Retirement Articles

  1. When Can You Use Your IRA to Buy a House?

    If you're a first-time homebuyer (a term that's defined more flexibly than you think), you can tap your IRA to help with ...
  2. The Best Charitable Remainder Trust for You

    Help a favorite cause and avoid a tax bite: These are the key reasons to set up a CRT. But which version best fits your needs?
  3. Tap Your IRA to Pay for Your Kid's College?

    You can raid your retirement account to pay for your child's college education – but should you?
  4. Top Tips for Advising Clients on RMD Strategies

    Required minimum distributions are a fact of life for those 70.5 and older. Here's how to implement the best strategies for ...
  5. Do You Have a Crummy 401(k)?

    High-cost, outdated plans can keep your retirement portfolio from thriving. Here's what to do – and the 2015 Supreme Court ...
  6. Protecting Your Retirement From Unexpected Events

    Learn how to prepare for retirement by diversifying your investment portfolio, what insurance to buy and how to protect yourself ...
  7. How to Advise Clients Behind on Retirement Savings

    Many Americans are behind when it comes to saving for retirement. Here's how advisors can help.
  8. Avoid These Mistakes with Backdoor Roth IRAs

    A Backdoor IRA can help you save for retirement beyond traditional IRAs. Here are some pitfalls to avoid.
  9. 3 Best Vanguard Target Retirement Funds

    Learn about three Vanguard target retirement funds that offer broad diversification and automatic rebalancing as investors ...
  10. How Retirement Plan Admins Trick You Into Saving $

    Some of these persuasion techniques may seem a little sneaky, but they're for your own good.
  11. How Much Do You Need to Retire in the Bahamas?

    The Bahamas may be paradise, but it’s also a financial enigma: low taxes and affordable real estate, but “island prices” ...
  12. Who Should Be Your Life Insurance Beneficiary?

    It might seem logical to just name your young children, but doing so can have undesirable consequences. Here are some better ...
  13. How Much Money Do You Need to Retire in Italy?

    A favorable exchange rate is just one reason Italy makes the list of possible retirement destinations for Americans.
  14. Petrobras Impact on the Brazilian Economy

    How the Petrobas scandal has shaken the Brazilian economy.
  15. Are You Picking the Right 401(k) Funds?

    Learn how to get the right mix of funds for your age, how to identify the best funds offered in your 401(k) plan and red ...
  16. Working During 'Retirement?' What You Need to Know

    More workers than ever plan on working another job after they retire. Here are some of the financial implications of doing ...
  17. Target Date Funds Can Be Customized: Here's How

    Target date funds will likely become a permanent fixture in the marketplace for the retirement plan sector. Here's how they ...
  18. Why Advisors Should Study Up on ETFs

    Advisors need to know the details around how ETFs can be constructed as well as the potential pitfalls that these funds may ...
  19. T. Rowe Price’s Top Funds for Retirement

    Finding a retirement fund with strong long-term potential in this environment is like finding a needle in a haystack.
  20. Top Mutual Funds for Aggressive Investors

    Do you like high risk and high reward? If so, these mutual funds — believe it or not — might interest you.
  21. Why Millennials May Not Be Able to Retire

    The retirement outlook for millennials may appear grim but it doesn’t have to be. Gen Y still has time, but it needs to get ...
  22. 4 Reasons You Shouldn't Use Your Retirement Savings as a Piggy Bank

    An overview of the effects of borrowing against your retirement savings.
  23. Best Ways to Contact the Social Security Administration

    Navigating the thousands of rules that govern Social Security benefits can be difficult. Thankfully, the Social Security ...
  24. Peers: Your Secret Weapon for Retirement Savings?

