Retirement Articles

  1. How Much Money Do You Need to Retire in Iceland?

    Dreaming about retiring in this beautiful, mysterious country? Here’s how much your major expenditures – housing, healthcare ...
  2. How Much Money Do You Need to Retire in Ireland?

    After the Celtic Tiger's boom and bust, retiring in Ireland may be more affordable than you think. Here's an overview of ...
  3. Iceland's Top Retirement Destinations

    Remote landscapes and rugged beauty are a given. But the country also offers lively metropolises, brimming with cultural ...
  4. How Retirees Should Think About Investing

    Older households are still rebuilding their assets in a post-recession environment. Learn how to think about the task during ...
  5. Top 5 Retirement Cities in Chile

    Chile has a great deal to offer retirees: urban and country living, a remarkable and varied environment and a high standard ...
  6. How Much Money Do You Need to Retire in Peru

    Peru has a low cost of living so you can live cheaply there – or enjoy a lavish lifestyle for far less than at home.
  7. Retire in Peru With $200,000 of Savings?

    Peru has a very low cost of living, affordable healthcare and an excellent climate.
  8. Retirement Plan Options for Small Businesses

    State-sponsored retirement plans, which small business employees can participate in, are becoming more popular. Here's why ...
  9. Should Each Child Get the Same Inheritance?

    The answer depends on what you've given your kids in the past, what their needs are now – and, unfortunately, how contentious ...
  10. Downsizing Your Home: The Tax Implications

    If you have clients who own homes that have appreciated substantially in value since their purchase, they may have significant ...
  11. This Part of Estate Planning is Often Neglected

    In forming an estate plan, don't neglect your digital assets and legacy held in online accounts.
  12. Retirement Savings: How Much is Enough?

    Sure, you can never save too much for retirement, but just how much is enough?
  13. 3 Reasons to Stay Away From TIPS

    Learn three reasons why you should avoid investing in Treasury inflation-protected securities (TIPS) and why bondholders ...
  14. The Cities Where the Ultra-Rich Retire in Texas

    Discover how warm climates and cultural diversity makes Texas a popular retirement destination, and the cities that wealthy ...
  15. Retirement Tips for Teachers

    Discover quick and easy retirement tips for teachers, such as diversifying your portfolio, having an age goal and knowing ...
  16. When to Use Target-Date Funds

    Learn about the different uses for target-date funds. Understand the risks and considerations for making an investment in ...
  17. Benefits of Deferred Compensation Plans

    Understand the difference between a qualifying or nonqualifying deferred compensation plan. Learn about the benefits of a ...
  18. How Betterment Eliminated Third-Party Admins to Cut Costs

    Once Betterment decided to offer 401(k) plans, the robo-advisor decided to use one of its strongest asset – algorithms – ...
  19. Can You Have an HSA If You Get Medicare?

    The answer is usually no, but there are exceptions. You just have to know the rules to avoid penalties.
  20. Retirement Planning for the Self-Employed

    How to select a qualified retirement plan if you are self-employed and have no employees.
  21. Are Oil Stocks Safe for Retirees? (CVX, SDRL)

    Learn how retirees might want to consider oil stocks for their portfolios because of strong dividends. Understand the risks ...
  22. 3 Luxury Retirement Communities in North Carolina

    Discover why North Carolina is growing in popularity among retirees, and learn more about some of the most luxurious retirement ...
  23. It’s Never Too Late to Contribute to Your 401(k)

    Find out why it is never the wrong time to start contributing to a 401(k), even in your late 30s, 40s or 50s; discover how ...
  24. The Purpose of a Social Security Statement

    Learn what information your Social Security benefit statement contains and how you can use the information to more intelligently ...
  25. 5 Reasons Your Retirement Depends on Your Kids

    The career and life choices your children make now can drastically affect your life down the road. Here's how, and what you ...
  26. 10 Providers With 401(k) Plans for Small Employers

