Retirement Articles

  1. Top Ways to Help Engaged Clients Blend Estates

    These are the top ways advisors can help clients who are engaged understand the financial impact of marriage and how it will ...
  2. Looking to Add Oil Into Your IRA or Roth IRA? Here's How

    Learn the different ways investors can gain exposure to the price of oil and oil companies in their IRAs. See how individual ...
  3. How to Get Clients to Save More for Retirement

    Americans aren’t saving enough for retirement. Here are some tips for financial advisors who must convince them to change ...
  4. The Impact of 401(k) Outflows on Advisors (TROW, FNGN)

    The trend in the growth of assets in 401(k) plans has shifted as Baby Boomers retire, creating opportunities for financial ...
  5. How to Avoid Costly Social Security Mistakes

    Social Security is an important part of most retirement plans. Here are some costly mistakes to avoid.
  6. How a Roth IRA Works After Retirement

    What retirees need to know about taxes, distributions and passing on your unspent savings to the next generation.
  7. 3 Little-Known Ways to Reduce Your Income Tax

    Looking to pay less income tax? Here are three lesser known ways to do so.
  8. Helping the Elderly with Finances: When to Step In

    Knowing when to take over the financial affairs of elderly parents can be difficult. Here are six signs to look out for. ...
  9. Real Estate Trust or LLC? Helping Landlords Choose

    Once you’ve bought property, are you protected legally against the liabilities that come with renting it out? Here's how ...
  10. How Much Will You Owe on Your Inheritance?

    Estate planning can be unpleasant, but in order to get the full benefit of what you've inherited, it’s important to be prepared ...
  11. Look Beyond the Resorts for Retirement in Jamaica

    Look beyond Montego Bay and other resort areas to unearth Jamaica's best spots to call home during retirement.
  12. Ready to Retire? Here's How to Sell and Close Your Small Business

    Learn the essential steps to prepare to sell your business with the best possible outcome, a secure retirement for you and ...
  13. Charles Schwab’s Best Funds for Retirement Savings

    Here's a list of Schwab’s funds for retirement, intended to make planning, diversification and saving for later in life just ...
  14. State Taxes Retirees Should Know About

    State taxes plays a critical role in the quality of life of retirees. Here's what to consider.
  15. Is Starbucks Stock Suitable for Your IRA or Roth IRA? (SBUX)

    Find out if Starbucks stock is a suitable investment for an IRA and whether it matches the characteristics ideal for a traditional ...
  16. Is a Vanguard SEP IRA Account Right for You?

    Learn about the SEP IRA offered by Vanguard and why it is one of the best SEP products available, including why it's a good ...
  17. These Are the 5 Financial Products/Services the Ultra-Rich Care About

    Learn about the financial products and services that wealthy individuals make use of to cater to their planning and wealth ...
  18. Top 4 Retirement Cities in Portugal

    With its low cost of living and diverse towns and cities, Portugal has a lot to offer retirees. Here's how to find the right ...
  19. Is Risk Aversion Kryptonite to Millennials?

    Financial advisors to millennials need to pay heed to this generation’s aversion to risk and help them understand how to ...
  20. How Advisors Can Build a HNW Estate Planning Niche

    Here's how advisors can fill a void when it comes to serving the estate planning needs of high-net-worth individuals.
  21. Pension Advances: What You Should Be Wary Of

    The terms some pension advance firms require can be costly. Here's how to be sure your clients aren't making bad decisions.
  22. How Do Workers' Compensation Benefits Work?