    Studies show when individuals see colleagues and peers saving, they're more apt to save more too. It's healthy competition, ...
  25. Enrolled in a Bad 401(k)? Here's How to Deal

    Here's how financial advisors can help clients enrolled in subpar 401(k) plans (and how investors can make the most of one).
  26. How Millennials Can Maximize Their 401(k) Plan

    Free advice on how to get free money: an advisor offers tips on how millennials can get the most out of their 401(k).
  27. Is Zynga Stock Suitable for Your IRA or Roth IRA? (ZNGA)

    Find out if Zynga is a suitable investment for an IRA. Learn about Zynga's long-term prospects. Is Zynga more appropriate ...
  28. Retirement's Evolution: How to Be Prepared

    For many, retirement might not be the full stoppage of work and living a life of leisure but rather one of slowly phasing ...
  29. Avoid the Most Common IRA Rollover Mistakes

    Avoid paying excess taxes by learning some simple transfer rules.
  30. 4 Ways to Plan for an Unexpected Early Retirement 

    Retirement often comes earlier than planned. In order to ensure you will have the retirement you envisioned, you need to ...
  31. Generate Income For Retirement with Real Estate

    Learn whether rental income is compatible with your lifestyle, how to identify suitable properties, common pitfalls to avoid ...
  32. Can Your 401(k) Impact Your Social Security Benefits?

    Find out why income from a 401(k) does not affect the amount of your Social Security benefits, but how it can impact your ...
  33. Move to These 5 States & Save Big for Retirement

    Wondering if you can live somewhere that's better for building a nest egg? Don't just stick a pin in the map. Consider these ...
  34. 4 Social Security and Medicare Need-to-Knows

    Retirees know better than anyone that costs are rising, especially health care. So, here we share these 4 considerations ...
  35. 401(k) Rollovers: Which Option Makes You the Most?

    Know the choices that net you the most on a 401(k) rollover – including big tax benefits (capital gains, not income tax) ...
  36. 5 New Players in the 401(k) Space

    These companies represent a new philosophy in the retirement-plan arena that focuses on low costs, transparency and strict ...
  37. Considerations for Your 401(k) During Volatility

    If you can’t stand to sit tight when it comes to your 401k balance, focus on these five steps to help channel your worries ...
  38. 5 Reasons You Might Need a Medigap Plan

    If you find yourself with sizable out-of-pocket expenses despite having Medicare, a Medicare supplement plan – or Medigap ...
  39. Pros & Cons of ETF-Only 401(k) Plans

    Exchange-traded funds are hot; will 401(k)s offering them exclusively get even hotter? The pluses and minuses associated ...
  40. 5 Common Mistakes When Creating a Trust Fund for Your Child

    Trust funds are often established to protect children in the event that their parents are not able to provide for them. Here ...
  41. 4 Companies That Offer ETF-Only 401(k) Plans

    While the universe of 401(k) plans with just exchange-traded funds is small, these companies offer them to small-to-midsize ...
  42. 7 Ways to Maximize Your Retirement Savings When You Leave the Workforce

    Many people have little saved to live on in retirement. Thankfully there's ways to boost the amount you have saved.
  43. Want to Relocate for Retirement? Be Realistic

    Here's how financial advisors can help retiring clients develop a realistic picture of relocation.
  44. How to Pick the Right Bonds For Your IRA

    Learn about the best types of bonds to include in an IRA depending on an investor's risk tolerance. Understand the tax benefits ...
  45. Is Dish Network's Stock Suitable for Your IRA or Roth IRA?

    Find out if Dish Network is a suitable investment for traditional or Roth IRAs. Learn about DISH's long-term stability, growth ...
  46. Best Ways for Retirees to Use Up Airline Miles

    It’s easier than ever to earn frequent flyer miles, but redeeming them can be tricky. Some tips on how to do it.
  47. Are The Wealthy Better Served By Trusts Or Wills?

    Trusts and wills are both means to pass on wealth to heirs. Which of these is likely to serve your needs better if you have ...
  48. The 3 Most Affordable Retirement Communities in North Carolina

    Discover why North Carolina is growing in popularity among retirees, and learn about some of the most affordable retirement ...
  49. This Is How You Could Live in Mexico on $1,000 a Month

    Learn more about what kind of lifestyle you can lead on a $1,000 monthly budget in Mexico, and find out whether the country ...
  50. This Is How You Could Live in Colombia on $1,000 a Month

    Learn about the kind of life you can lead in Colombia with a budget of $1,000 per month, and decide whether this South American ...
  51. The Right Management Style for Your 401(k)

    How are you managing your 401(k)? Is your preferred management approach with this significant asset being properly applied?
  52. How Much Money Do You Need to Retire In Chile?

