Retirement Articles

  1. How IRA Contributions Affect Your Taxes

    Learn how to work with the tax man to avoid getting gouged when you convert your plans.
  2. Tax Treatment Of Ineligible IRA Rollovers

    Eager to save for retirement? Learn how to avoid overpayment penalties.
  3. Tax-Efficient Wealth Transfer

    Taxpayers with large taxable estates were required to take steps to reduce them before 2011.
  4. Tax-Saving Tips For Canadian Taxpayers

    Find out how to get a bigger return.
  5. Immediate Annuities: More Income and Lower Taxes

    These instruments may shed their bad rap to bring you a hefty tax break.
  6. In Retirement, Snowbirds Leave Cold Weather Behind

    Rather than shivering away their golden years, retirees can fly south to winter in sunny locales.
  7. IRA Contributions: Deductions and Tax Credits

    We outline the incentives and help you take full advantage of the benefits.
  8. Advantages And Disadvantages Of ETFs

    You've probably heard that ETFs are better than mutual funds, but you need to consider all aspects before investing.
  9. The Benefits Of Retiring Later

    Not only does retiring later give you more time to build your retirement nest eggs, but it may also keep you healthy.
  10. Tax-Saving Advice For IRA Holders

    Be informed about benefits and deductions that may apply to you and avoid costly mistakes on your return.
  11. How After-Tax Rollovers Affect Your IRA

    Consolidating retirement assets? Make sure you account for pre-tax and after-tax assets separately.
  12. How To Avoid Going Broke After Retirement

    There are many things to consider when planning your retirement, including budgets, taxes and long-term care.
  13. Simple Ways To Save In Retirement

    Balance saving and spending in your golden years with these simple tips.
  14. Weave Your Own Retirement Safety Net

    Build savings to support yourself in case pension plans and Social Security fall through.
  15. Relationships And Retirement Planning

    Older couples have many things to consider when it comes to financial planning, including wills and estate planning.
  16. Saving For Retirement When You're Not Working

    Lack of full-time employment can make saving for retirement more difficult, but there are some vehicles that can help.
  17. Guaranteed Retirement Income In Any Market

    By laddering annuities, you can be sure you'll have income no matter what the market does.
  18. 7 Tools For Rebuilding Retirement Savings

    If your nest egg has taken a hit, these conservative investments could help get you back on track.
  19. How Much 20-Somethings Should Save For Retirement

    Here is an outline of how you should save for retirement when you are in your 20s.
  20. Retire Independently In A Retirement Community

    Naturally occurring retirement communities can provide a place for retirees to live independent, social lives.
  21. Year-End Tips For Your Retirement Plan

    To avoid penalties or missed opportunities, make sure you know which transactions must be completed by December 31.
  22. Retirement Saving Tips For 65-Year-Olds And Over

    Find out how to save smarter after 65.
  23. Saving For Retirement: The Quest For Success

    We'll show you how to set yourself up to retire in style.
  24. Save Safely With The DB(k) Retirement Plan

    Your retirement savings can have the best of the defined-benefit plan and the defined-contribution plan with this hybrid.
  25. Exceptions To The 60-Day Retirement Account Rollover Rule

    A non-qualified distribution might still be tax and/or penalty free under certain conditions.
  26. Retirement Savings Tips For Young People

    Learn how to avoid the bad habits that keep the average young adult from saving.
  27. How To Convert A Non-Deductible IRA Into A Roth IRA

    Here's a step-by-step guide for transferring one retirement plan into another.
  28. Will Your Retirement Income Be Enough?

    Find out how to determine whether you're on the path to a comfortable retirement, or financial ruin.
  29. Preparing To Tap Into Retirement Income

    You need to plan ahead to ensure a long and happy future away from the daily grind.
  30. Delay In Retirement Savings Costs More In The Long Run

    The effects of compounding make it cheaper over the long term to save for retirement.
  31. Retirement Living: Renting Vs. Home Ownership

    Here are three simple questions you should consider when weighing this decision.
  32. Retirement Plan Solutions For 70+ Workers

    If you're working and taking RMDs, your taxable income may start to bulge. Find out how to keep it under control.
  33. Actively-Managed ETFs: Risks And Benefits For Investors

    Find out how these second-generation ETFs are changing the marketplace.
  34. 5 Safety Net Services Available To Americans

    Here's a look at the different services available, the numbers of people they serve and how much money is used to support them.
  35. What Is A Will And Why Do I Need One?

