Retirement Articles

  1. Investors Misfire With Target-Date Funds

    Using all-in-one funds as one of many can lead to a skewed asset allocation.
  2. 3 Simple Steps To Building Wealth

    Getting richer is easier if you take it one step at a time.
  3. Retiring: Is $1 Million Enough?

    Find out why this magic number has lost some of its lustre as a retirement savings target.
  4. Is Social Security Set To Fail?

    No politicians want to touch this issue, but many Americans have serious reason for concern.
  5. 5 "New" Rules For Safe Investing

    Did the credit crisis leave a new landscape for investors? Maybe, but it's not as unfamiliar as you may have imagined.
  6. New Tax Breaks You Need To Know

    The new Roth IRA rules present some interesting opportunities - for the right people.
  7. Why Gold Matters

    Gold is a very useful investment during periods of instability and high inflation.
  8. Retirement Readiness Varies By Industry: Study

    Goldman employees lag; pilots' packages soar.
  9. The Roth Conversion Mulligan

    Recharacterizing your Roth back to a Traditional IRA is a great way to capitalize on a major market decline.
  10. Overcoming 5 Major Retirement Risks

    Retirement can be pricey but there are ways to boost your savings and minimize your costs.
  11. 7 Family-Friendly U.S. Cities

    These cities are, all things considered, some of the best places in the country to settle down.
  12. Three Documents You Shouldn't Do Without

    Estate planning is not just about the division of assets after you die. Read on to save your loved ones extra grief.
  13. Money Market Mayhem: The Reserve Fund Meltdown

    This event serves as a stark reminder to investors about understanding their portfolios.
  14. Working Longer: Will It Hurt Your Retirement?

    Many are choosing to work longer in order to rebuild their nest eggs, but despite the extra income, there are drawbacks.
  15. These Financial Products Are Too Complex For The Average Joe

    Structured financial products are so elaborate that investors are unable to assess costs and risk.
  16. Retirement Saving Through The Ages

    It's never too late to start saving for retirement, but there is a "better" time to get it rolling.
  17. How Unemployment Affects You (Even If You're Working)

    Rebounding from a stint of unemployment can be a frustrating thing to do. These tips should soften the blow.
  18. You're Retired. Should You Ditch Your Life Insurance Policy?

    If you're trying to determine whether you should throw out your life insurance policy along with your business suits, here ...
  19. An Estate Planning Must: Update Your Beneficiaries

    Life changes make it time to rewrite your plan's designations.
  20. Why It Pays To Be A Lazy Investor

    Be a couch potato! This passive, but diversified, investing strategy could be for you.
  21. 6 Reasons Why You NEED A Budget

    By now, you're probably sick of hearing the b word. Too bad. This is just of those financial lessons that cannot be preached ...
  22. 2009 Tax Credits: A Holiday Gift To Yourself

    Before you run out and buy gifts for others, make sure you give yourself a gift by wrapping up all the tax breaks you possibly ...
  23. Retiring On Investment Interest: Can It Be Done?

    Spending investment interest in retirement can be a viable strategy, but it won't work for everyone.
  24. Is Biased Investing Holding You Back?

    Risk aversion seems to come to us naturally, preventing us from stepping into unfamiliar territory. But feeling comfortable ...
  25. 6 Simple Steps To $1 Million

    Becoming a millionaire is not as hard as you might think - it just takes time.
  26. Financial Mistakes That Could Haunt You Forever

    Learn from others and don't fall prey to these financial pitfalls.
  27. 10 Simple Steps To Financial Security Before 30

    Find out how to reach your long-term goals without becoming a tightwad.
  28. The Secret To Consistent Returns In Any Market

    Despite the market’s recent volatility, there are some investors who haven’t seen negative returns. Learn their secret.
  29. Lifetime Income Annuities: The Instant Pension Plan

    If you are looking for a retirement play with a guaranteed structure payout, lifetime income annuities could be the answer. ...
  30. Are You A Disciplined Investor?

    Don't let "financial porn" steer you away from a sensible, long-term approach to investing.
  31. Maxing Out Your 401(k): Does It Pay?

    In the long-term, many people will see the benefits of maxing out a 401(k) contribution. Is it right for you?
  32. 4 Retirement Reality Checks

    If you hope to enjoy a comfortable retirement, it's time to get real. Here are four cold, hard truths every soon-to-be retiree ...
  33. Live Longer, Retire Younger: Can You Do It?

    Use this vehicle to make sure your payout lasts as long as you do.
  34. Elliott Wave Theory

    Acquaint yourself with the principle built on the discovery that stock markets did not behave in a chaotic manner.
  35. Can You Count On Your Pension?

