Retirement Articles

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  1. The Importance of Making an Annual Financial Plan

    Making an annual financial plan is a smart way to ensure staying on track with your retirement, savings and investing goals ...
  2. When Should Retirees Downsize Their Home?

    When should retirees downsize homes? The answer is based on your individual circumstances. Here are some things to consider.
  3. Best Freelancing Jobs for Retirees

    Retired from your job but still want to work? Here's how to turn your skills and know-how into a new freelancing career.
  4. Closing in on Retirement? Read These Tips

    If you're within 10 years of retiring, you and your financial planner should heed these essential tips.
  5. How Retirees Should Think About Market Corrections

    Stock market corrections can be scary for retirees living off their investment income. Panic isn't an option. Retirees can ...
  6. 6 Cities in Puerto Rico for Retirement and Vacationing

    Learn about some of the most popular retirement destinations in Puerto Rico, and decide whether this U.S. territory is the ...
  7. Find the Top Three Retirement Cities of Vietnam

    Vietnam has a low cost of living, beautiful beaches and mountains – and is friendly to Westerners. A preview vacation may ...
  8. This Big Expense Can Ruin a Retirement

    One of the greatest joys of retirement is being able to relax, knowing that one of your biggest expenses — your mortgage ...
  9. How to Use Tax Mapping to Cut Taxes in Retirement

    Use these tax-mapping moves as part of a long-term plan to reduce taxes in retirement.
  10. How to Validate Your Retirement Assumptions

    Here's how to validate your critical retirement assumptions with forward-looking measures to avoid shortfalls.
  11. The Top 5 Social Security Mistakes to Avoid

    Social Security claiming strategies can be complex. Be sure to avoid these mistakes.
  12. Early Retirement? Consider These 6 Places

    Early retirement can be a reality if you invest wisely and consider a move to a city where your nest egg can go the distance ...
  13. Why Early Retirement Is a Bad Idea

    8 good reasons to put off your retirement date
  14. Annuities: Coming Soon to Your 401(k) Plan?

    A new bill aims to make it less difficult for employers to incorporate annuities into their retirement plans.
  15. Fiduciary Rule Will Improve 401(k) Transparency

    Employer-sponsored 401(k) plans have come under scrutiny, as it turns out many employee participants don't know how their ...
  16. Keep Your Financial Independence in Retirement

    These five steps can help seniors protect their money and maintain their financial independence during retirement.
  17. Late IRA Rollovers Get Relief From IRS

    The new self-certification process will make it much easier and cheaper to correct a late rollover of a qualified retirement ...
  18. Why Your 401(k) Is More Important Than You Think

    If you are thinking of dipping into your 401(k), think again. It’s one of your best sources of retirement income.
  19. It’s Time to Ace Retirement

    Many people have doubts about whether or not they would have enough saved up for retirement. Here are some things you can ...
  20. Retirement: Why the First Decade is the Most Crucial

    Retirement doesn't mean retiring from managing finances. And the first decade of retirement is the most crucial. Here's why ...
  21. Why Save for Retirement in Your 20s?

    You're probably paying off your student loans and retirement is 40 years away. Shouldn't you focus on eliminating debt and, ...
  22. Strategies to Retire Abroad and 7 Countries to Consider

    Not that you always need citizenship to establish a home in a new country. Permanent residency might do just as well.
  23. Maxing Out Your 401(k) is Profitable: Here's Why

    It's shocking, but most American workers (73%) have no 401(k) retirement funds. Start saving now to anchor your retirement.
  24. 8 Reasons to Roll Over Your 401(k) to an IRA

    Switching jobs? Moving your retirement savings into an IRA has advantages that may allow you to build a larger nest egg.
  25. Are We in a Baby Boomer Retirement Crisis?

    Data paints a gloomy picture for Baby Boomers and their retirement. So how bad is it? We take a look at the latest research. ...
  26. What Does It Cost to Retire in Costa Rica?

    Tally up the costs associated with taking your retirement in Costa Rica, and determine whether you have what it takes to ...
  27. 4 Essential Steps to Take Before Retirement

    You owe it to yourself to head into retirement prepared. Here are four steps to help outline your best possible plan.
  28. What You Should Know About the New Fiduciary Rule

    These key questions and answers clarify the DOL's new fiduciary rule and how it impacts individual investors saving for retirement.
  29. Affluent Clients Have Different Financial Planning Needs

    Financial advisors must keep in mind that affluent clients have different planning needs to address taxation, wealth protection ...
  30. How to Explain the Fiducuary Rule to Your Clients

    Here's how to deliver the underlying message of the Department of Labor's new fiduciary rule to your clients.
  31. Edward Jones IRA and Roth IRA Review

    Investors looking to open an IRA or Roth IRA at Edward Jones can learn about the opening process, investment options, fees ...
  32. How to Calculate What You Need for Retirement

    You might not be able to predict all the variables that impact retirement planning, but there are tools to help make simple ...
  33. You Might Retire Late – But Be Ready by 62

    Be realistic about retirement age when you're doing financial planning. Here are some reasons many workers find themselves ...
  34. Don't Make These Top 10 Mistakes On Your Roth IRA

    Don't lose out on the benefits of a Roth by contributing too much, breaking rollover rules or making other avoidable errors.
  35. 5 Assumptions That Can Hurt Your Retirement

    Retirement planning is a must, but having a plan that's filled with old and dated assumptions can cause great harm.
  36. Retired? Tips for Spending Your Nest Egg Wisely

    It can be hard to start spending money once retirement finally comes. Here are some best practices on how to transition from ...
  37. Avoid These 4 Retirement Account Mistakes

    The top 4 mistakes investors should avoid in their retirement accounts.
  38. What Happens to Your 401(k) After You Leave a Job?