    Putting this document together will save your family time and money, and give you peace of mind.
  36. How To File A Canadian Tax Return

    The process for filing a Canadian tax return is easy and streamlined. Here is the information you need to know before filing.
  37. Protect Your Personal Assets

    A family limited partnership (FLP) can go a long way toward securing your family's property.
  38. Alternatives To Nursing Homes

    There are many other options for elderly care other than nursing homes. Here are some of the options available and the costs associated with them.
  39. IMF Or ETF: Which Is Right For You?

    Here's what the professionals think about these similar, but critically different, investment vehicles.
  40. How To Invest On A Shoestring Budget

    Money is tight when you're young, but don't let that stop you from pursuing future riches.
  41. The Seasons Of An Investor's Life

    From a tentative spring to a comfortable winter, learn how to weather the phases of your investing journey.
  42. 5 Misconceptions About A Fiduciary

    Having knowledge of what a fiduciary is will not only impress your friends at a party, but it will also help you understand what you should expect from your broker.
  43. An Introduction To Roth IRAs

    Be sure to consider the tax benefits and the eligibility requirements of the Roth IRA.
  44. Young Investors: What Are You Waiting For?

    By investing at a younger age, you can harness the power of compounding - not penny-pinching - for profit.
  45. Smartest Things To Do With $10,000 Of Savings

    It's crucial that you put your hard-earned cash to good use. Putting away $10,000 is comforting, but investing that money prudently is even better.
  46. How To Live Off Your Dividends

    One way to enhance your retirement income is to invest in dividend paying stocks and mutual funds.
  47. Two Roads: Debt Or Financial Independence?

    A higher income won't make you richer - unless you learn to live on less.
  48. Money Moves You Should Make Before You Retire

    Getting old is about the only thing you don't need to work at when preparing for retirement. Have you covered these other important steps for ensuring your golden years are comfortable?
  49. Protect Assets, Create Income, Retire Happy

    Find out what you can do to ensure a comfortable transition to your post-work years.
  50. How To Reduce Taxes On ETF Gains

    Boost your returns by learning the tax tricks and loopholes for your exchange-traded funds.
  51. The Income Property: Your Late-In-Life Retirement Plan

    You're nearing retirement age and you don't have the nest egg you need. Here's how an income property can help you make up the shortfall.
  52. 5 Ways You're Paying Too Much To Invest

    You can't control what the markets will do in the future, but you do have some control over how much you pay to invest.
  53. 5 Ways To Take Advantage Of Europe's Situation

    With the euro underperforming, now is a great time to travel, buy a home or go to school in Europe.
  54. Gifting Your Retirement Assets To Charity

    There are several things to consider when it comes to this type of charitable giving. Make sure you're well informed.
  55. 9 Penalty-Free IRA Withdrawals

    If you need to take early distributions, find out which exemptions allow you to avoid expensive consequences.
  56. 10 Estate Planning Tips For Women

    Estate planning is important for women because they often live longer than men and tend to make less money on average.
  57. Retirement Hobbies That Make Money

    Turning your hobby into some extra cash can be a great way to make your retirement more financially comfortable.
  58. ETFs Or Mutual Funds For Your IRA?

    Most actively managed mutual funds fail to beat the market over a long period of time, so it's probably best to go with ETFs for your IRA.
  59. Income Relating: A New Concept In Medicare

    You can retire, but you can never retire from income tax planning.
  60. Ethical Wills Share Final Thoughts With Heirs

    This document allows a testator, the person making the will, to leave a personal legacy.
  61. 5 Retirement-Wrecking Moves

    These common mistakes can sabotage your nest egg and your plans for retiring.
  62. 6 Ways To Lose Your Estate

    Find out why you shouldn't put off putting your affairs in order.
  63. How Women Can Improve Their Financial Standings

    From taking greater risks to saving more, here are some specific ways women can improve their financial situations.
  64. 5 Ways To Double Your Investment

    From risky manoeuvres to slow-and-steady strategies, we look at five methods to double your money.
  65. Hey Self-Employed, Are You Making The Most Of Your Retirement Options?

    Even if you own your own business, it is still very important to save for retirement, and to understand your options for doing so.
  66. Should Having A Private Pension Be Made Mandatory?