    We look at how to determine the health of your company's pension plan, and what to do if things are looking grim.
  36. Social Security - Are You Covered?

    If you aren't a U.S. citizen, even if you are a legal resident, you may be missing out on government programs.
  37. Variable Annuities: The Do-It-Yourself Pension Plan

    Variable annuities can cost more than mutual funds, but that might be worth the protection they can add to your retirement. ...
  38. Stable Value Funds: Risk Less And Earn More

    Stable value funds can provide higher yields and lower risk.
  39. Mergers: The Sign Of Economic Recovery?

    Recent mergers by big players show economic optimism.
  40. Retirement Savings Tips For 25- To 34-Year-Olds

    Keep saving when mortgages, marriages and debt demand your attention.
  41. Medicaid Vs. Long-Term Care Insurance

    These are not equal. Here's why you need to think twice before relying on the government-sponsored program.
  42. 401(k): An Accidental Solution To The Retirement Problem

    The 401(k) is often a poor substitute for the defined-benefit plans it replaced, but there are steps you can take to make ...
  43. 6 Ways To Make The Best Of Un-Retirement

    If you are coming out of retirement, here are six things you can do to maximize your extra years of work.
  44. Introduction To SIMPLE 401(k) Plans

    Learn about the features and benefits of the plan that is a cross between a SIMPLE IRA and a traditional 401(k) plan.
  45. Retirement Trends: Boomerang Parents

    With many people ill prepared for retirement, seniors are moving in with their kids.
  46. Target Strategies Often Miss The Mark

    Before jumping into a tailor-made asset allocation plan, do the research - it will add years to your financial health.
  47. 4 Unusual Ways To Boost Social Security Benefits

    Find out how to work the system to get the highest total benefits the law allows.
  48. When Your Employer Cuts Your 401(k) Match

    In hard times, companies may stop matching your 401(k) contribution, but there are ways to offset the hit.
  49. Variable Prepaid Forward Contract: Scam Or Safety Net?

    Top executives can benefit from this kind of contract, but is it at the expense of the shareholders?
  50. Refusing An Inheritance

    Contrary to popular belief, inheriting assets isn't always a good thing. Find out what to do if you want to disclaim them. ...
  51. Using Age-Based Funds In Your 401(k)

    If you prefer a "hands-off" approach to saving for retirement, target-date funds may be for you.
  52. Dollar-Cost Averaging Pays

    Get the most out of your mutual fund by using this simple but powerful strategy.
  53. What's The Minimum I Need To Retire?

    Make sure your golden years are golden, not merely a struggle for existence.
  54. Know The Rules For Roth 401(k) Rollovers

    Rolling a Roth 401(k) into a Roth IRA is usually the optimal thing to do.
  55. Attend Grad School For Free

    Securing funding for your education isn't always the easiest thing to do, but there are some ways to get assistance.
  56. A Look At The Generation-Skipping Transfer Tax

    For those who encounter this tax, it can be costly. Find out how to navigate this complicated tax arrangement.
  57. Retirement Lessons To Teach Your Children

    If your retirement plan hasn't worked out, at least your children can learn from your mistakes.
  58. Transfer Retirement Savings When You Change Jobs

    Half of Americans lose their nest eggs when they switch careers. Learn why you should avoid this trap.
  59. Business Owners: Avoid Enron-esque Retirement Plans

    If your business administers a retirement plan, you should recognize what's at stake.
  60. On This Day In Finance: July 21 - WorldCom Files For Bankruptcy

    At one time the second largest long distance phone company in the U.S., WorldCom was forced to file for bankruptcy on July ...
  61. Subaccounts: As Good Their Clone Funds?

    Variable annuity subaccounts are virtual clones of mutual funds but they have their own CUSIP number and their historical ...
  62. You CAN Retire In A Recession

    Just because you receive your gold watch during a recession, doesn't mean you can't retire on time.
  63. Write Covered Calls To Increase Your IRA Income

    Covered calls may require more attention than bonds or mutual funds, but the payoffs can be worth the trouble.
  64. 4 Wealth-Building Secrets

    Protect what you have while shifting risk is the motto of the rich. Find out how a life insurance policy can help you do ...
  65. Funding Your Retirement Is No Joke

    Saving for your golden years is an important goal, especially since so many Americans don't save a penny.
  66. 3 Things To Get In Order Before You Die

    In the aftermath of the Jackson death, it has become evident that you need to make your wishes known.
  67. Helping Your Clients Face The Financial Reality Of Retirement

    Altering retirement plans is tough, but when the retiree is unprepared, it's very necessary.
  68. Your Retirement Saviour: Entertainment

    Put down those brokerage statements and pick up a Nintendo Wii handset.
  69. Turnover Ratios Weak Indicator Of Fund Quality

    This indicator is not as important as some investors might think.
  70. 6 Millionaire Traits That You Can Adopt

    The most successful people have more in common than just money. Find out what you can learn.
  71. Employee Benefits: How To Know What To Choose

    Starting a new job is stressful but you don't need to sweat about setting up a benefits package.
  72. Should You File For Bankruptcy?