    Wondering why your 401(k) plan is unavailable after your employment termination? Here are some scenarios to consider.
  39. How to Create a Worry-Free Retirement Income Plan

    A retirement income roadmap has many moving parts and may seem overwhelming at first to put together. Here's how to get started.
  40. Why Procrastination Will Steal Your Future Wealth

    Putting off saving for retirement might feel like your only option right now, but this kind of procrastination can wreak ...
  41. How "Death Tax" Waivers Work

    Although the specific rules vary by state, an estate or inheritance waiver relinquishes an heir from the right to receive ...
  42. Going Back to Vietnam to Retire: A How-to Guide

    Family ties to this Southeast Asian country may drive a desire to spend your retirement there. If so, here are several factors ...
  43. Can You Save Too Much for Retirement?

    Planning how much you need for retirement is not an easy task – there are many variables to consider. Here's a little help ...
  44. Budgeting for the 4 Phases of Retirement

    Retirement consists of four stages, each with different expenses and different budgeting needs. Here's how to manage your ...
  45. Long-Term Care Insurance: What to Consider

    Long-term care may be a wild card in your financial plan, but at the very least, it should be discussed with your financial ...
  46. How Much Money is Enough if I'm 90?

    Worrying about money never ends. Even when you're well into your 90s and have more than $2 million invested, will you still ...
  47. Retiring In Spain: 5 Best Cities For Expats

    Retirees seeking a rich cultural mix, temperate climate, low living costs, good healthcare, beaches and even skiing will ...
  48. Eliminating Taxes on Your Social Security Benefits

    Two things in life are certain: death and taxes. But what if you could reduce, or even eliminate one of them?
  49. Those Who Retire Early Share These Traits

    Here's how people planning on retiring early prepare for what's ahead.
  50. Top Tips for Minimizing Taxes on Social Security

    Social Security benefits are taxable under certain circumstances. Here are some ways retirees can lessen the tax burden. ...
  51. Start Your Year-End Financial Planning Now

    Taking the time to review your year-end financial planning should be an important agenda item well before the year actually ...
  52. 5 Secrets You Didn't Know About 401(k)s

    If your employer offers a 401(k), that should be your first stop for retirement savings – especially if your contributions ...
  53. The 4 Best Countries for Retiring in Asia

    Whether you're looking to hang out with your fellow expats, or immerse yourself in the local culture, Asia has much to offer ...
  54. Retire in Puerto Rico with $200,000 in Savings

    The climate, beaches and cost of living are a draw, but its economic challenges need to be factored into your decision.
  55. 4 Books the Former CEO of Westpac Is Reading (WBK)

    Gail Kelly, former CEO of Westpac Banking Corporation (NYSE: WBK), is currently enthralled with four books, each highlighting ...
  56. 10 Best Companies for Obtaining Life Insurance Over 50 (MET, PRU)

    For individuals over age 50 with differing needs, the best life insurance companies include large financial services companies ...
  57. Comparing Investing Today Vs. Investing Tomorrow

    This hypothetical example illustrates how much you stand to lose by putting off saving and investing for retirement.
  58. How Advisors Can Catch Up on Retirement, Succession Planning

    It's irresponsible to run a financial planning practice without an idea for how it will continue after you retire. Here's ...
  59. 5 Things to Think About When It's Time to Retire

    Planning for retirement can be overwhelming, but considering these five questions is a great way to get started.
  60. 6 Signs You're Ready to Retire Early

    If you can answer "yes" to these six questions, you may be ready to retire early.
  61. Converting A Traditional IRA to a Roth

    When is it a good idea to convert traditional IRA funds into Roth IRA funds? And when does it not make sense?
  62. What Retirement Will Look Like Without Savings

    Everyone knows they should save for retirement but many don't do it at all. They do so at their own peril as retirement without ...
  63. Maintaining Human Interaction in a Robo-Care World

    BlackRock’s Retirement Roundtable series covers a wide range of retirement-related topics, and at the London roundtable, ...
  64. What’s at the Heart of Your Financial Plan?

    These three tips will help you determine what is most important to you, and place it at the heart of your financial plan.
  65. Top Tips to Help Your Clients Manage RMDs

    Here are some tips for advising clients faced with taking required minimum distributions.
  66. 7 Thoughtful Retirement Gifts for Women

    Discover seven thoughtful retirement gifts for women and learn how and where to purchase them to help ensure a smooth and ...
  67. Investment Options for Income in Retirement

    Generating income from investments during retirement is crucial. Here are some of the best options.
  68. What Are Virtual Financial Advisors?