    What you need to know about Workers' Compensation benefits.
  23. IRAs: Top Things You Need to Know About Them

    By understanding the major rules for both traditional and Roth IRAs, you'll be prepared to enjoy the benefits of these investment ...
  24. The New Tax-Free Savings Accounts For the Disabled

    Due to the Achieving a Better Life Experience (ABLE) Act, many people with disabilities will have an easier time financing ...
  25. Company Stock in 401(k)s: The Risks and Rewards

    Holding company stock in a 401(k) has its risks. Here's how advisors can help clients avoid them.
  26. How to Help Clients Plan for a Special Needs Child

    A special needs child demands extra diligence in planning. Here's a guide to best practices.
  27. Your Visa Options for Retiring in Thailand

    Here are steps for getting a retirement visa in Thailand – plus other possible visas including a marriage visa and a one-year ...
  28. How to Financially Prepare Your Kid for the World

    Preparing your kids for financial success is important. Here is a quick guide to setting them up to be smart about money.
  29. Is Wal-Mart Stock Suitable for Your IRA or Roth IRA? (WMT)

    Find out if shares of Wal-Mart are suitable for an IRA, and whether Wal-Mart shares are more appropriate for a traditional ...
  30. Is Advanced Micro Devices Stock Suitable for Your IRA or Roth IRA? (AMD)

    Find out if AMD stock is suitable for an IRA. Learn about the company's fundamentals and outlook. Is AMD better for a traditional ...
  31. This Is Why HSAs Appeal to High-Income Earners

    Health Savings Accounts are a good deal. But they're a better deal for some than for others. We parse how the plans work ...
  32. Certified Financial Planner: A Retirement ‘Must?’

    You've seen those letters "CFP" after a financial advisor's name. What do they mean? And do they make a difference in the ...
  33. How Having a Job Affects Social Security Benefits

    Social Security benefits mean a lot to retirees' finances. Having a job, even part-time, can complicate matters if certain ...
  34. The Hidden Fees in 401(k)s

    Learn about the conspicuously disclosed fees that lurk within your 401(k) investments.
  35. Retirement Tips for Government Workers

    Discover retirement tips for government workers such as what types of funds to choose, different types of plans, and at what ...
  36. Tax Planning: Why You Shouldn't Retire Without It

    Advisors say that maximizing retirement savings through tax planning should be a top priority for clients. Here's some more ...
  37. Top Financial Planning Challenges of Gen X

    Gen Xers have a unique set of financial planning challenges. Here's what they are and how to tackle them.
  38. Is Verizon Stock Suitable for Your IRA or Roth IRA? (VZ)

    Learn about Verizon's balance sheet strength and future growth strategy. Discover why the stock makes an ideal core holding ...
  39. These are John Hancock’s Top Funds for Retirement

    John Hancock's fund lineup is vast, so here's a quick primer on what could be its best funds for your retirement portfolio. ...
  40. Estate Taxes: Who's on the Hook?

    Inheritance taxes can be tricky. Most people have to deal with them at a very inconvenient time. It's better to learn the ...
  41. Top 5 Retirement Mistakes and How to Avoid Them

    Retirement planning becomes extra important in the final stretch, with many common mistakes becoming very costly. Here are ...
  42. How Much Money Do You Need to Retire in Greece?

    If you've decided that retiring in Greece appeals to you, here are three scenarios for different budgets: modest, average ...
  43. Do Wealthy Parents Raise Wealthy Kids?

    Researchers are finding that it’s a lot easier to crack the top tier of income earners if your parents made it there before ...
  44. The Key Differences Between ETFs And Mutual Funds

    Given the distinctions between the two kinds of funds, which one is better for you? It depends, so read on.
  45. Going Back to the Dominican Republic to Retire

    Aiming to return to your roots by taking up residence in the Dominican Republic? Some basic things you should know about ...
  46. How Secure Is Social Security?  

    Social Security is nowhere near bankruptcy. Even if there is no fix in the next 20 years, reduced benefits could be paid ...
  47. What Is a Good 401(k) Match?

    The most common employer match is 50 cents on the dollar of up to 6% of your salary. In most cases you should contribute ...
  48. Returning to the Philippines to Retire

    Aiming to return to your roots by taking up residence in the Philippines? Some basic things you should know about settling ...
  49. Going Back to China to Retire: A How-to Guide

    If your family comes from China, it may seem natural to think of retiring there, but it could be difficult to do so unless ...
  50. Why Working to 70 and Older Makes Financial Sense

    Retiring early is the goal for many, but waiting until 70 has its benefits. Not only will your finances get a boost but so ...
  51. How to Calculate the Value of Annuities

    Here's everything you need to account for when calculating the present and future value of annuities.
  52. Funding Your IRA vs. Your Roth IRA, Which First?