    If you're a small business that has steered clear of a 401(k) plan for your employees, find out how these providers can make ...
  27. Can't Afford to Retire? Try Out the 'Unretirement'

    Many of us dream about retiring, but getting there seems to be harder to achieve financially these days. Here are some tips ...
  28. 8 States With Estate Taxes

    Understand the difference between the federal estate tax and state-specific estate taxes. Learn about some of the worst states ...
  29. 401(k) vs. IRA: Which to Fund When

    Here are some points to remember as you're choosing where to put your retirement savings.
  30. Don't Use Your HSA for Current Medical Expenses

    HSAs let people with high-deductible health plans pay out-of-pocket medical costs with tax-free money. But not using those ...
  31. Do You Have Too Much Stock in Your 401(k)?

    Is there an ideal percentage of U.S. stocks for a 401k? Explore the implications of the volatile stock market on your retirement ...
  32. Betterment's SmartDeposit Feature Makes Investing Easier

    Betterment has a smart app: SmartDeposit. It makes investing easy because its algorithm does all the figuring, like how much ...
  33. How Gen X Should Plan for Retirement

    A new study shows that Gen Xers are very different from others when it comes to retirement planning. Here's some insight ...
  34. 7 Certifications to Get After You Retire

    Your schedule opens up significantly in retirement. Pursuing any of these seven certifications will keep you busy as you ...
  35. Retire in Ireland with $200,000 of Savings?

    Many retirees going to Ireland find that the slower pace translates into a higher quality of life that's also affordable. ...
  36. Find the 5 Top Places for Retiring in Ireland

    From historic, bustling Dublin to the seaside villages of the coasts, these appealing Irish towns deserve a spot on your ...
  37. Retire in Uruguay with $200,000 of Savings?

    While it's not the cheapest in Latin America, this coastal country can still be more affordable than the U.S.
  38. How to Shift From Saving to Spending in Retirement

    Most people prefer a known monthly payment to the complex decision of investing a lump sum to cover their financial needs ...
  39. Benefit From Senior Discounts

    Older people can save a surprising amount using senior discounts. With Social Security payments flat for next year, this ...
  40. Look Here If You're Buying a Second Home Abroad

    One way to focus your search? Consider what would be an ideal destination for a weekend getaway, an annual vacation or an ...
  41. What Does It Cost to Retire in Ecuador?

    Discover why Ecuador is one of the most senior-citizen-friendly countries in the world, where a retired couple can retire ...
  42. What Retirees Should Know Before Volunteering

    When volunteering involves expenses, did you know they may be tax-deductible? Here's the scoop.
  43. You Might Retire Late – But Be Ready by 62

    Be realistic about retirement age when you're doing financial planning. Here are some reasons many workers find themselves ...
  44. The 5 Best Retirement Communities in Venice, Florida

    Discover why retirees are settling in the Venice/Port Charlotte area of Florida and the top five retirement communities located ...
  45. How to Strategize for Newly-Single Clients

    The loss of a spouse is a major life change. During this period, advisors have an opportunity to ensure a client's smooth ...
  46. How to Help Clients Plan for the End of Life

    Advisors who can show their clients the real costs of longevity and then provide practical solutions.
  47. The Cities Where the Ultra-Rich Retire in New York

    Discover why wealthy and active adults retire in New York, the cities they favor and key information about each city that ...
  48. This Is Why Your Employer Should Offer a 401(k)

    Understand the unique benefits that come with a small business offering a retirement savings plan such as a 401(k) to current ...
  49. Use These 5 Apps to Build Your Emergency Fund

    Everyone needs an emergency fund in case of a job loss, injury or other unexpected expense. These apps make it easy to accumulate ...
  50. Is Google Stock Suitable for Your IRA or Roth IRA?