    Aging baby boomers will cause a strain on Social Security, but what can the U.S. do to ensure that the whole system doesn't fail?
  67. Maximize Your Social Security Benefits

    The plan's cost of living adjustments can provide protection against inflation.
  68. Some Of America's Most Expensive And Affordable Retirement Homes

    We look at two expensive and three affordable retirement homes to see if you really need to pay a lot of money for a quality retirement experience.
  69. Is Your Defined-Benefit Pension Plan Safe?

    Your plan may not last in a rocky market. Find out whether your savings will be affected.
  70. What Will The Maximum Retirement Age Be?

    Many Americans are deciding to retire later due to harsh economic conditions. Theoretically, how high will the average retirement age rise?
  71. Protecting Your Retirement Assets

    Your golden years are meant to be stress free. Keep them that way by protecting your assets.
  72. Retirement Tips For Single-Income Homes

    Saving for retirement when only one member of a family earns an income can be difficult. Here are some retirement planning tips for single income homes.
  73. 5 Big Companies That Have Cut Out Pension Plans

    Companies are putting the responsibility of saving for retirement on the employee.
  74. Financial Preparation For Deployment

    Are you preparing for deployment? Here are some things to know to get your funds in line before you go.
  75. What If Social Security Disability Runs Out Of Money?

    The social security disability program is nearly bankrupt and could run out of money by 2016.
  76. Not All Retirement Accounts Should Be Tax-Deferred

    It may be better to leave your assets exposed to the tax man when you're saving to retire.
  77. Comparing Health Savings And Flexible Spending Accounts

    When it comes to medical expenses, there are many accounts that provide tax advantages. We look at two commonly seen among employees.
  78. Why You Should Be Wary Of Target-Date Funds

    These funds are hard to understand and might not be a wise choice by themselves. We tell you why.
  79. For IRAs, Time Is Money

    Don't procrastinate. The timing of your contributions can mean thousands more in savings.
  80. ETFs For Your 401(k)?

    Investor ownership of ETFs has grown a lot over the last decade. Discover how they can fit into your retirement plan.
  81. Should You Convert Your IRA?

    Discover the factors you must weigh to make this decision.
  82. What The New Gift Tax Rules Will Mean

    The lifetime maximum for gift taxes is $5.12 million. However, it could drop to $1 million. Here's what that will mean.
  83. Employer Responsibility For Pension Plans

    Here is a look at the role employers play in 401(k) plans.
  84. How To Balance Retirement Savings With Your Child's Tuition Costs

    Here's how you can juggle saving for your child's college education and your retirement.
  85. Healthcare Needs Of Retired Couples

    Here's a rundown of the expected costs to pay for healthcare for senior citizens once they reach retirement.
  86. Clearing Up Misconceptions About The New 401(k) Laws

    The new 401(k) laws require more disclosure, but that won't fully protect participants from losing money in fees.
  87. Budgeting Tips For Different Income Brackets

    While each individual's financial goals and needs are unique, there are some common pieces of advice that apply to each segment of the financial spectrum.
  88. Retirement Planning Tips For Women

    Here's how women can manage saving for retirement.
  89. All Weather Investing With ETFs

    All Weather investment strategies can shield investors during the worst bear markets.
  90. Tips For Getting A Permanent Visa

    Many countries can help you establish a path towards residency. Before you move, read this article first.
  91. How To Include ETFs In A Client's 401(k)

    Learn how ETFs can solve an advisor's litigation and fee disclosure fears.
  92. What Americans Need To Know About Living Abroad

    From Social Security to medical assistance to taxes, here's what you need to know about living overseas.
  93. Be A One-Stop Shop For Your Clients

    Offering comprehensive financial services can bring in business, but coordination is the key to success.
  94. Spread Out Risk With Sector-Based ETFs

    These ETFs take the sector rotation strategy from institutional investors and puts it in your hands.
  95. Key Strategies To Avoid Negative Bond Returns

    It is difficult to make money in bonds in a rising rate environment, but there are ways to avoid losses.
  96. Building An All-ETF Portfolio

    Balance is the key when selecting an all-ETF portfolio that will hedge against market volatility.
  97. Dissecting Leveraged ETF Returns

    These funds are a relatively new product to most investors, but they could be what you need for increased returns.
  98. Scary Statistics About Retirement For Women

    Here are some recent figures that highlight how women are preparing for retirement.
  99. An Introduction To Sector ETFs

    Find out how these specialized ETFs can give your portfolio the punch it needs.
  100. Should Your 401(k) Be In An Annuity?

    Housing your retirement plan inside a variable annuity contract offers some big advantages, but only if you are close to retirement.
Trading Center