Retirement Articles

  1. Is Caterpillar Stock Suitable for Your IRA or Roth IRA?

    Learn about Caterpillar's suitability for a retirement portfolio. Does CAT have long-term viability? Find out if CAT is better ...
  2. How to Help Plan Sponsors Meet Fiduciary Duties

    Advising 401(k) plan sponsors is a great business model for financial advisors. Here's how advisors can help plan sponsors ...
  3. 4 Ways to Boost the Amount You Save for Retirement

    Retirement can easily last more than twenty years, which means you have to save a lot. Thankfully, there are ways to enhance ...
  4. How to Fix an Error on Your Social Security Check

    For many seniors, social security benefits checks are their income stream which means the benefit has to be correct. If you ...
  5. Is $200,000 Enough to Retire in the Bahamas?

    As paradise goes, the Bahamas are not cheap, but these gorgeous islands may be a more affordable retirement destination than ...
  6. Find the Right Bahamas Island for Your Retirement

    There may be no “best” Bahamas island, but there may be a best island for your retirement. Here are some top spots to consider. ...
  7. How to Set up a Trust Fund If You're Not Rich

    You don't need to be wealthy to create your own trust fund. Here's why and how to go about it.
  8. What Happens to a 401(k) After You Leave Your Job?

    Find out what happens to your 401(k) after you leave your job. Learn about your five primary options, including cashing out ...
  9. How 401(k) Matching Works

    Find out how employer matching of your 401(k) contributions works, including how employer contributions are calculated and ...
  10. Best 3 Vanguard Mutual Funds for Retirement

    Discover the top Vanguard target-date retirement funds with target dates in 2020, 2030 and 2050, and learn about the characteristics ...
  11. Is Berkshire Hathaway Stock Suitable for Your IRA or Roth IRA? (BRK.B, BRK.A)

    Discover how Warren Buffett's Berkshire Hathaway is structured and if the company is appropriate for individual retirement ...
  12. Passing an IRA to a Trust: The Good and Bad

    Creating a trust is a common estate planning tactic, but naming a beneficiary to an IRA to a trust may have unintended consequences. ...
  13. SEP vs. Keogh Plans: Which is Right for You?

    SEP and Keogh plans each have their pros and cons. Here's how to choose which one is right for you.
  14. 10 Money-Saving Year-End Tax Tips

    Getting organized well before the deadline will curb your frustration and your tax liability.
  15. How to Stretch Your Retirement Savings

    What does "nest egg" mean for your personal situation? Will you deplete it, or will you nurture it to generate income that ...
  16. Top Signs You Aren’t Ready to Retire Yet

    Think you are prepared to retire? These warning signs may indicate otherwise.
  17. A Working Retirement: How to Make the Most of It

    Working during retirement probably doesn’t sound appealing but there are options on how to go about it.
  18. Parents: Avoid This Retirement Savings Mistake

    Parents should make saving for their own retirement a priority over helping with their children’s college costs.
  19. The 3 Best Vanguard Mutual Funds for Your Roth IRA

    Learn about Vanguard funds that are good choices for a Roth IRA. Read about how Vanguard funds make it easy for investors ...
  20. Rolling Over Your 401(k) in Times Of Volatility

    Learn the risks that come with rolling over a 401(k) in times of market volatility, and discover strategies that you can ...
  21. Get More Access to Work-Based Retirement Plans

    Some ideas to create more options for Americans who don’t have – or don't take advantage of – a retirement plan through their ...
  22. How the Rothschild Family Created Their Wealth

    An overview of how the Rothschild dynasty became one of the most powerful families in the world.
  23. Vanguard's Target Date Funds: What You Should Know

    Target date funds have grown in popularity as an investment of choice among 401(k) investors. Here's a closer look at Vanguard's ...
  24. IRA Holders: How to Avoid this Huge Mistake

    Here's why using your IRA funds to delay taking Social Security benefits may be a good option for more financial security ...
  25. Empty Nesters: How to Profit When the Kids Leave