    Discover if Google is an appropriate investment for an IRA and whether it is more appropriate for a traditional IRA or a ...
  51. Is Tesla Stock Suitable for Your IRA or Roth IRA? (TSLA)

    Find out Tesla's suitability for an IRA and whether it is a better investment for a traditional IRA or a Roth IRA; learn ...
  52. Prudential Financial's Profits Run on this Product

    Expansion into global markets while focussing on tried and true policies at home has helped Prudential Financial grow and ...
  53. Why Roth IRAs May Make Sense for the Wealthy

    A look at how Roth IRAs can reduce the tax bill for even the wealthiest taxpayers.
  54. My Employer Doesn't Offer a 401(k). Should I Care?

    Find out what do if your employer doesn't offer a 401(k) retirement savings plan, including alternative investment options ...
  55. 5 Reasons to Leave Retirement Planning to Your Wife

    Wives live longer than their husbands, so their retirement stakes are higher. Luckily, certain qualities make women especially ...
  56. Top 4 Retirement Cities in Uruguay

    With options from a cosmopolitan capital to a South American St. Tropez, the livin' is easy for expats in this coastal neighbor ...
  57. 6 Ways to Give Back After Retirement

    Discover the various ways that retired individuals can give back, donating their time, skills and money while still maintaining ...
  58. Top Retirement Community Developers

    Learn which companies are the top developers of communities for active adults and the history behind each of these popular ...
  59. Are ETFs a Good Fit for 401(k) Plans?

    The popularity of ETFs among investors and advisors continues to grow. But are they a good fit for 401(k) plans?
  60. Going Back to School as a Retiree? Here's a Guide

    The options for becoming a student after your working life ends are easier and less expensive than you might think.
  61. Do Robo-Advisors and Retirees Mix?

    Robo-advisors have democratized investing for many, but can they help retirees? Here are some things to consider before choosing ...
  62. How to Create a Client Investment Policy Statement

    Investment policy statements are vital for financial advisors and their clients. Here are some tips for creating them.
  63. The 5 Best Retirement Communities in Fort Myers, Florida

    Discover why Fort Myers, Florida has become a popular retirement destination, and learn about five of the best retirement ...
  64. Using Your 401(k) to Pay Off a Mortgage: The Pros and Cons

    Learn the advantages and drawbacks of using assets accumulated within a 401(k) retirement savings plan to pay down a mortgage ...
  65. Annuities Vs. Bonds: Which One Is Better For You?

    Compare the important features of annuities and bonds, and understand which investment vehicle is the better choice based ...
  66. 2 Common Ways to Misuse Target Date Funds

    The world of asset classes is just as complicated as taking vitamins. How much should you take of small caps? Intermediate ...
  67. What Does It Cost to Retire in Uruguay?

    Though not as big a bargain as other Latin lands, Uruguay still offers an affordable haven for expats of a certain age.
  68. Top Tips for Helping Clients Through a Divorce

    It may take a delicate touch to properly assist clients who are going through a divorce. Here are some tips.
  69. Charity or Retirement Saving: Which to Prioritize?

    Financial planners need to help clients with their financial goals but also support them in their philanthropic endeavours. ...
  70. What Target-Date Funds Can Teach About Investing

    Target-date funds are a popular way to invest for retirement. Here's what they can teach the novice investor.
  71. Peru's 5 Top Retirement Cities

    Peru has a lot going for it – culture, historical landmarks, cuisine, climate – that draws many U.S. retirees. A major factor ...
  72. How Legacy Planning Can Help Capture New Clients

    Don’t underestimate the importance of legacy planning with your clients—it could serve as method for you to create new business ...
  73. 3 Stocks that Are Top Bets for Retirement

    These three stocks are resilient, fundamentally sound and also pay generous dividends.
  74. Tips for Retaining Your Client's Heirs

    It's a good idea to start working with your clients' children early on to forge relationships and hopefully continue to manage ...
  75. How to Protect Retirement and Help Adult Kids

    Parents can both protect their retirement money and help their adult kids. Here's how.
  76. 10 Ways to Save Your Retirement: It's Not Too Late

    It's not too late to start saving for your retirement, even if you took longer to start thinking about it and doing something ...
  77. Why Are Financial Literacy and Education so Important?

