Retirement Articles

  1. What to Do If Your Retirement Account Takes a Hit

    A shrinking retirement account is scary at any age. Here's what to do if your retirement account takes a sudden hit.
  2. 4 Best Cities for Military Retirees to Live

    The best places for military retirees to live include Washington D.C., San Diego and San Antonio. Here's a look at each city ...
  3. How 401(k) Withdrawals Work When You're Unemployed

    Unemployed individuals can pursue several options when taking money out of their 401(k), but they should carefully weigh ...
  4. Free Lunch 101: How to Fund an HSA with Your IRA

    From a retirement planning perspective, a free lunch can refer to the relatively unknown one-time IRA to HSA transfer.
  5. Common Retirement Advice That DINKs Can Ignore

    The retirement rules are different when a couple has no kids. Spending more, retiring sooner – all kinds of options open ...
  6. Why Playing it Safe Could Hurt Your Retirement

    The stock market has its ups and downs. But when it comes to retirement planning, investing is a great strategy for building ...
  7. Clearing Up 7 Big Social Security/Medicare Myths

    Here are some common misconceptions that many clients of financial advisors have when it comes time to file for Social Security ...
  8. Medicare Part D Could Drain Your Retirement Savings

    The biggest Medicare Part D risk is not having the right plan to cover the prescription drugs you need. And there are others. ...
  9. Should You Roll Over Your Old 401(k)?

    You have four options when it comes to handling your a 401(k) from a job that you preparing to leave. Learn what those options ...
  10. Getting Divorced? Protect Your Pension

    If you are parting ways with your spouse, gaining an understanding of your pension benefits can help ensure your retirement ...
  11. Don't Retire Early - Change Careers Instead

    Many people who long for early retirement simply may have never known what it's like to enjoy going to work every day. A ...
  12. Social Security: Saving vs. Delaying Benefits

    If you are turning 66 and still working, does it make sense to put Social Security benefits in a savings account or CD or ...
  13. Pension Options: Payout vs. Payments

    If you are entitled to a pension you have financial decisions to navigate. Here are some considerations that can help you ...
  14. What to Do Now That 401(k) Tax Advantages Are Under Attack

    The 2017 proposed budget was just the latest attack on 401(k) tax advantages for accounts with big balances. Here are smart ...
  15. 5 Questions to Solve Before Retiring

    Looking to make an informed and rational retirement decision? Nail down the answers to these five questions, and you'll be ...
  16. Long-Term Care Policies Are Falling Out Of Favor

    Americans are buying fewer long-term care insurance policies. In response to this trend, the LTC industry is offering new ...
  17. 4 Reasons Why Americans Retire in Colombia

    Learn about the top four reasons why Americans are choosing to retire in Colombia.
  18. How Reverse Mortgages Work

    Looking into a reverse mortgage may be a good option for accessing the equity in your home if you are retired.
  19. Roth IRA and Time Equals a Solid Retirement Plan

    Educating yourself on retirement savings opportunities at the start of your career can have a huge impact on your personal ...
  20. 7 Tips for the Best Health Savings Account (HSA)

    You want the best health savings account you can find to cover your healthcare costs. Here are tips to help you locate one.
  21. What Does It Cost to Retire in the Philippines?

    Find out why the Philippines rates as one of the cheapest retirement spots in the world and why many choose to spend their ...
  22. Where Should 60-Somethings Hold Cash for Safety?

    Those nearing retirement often consider allocating part of their capital to cash instruments. Here are some tips on how to ...
  23. OAEIX,OPPAX: Oppenheimer Funds’ Top Funds for Retirement

    These four mutual funds are OppenheimerFund's best for retirement portfolios.
  24. Retirement Savings Tips For 35- To 44-Year-Olds

    Learn how the "sandwich generation" can save for retirement while taking care of their kids and parents.
  25. 6 Tips For Increasing Your Net Worth

    Here are the six best things you can do to increase your net worth.
  26. Rising Debt Hindering Boomers' Retirement Plans

    Boomers in pre-retirement and retirement are grappling with debt more than previous generations, which is impacting their ...
  27. 4 Medicare Open Enrollment Mistakes to Avoid

    Successfully navigating the Medicare Open Enrollment period means understanding what the rules are in order to avoid potentially ...
  28. How to Build the Biggest IRA Possible

    Tax savings are an obvious benefit of an IRA. But savvy investors can maximize their IRA returns with strategies like these.
  29. Live Like a Millionaire on $3,000/Month in These 10 Countries

    A million dollars no longer guarantees luxury. So why not consider moving to one of these countries, where a high quality ...
  30. Embracing a Short-Term Boring Retirement Plan

    A financial planner offers his take on retirement planning and explains how his short-term boring, long-term exciting approach ...
  31. Why Fee-Based Variable Annuities Are Coming Back

    The DOL rule may lead to sweeping changes in the retirement planning industry, and there will likely be more use of fee-based ...
  32. How to Pay Minimal Taxes on Retirement Assets

    Withdrawing and spending during retirement can be complicated. Here are some tips on how to manage the process in the most ...
  33. Nailing the Conflicts of Interest With 401(k)s