    Finally...your intensive parenting days are over and your budget is a little more flush. It’s time to focus on where that ...
  26. What Retirement Will Look Like Without Savings

    Everyone knows they should save for retirement but many don't do it at all. They do so at their own peril as retirement without ...
  27. Getting Through the Medicare Part D Maze

    Having trouble sorting through your prescription drug coverage options? Try these solutions to finding the right Medicare ...
  28. Helping 401(k) Plan Sponsors with Costs

    Even the most savvy advisors and plan sponsors have trouble navigating 401(k) fees and costs. Monitoring them and working ...
  29. Zeroing in on Fidelity’s Top Funds for Retirement

    Fidelity's retirement funds might offer long-term potential, but perhaps a better opportunity is available.
  30. How to Pick the Best Medicare Part D Plan for You

    In choosing a Medicare Part D plan, here’s a helpful step-by-step guide to what you need to know to get the drugs you need ...
  31. 5 Ways To Reduce Taxes When You Are In Retirement

    There are lots of ways to reduce your tax burden in retirement without getting into trouble with the Internal Revenue Service. ...
  32. 5 Reasons Retirees Are Upsizing Instead of Downsizing Their Homes

    Many retirees opt to downsize to save money, but there are many who are doing the opposite and upsizing.
  33. Can You Retire In Spain With $200,000 of Savings?

    How far will a modest nest egg take you in Spain? Here's a look at the cost of retiring on the Costa del Sol, or in one of ...
  34. Best Ways to Protect Your IRA in Times of Volatility

    Discover the best tips and tricks available to retirees to protect their individual retirement plans and ensure a sustainable ...
  35. The 3 Most Affordable Retirement Communities in New Jersey

    Discover why New Jersey is an unexpected retirement destination, and learn more about affordable retirement communities in ...
  36. 4 Things to Know Before Rolling Over to a Vanguard IRA

    Learn about Vanguard's IRA rollover process and discover what paperwork, fees and other considerations apply when moving ...
  37. How to Pay Minimal Taxes on Retirement Assets

    Withdrawing and spending during retirement can be complicated. Here are some tips on how to manage the process in the most ...
  38. Americans Are Living Longer, but Social Security Is Not Catching Up

    Find out how Social Security really works, why the system is in trouble and whether retirees are simply living too long for ...
  39. The Enormous Long-Term Cost of Holding Cash

    We take a look into how investors are still being impacted by the memory of the tech bubble and the advent of the last financial ...
  40. When Do Social Security Benefits Start and End?

    Everything you need to know about the three primary Social Security programs, how they work and who qualifies for them.
  41. How to Catch Up on Retirement Savings

    Lots of people nearing retirement don't have enough saved. Thankfully there is a host of ways to catch-up on saving, from ...
  42. A Look at Empower Retirement's Comparison Tool

    A new digital service lets you see how your rate of savings stacks up against others in your age and income bracket.
  43. Can You Retire in India with $200,000 in Savings?

    India's cost-of-living ranks among the lowest in the world, but retiring there presents some challenges unrelated to finances.
  44. 'Man Up': 3 Tips for Working with Male Clients

    Male clients aren't always financially literate. Here's how advisors can meet their needs.
  45. Tread Carefully with Retirement Plan Rollovers

    Compelled to rollover your retirement plan? Beware of bad advice, unsuitable options and 'toxic' tactics.
  46. 457 Plans and 403(b) Plans: A Comparison

    There's plenty of advice about 401(k) plans, but what about 457 and 403(b) plans?
  47. How Yearly Taxes on 401(k) Accounts Work

    Learn how your contributions to traditional or Roth 401(k) accounts are taxed, either in the year of contributions or at ...
  48. 5 Tips for a Comfortable Retirement

    These 5 tips can help improve your chances of enjoying a comfortable retirement.
  49. What Are 5 Great Cities to Retire in Italy?