    Financial literacy is the confluence of financial, credit and debt knowledge that is necessary to make the financial decisions ...
  78. 5 Ways to Use Your Home to Retire

    Retirement is going to cost a lot, and for homeowners who face a shortfall, their home can be a source of income. From downsizing ...
  79. 10 Ways to Effectively Save for the Future

    Savings is as crucial as ever, as we deal with life changes and our needs for the future. Here are some essential steps to ...
  80. Mutual Funds Millennials Should Avoid

    Find out what kinds of mutual funds are unsuitable for millennial investors, especially when included in millennial retirement ...
  81. Why Women Are Underprepared for a Spouse’s Death

    Women are typically less prepared for the death of a spouse than men. An advisor can help mitigate some of the financial ...
  82. How to Protect Your Portfolio from a Market Crash

    Although market crashes are usually bad news for your portfolio, there are several ways to minimize losses or even profit ...
  83. How Robo-Advisors Can Help You and Your Portfolio

    Robo-advisors can add a layer of affordable help and insight to most people's portfolio management efforts, especially as ...
  84. 3 Benefits of Working Longer (and Retiring Later)

    There are many reasons why folks in their 60s may want to keep working until at least age 70. Here are three.
  85. What Does It Cost to Retire in Costa Rica?

    Tally up the costs associated with taking your retirement in Costa Rica, and determine whether you have what it takes to ...
  86. How to Decide Where to Live in Retirement

    Here's a guide to help you decide where you want to live after retirement.
  87. 5 Best Cruise Lines for a Recent Retiree

    The best cruise lines plan everything for you – the food, the entertainment and the itinerary. But pick a line with a compatible ...
  88. Passing Down Values and Money to the Next Generation

    Amassing wealth to pass down to your kids is great unless your values don't come with it. A priceless gift is teaching them ...
  89. Estate Planning for Singles

    Now that singles dominate the population, it's important they understand the essentials of estate planning for indivdiuals.
  90. 5 Great Timeshare Locales for Retirees on a Budget

    For retirees on a budget, there are affordable timeshares located in charming towns that don't cost a fortune for vacation ...
  91. How Are 401(k) Withdrawals Taxed for Nonresidents?

    As a U.S. nonresident, deciding what to do with your 401(k) after you return home comes down to which tax penalties, if any, ...
  92. Why Are Annuities Important for Retirement?

    Understand how annuities work, and identify the benefits they provide for retirement, the most salient being a guaranteed ...
  93. What Does It Cost to Retire in Belize?

    Find out how much monthly income you need to retire comfortably in Belize, a subtropical paradise with jungle landscapes, ...
  94. Why Some Celebs Say 'No Inheritance for My Kids'

    To some of the super rich, inherited wealth is not the ultimate gift, it's a burden. Here's how their children—as well as ...
  95. Social Security COLA in 2016? Not Likely

    A cost of living increase for Social Security doesn't look likely in 2016. Here's what retirees should know and what they ...
  96. This Group is the Most Underprepared to Retire

    More than any other demographic, this group is woefully underprepared for retirement. Here's what they can do to change that. ...
  97. Advisors: Why Older Clients Need Housing Help

    When was the last time you talked to your clients about housing in retirement?
  98. Why Near-Retirees Shouldn't Sweat the Volatility

    With the stock market bumpy, some folks nearing retirement might be nervous. Here's how to create some wiggle room for your ...
  99. Find an Affordable Timeshare on a Retiree's Budget

    Vacations can be expensive, especially on a fixed income. These tips will help you buy a share in a getaway property that's ...
  100. What to Do When Your Doctor Doesn't Take Medicare

    Stay and pay the full fee? Cut and run to another provider? Five ways to cope when Medicare threatens to break up you and ...
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