Retirement Articles

  1. How to Help Single Clients Plan for Retirement

    Financial planning often focuses on married couples, but there are lots of unmarried folks who need advice from financial ...
  2. How to Educate Clients on Self-Directed IRA Risks

    Self-directed IRAs are not for inexperienced investors. They carry these unique risks.
  3. Recharacterizing Your IRA Contribution or Roth Conversion

    Learn why you might make such a transaction and find out how to calculate how it will affect you.
  4. An Introduction to Roth IRAs

    Be sure to consider the tax benefits and the eligibility requirements of the Roth IRA.
  5. How to Choose a Residential Care Home

    When an elderly loved one needs supervision, a residential care facility can be the closest thing to living at home.
  6. Bond Ladders: A Bad Idea for Retirees?

    Using a ladder approach may sound smart, but purchasing individual bonds usually means higher costs and less flexibility ...
  7. How to Be a Top Advisor to 401(k) Plan Sponsors

    Serving as an advisor to 401(k) plan sponsors can be a very lucrative niche. Here is what plan sponsors want most from advisors. ...
  8. How to Help Clients Navigate Pension Payments

    Financial advisors play a key role in helping clients make critical pension decisions. Here are some tips to help clients ...
  9. When to Plan for Retirement Income vs. Savings

    Accumulating a nest egg is the first step in effective retirement planning. The second is making sure you have enough income ...
  10. Picking the Best Insurance Provider for Your Needs

    Whole life insurance can come in different flavors and varieties. Scroll through this list to see which options best suit ...
  11. Are Student Loans Putting Your Retirement At Risk?

    Can't think about saving for retirement because you are drowning in student loan debt? Here are some solutions.
  12. Retiring in Your 30s: Is It Even Possible?

    Retiring in your 30s is possible for some, but is it the best life change for you?
  13. The Best Retirement-Planning Apps

    Developing a retirement strategy can be quite burdensome. Fortunately, modern technology is here to help, in the shape of ...
  14. Stages of Retirement Planning

    From twenty- to sixtysomething, here are some age-targeted ways to plan for your life post-job.
  15. Boomers: Here's Why Your Nest Egg Could Fall Short

    Baby Boomers' savings could fall short of providing for the kind of retirement they expect. Here's what they can do about ...
  16. Which Robo-Advisor is Best? Here's a Shortlist

    Robo-advisors are not going away anytime soon. Here is a look at 2016's best options for investors considering this form ...
  17. Dividend-Paying Whole Life Insurance: What to Know

    Many whole life insurance policies pay dividends. Here are what policyholders need to consider.
  18. Is a Roth IRA Conversion Right for Your Client?

    Here are the factors advisors and their clients need to consider when it comes to Roth IRA conversions.
  19. Online Tools to Help Make Retirement Savings Last

    These online tools can help stretch retirement dollars as far as possible.
  20. 3 Affordable Arizona Retirement Communities

    Discover the reasons why many active adults enjoy retirement in Arizona, and learn more about some of the most affordable ...
  21. Austin, Texas: The Best Retirement Communities

    Discover five of the most desirable retirement communities for seniors located in the Austin/Georgetown metropolitan area ...
  22. Retirement's Evolution: How Advisors Can Profit

    As the retirement landscape shifts, advisors unable to adapt to a forward-thinking business model may find themselves left ...
  23. Living in the Dominican Republic on $1,000 a Month

    Determine whether a $1,000 monthly budget is enough to live comfortably and safely in the Dominican Republic, an island nation ...
  24. 3 Luxurious New York Retirement Communities

    Discover why retirees are attracted to New York as a retirement destination, and learn more about three of the most luxurious ...
  25. Target-Date Funds Vs. S&P 500 Indexing

    Learn the pros and cons of target-date funds, and why they are increasingly popular in 401(k) plans. There are also ways ...
  26. California's 3 Most Affordable Retirement Communities

    Discover why California is a popular retirement destination, and learn about some of the most affordable retirement communities ...
  27. 3 Connecticut Retirement Communities That Won't Break the Bank