    If you're a bright lights, big city type of person, Italy's urban centers have everything to offer, from Renaissance treasures ...
  50. Millions on Medicare Face a Spike in Premiums

    For 7 million Americans on Medicare, premiums could have increased by a whopping 52% in the coming year. Here are the actual ...
  51. No COLA Reduces Buying Power of Retirees

    The lack of a Social Security cost-of-living adjustment next year will result in higher costs for retirees, with some affected ...
  52. How Much Money Do You Need to Retire in Spain?

    A soft Spanish real-estate market and the strong U.S. dollar make Spain considerably more affordable for American retirees ...
  53. The Cheapest Places to Retire in India

    Outside the major metroplexes of Mumbai and Delhi are many quieter locations ideal for retirees – and they offer less expensive ...
  54. How Income-Shifting Strategies Can Help Cut Taxes

    There are many ways that your clients can move money or other assets to relatives in order to reduce their tax bills. Here's ...
  55. How Much Money Do You Need to Retire in India?

    Retirees will find their savings can go quite far in India. The real challenge for many Americans will be obtaining visas ...
  56. Want to Retire In Spain? 3 Regions to Check Out

    Explore well beyond the Costa del Sol before deciding to make Spain your retirement home.
  57. Benchmark Your Returns With Indexes

    If your portfolio is always falling short, you may not be making an apples-to-apples comparison.
  58. The Dangers of Using Your Retirement to Pay for Your Child’s College

    Thinking about tapping into your retirement savings to help pay for college? Think again. Here are the dangers of using your ...
  59. Build Your Own Retirement Plan

    A step-by-step guide to planning for your retirement. The sooner you start, the easier it will be to build a good cushion ...
  60. Coaching Young Investors to Retire Comfortably

    Young savers, with time on their side, need help planning for retirement. Here is how advisors can help steer them toward ...
  61. 3 Steps for Retirement Saving and Investing Habits

    We take a look at the choices we make today that our future selves would prefer not to be making, often faced by investors ...
  62. Why Advisors Should Ask Peers for Second Opinions

    When it comes to knowledge, more is better. And everybody wins when advisors seek second or third opinions for their clients ...
  63. What Advisors Can Learn from 2 NBA Millionaires

    What can advisors (and their clients) learn from two former NBA stars regarding wealth, savings and family? Plenty.
  64. How to Find a Continuing Care Retirement Community

    A look at how financial advisors can help older clients find the right continuing care retirement community.
  65. Top Tips for Maximizing Retirement Withdrawals

    There can be significant tax advantages to taking withdrawals from one retirement account over another. Here's how to help ...
  66. Top John Hancock Target Date Funds for Retirement (JRVOX, JRFOX)

    A look at the performance of two John Hancock life-cycle funds with different retirement dates.
  67. How To Make Catch-Up Contributions To Your 401(k)

    Whether you're a tortoise or a hare, once you've turned 50, you can boost your 401(k) savings rate.
  68. This Is How You Could Live in the Philippines on $1,000 a Month

    Consider what your life might be like in the Philippines on a $1,000 budget, and determine whether this Southeast Asian country ...
  69. This Is How You Could Live in Thailand on $1,000 a Month

    Discover what kind of life you can lead on $1,000 per month in Thailand, one of the top expatriate and tourist destinations ...
  70. Is Qualcomm Stock Suitable for Your IRA or Roth IRA? (QCOM)

    Find out if Qualcomm stock is an appropriate retirement investment based on stability and valuation. Is QCOM more suitable ...
  71. How Much Money Do You Need to Retire in Jamaica?

    Many foreigners first experience Jamaica at an all-inclusive resort. For those who return to retire, what are the costs of ...
  72. Retire in Jamaica with $200,000 of Savings?

    While the luxury enclaves of Montego Bay may be out of your price range, retiring in sunny Jamaica probably costs less than ...
  73. Retirement Programs That Help Low Income Seniors

    Plans and strategies for building a healthy and satisfying life, even if your retirement income isn't as high as you wish ...
  74. Have Medicare? Which Employer Health Plan to Get

    Over 65 and still working? You're eligible to register for Medicare, but should you also opt for employer health insurance, ...
  75. Social Security File and Suspend Ending: Now What?