    The internet has provided a convenient way for financial advisors to offer their services to a wide customer base through ...
  69. What Retired Teachers Need to Know About Social Security

    Depending on where a teacher lives and that educator's eligibility into government provisions, a retired teacher's Social ...
  70. Funding a Startup with Retirement Cash: Smart or Dumb?

    Retired entrepreneurs who have "played it safe" – and retirees who want to stretch their dollars – are looking to invest ...
  71. When Do Social Security Benefits Start and End?

    Everything you need to know about the three primary Social Security programs, how they work and who qualifies for them.
  72. Why Retirees Are Carrying More Debt Than Ever

    As people reach retirement they are carrying more debt than ever before. Why and what to watch for.
  73. How Life Insurance Can Help With Liquidity

    Life insurance can provide liquidity in personal and business situations when access to capital is essential. Learn how to ...
  74. Tips for a Smooth Trip to Retirement

    Planning for retirement is like planning for a vacation: assess your ideal destination, follow directions, pack wisely, and ...
  75. Protecting Your Assets from Contingencies

    It really doesn't matter how well you've saved or invested if your assets aren't protected.
  76. Helping Couples Strategize for Social Security

    Even with the elimination of the file-and-suspend option for couples claiming Social Security, there are strategies they ...
  77. Thailand Vs. Vietnam: Which Is Better for Retirees?

    Learn how Vietnam and Thailand compare in terms of living cost, access to health care and lifestyle to help you decide which ...
  78. How to Grow Your Retirement Plan to $1 Million

    So you want a million dollar nest egg? These tips will help get get started.
  79. The Crippling Cost of Self-Insuring Long-Term Care

    Covering the cost of long-term care without insurance can deplete retirement savings quickly.
  80. How to Know When You Should Claim Social Security

    Understanding the options for claiming your social security benefits is an essential part of your retirement plan.
  81. 3 Simple Steps to Begin Estate Planning

    Estate planning is easier than you think. Here are three simple steps to put a plan in place.
  82. 4 Reasons to Never Use Retirement Accounts as Collateral

    Using your retirement account as collateral for a loan does not make good financial sense unless there are no other means ...
  83. 65 or More? Best-Ever Medical Deductions End Dec. 31

    2016 is the last year that seniors only have to reach 7.5% of adjusted gross income before deducting medical costs. Have ...
  84. Retirees: Here's How You Can Go to College for Free

    Although young adults have to pay out tens of thousands of dollars for a college education, retirees can go to college for ...
  85. When Is It Better to Forgo a Roth Account?

    Depending on how much you're currently earning, a traditional IRA sometimes offers more tax relief than its Roth counterpart. ...
  86. Understanding the Benefits of Rollover IRAs

    Need help deciding what to do with your 401(k) plan from a former employer? Here are your options.
  87. Should the Retirement Age Be Increased to 70?

    The general consensus is that Social Security faces a crisis of solvency. How to address it is far less clear-cut.
  88. How to Find the Best Life Insurance Agent

    Choosing a life insurance agent is the first and most important step in obtaining coverage. Buyers should pay attention to ...
  89. 4 Thoughtful Retirement Gift Ideas for Men

    This"best gifts list" of the most thoughtful retirement gifts for men includes items appropriate as gifts from co-workers, ...
  90. What's the Tax Hit on an IRA Withdrawal?

    How much taxes you'll pay on IRA withdrawals depends on a variety of factors. Use this guide to plan ahead.
  91. This is Where Most Pension Funds Invest

    Pension funds have moved beyond traditional investments in bonds and stocks. The new order includes private equity and alternative ...
  92. 4 Reasons to Collect Social Security Payments Now

    The longer you wait to collect Social Security, the more you get. But for people who are in failing health or need income, ...
  93. To Roll or Not to Roll: 401(k) Considerations

    If you're on the fence about keeping your 401(k) or rolling it over, make sure you're considering the following scenarios.
  94. Are Do-it-Yourself Online Wills Right for You?

    An online will site can be an inexpensive and fast way to get that all-important will completed. Find out if this is the ...
  95. 4 Luxury Retirement Communities That Cost Under $5,000 a Month

    Although several luxury retirement communities offer monthly rates below $5,000 per month, many charge hefty entrance fees, ...
  96. How Social Security Works After Retirement

    Millions of Baby Boomers are looking forward to collecting benefits, but several factors can affect how much they get and ...
  97. Best Roth IRA Stocks for 2016 (HCN, MO)

    The best Roth IRA stocks combine to create a growing stream of dividends with steady capital appreciation and low risk of ...
  98. Social Media: The Hidden Part of Your Estate

    Digital assets like social media accounts and websites are often more complicated to pass on at someone’s death than stocks ...
  99. Your Retirement Planning Checklist

    Whether you're planning to retire in ten years or in two months, this strategic checklist will help you create a retirement ...
  100. Teachers: Who is Managing Your 403(b)?

    It's imperative that teachers research the practices of their retirement fund managers, who should always be working in their ...
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