    Conflicts of interest in 401(k) plans can lead to serious losses for individual investors. This is how you can become an ...
  34. IRS Rule on 401(k) After-Tax Dollars

    A relatively new IRS ruling has made it easier for taxpayers to benefit from making after-tax contributions to their 401(k) ...
  35. 3 Unintended Consequences From the New Fiduciary Rules

    Learn about three possible unintended consequences of the newly passed DOL fiduciary rule, including how they may impact ...
  36. Signs You're Ready to Retire

    Learn the five signs that indicate you are OK to retire. Discover what steps are crucial to determining an effective and ...
  37. Helping Clients Avoid Retirement Landmines

    Your clients may hold well thought-out retirement plans, but things happen that can disrupt—or even derail—them. Know when ...
  38. What Is the Best Age to Get an Annuity?

    Optimizing the benefits of an annuity means guaranteeing a stream of income you can't outlive.
  39. Should Retirees Still Have Mortgages?

    Identify the pros and cons of keeping a mortgage into retirement, and understand in which situations it is beneficial not ...
  40. When to Consider an In-Service 401(k) Withdrawal

    In many cases, early withdrawals from 401(k)s to be avoided. But if you are 59 1/2 or older, they may help you devise a better ...
  41. Should Parents Save Towards College or Retirement?

    Many parents are unsure about whether to save more for retirement or education for their kids. These general guidelines that ...
  42. 5 Steps to a Retirement Plan

    These considerations will help you make a realistic and thorough retirement plan.
  43. How to Advise Non-U.S. Citizens on Social Security

    Advising clients who are not U.S. citizens on Social Security is complex. Here is how you can successfully navigate this ...
  44. 6 Signs You Are OK to Retire

    As you approach retirement age, there are a number of factors to consider before deciding on when you want to retire. Here ...
  45. 401(k) Balance: How You Compare to Others Your Age

    How much people have put away for retirement varies, naturally, by old they are. See how your savings stack up.
  46. 2016 Retirement Savings by Age: Where Do You Stand?

    What people in various age groups have saved at present for their retirement years – and where they should be. How does your ...
  47. Top Reasons Not to Roll Over Your 401(k) to an IRA

    Five cases in which keeping your plan in place – or employing another non-IRA strategy – is the better move.
  48. 10 Best Retirement Cities in the U.S.

    Discover 10 destinations across the United States whose mix of affordability, weather and amenities attracts significant ...
  49. 3 Big Financial Mistakes to Avoid in Your 30s

    Want to have continued control of your finances as you get older? Start by making sure to avoid these three financial mistakes ...
  50. Benefit From Senior Discounts

    With social security payment projections almost flat for next year, seniors can turn to discounts to save money.
  51. 3 Ways to Ensure Your Path to Financial Literacy

    People have strong feelings when it comes to money. Here are three ways to arm yourself with financial literacy and break ...
  52. THIFX, THOAX: Top 3 Mutual Funds From Thornburg

    Learn about the Thornburg family of mutual funds and the top three funds that you should consider for retirement diversification ...
  53. 5 Secrets You Didn't Know About Roth IRAs

    Between its generous tax benefits at retirement and no required minimum distributions, a Roth IRA is well worth considering ...
  54. 8 Reasons To Never Borrow From Your 401(k)

    Find out why dipping into your 401(k) can have serious consequences.
  55. Estate Plans Should Include Instruction Manuals

    Death is not something that we wish to dwell on, but estate planning—and figuring out even more basic issues—is something ...
  56. Work & Collect Social Security in Retirement?

    What to consider if working in retirement while collecting Social Security.
  57. Job Hunting: Higher Pay vs. Better Benefits

    Focusing on pay when job hunting may be a mistake. Find out which benefits have the highest long-run payoff.
  58. Are You Ready for the Retirement Challenge?

    In order to truly take advantage of retirement, take these six things into consideration during the retirement planning process.
  59. No Retirement Savings? How to Catch Up

    Starting your retirement savings late, like in your 50s? Here are a few ways to catch up.
  60. Act (Invest) Your Age

    It’s never too late to invest for retirement. Make the right decisions for where you're at.
  61. The Best Way To Build Your Retirement Portfolio

    Retirement means changing your investment goals from growing assets to generating income. Here's how.
  62. Annuities: The Good, Bad and the Ugly

    Annuities suffer from a few perception problems. This primer that covers the good, the bad and the ugly of annuities.
  63. What Does an Ideal Retirement Portfolio Look Like?

    The "ideal" retirement portfolio can differ from one investor to another, but some themes hold true no matter what.
  64. In Your 20s and Have Extra Cash? Here's What to Do

    If you're lucky enough to have saved (or otherwise come across) some spare cash in your 20s, what's the best thing to do ...
  65. EXDAX: Overview of Top Manning & Napier Funds

    Learn about four mutual funds administered and managed by Manning & Napier that can help investors diversify their retirement ...
  66. The Top 4 Credit Suisse Funds for Retirement Diversification in 2016

    Discover the top four Credit Suisse funds for retirement diversification in 2016, complete with a description of each fund ...
  67. 8 Essential Four-Letter Words for Financial Health

    By embracing these four-letter words, you can take the steps necessary to improve your financial health.
  68. 5 Ways To Stretch Your Retirement Budget

    Stretch your retirement budget to live comfortably.
  69. Contributing to a Roth IRA Regardless of Income

    Savers of all income levels can get money into a Roth IRA, though there may be an extra step involved in the process.
  70. How Much Money Do You Need to Retire in Hawaii?

