Retirement Articles

  • Showing 1-100 of 672 items
  • 1
  • 2
  • 3
  • ...
  • 7
  • >>
  1. How to Make Your Own Retirement Fund

    Making sure you have a large enough nest egg to retire on is a challenge. Here's how to accomplish the task, one step at ...
  2. My Employer Doesn't Offer a 401(k). Should I Care?

    Find out what do if your employer doesn't offer a 401(k) retirement savings plan, including alternative investment options ...
  3. Top 10 Mistakes to Avoid on Your Roth IRA

    Don't lose out on the benefits of a Roth IRA by contributing too much, breaking rollover rules or making other avoidable ...
  4. 10 Little Known Ways to Reduce Your 401(k) Taxes

    These clever strategies will help you hold onto your money – so you'll have more available for your retirement.
  5. How to Plan a $1 Million Retirement on a Minimum-Wage Salary

    A $1 million retirement is a nice round number to shoot for. With the right planning it’s potentially doable, even on a minimum-wage ...
  6. PQIDX,PONDX,PBDDX: Pimco's Top Funds for Retirement Income

    If you're living off retirment income, you want to make sure the money you've saved is invested in the right assets. Here ...
  7. Is the Middle Class Giving Up on Retirement?

    Americans aren't completely giving up on retirement, but many haven’t put away enough to take off at the traditional age ...
  8. Revamp Your Retirement Plan After Paying Off Student Loans

    Retiring your student debt frees up funds for your retirement plan. Here's how to figure out what to do next.
  9. 6 Problems with 401(k) Plans

    If you pay attention to the problems here, you will be able to avoid the negative effects and meet your retirement goals. ...
  10. Work & Collect Social Security in Retirement?

    What to consider if working in retirement while collecting Social Security.
  11. 6 Important Retirement Plan RMD Rules

    Paying taxes is inevitable - that's why you need to learn about the rules for required minimum distributions.
  12. Savings or Roth IRA: Which Is Better for You?

    Which is right for your savings needs: a savings account or Roth IRA? It depends.
  13. Retirement Saving Tips for 65-Year-Olds and Over

    Find out how to save smarter after 65.
  14. How a 401(k) Works After Retirement

    Find out how your 401(k) works after you retire, including when you are required to begin taking distributions and the tax ...
  15. Roth IRAs: The Best Thing Since Sliced Bread?

    Opening a Roth IRA can be a good idea for these nine reasons.
  16. A Roth IRA Savings Strategy for High Earners

    A backdoor Roth IRA strategy can save high earners tax dollars if implemented correctly.
  17. Maxing Out Your 401(k) Is Profitable: Here's Why

    It's shocking, but most American workers (73%) have no 401(k) retirement funds. Start saving now to anchor your retirement.
  18. How Does My Part-time Job Affect Social Security?

    Social Security benefits mean a lot to retirees' finances. Having a job, even part-time, can complicate matters if certain ...
  19. Social Security for the Self-Employed: How It Works

    As both employee and employer, you have to pay more in Social Security, but there are deductions that can help lighten the ...
  20. Why Future Retirees Will Need Over $1 Million to Retire

    While Baby Boomers might need only $1 million to retire, Millennials might need as much as $2 million. Here's why.
  21. Which Is Best: A Roth IRA or Roth 401(k)?

    When choosing between a Roth IRA or Roth 401(k) asking these questions can help you decide.
  22. Trump Administration Ends myRa Retirement Plan

    The decision by the Trump administration to do away with myRA retirement accounts means you will need to move your funds ...
  23. Divorce and Retirement Accounts: What You Need to Know

    These are the answers to five common questions on how to handle retirement accounts when couples divorce.
  24. Roth Feature Boosts Benefits for 401(k) and 403(b) Plans

    Roth accounts tend to beat traditional plans over the long term by providing tax savings at retirement.
  25. Your 401(k): What's the Ideal Contribution?

