Retirement Articles

  1. Read This Before You Retire In The Philippines

    The Philippines has a warm climate, a low cost of living and plenty of people who speak English. What to do next if you think ...
  2. 4 Steps to a Happy Retirement

    These basic retirement planning tips are essential for both savers and their financial advisors.
  3. Just Retired? No Better Time for a Second Career

    After working for decades and reaching retirement age, what's next? A second career, of course. Here's why and how.
  4. When Your Client's Retirement is Around the Corner

    With thousands of Baby Boomers reaching retirement age every day, here's a guide as to how financial advisors should approach ...
  5. A New Wake-up Call for Savers

    Recent findings from an index that measures how many people who are at risk of not being able to maintain their current standard ...
  6. Retirement Bliss? Not So fast: When Savings Lag

    Most people aren't saving enough for retirement. Here are some tips savers and financial advisors can use to change that.
  7. Multiple Accounts? Here's How to Calculate RMDs

    Ever wondered about how to calculate required minimum distributions on multiple accounts? Here's a quick primer.
  8. Tips for The Reality of a Working Retirement

    Working during retirement probably doesn’t sound appealing but there are options on how to go about it.
  9. CITs in 401(k)s: What You Need to Know

    What you need to know about collective investment trusts offered in 401(k) plans.
  10. Why Widows Leave Their Advisors

    Many women leave their financial advisors in the wake of their spouse's death. Here's why and what advisors can do about ...
  11. American Express: Headwinds and Tailwinds

    Any investors considering a position in American Express need to know these important facts.
  12. Monthly Pension Or Lump-Sum: Which Is Better?

    When a client is faced with the choice of a monthly pension or a lump-sum payment, which one is better? Here's a quick guide ...
  13. Financial Planning Tips And Resources For Veterans

    Veterans or all kinds have special needs when it comes to financial planning. Here are some tips as well as a comprehensive ...
  14. Is Miami The Right Retirement City For You?

    Miami has all the attractions of big-city life – plus the beaches – but how good a retirement destination is it really? Here ...
  15. Where Your Clients Should Retire (For Tax Reasons)

    Are your clients asking where they should retire? That's a tough call, but here we cover the tax angle.
  16. Should Your Retiring Clients Pay Off A Mortgage?

    Should your retiring clients pay off their mortgages? It's more complicated than 'yes' or 'no,' so here's a quick guide.
  17. Why Retirement Advice Is Better But Still Lacking

    With a multitude of resources available to savers and their advisers, you'd think that retirement planning would be a breeze. ...
  18. The 10 Best Cities in Florida For Retirees

    The Sunshine State offers plenty of options for retirement-aged adults seeking warm weather and a favorable cost of living.
  19. Retirement: How Much Should Clients Be Saving?

    5%? 10%? 15%? Which retirement savings rate is the right one? More is better, but too much isn't ideal. Here's a quick guide ...
  20. How To Get Clients To Save More For Retirement

    Americans aren’t saving enough for retirement. Here are some tips for financial advisors who must convince them to change ...
  21. Immediate Annuities: What To Watch Out For

    Immediate annuities can provide substantially higher monthly payouts than other fixed-income instruments, but also have some ...
  22. Coming Soon: Private Equity In 401(k) Plans

    The day will soon come when private equity is commonly found among 401(k) plan investment options. Here's who's leading the ...
  23. How Financial Advisors Can Help Gun-Shy Investors

    How can financial advisors help investors who are still gun-shy from the losses their equity holdings suffered during the ...
  24. Should Clients Tap Into Savings To Pay Off Debt?

    It's tempting for savers to tap into their retirement savings to pay off debts; a study shows why that could be a disaster.
  25. What Are Your Financial Resolutions For 2015?

    The end of a year evokes the inclination to look back, reflect, and resolve to make positive changes, like getting the finances ...
  26. Who (Besides Retirees) Can Get Medicare?

    People think you need to be 65 before you're eligible for Medicare. But you might be eligible before then. Here's who can ...
  27. Alert! Last Chance To Max Out Your Retirement Plan

    The end of the year marks the last chance for savers to maximize contributions to their 401(k), 403(b) and other retirement ...
  28. What Are Your New Year’s Financial Habits?

    By focusing on habits, you will adopt simple, sustainable behaviors that will put you on the path to achieving bigger and ...
  29. Hot To Build An Investment Portfolio For Retirees?

    Investors managing their money through retirement often have different needs than during their growth and accumulation years.
  30. Is An Online Financial Advisor Right For You?

    Is an online adviser right for you? As with most questions in financial planning, the answer is 'it depends.' Here are a ...
  31. Taking Smaller And More Manageable Resolutions

    Something you can do for your savings and investing resolutions this year is to rely on tools already available at your workplace ...
  32. Social Security: To Delay Or Not To Delay?

    Should you delay taking your Social Security benefits? As with most things in the financial planning world the answer is: ...
  33. Do You Have An Investing Strategy?

    Get Rich Slowly found about the insights on investing from about 2,000 selected individuals by an online survey. Do they ...
  34. How Do Americans Keep Minimizing Their Net Worth?