    The answer depends on where you are in your career and personal life each year. Here are some scenarios and rules to think ...
  53. IRA Taxes: How to Make Sure You Pay Less

    Once you retire, taxation on an IRA can become your biggest enemy. Here are a few steps that can help ease the tax burden.
  54. Keough vs. SEP: Small Business Retirement Plans

    Running your own company can lead to great personal satisfaction, but it can make planning for retirement a huge headache. ...
  55. Do You Qualify for Social Security Disability?

    When it comes to qualifying for Social Security Disability Insurance, you either do or you don’t. Here's how to find out ...
  56. Here's How To Care For Your Pet (Financially) After You're Dead

    Find out how to protect and provide for your pet after you pass away.
  57. Returning to Colombia to Retire

    When retiring abroad in a country where you have a family connection, top considerations include healthcare, double taxation, ...
  58. Top 5 Retirement Cities in Greece: Which for You?

    Greece has blue skies, beaches, nightlife, hiking trails, olive groves and ancient history. Choose the place that matches ...
  59. Going Back to India to Retire: A How-to Guide

    If your family hails from this land of vibrant culture and ancient traditions, retiring in India may be an ideal choice, ...
  60. Buying Annuities in a Low Interest Rate World

    Learn if buying an annuity makes sense in a low interest rate environment. Also discover the different types of annuities ...
  61. 4 Ways to Reduce Retirement Plan Fees

    Learn about why fee minimization is important for retirement investors and discover how to avoid some of the most common ...
  62. Best Performing Target-Date Funds

    Learn about the three best-performing target-date mutual funds (TDFs) from T. Rowe Price, Schwab and Vanguard with target ...
  63. 6 Benefits You're Required by Law to Offer Your Employees

    Learn about the benefits that a business must offer to employees, such as family and medical leave, as well as various forms ...
  64. 5 Reasons to Rethink Retirement Investing

    Wherever you fall on a retirement crisis, consider these 5 reasons to rethink your investing strategy.
  65. Should You Pay Someone to Create a Retirement Plan?

    Nobody likes to pay for help, but it may be necessary to shell out the extra cash for proper retirement planning help.
  66. Going Back to Mexico to Retire: A How-to Guide

    Looking to spend your post-working days in your own or your parents’ birthplace? Here is what you need to know to plan your ...
  67. Sometimes It Pays to Borrow from Your 401(k)

    401(k) loans have been demonized, but they're often the most beneficial source of cash.
  68. The Best Strategies to Maximize Your 401(k)

    Use these tips to watch your retirement nest egg grow from quarter to quarter.
  69. 4 Roth IRAs with the Lowest Expense Ratios (SCHB, VTI)

    Discover why funds with low expense ratios are important for retirement portfolios, and find out about some of the lowest ...
  70. What Your 401(k) Can Look Like in the Next 20 Years

    Discover how time and compounded growth of earnings can help even a modest 401(k) plan balance grow to a significant sum ...
  71. 5 Tax Moves To Make Before Year End

    Taxes aren't avoidable, but you shouldn't pay more than your fair share. Here are five moves you can make at year's end to ...
  72. Roth 401(k), 403(b): Which Is Right for You?

    Learn how to decide between a traditional or Roth version of the 401(k), 403(b) or 457(b) retirement plans to help you build ...
  73. Going Back to Ecuador to Retire: A How-to Guide

    Spending your retirement years in Ecuador can be an affordable and attractive proposition, provided you know the country's ...
  74. Is the New myRA Plan Right for You?