    The Aloha State remains an idyllic place to retire, but at what cost? From rent to cereal to gasoline, we look at the hidden ...
  71. Retire on 70% of Your Income? It Might Be Tough

    Before you're sure that 70% will be enough to support you in retirement, figure out what your life costs now and how it might ...
  72. The 4% Withdrawal Rule: One Size Fits All?

    The 4% rule for retirement withdrawals has been a staple in financial planning for over 20 years, but no rule of thumb or ...
  73. Beating the Gender Pay Gap for Women’s Retirement

    Women have a gender pay gap because they spend less time in the workforce and earn less than men. Here are 5 steps for sufficient ...
  74. Why You Should Have a Roth IRA

    The world of retirement savings plans is filled with options. Here are the reasons why you should consider a Roth IRA when ...
  75. Automating Your 401(k): The Robo-Advisor Blooom

    Blooom is a fairly recent entrant into the robo-advisor space, and it is focused on your 401(k). Here's a look at what it ...
  76. 3 Ways to Get Better Retirement Returns in the Next 20 Years

    With investment returns projected to decline over the next 20 years, savers may need to tweak their plans to ensure better ...
  77. Why Estate Planning Is Easier Than You Think

    When done properly, estate planning ensures that your beneficiaries receive your assets in a way that is controlled by you. ...
  78. Retirees Are About to Hit the Travel Jackpot

    Start planning now for big travel savings, coming soon, if you're retired and can fly whenever you want.
  79. Top 10 Stupid Retirement Tricks

    Drawing inspiration from former late night host David Letterman and his iconic lists, here are 10 things to avoid when crafting ...
  80. Mistakes to Avoid When You Own Life Insurance

    How to avoid some common mistakes that can cause tax and inheritance problems when you own life insurance.
  81. How a 401(k) Works After Retirement

    Find out how your 401(k) works after you retire, including when you are required to begin taking distributions and the tax ...
  82. Retiring in the Philippines? Try These Top Cities

    Four cities in different regions of the Philippines that offer a range of activities and settings, along with good healthcare ...
  83. Here Is Your Retirement Checklist

    Here is a retirement checklist that offers many things to think about, from ten years before retirement to just after yours ...
  84. 10 Signs You Are Not OK to Retire

    Carrying a lot of debt? Haven’t yet figured out a long-term financial plan? These are just two of the reasons you shouldn’t ...
  85. Why Saving 10% Won't Get You Through Retirement

    Retirement experts often tout the 10% rule: To have a good retirement, you must save 10% of your income. The truth is, most ...
  86. When Spouses Die, Who Gets Their Retirement Funds?

    You don't automatically get your spouse's IRA, 401(k) and other accounts when he or she dies. Here's how to plan so the right ...
  87. 5 Easiest Countries to get Citizenship to Retire

    Discover five of the countries that make it easiest for you to obtain citizenship and a second passport through residency, ...
  88. Can I Retire Yet?

    Being able to retire depends on many variables as well as the spending and saving choices you make leading up to and once ...
  89. ABLE Accounts: An Overview

    ABLE accounts provide a new opportunity for clients and advisors to help those with special needs. Here’s what you need to ...
  90. Should You Borrow From Your Retirement Plan?

    It makes sense to dip into your savings in some cases, but you must be aware of the potential consequences.
  91. Why Gold Matters

    Gold is a very useful investment during periods of instability and high inflation.
  92. How To Maximize Your Retirement Income

    Make sure you're maximizing your retirement savings with these strategies for those golden years ahead.
  93. Is $200,000 Enough to Retire in the Philippines?

    How long would $200,000 in savings last if you retired in the Philippines? Longer than in most countries, especially if you ...
  94. Should Retirees Take a Gamble on Leveraged ETFs?

    Leveraged ETFs offer the potential for big rewards, but retirees must weigh the risks before adding them to their portfolio. ...
  95. Two Roads: Debt or Financial Independence?

    A higher income won't make you richer – unless you learn to live on less.
  96. Can Your Pension’s Cost-of-Living Clause Be Frozen?

    Recent events in New Jersey prove that relying on a pension alone to fund your retirement is risky. Make sure you have multiple ...
  97. How Millennials Can Save the World While Saving for Retirement

    If you are a millennial investor — or just think like one — you are likely to have some very different attitudes about investing ...
  98. The Downside of Spending Retirement Savings

    Thinking of borrowing or withdrawing funds from your nest egg to cover a financial emergency? You may want to find other ...
  99. 3 Secrets You Didn't Know About Estate Planning

    Three estate planning secrets every advisor and saver needs to know.
  100. How Are Dividends On IRAs Taxed?

    Reinvesting dividends in an IRA is a great way to grow your retirement funds faster, but be sure you understand the potential ...
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