    It can be great to live in the moment, but the actions and decisions you make now can greatly impact your sense of financial ...
  35. Why You Should Start Investing Early?

    You need to be patient, diligent and perseverant to be successful at investing, but more importantly, you need to start early. ...
  36. The Top Places For Retiring in Italy

    You don't need to be a Gucci to afford to retire in Italy, but saving money means finding a less-traveled spot. Start by ...
  37. Planning Ahead for 2015's Tax Law Changes

    Increased 401(k) limits can help savers put away more money for retirement in 2015—but some new restrictions are coming for ...
  38. Tips For Managing Inflation In Retirement

    Even though inflation currently seems tame, it's still the worst enemy of retirees. Here are some tips to reduce its impact.
  39. How Social Security Will Change In 2015

    The average retiree’s check will rise by 1.7% in 2015, the Social Security Administration says. And the ceiling on taxable ...
  40. Putting Your Retirement Eggs in Several Baskets

    When trying to reduce the volatility of one's investments, it's good to diversify by varying one's portfolio assets or doing ...
  41. 5 Crucial Tips For Your Retirement Income Planning

    Here are strategies to ensure that your assets have staying power, and that your wealth-making years provide enough funds ...
  42. Know The Cost of Living Where You Plan To Retire

    When considering where to live after retiring, it's important to keep in mind the type of taxes that would have to be paid ...
  43. Ways To Cut 401(k) Expenses

    You might need to be vigilant and a bit creative to lower overall 401(k) expenses, but the payoff can be big. Here's a quick ...
  44. Tread Carefully With Retirement Plan Rollovers

    Compelled to rollover your retirement plan? Beware of bad advice, unsuitable options and 'toxic' tactics.
  45. Protect Your Nest Egg From A Bear Market

    The economy has its ups and downs. Investors who take a disciplined approach and diversify their portfolio are better prepared ...
  46. Funds That Should Be On Every Investor’s Radar

    When most investors begin planning for a steady income stream in retirement, they tend to gravitate towards fixed-income ...
  47. Have You Considered A Mid-Life Career Change?

    The notion of retirement needs to be reinvented, because times have changed. The new model of living expectancy has changed ...
  48. Retiring In Europe? Check Out These Countries

    If retiring in Europe has always been your fantasy, you can make it a reality. Four countries that top the good-for-expats ...
  49. Retire? Me? Smart Strategies For Business Owners

    Retiring successfully if you're a small business owner requires both an exit strategy and a good retirement plan. Here's ...
  50. Time To Hire A Senior Move Manager?

    Watch for these signs that you or an elderly family member may need to downsize and move somewhere easier to manange. A senior ...
  51. A New Solution To Help Seniors Relocate

    As Americans age – and families try to cope – the new field of senior move managers helps seniors relocate to safer homes ...
  52. Required Minimum Distributions: A Reminder

    For many retirees with IRAs and other retirement plans, the end of the year means taking a minimum distribution. Here's what ...
  53. Teachers: Get Schooled On Your Retirement Strategies

    If you're a teacher, you have unique circumstances when it comes to planning for a successful retirement. It's important ...
  54. Freelancers Don't Have To Retire Broke

    Many freelancers worry, with good reason, that their retirement prospects are financially insecure. Plan early and you can ...
  55. Are Financial Worries Affecting Your Work?

    Financial worries can make employees less productive at work. As a result, the employee was no longer producing quality work ...
  56. Retiring In Spain: 5 Best Cities For Expats

    Retirees seeking a rich cultural mix, temperate climate, low living costs, good healthcare, beaches and even skiing will ...
  57. The 5 Top Rules Of Thumb For Retirement Savings

    Follow these 5 strategies and set yourself up for a sane and comfortable retirement. Starting early is best, but it's never ...
  58. Great (Affordable) Places For Retiring In France

    If that's always been your dream, there actually are affordable ways to retire in France. Some regions to explore and some ...
  59. The Smart Way To Use Life Insurance For Retirement

    Here's how to incorporate life insurance into a plan to ensure that you and your family have the smoothest possible transition ...
  60. Why Retiree Expats Adore Ecuador

    A delightful climate, World Heritage sites and a low cost of living are just some of the reasons to retire to Ecuador. Here's ...
  61. Work For The Government? Top Retirement Strategies

    Government employees don't receive Social Security and 401(k)s for their government work. Learn about these other tools to ...
  62. Don't Pick The Wrong Type Of Retirement Community

    The names sound similar – continuing care, assisted living – but retirement communities differ widely. How to tell them apart ...
  63. Self-Employed? Top Plans For Retirement Savings

    Here are 5 smart ways the self-employed can save for retirement. Some also work for your employees. But get financial advice ...
  64. The Best Way To Build Your Retirement Portfolio

    If you're near retirement or already there, it's time to change your investment goals from growing assets to using them to ...
  65. Want To Know How To Save For Retirement?

    Understanding how to save for retirement does not have to be complicated. Here’s what you need to know about the tax-advantaged ...
  66. Could Being A Landlord Pay For Your Retirement?