    The new myRA accounts seem to deliver on their promise of being “simple, safe and affordable.” Just be prepared for paltry ...
  75. 5 Reasons to Start a Business After You Retire

    It can be beneficial in any number of ways: mentally, occupationally and even financially.
  76. Retired? 7 Tips for Cutting Taxes Before 2015 Ends

    As 2015 nears its end, here are some financial moves retirees can make before December 31 that can help to lower your tax ...
  77. Should I Use My IRA to Pay Off My Credit Cards?

    Cashing in an IRA to deal with outstanding credit card balances may not be the best way, but sometimes it's the best available ...
  78. Suddenly Pushed into Retirement, How to Handle the Transition

    Adjusting to retirement can be challenging, but when it happens unexpectedly it can be downright difficult. Thankfully there ...
  79. What a Family Tradition Taught Me About Investing

    We share some lessons from friends and family on saving money and planning for retirement.
  80. Two Heads Are Better Than One With Your Finances

    We discuss the advantages of seeking professional help when it comes to managing our retirement account.
  81. Using Your IRA to Invest in Property

    Explain how to use an IRA account to buy investment property.
  82. Top 3 Cities To Retire To In Cambodia

    Take your pick of a party-party beach town, an architectural wonder in the jungle, or a less touristy town with vestiges ...
  83. How the Social Security Reboot May Affect You

    While there’s still potential for some “tweaking” around your Social Security retirement benefits, I’d like to share some ...
  84. 4 Books Every Retiree Should Read

    Learn more about the current financial situations retirees are facing and discover four books that every prospective and ...
  85. Are Fees Depleting Your Retirement Savings?  

    Each retirement account will have a fee associated with it. The key is to lower these fees as much as possible to maximize ...
  86. Retirement Tips for Doctors

    Learn five tips that can help physicians get back on schedule in terms of making financial preparations they need to retire.
  87. Top Schwab Funds for Retirement (SWDRX, SWERX)

    These Schwab funds are strategically designed and have performed well on a historical basis, meaning they're solid options ...
  88. Should Social Security Be Privatized?

    The idea of controlling your own retirement money is one that continues to hold appeal for a large segment of voters.
  89. What's The Difference Between Medicare And Medicaid?

    One program is for the poor; the other is for the elderly. Learn which is which.
  90. Cashing in Your Life Insurance Policy

    Tough times call for desperate measures, but is raiding your life insurance policy even worth considering?
  91. Is Netflix Stock Suitable for Your IRA or Roth IRA? (NFLX)

    Learn about the risks of Netflix's business plan and long-term corporate strategy, and see if the stock's risk/reward profile ...
  92. Pros and Cons of Deferred Compensation Plans

    Learn about the pros and cons of non-qualified deferred compensation (NQDC) plans, including the flexibility of non-ERISA ...
  93. ETFs Vs. Mutual Funds: Choosing For Your Retirement

    Learn about the difference between using mutual funds versus ETFs for retirement, including which investment strategies and ...
  94. The 8 Most Popular Vanguard Funds for a 401(k)

    Learn about some of the mutual funds in Vanguard's lineup that are popular among 401(k) investors, and find out why you should ...
  95. Is Caterpillar Stock Suitable for Your IRA or Roth IRA?

    Learn about Caterpillar's suitability for a retirement portfolio. Does CAT have long-term viability? Find out if CAT is better ...
  96. How to Help Plan Sponsors Meet Fiduciary Duties

    Advising 401(k) plan sponsors is a great business model for financial advisors. Here's how advisors can help plan sponsors ...
  97. 4 Ways to Boost the Amount You Save for Retirement

    Retirement can easily last more than twenty years, which means you have to save a lot. Thankfully, there are ways to enhance ...
  98. How to Fix an Error on Your Social Security Check

    For many seniors, social security benefits checks are their income stream which means the benefit has to be correct. If you ...
  99. Is $200,000 Enough to Retire in the Bahamas?

    As paradise goes, the Bahamas are not cheap, but these gorgeous islands may be a more affordable retirement destination than ...
  100. Find the Right Bahamas Island for Your Retirement

    There may be no “best” Bahamas island, but there may be a best island for your retirement. Here are some top spots to consider. ...
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