    Plenty of expats head to this South American country for its natural beauty and cosmopolitan cities. Retirees will also find ...
  53. Retire in Chile with $200,000 of Savings?

    With its exquisite natural beauty and cosmopolitan cities, Chile is an attractive and surprisingly affordable place to spend ...
  54. How to Manage Trust-Owned Life Insurance

    What are a trustee's responsibilities for trust-owned life insurance under the Uniform Prudent Investor Act?
  55. Retire In Iceland With $200,000 of Savings?

    Iceland isn't cheap. Yet, by eating and drinking local products, ditching the car and flying budget airlines, affordable ...
  56. What Does It Cost to Retire in Alaska?

    Learn how much money it takes to retire with a comfortable lifestyle in Alaska, and discover some ways to save for an Alaskan ...
  57. 3 Luxury Retirement Communities In Florida

    Discover why Florida has always been a popular retirement destination and learn more about some of the most luxurious retirement ...
  58. Deferred Compensation Plans Vs. 401(k)s

    Discover the major advantages and disadvantages offered by deferred compensation plans for retirement as compared to a 4 ...
  59. A Tax Loophole You May Not Want to Fall Into

    An Act of Congress has made it easier to increase contributions to Roth and traditional IRAs. But does the good outweigh ...
  60. Richard Thaler: The Founding Father of Behavioral Finance

    How one of the founding behavioral economists is helping individuals earn more on their portfolios and triple their savings ...
  61. Fidelity Vs. Vanguard: Where to Get a Target-Date Fund

    Examine the respective target-date funds (TDFs) offered by Fidelity and Vanguard, and learn which fund provider is likely ...
  62. What To Do With Forgotten 401(k) Plans

    Job hopping is more acceptable, but as a result, workers are leaving 401(k) plans behind. In order to maximize savings that ...
  63. 5 Ways To Get Out Of Debt Without Sacrificing Your Retirement Savings

    Getting out of debt and saving for retirement doesn't have to be a choice. You can reduce your debt load without sacrificing ...
  64. How Much Money Do You Need to Retire in Iceland?

    Dreaming about retiring in this beautiful, mysterious country? Here’s how much your major expenditures – housing, healthcare ...
  65. How Much Money Do You Need to Retire in Ireland?

    After the Celtic Tiger's boom and bust, retiring in Ireland may be more affordable than you think. Here's an overview of ...
  66. Iceland's Top Retirement Destinations

    Remote landscapes and rugged beauty are a given. But the country also offers lively metropolises, brimming with cultural ...
  67. Top 5 Retirement Cities in Chile

    Chile has a great deal to offer retirees: urban and country living, a remarkable and varied environment and a high standard ...
  68. How Much Money Do You Need to Retire in Peru

    Peru has a low cost of living so you can live cheaply there – or enjoy a lavish lifestyle for far less than at home.
  69. Retire in Peru With $200,000 of Savings?

    Peru has a very low cost of living, affordable healthcare and an excellent climate.
  70. Retirement Plan Options for Small Businesses

    State-sponsored retirement plans, which small business employees can participate in, are becoming more popular. Here's why ...
  71. Should Each Child Get the Same Inheritance?

    The answer depends on what you've given your kids in the past, what their needs are now – and, unfortunately, how contentious ...
  72. This Part of Estate Planning is Often Neglected

    In forming an estate plan, don't neglect your digital assets and legacy held in online accounts.
  73. Retirement Savings: How Much is Enough?