    If you have the money to buy them and the energy to run them – or the funds to pay a good manager – rental properties can ...
  67. Smart Retirement Strategies Even Without A Pension

    Not every retirement plan is a pension. Know the difference and decide which options are best for you. Even without a pension, ...
  68. 8 Essential Tips For Retirement Saving

    Whether you're a saver or a financial advisor who want to give their clients a leg up, these 8 tips are essential for financial ...
  69. 'Donut Hole' Essentials For The Financial Advisor

    The Medicare Part D donut hole can confound the best of us. Here's what financial advisors and their clients should know.
  70. Tips To Beat Inflation For Near-Retireees

    How can investors close to retirement protect the purchasing power of their savings? Here are some tips for near-retirees ...
  71. How did 27,000 investors answer to these questions

    We asked more than 27,000 investors across 20 countries questions related to financial issues, from retirement to savings ...
  72. How Advisors Can Help Address Longevity Risk

    Financial advisors can help clients manage longevity risk with a variety of strategies and products. Here's a look.
  73. Inflation And Your Retirement

    When you're setting financial goals and saving for retirement, don't forget to factor in inflation. Here's how to fight back ...
  74. Savings Needed To Retire Abroad

    How much do you need to have saved for a comfortable retirement in another country? Here are figures for 5 popular expat ...
  75. Define Your Retirement

    Define your retirement and anticipate, how much annual income you may need to support the lifestyle you want.
  76. 12 Questions To Ask Before You Retire—Or Move

    Retirement will feel like the first time we have complete control over what we do and where we live, but making choices could ...
  77. Investing With Purpose: Target Date Funds

    Saving for retirement with a target date fund gives you a straightforward goal: retirement income that will last as long ...
  78. How Advisors Can Protect Inherited IRAs

    A new Supreme Court ruling has some financial advisors rushing to set up trusts to help protect inherited IRAs. Is that necessary?
  79. Keeping More Of Your ETF Capital Gains And Income

    How can you keep more of what you make or made when you retire? Minimize the taxes from short-term trades and taxable interest ...
  80. How To Avoid Retirement Sticker Shock

    Sticker shock, the realization that the cost of an item exceeds your ability to pay, is not the feeling you want to have ...
  81. The Most Common Roth IRA Investments

    What types of investments are most likely to be found in a Roth IRA (and why)?
  82. Medigap Insurance: Who Needs It?

    You already have Medicare. Why would you need to spend more money on Medigap? Here's why.
  83. Asset Protection Trusts: Help For Seniors

    How to use an irrevocable trust to qualify a senior for Medicaid and still preserve a portion of assets to support a spouse ...
  84. The Key Differences Between ETFs And Mutual Funds

    Given the distinctions between the two kinds of funds, which one is better for you? It depends, so read on.
  85. Roth IRAs: Investing And Trading Do’s And Don’ts

    Just what can you invest in in a Roth IRA? And what constitutes a prohibited transaction?
  86. How Does A Reverse Mortgage Work?

    The basics of getting a reverse mortgage, with detailed information on how to qualify and what to watch out for.
  87. Why Retirement Income Now Costs More

    The cost of future lifetime retirement income has outpaced increases in retirement savings balances. That’s left many pre-retirees ...
  88. 5 Key Factors Your Financial Plan May Not Address

    When the size of your IRAs and 401(K)s inputs a bunch of figures, out comes the verdict, and either: You're guilty of not ...
  89. The Right Place To Retire

    Before my husband and I got married, we made sure to be on the same page about values and children, but we didn’t discuss ...
  90. Closing In On Retirement? Read These Tips

    If you're within 10 years of retiring, you and your financial planner should heed these essential tips.
  91. The Top Reasons Behind The U.S. National Debt

    National debt, as with a business, is basically the difference between receipts and expenses--but in the U.S., the latter ...
  92. Self-Directed IRA: The Right Move For You?

    How to benefit from the self-directed IRA's increased investment opportunities – and avoid the scams.
  93. 9 Reasons You May Never Retire

    As we face more years on this planet, the quality of that life becomes more important, and so you will need more gold to ...
  94. Top 10 Money Mistakes New Parents Make

    Although having a child is an exciting and exhilarating experience, it is very easy to lose track of finance or make unwise ...
  95. The 5 Countries With The Best Retirement Plans

    Which 5 Countries offer the best retirement plans to their citizens? They're not all in Europe.
  96. Top Tips For Winning New Clients

    Advisors looking to attract potential clients need to speak in a straightforward manner, be available for questions and leave ...
  97. IRS Raises 401(k) Contribution Limits By $500

    The 2015 IRS contribution limits for 401(k), 403(b), most 457 savings plans and the government's Thrift Savings Plan were ...
  98. ETFs Commonly Found In Retirement Accounts

    Which ETFs are popular in retirement accounts? Here's a look at several and why they might be right for you or your client.
  99. Top Financial Frights: Emergencies & Retirement

    Americans take a certain pleasure in horror at Halloween. Yet there is a realm in which they don't seek horror: their finances. ...
  100. Want to Travel the World in Retirement? Here's How

    Dreaming of a retirement spent traveling the world? Here's how to start turning that dream into reality.
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