    Discover why Connecticut is a popular retirement destination for many individuals, and learn about some of the most affordable ...
  28. Beaufort, South Carolina: The 5 Best Retirement Communities

    Discover why the Hilton Head area of South Carolina is a popular destination for retirees, and learn about the top five retirement ...
  29. Six of the Best Credit Cards for Seniors

    You’re retired, but the expenses don't stop. If you’re looking for a new credit card, which should you choose? Here are six ...
  30. Living in China on $1,000 a Month

    Learn how you can live comfortably on a $1,000 monthly budget in China, a country known around the world for its growing ...
  31. Traditional IRA Deductibility Limits

    Find out whether you can take a tax deduction on the contributions you make.
  32. Is Altria Stock Suitable for Your IRA or Roth IRA? (MO)

    Discover if Altria Group Inc.'s stock is the near-perfect investment vehicle for an IRA or a Roth IRA. Learn how to exploit ...
  33. Dallas, Texas: The 5 Best Retirement Communities

    Discover why the Dallas/Fort Worth area of Texas is a popular retirement destination, and five of the best retirement communities ...
  34. Arizona's 4 Best Cities For Ultra-Rich Retirees

    Discover the aspects that make Arizona an attractive destination for retirement, and learn about the cities where retirees ...
  35. Is Delta Stock Suitable for Your IRA or Roth IRA? (DAL)

    Learn about Delta Airlines and the factors that affect the company's performance. Discover if Delta stock makes an appropriate ...
  36. Is Boeing Stock Suitable for Your IRA or Roth IRA? (BA)

    Understand why portfolio managers are bullish on Boeing, and determine whether this stock is more suitable for a traditional ...
  37. Top 4 California Cities to Retire if You're Ultra-Rich

    Discover why many rich individuals are choosing to retire in California, and some of the cities that are popular as retirement ...
  38. Waddell & Reed vs. Robo-Advisors: A Comparison

    The Waddell & Reed model is a traditional approach to financial planning. Here's how it differs from robo-advisor platforms. ...
  39. 3 Luxurious Massachusetts Retirement Communities

    Learn why Massachusetts is favored among certain retirees, and discover more about some of the most luxurious retirement ...
  40. 4 Financial Fitness Tips for 30-Somethings

    When it comes to investing, your retirement plan could be considered the core of your financial well-being. Here we tell ...
  41. Talking to Your Kids About Your Retirement

    Having a frank conversation with your adult children is a good way to manage their expectations about future help from you. ...
  42. The Continuing Retirement Savings Crisis

    While Americans work more hours than employees in any other developed country, they're coming up woefully short in retirement ...
  43. How to Boost Social Security Spousal Benefits

    There are a wide variety of complex spousal Social Strategy strategies. Here are the best ways to get the most out of them. ...
  44. Roth vs. Traditional IRA: Which Is Right For You?

    To answer this question, you need to consider several of the factors we outline here.
  45. Are More Baby Boomers Working After Retirement?

    Today’s baby boomers are choosing from among diverse options to fill their retirement years, with freelance work being an ...
  46. Which Are the Best US States to Retire to in 2016?

    It’s good to know that certain states are senior-friendly with good healthcare and low taxes, but as for "best," that’s quite ...
  47. 9 Canny Ways to Avoid Outliving Your Money

    Most Americans are hoping to enjoy multiple decades of retirement, but maintaining enough assets to last that long can be ...
  48. Pittsburgh's 5 Best Retirement Communities

    Discover why many retirees are settling in Pittsburgh; read about several retirement communities in the area and their attractive ...
  49. Budgeting Tips: Living in Ecuador on $1,000 a Month

    Discover just how far $1,000 per month goes in Ecuador, home to colonial cities high in the Andes and quiet beaches on the ...
  50. Budgeting Tips: Living in Panama on $1,000 a Month

    Discover how far $1,000 in monthly income can take you in Panama, and determine whether this Central American paradise is ...
  51. 457 Plan Contribution Limits in 2016