    If done properly, planning for retirement can affect the quality of life at retirement age — for the better. Here's what ...
  26. How to Become a Retirement Super Saver

    Accelerating your retirement savings may mean trimming other areas of your financial life.
  27. Filing Early for Social Security: When it Makes Sense

    Filing early for Social Security can make sense. Here's a list of when it's appropriate to ignore the conventional wisdom ...
  28. Is the New myRA Plan Right for You?

    The new myRA accounts seem to deliver on their promise of being “simple, safe and affordable.” Just be prepared for paltry ...
  29. 5 Secrets You Didn't Know About Roth IRAs

    Between its generous tax benefits at retirement and no required minimum distributions, a Roth IRA is well worth considering ...
  30. Can You Use Your IRA to Buy a House?

    If you're a first-time homebuyer (a term that's defined more flexibly than you think), you can tap your IRA to help with ...
  31. How to Retire as a Millionaire Without a 401(k)

    Can you retire as a millionaire without a 401(k) plan? It may not be easy, but it isn't impossible if you know where to invest ...
  32. How Are Dividends on IRAs Taxed?

    Reinvesting dividends in an IRA is a great way to grow your retirement funds faster, but be sure you understand the potential ...
  33. How to Create a Worry-Free Retirement Income Plan

    A retirement income roadmap has many moving parts and may seem overwhelming at first to put together. Here's how to get started.
  34. Don't Wait Too Long to Tap Into Your Retirement

    Are you approaching your 70th birthday? If so, you'll want to tap into your retirement accounts — before the IRS assesses ...
  35. Are You Too Old to Benefit from Opening a Roth IRA?

    You may not be too old to open a Roth IRA. Roth IRAs can offer significant retirement income security and tax advantages, ...
  36. The Benefits of Using a Thrift Savings Plan (TSP)

    A thrift savings plan is a retirement savings plan that benefits federal employees.
  37. Top Reasons Not to Roll Over Your 401(k) to an IRA

    Five cases in which keeping your plan in place – or employing another non-IRA strategy – is the better move.
  38. When Do Social Security Benefits Start and End?

    Everything you need to know about the three primary Social Security programs, how they work and who qualifies for them.
  39. What Your 401(k) Can Look Like in the Next 20 Years

    Discover how time and compounded growth of earnings can help even a modest 401(k) balance grow to a significant sum over ...
  40. 5 Reasons to Convert Your Roth to a Traditional IRA

    Here's a quintet of cases when the traditional IRA trumps the Roth version.
  41. What Is Net Unrealized Appreciation and How Does It Work?

    NUA rules allow you to take a distribution of stock from your 401(k), but know how it works first.
  42. How Fiduciary Rule Is Restricting Financial Advice

    A case for why the new fiduciary rule will hurt advisors and their clients.
  43. How Are 401(k) Withdrawals Taxed for Nonresidents?

    As a U.S. nonresident, deciding what to do with your 401(k) after you return home comes down to which tax penalties, if any, ...
  44. Uncertain Future for Government-Run Retirement Savings Plans

    As President Trump signed into law the repeal of rule allowing states and cities to run retirement plans for private sector ...
  45. Retire Wealthy: The Millennial March to $1,000,000

    It is possible for Millennials to retire with $1,000,000, if they take the right steps and make the necessary sacrifices ...
  46. Should You Roll Over Your 401(k)?

    Before moving your retirement funds into another account, consider your options.
  47. How do you calculate penalties on a 401(k) early withdrawal?

    How to calculate the penalties on early withdrawals from your 401(k), including the 10% tax penalty, vesting and income tax.
  48. How Compounding Benefits Your Retirement Savings

    Allowing growth on your investments to compound over time gives you immense returns when saving for retirement.
  49. Know the Rules for Roth 401(k) Rollovers

    Rolling a Roth 401(k) into a Roth IRA is usually the optimal thing to do.
  50. Can Your 401(k) Impact Your Social Security Benefits?