    Find out how to determine whether this option will help or hurt your financial situation.
  73. Voluntary 401(k) Contributions: A Thing Of The Past?

    Contributing to your retirement plan may no longer be voluntary, but automatic enrollment has a number of benefits.
  74. Cut Wasteful Spending For A Rich Retirement

    Diverting cash away from unnecessary frills and into investments can mean the difference between retiring rich, or not retiring ...
  75. The Bright Side Of The Credit Crisis

    Find out how this tough economic period can be a learning experience for all.
  76. Designating A Minor As An IRA Beneficiary

    Leaving liquid assets like cash or securities to minors can be a complicated procedure. Make sure you understand how your ...
  77. 10 Last-Minute Retirement Tips

    The months leading up to your retirement can be the most crucial in terms of planning. Review your insurance, make a budget ...
  78. Losing Your Job: From A To Z

    Job loss can be devastating. Learn how to anticipate it and quickly get back on your feet.
  79. How To Lay Off Staff

    Firing employees isn't easy, but it is simple: be honest, be compassionate and be quick
  80. 5 Ways To Lose Your Retirement Nest Egg

    These common mistakes can put your savings at risk. Find out how to avoid them.
  81. Net Worth Nosedive: Can You Still Retire?

    If a dip in the economy has you worried about retirement, you still have options.
  82. Segregated Funds: Investment Protection For Canadian Citizens

    These funds contain the best of all worlds, providing opportunities for market growth with a no-loss guarantee.
  83. Collateralized Debt Obligations: From Boon To Burden

    CDOs were to be Wall Street's boon - instead they went bust. Find out what went wrong.
  84. Tough Times: Should You Dip Into Your Qualified Plan?

    401(k)s, pensions and profit-sharing plans can be a source of cash, but there are consequences to this option.
  85. Choosing The Right Retirement Destination

    Retire in a place that fits your plans for post-work living.
  86. 401(k) Predators: Don't Become Prey

    Be leery of "free" financial education sessions - the providers may not be working in your best interest.
  87. Get Ready For The Estate Tax Phase-Out

    Changes to federal legislation will affect how your assets are treated once you're gone - be prepared.
  88. The Pension Bill: A Wolf In Sheep's Clothing

    Find out why the 2006 act may not be all it's cracked up to be.
  89. Are You Saving Too Much?

    "Spend now! Don't worry about retirement," say some experts. Could they possibly be right?
  90. 5 Retirement Questions Everyone Must Answer

    Find out what information you need to guide your planning and achieve your goals.
  91. Benchmark To Show Winning Returns

    You can't win if you don't keep score. Read on to learn how to measure your returns.
  92. Enjoy Life Now And Still Save For Later

    Find out how to balance living well today and retiring well tomorrow.
  93. Analyzing IRA And ESA Statements

    Learn how to read and verify 5498 and 5498-ESA reporting your retirement-account contributions.
  94. New Option For Beneficiaries: Reversionary Annuities

    This vehicle can provide survivors with guaranteed income and lower premiums.
  95. Money Can't Buy Retirement Bliss

    Emotional snags can ruin your future happiness. Learn how you can avoid them.
  96. 3 Life Events That Can Ruin Retirement Plans

    Death, divorce and loss of income can leave retirees reeling. Learn how to prepare.
  97. High-Risk Retirement Portfolio Not Always Taboo

    Find out how much risk your portfolio can take and whether your money will last.
  98. Health-y Savings Accounts

    HSAs can provide a new way to save for retirement and medical expenses.
  99. Burdening Your Retirement With A Mortgage

    Carrying this debt can have benefits if done correctly, but is it worth the risk?
  100. Wealth-Building IRA Rollovers

    Rollovers allow your tax-deferred retirement assets to grow, even when the world around you is changing.
Trading Center
×

You are using adblocking software

Want access to all of Investopedia? Add us to your “whitelist”
so you'll never miss a feature!