    The popular Social Security claiming strategy – file and suspend – is ending. How can retiring couples adjust?
  76. 5 Reasons You Should Take Advantage of 401(k) Catch-ups

    Most Americans don't have a enough saved for retirement, but when they turn 50, they have a second chance thanks to the 4 ...
  77. Can You Trust the Philippines Healthcare System?

    Expats will find reliable, affordable care as long as they live in or near Manila – or are willing to travel there when the ...
  78. Thailand Vs. Vietnam: Which Is Better for Retirees?

    Learn how Vietnam and Thailand compare in terms of living cost, access to health care and lifestyle to help you decide which ...
  79. Should Retirees Reinvest Their Dividends?

    Find out why dividend reinvestment may or may not be the right choice for retirees, depending on their financial needs and ...
  80. Reinvesting Your Mutual Fund Dividends

    Learn the benefits of reinvesting your mutual fund dividends, their impact over time, and when it is better to take the dividend ...
  81. Ultra ETFs Are Not Your Father's ETFs

    Ultra ETFs can add huge returns to your portfolio, but there's a lot of risk and volatility involved with these leveraged ...
  82. Want ETFs But Hate To Buy And Hold? Try Active ETFs

    Choosing between passive and active ETFs depends on your beliefs about active management's value.
  83. For More And More Investors, ETFs Are A Godsend

    Average and cautious investors can experience lower risk with ETFs - a safer alternative to swaps and derivatives.
  84. No, Social Security Is Not Being Depleted

    There are a number of reasons why concerns over Social Security depletion have emerged, but there are ways you can prepare ...
  85. How Too Many Stocks Can Torpedo Your Retirement

    With a seemingly constant bull market, people weight their portfolios too heavily toward stocks. The 2008 crisis taught us ...
  86. File and Suspend: Still An Option, But Act Fast

    File and suspend is about to expire. Those eligible should drop everything and see whether it makes sense for them.
  87. Investing Tips for Those Nearing Retirement

    Here are some saving and investing tips for people who are close to retirement.
  88. Tips for Managing Major Life Events

    A financial adviser can help clients navigate life’s transitions, whether it be marriage, divorce, death of a spouse, job ...
  89. IRA Tax Mistake? You Still May Have Time to Fix It

    Even if tax day has come and gone, errors still can be fixed through mid-October, including those to do with Roth and traditional ...
  90. Tips for Navigating the 'New Retirement' Landscape

    The retirement landscape is changing and will certainly continue to evolve. Here's how to help clients best navigate planning ...
  91. Are Annuities Retirement-Only Investments?

    Learn more about why annuities are generally purchased and the way that they can positively and negatively affect an individual ...
  92. This Millennial Investing Trend Could Hurt One Day

    A recent Investor Pulse Survey finds that my fellow millennials and I are doing some things right and some things wrong when ...
  93. How to Build the Biggest IRA Possible

    Tax savings are an obvious benefit of an IRA. But savvy investors can maximize their IRA returns with strategies like these.
  94. Save on Retirement's 4 Biggest Expenses

    Here's how to save where you can while you enjoy the fruits of all those years at the office.
  95. Why You Should Be More Worried About Retirement

    Research shows that confidence in being able to afford retirement is up but probably shouldn't be, as many aren't taking ...
  96. 6 Ways Retirees Can Save on Prescription Drugs

    Health care is one of the biggest expenses retirees face, and a large component of that is prescription drugs. Thankfully ...
  97. 457 Plans: The Pros and Cons

    A look at the pros and cons of 457, which are offered to many government and non-profit employees.
  98. 7 Ways to Keep Working Instead of Retiring

    If you love your work (or your paycheck) or both, there's no reason you have to quit your job just because you hit retirement ...
  99. Payroll Taxes: Picking Apart Your Paycheck

    Here's what gets deducted from your pay, what your employer pays and where your payroll taxes actually end up.
  100. Group and Individual Disability Insurance: What You Need to Know

    What you need to know about group and individual disability income coverage.
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