    Find out why income from a 401(k) does not affect the amount of your Social Security benefits, but how it can impact your ...
  51. Top 9 Benefits of a 403(b) Plan

    Find out how the 403(b) plan helps employees of nonprofit entities meet their retirement goals.
  52. 4 Mistakes to Avoid If You Want Retirement Income

    If you don't want to retire poor, be sure to avoid these four mistakes.
  53. What to Do With Your 403(b) Funds if You Change Jobs

    If you have a 403(b) plan and change jobs, there are a few options for handling the funds in it.
  54. 8 Reasons to Never Borrow from Your 401(k)

    Find out why dipping into your 401(k) can have serious consequences.
  55. How to Really Take Charge of Your Retirement Plan

    Business owners and those who are self-employed may find that their 401(k) plans aren't enough.
  56. How People Fall Into a Debt Spiral

    If you're struggling to pay off your debt, you'll need to develop discipline and patience in order to dig yourself out.
  57. Retirement: What Percentage of Salary to Save?

    Researchers have looked at the percentage of salary you should save to ensure you end up with enough for a comfortable retirement. ...
  58. When Do I Stop Paying Social Security Tax?

    Almost never, unless you belong to one of these special groups.
  59. Using Your 401(k) to Pay Off a Mortgage: the Pros and Cons

    Learn the advantages and drawbacks of using assets accumulated within a 401(k) retirement savings plan to pay off your mortgage ...
  60. Protect Your Retirement Portfolio From Rising Interest Rates

    Rising interest rates have the potential to impact your retirement portfolio. Here's what helps.
  61. 9 Penalty-Free IRA Withdrawals

    If you need to take early distributions, find out which exemptions allow you to avoid expensive consequences.
  62. 5 Things to Do in Your 20s to Retire in Your 50s

    There are five things you can do in your 20s that will make it possible to retire in your 50s.
  63. Are We in a Baby Boomer Retirement Crisis?

    Statistics paint a gloomy picture for Baby Boomers and their retirement. So how bad is it? We take a look at recent research. ...
  64. What's the Average 401(k) Balance by Age?

    How much people have put away for retirement varies, naturally, by old they are. See how your savings stack up.
  65. Got Enough for Retirement? Check Your Spending Habits

    It doesn’t matter how much money is in your 401(k). What matters most is your spending habits.
  66. How Small Business Owners Can Save More for Retirement

    A retirement planning strategy that can help small business owners keep more of their earnings.
  67. Making Spousal IRA Contributions

    Eligibility requirements, contribution limits and tax deductions all change with one little ring.
  68. How 401(k) Matching Works

    Find out how employer matching of your 401(k) contributions works, including how employer contributions are calculated and ...
  69. Do You Have a Retirement Timeline?

    Being familiar with your retirement timeline will make the transition into retirement easier.
  70. Retirement Planning for Clients Who Outlive Savings

    Half of Americans lack any retirement savings. Here's how advisors can turn that around.
  71. Catch-Up Contribution Options for Business Owners

    Business owners have several different options when it comes to catch-up contributions.
  72. Which Retirement Income Tax Strategy Is Right for You?

    Here are four retirement income withdrawal strategies to consider before you retire.
  73. Top 5 Retirement Savings Habits to Start Now

    Use these 5 tips to start saving for retirement now and prepare for a better tomorrow.
  74. 401(k) Auto-Enrollment: The Best Savings Plan

    Savers need all the help they can get, even if it amounts to an offer they can't refuse. That's why the biggest improvement ...
  75. Roth vs. Traditional IRA: Which Is Right For You?

    To answer this question, you need to consider several of the factors we outline here.
  76. Retirement Mistakes: Retirement Income as a Lump Sum or an Annuity?

    If you have a choice between a lump sum or an annuity payment at retirement, think carefully. The wrong choice could cost ...
  77. The Benefits of Starting an IRA for Your Child

    Many financial experts and educators believe that the earlier children begin learning about money, the better their chances ...
  78. The High Net Worth Guide to Social Security

    For well-off Americans, maximizing your net Social Security benefit requires a strategic approach. Work with a financial ...
  79. 5 Reasons Not to Borrow From Your Retirement Plan

    Your retirement plan should never be the first place to turn for a loan. Here's why.
  80. Don't Let These 10 Mistakes Ruin Your Retirement

    Make smart financial decisions and avoid these 10 retirement mistakes.
  81. How Is Your 401(k) Taxed When You Retire?