    Sure, you can never save too much for retirement, but just how much is enough?
  74. 3 Reasons to Stay Away From TIPS

    Learn three reasons why you should avoid investing in Treasury inflation-protected securities (TIPS) and why bondholders ...
  75. The Cities Where the Ultra-Rich Retire in Texas

    Discover how warm climates and cultural diversity makes Texas a popular retirement destination, and the cities that wealthy ...
  76. Retirement Tips for Teachers

    Discover quick and easy retirement tips for teachers, such as diversifying your portfolio, having an age goal and knowing ...
  77. When to Use Target-Date Funds

    Learn about the different uses for target-date funds. Understand the risks and considerations for making an investment in ...
  78. Benefits of Deferred Compensation Plans

    Understand the difference between a qualifying or nonqualifying deferred compensation plan. Learn about the benefits of a ...
  79. How Betterment Eliminated Third-Party Admins to Cut Costs

    Once Betterment decided to offer 401(k) plans, the robo-advisor decided to use one of its strongest asset – algorithms – ...
  80. Can You Have an HSA If You Get Medicare?

    The answer is usually no, but there are exceptions. You just have to know the rules to avoid penalties.
  81. Retirement Planning for the Self-Employed

    How to select a qualified retirement plan if you are self-employed and have no employees.
  82. Are Oil Stocks Safe for Retirees? (CVX, SDRL)

    Learn how retirees might want to consider oil stocks for their portfolios because of strong dividends. Understand the risks ...
  83. 3 Luxury Retirement Communities in North Carolina

    Discover why North Carolina is growing in popularity among retirees, and learn more about some of the most luxurious retirement ...
  84. It’s Never Too Late to Contribute to Your 401(k)

    Find out why it is never the wrong time to start contributing to a 401(k), even in your late 30s, 40s or 50s; discover how ...
  85. The Purpose of a Social Security Statement

    Learn what information your Social Security benefit statement contains and how you can use the information to more intelligently ...
  86. 5 Reasons Your Retirement Depends on Your Kids

    The career and life choices your children make now can drastically affect your life down the road. Here's how, and what you ...
  87. 10 Providers With 401(k) Plans for Small Employers

    If you're a small business that has steered clear of a 401(k) plan for your employees, find out how these providers can make ...
  88. Can't Afford to Retire? Try Out the 'Unretirement'

    Many of us dream about retiring, but getting there seems to be harder to achieve financially these days. Here are some tips ...
  89. 8 States With Estate Taxes

    Understand the difference between the federal estate tax and state-specific estate taxes. Learn about some of the worst states ...
  90. Don't Use Your HSA for Current Medical Expenses

    HSAs let people with high-deductible health plans pay out-of-pocket medical costs with tax-free money. But not using those ...
  91. Do You Have Too Much Stock in Your 401(k)?

    Is there an ideal percentage of U.S. stocks for a 401k? Explore the implications of the volatile stock market on your retirement ...
  92. How Gen X Should Plan for Retirement

    A new study shows that Gen Xers are very different from others when it comes to retirement planning. Here's some insight ...
  93. 7 Certifications to Get After You Retire

    Your schedule opens up significantly in retirement. Pursuing any of these seven certifications will keep you busy as you ...
  94. Retire in Ireland with $200,000 of Savings?

    Many retirees going to Ireland find that the slower pace translates into a higher quality of life that's also affordable. ...
  95. Find the 5 Top Places for Retiring in Ireland

    From historic, bustling Dublin to the seaside villages of the coasts, these appealing Irish towns deserve a spot on your ...
  96. Retire in Uruguay with $200,000 of Savings?

    While it's not the cheapest in Latin America, this coastal country can still be more affordable than the U.S.
  97. How to Shift From Saving to Spending in Retirement

    Most people prefer a known monthly payment to the complex decision of investing a lump sum to cover their financial needs ...
  98. Look Here If You're Buying a Second Home Abroad

    One way to focus your search? Consider what would be an ideal destination for a weekend getaway, an annual vacation or an ...
  99. What Does It Cost to Retire in Ecuador?

    Discover why Ecuador is one of the most senior-citizen-friendly countries in the world, where a retired couple can retire ...
  100. What Retirees Should Know Before Volunteering

    When volunteering involves expenses, did you know they may be tax-deductible? Here's the scoop.
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