    Learn about the 2016 contribution limits for 457(b) retirement plans and how you may be eligible to make catch-up contributions ...
  52. How to Analyze the Stocks Held in Your 401(k)

    Read about how you can evaluate the stocks in your 401(k), whether within a fund or in a self-directed brokerage account ...
  53. Miami, Florida: The 5 Best Retirement Communities

    Learn about some of the best retirement communities in Miami featuring some of the most luxurious facilities in the United ...
  54. Is Johnson & Johnson Stock Suitable for Your IRA or Roth IRA? (JNJ)

    Learn about Johnson & Johnson's viability as a long-term investment for retirement. Find out if JNJ stock is more suitable ...
  55. 3 Top Luxury Retirement Communities Near San Diego, California

    Discover why California is a popular destination for retirees, and learn more about three of the most luxurious retirement ...
  56. Human Advisors vs. Robo-Advisors: Which is Better?

    When it comes to money management, there isn't a lack of choices. Here's a comparison of services from traditional advisors ...
  57. QLACs Set to Gain Traction in 401(k)s

    New on the retirement income protection scene, QLACs are expected to gain traction among retirement plans.
  58. Asheville, North Carolina's 5 Best Retirement Communities

    Learn about some of Asheville, North Carolina's best retirement communities and discover why the area is such a popular retirement ...
  59. Social Security 'Start, Stop, Start' Explained

    The start, stop, start Social Security strategy is complicated. Here's what retirees considering it need to consider.
  60. Houston, Texas: The 5 Best Retirement Communities

    Learn why the Houston, Texas area is one of the most popular retirement destinations, and discover five of the top retirement ...
  61. Budgeting Tips: Living in Malaysia on $1,000 a Month

    Learn more about how far a $1,000 monthly budget stretches in Malaysia, a beautiful and inviting tropical paradise in the ...
  62. Is FireEye Stock Suitable for Your IRA or Roth IRA? (FEYE)

    Understand why FireEye stock is not a suitable investment for your traditional IRA or Roth IRA based on the company's current ...
  63. Avoid the Social Security Tax Trap

    Government benefits can cost you big money! Know the income thresholds before you file.
  64. Top Tips for Maximizing Social Security

    Between delaying filing, claiming strategies and taking advantage of special marital benefits, there are several ways to ...
  65. Is Southwest Stock Suitable for Your IRA or Roth IRA? (LUV)

    Learn about Southwest's outlook, valuation and suitability for retirement investments. Find out if LUV is a better fit for ...
  66. Maryland's 3 Most Affordable Retirement Communities

    Learn about some of the most affordable retirement communities in Maryland and why the state is attractive to many active ...
  67. Virginia's 3 Most Affordable Retirement Communities

    Discover why Virginia is a popular destination for retirees and learn more about some of the most affordable retirement communities ...
  68. The 3 Best Retirement Calculators For 2016

    Find out the top three online retirement calculators to use in 2016 for determining how much you need to save to provide ...
  69. Deferred Compensation Plans for Small Business Owners

    Find out the best tax-qualified options business owners can use to defer their compensation and accumulate capital for their ...
  70. Is Passive Investing Effective for Retirement Savings?

    Learn about the differences between active and passive investing for those approaching retirement. Discover how passive investing ...
  71. Is It Safe to Shoot For Higher Yields When You're Retired?

    Find out how reaching for yield in retirement can create more risk than returns and the alternative for boosting retirement ...
  72. How to Fund a Start-Up with 401(k) Assets

    A growing number of people have decided that retirement is a great time to start a business. Here are the pros and cons of ...
  73. Keep Calm and Carry on: The Investopedia State of the Union

    Investopedia readers are well educated market participants who seek to become sophisticated investors. By collecting data ...
  74. Is United Continental Stock Suitable for Your IRA or Roth IRA? (UAL)

    Learn about United Continental stock's suitability for retirement investments, and find out if UAL is better for traditional ...
  75. Is Invensense Stock Suitable for Your IRA or Roth IRA? (INVN)

