Buy Or Build A Home?

    You're ready for a new house. Should you buy it or build it? Here's how to think through the pros and cons, whether it's ...
  80. Should You Double-Down On Dorms?

    Even with the cost of college so dear, enrollment continues to surge. That's good news for operators of student-housing real ...
  81. Make Money Off Credit Card Sign-Up Bonuses

    It's easy to benefit from credit card sign-up bonuses, but you have to know what you're getting into.
  82. What Kind Of Financial Plan Makes Sense For You?

    Comprehensive financial plans can help people maximize their financial potential and make smart decisions. But how complex ...
  83. Retirement Planning The Millennial Way

    Saving for retirement is completely different if you have a Millennial mindset. These retirement plans will turn your head ...
  84. 6 Best Personal Finance Apps

    The right app can help you track your bills, monitor your bank accounts and credit cards, and otherwise stay on top of your ...
  85. Retirement Costs: Men vs. Women

    When it comes to the cost of living in retirement, men and women aren't equal after all.
  86. Why The Best Financial Advisor Might Be You

    Many people enlist expert advice when dealing with their finances. But could going it alone be the best option?
  87. Five Tax Strategies For A Bonus Or Windfall

    That bonus for a job well done or inheritance from Great Uncle Alfred can often result in your paying a bigger chunk of money ...
  88. How To Get Rid Of Private Mortgage Insurance

    Private mortgage insurance benefits the lender (the sole beneficiary of PMI), but it can add a sizable chunk to your monthly ...
  89. New Retirement Living Option - And Income Source

    Here's a new option for retirement planning that could help three generations of a family – and be the glue that binds them ...
  90. 7 Mid-year Tax Moves

    If you wait until year-end to check on your tax status, you’ll be right in the middle of holiday season. And summer is your ...
  91. 5 Ways To Get Maximum Student Financial Aid

    Getting the best possible package for a college fund depends on minimizing assets and maximizing the energy you use to find ...
  92. What You Need To Know About The Fiduciary Standard

    The financial industry has spent a boatload of money to prevent more stringent fiduciary requirements. Here’s what’s at stake.
  93. The Rise of 401(k) Brokerage Accounts

    Many 401(k) plans now allow participants to trade stocks and bonds by offering brokerage accounts inside the tax-deferred ...
  94. Don't Sign That! Legal Pitfalls of Signatures

    Why using the wrong-color ink – or signing for your spouse or child – could trigger a fraud alert, nullify a check or get ...
  95. Real Estate Flipping: 8 Disclosures You Must Make

    If you don't tell potential buyers about these situations and possible hazards, you could find yourself in court. Here's ...
  96. Disability Insurance For Business Owners

    If you become injured and no longer able to work, would your business survive?
  97. Five Creative Ways To Pay For College

    If your financial aid package isn't helping as much as you need, there are other ways to fund your education.
  98. Pay Less For Medicine By Not Using Health Insurance

    You might be paying more for your prescriptions at the pharmacy if you use your health insurance than if you pay cash out ...
  99. Hey, Baby. How's Your College Fund?

    What better time is there to ponder your baby's college fund?
  100. Why Real Estate Crowdfunding Will Be Loved by You, The Lazy Investor

    A new investment that is growing in popularity is called real estate crowdfunding.
  101. Five Credit Card Perks That Will Cure Many Headaches During Your Summer Trips

    It is a time when credit cards will become more than just convenient payment methods.
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