    The taxes you owe on your 401(k) at retirement depend on whether your funds are in a regular 401(k) or the Roth type.
  82. Your Options If You Don’t Qualify for a Roth IRA

    If you don’t qualify for a Roth IRA, there are other ways you can save for retirement.
  83. Best Ways to Save For Retirement Without an IRA or 401(k)

    Learn the most common types of savings vehicles used to accumulate money for retirement outside employer-sponsored 401(k)s ...
  84. Save More for Your Retirement by Managing Risks

    To fund your lifestyle in retirement you need to balance your risk capacity and tolerance.
  85. What We Can Learn From Teachers About Retirement

    Why are teachers, who are notoriously underpaid, in a better retirement position than high earners?
  86. Sometimes It Pays to Borrow from Your 401(k)

    401(k) loans have been demonized, but they're often the most beneficial source of cash.
  87. Closing Your Retirement Income Gap With a 403(b)

    Investing in a 403(b) plan can help close the gap between your retirement needs and actual income.
  88. The Basics of a 401(k) Retirement Plan

    This plan has become one of the most popular retirement options. Here's why.
  89. When Paying Off Debt with Your 401(k) Makes Sense

    Experts warn against touching your retirement savings early, but there are situations where it is the best financial decision. ...
  90. Why Saving 10% Won't Get You Through Retirement

    Retirement experts often tout the 10% rule: To have a good retirement, you must save 10% of your income. The truth is, most ...
  91. The Pros and Cons of Your Retirement Account Options

    The best way to save for retirement is to use one or more of the many retirement account options.
  92. How to Achieve a Financially Secure Retirement

    When it comes to investing for retirement, understanding what you can and cannot control is key.
  93. How Much Are Taxes on an IRA Withdrawal?

    How much taxes you'll pay on IRA withdrawals depends on a variety of factors. Use this guide to plan ahead.
  94. What's the Minimum I Need to Retire?

    Make sure your golden years are golden, not merely a struggle for existence.
  95. Keep Inflation at Bay With These Tips

    Take these steps to keep inflation from stealing your financial independence.
  96. A Simple Guide to Rolling Over An IRA or 401(k)

    There are three simple ways to roll over an IRA or an old 401(k) from a previous employer.
  97. 6 Important Facts Retirees Don't Know

    A new study reveals an alarming lack of knowledge among Americans ages 60 to 75 concerning their retirement finances and ...
  98. 3 Key Steps to Save More for Retirement

    Everyone should consider these steps to help them save more money for retirement.
  99. How to Invest in a Roth IRA Even With a High Salary

    Backdoor conversions offer a way to fund a Roth IRA despite a high income.
  100. 5 Ways to Lose Your Retirement Nest Egg

    These common mistakes can put your savings at risk. Find out how to avoid them.
  • Showing 1-100 of 672 items
  • 1
  • 2
  • 3
  • ...
  • 7
  • >>
Hot Definitions
  1. Net Profit Margin

    Net Margin is the ratio of net profits to revenues for a company or business segment - typically expressed as a percentage ...
  2. Gross Margin

    A company's total sales revenue minus its cost of goods sold, divided by the total sales revenue, expressed as a percentage. ...
  3. Current Ratio

    The current ratio is a liquidity ratio measuring a company's ability to pay short-term and long-term obligations, also known ...
  4. SEC Form 13F

    A filing with the Securities and Exchange Commission (SEC), also known as the Information Required of Institutional Investment ...
  5. Quantitative Easing

    An unconventional monetary policy in which a central bank purchases private sector financial assets in order to lower interest ...
  6. Risk Averse

    A description of an investor who, when faced with two investments with a similar expected return (but different risks), will ...
Trading Center