    Understand why InvenSense stock is reasonably suitable for a traditional IRA but, due to its upside potential, a much better ...
  76. Is Bank of America Stock Suitable for Your IRA or Roth IRA? (BAC)

    Learn why Bank of America's established track record and long-term stability make it more suitable for a traditional IRA ...
  77. Palm Bay, Florida: The 5 Best Retirement Communities

    The Palm Bay area of Florida is a popular destination for retirees. Find out about some of the most popular retirement communities ...
  78. Disability and Retirement: How to Be Prepared

    Here's how financial advisors can help clients with disabilities arrive at the best solution over the long term when it comes ...
  79. The Best and Worst States for Retirees in 2016

    Retirees have limited income, and important health care needs, so they need to know the states that provide the best financial ...
  80. Tips on How to Discuss Philanthropy with Clients

    Advisors shouldn't overlook philanthropy when it comes to their clients' financial lives. Here's how to broach the topic ...
  81. Making Your Own Comprehensive Retirement Plan

    Your retirement plan should include much more than how much you will save and how much you need. It must take into account ...
  82. This is How to Maximize Your Retirement Accounts

    As you age and your financial situation changes, what options do you have to maximize your retirement accounts? Make sure ...
  83. 3 Ways to Get Comfortable with Investing This Year

    This New Year begins, turn a fresh page on your relationship with investing and make a pledge to do a few things that will ...
  84. Investing in High-Yield Corporate Bond Funds

    High-yield corporate bond funds provide an interesting investment option, particularly for private investors chasing returns ...
  85. 3 Reasons To Be Flexible When Investing For Retirement

    Retirement investing can't be something you set and forget. If you aren't flexible, you could end up with a savings shortfall, ...
  86. Why Long Term Care Isn’t a Client Priority

    Long term care is a difficult subject to broach with clients, but advisors need to do it. Here are some tips on how to tackle ...
  87. Making Spousal IRA Contributions

    Eligibility requirements, contribution limits and tax deductions all change with one little ring.
  88. Tax-Saving Advice for IRA Holders

    Be informed about benefits and deductions that may apply to you and avoid costly mistakes on your return.
  89. These IRA Contributions Will Cut Your 2015 Taxes

    No matter how you save for retirement, take advantage of the time between now and April 15, 2016, to add to your nest egg ...
  90. Should You Let Your 401(k) Be Managed by Vanguard?

    Find out if Vanguard's reputation and track record as a 401(k) plan provider is as stellar as its reputation and track record ...
  91. How Advisors Can Land Plan Sponsors as Clients

    Plan sponsors can be lucrative clients for advisors. Here are the areas that financial advisors should focus on to attract ...
  92. Why Being Too Conservative Can Hurt Your Retirement Savings

    People close to retirement have to get more conservative in their investments, but they can't be too safe. Unless they want ...
  93. Life Estate vs Irrevocable Trust: Which is Better?

    People considering application for Medicaid can put their biggest asset - their home - in a trust that splits ownership of ...
  94. 8 Steps to Take If You’re Retiring in 2016

    Along with all the exciting plans you're making for your retirement, take these financial steps in preparation for a smooth ...
  95. Is Your Health Insurance Enough For Retirement?

    Learn what to expect to pay for health insurance in retirement, what is covered through Medicare and what the Affordable ...
  96. Introduction to Social Security

    You've probably contributed to this fund, but will you reap the benefits? Find out here.
  97. 3 Ways to Get Social Security Benefits

    Social Security isn't just for retirement. Learn about all three benefits provided by the Social Security Administration: ...
  98. Pros & Cons of Using a Robo-Advisor

    Robo-advisors come in all shapes and sizes. This article goes through the pros and cons of this new approach to financial ...
  99. 10 Common Questions About Social Security

    Find out everything you need to know about this program.
  100. Estate Planning Checkup: When to Update your Estate Plan

    Estate planning is an important piece of an overall financial plan, but it can't be set and forgotten. Life events are going ...
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