Retirement Articles

Getting richer is easier if you take it one step at a time.

Find out why this magic number has lost some of its lustre as a retirement savings target.

Did the credit crisis leave a new landscape for investors? Maybe, but it's not as unfamiliar as you may have imagined.

No politicians want to touch this issue, but many Americans have serious reason for concern.

The new Roth IRA rules present some interesting opportunities - for the right people.

Gold is a very useful investment during periods of instability and high inflation.

You don't have to take anything out of your IRA this year, but maybe you should.

Not everyone needs a professional. Find out how to make the call.

Goldman employees lag; pilots' packages soar.

Learn how different rules of asset handling apply to various retirement plans.

Recharacterizing your Roth back to a Traditional IRA is a great way to capitalize on a major market decline.

Retirement can be pricey but there are ways to boost your savings and minimize your costs.

Being laid off is an unpleasant experience that many Americans are experiencing through this recession. But there is hope.

These cities are, all things considered, some of the best places in the country to settle down.

Many are choosing to work longer in order to rebuild their nest eggs, but despite the extra income, there are drawbacks.

This event serves as a stark reminder to investors about understanding their portfolios.

Find out what you need to know to plan for retirement, and which resources do the best job of showing the way.

Structured financial products are so elaborate that investors are unable to assess costs and risk.

It's never too late to start saving for retirement, but there is a "better" time to get it rolling.

Rebounding from a stint of unemployment can be a frustrating thing to do. These tips should soften the blow.

If you're trying to determine whether you should throw out your life insurance policy along with your business suits, here are a few things you should keep in mind.

Be a couch potato! This passive, but diversified, investing strategy could be for you.

By now, you're probably sick of hearing the b word. Too bad. This is just of those financial lessons that cannot be preached enough.

The market rollercoaster has many retirees calling it quits on stocks. Big mistake.

Before you run out and buy gifts for others, make sure you give yourself a gift by wrapping up all the tax breaks you possibly can.

While you are spending, these careers are making big bucks.

Spending investment interest in retirement can be a viable strategy, but it won't work for everyone.

Risk aversion seems to come to us naturally, preventing us from stepping into unfamiliar territory. But feeling comfortable isn't always the best thing for your portfolio.

Becoming a millionaire is not as hard as you might think - it just takes time.

Learn from others and don't fall prey to these financial pitfalls.

Find out how to reach your long-term goals without becoming a tightwad.

The future may seem far off, but now is the time to plan for it.

Despite the market’s recent volatility, there are some investors who haven’t seen negative returns. Learn their secret.

Stocks have long been trumpeted as necessary to ensure a comfortable retirement. But does that advice still make sense?

If you are looking for a retirement play with a guaranteed structure payout, lifetime income annuities could be the answer.

Don't let "financial porn" steer you away from a sensible, long-term approach to investing.

These retirement income distribution methods are all viable; the one you choose will depend on your personal circumstances.

In the long-term, many people will see the benefits of maxing out a 401(k) contribution. Is it right for you?

Use this vehicle to make sure your payout lasts as long as you do.

Acquaint yourself with the principle built on the discovery that stock markets did not behave in a chaotic manner.

Retirement planning is more than just packing your bags and sailing to paradise. Do your homework and enjoy the golden years.

We look at how to determine the health of your company's pension plan, and what to do if things are looking grim.

If you aren't a U.S. citizen, even if you are a legal resident, you may be missing out on government programs.

Variable annuities can cost more than mutual funds, but that might be worth the protection they can add to your retirement.

Start your own investing adventure with the help of some simple guidelines.

Stable value funds can provide higher yields and lower risk.

Recent mergers by big players show economic optimism.

Have you weighed the consequences of your choices against their apparent benefits? In many cases, the answer is no.

Keep saving when mortgages, marriages and debt demand your attention.

These are not equal. Here's why you need to think twice before relying on the government-sponsored program.

The 401(k) is often a poor substitute for the defined-benefit plans it replaced, but there are steps you can take to make yours better.

If you are coming out of retirement, here are six things you can do to maximize your extra years of work.

Learn about the features and benefits of the plan that is a cross between a SIMPLE IRA and a traditional 401(k) plan.

The bear market of 2008 was a game-changer for many investors. Find out what lessons you can take away from it.

With many people ill prepared for retirement, seniors are moving in with their kids.

Before jumping into a tailor-made asset allocation plan, do the research - it will add years to your financial health.

Find out how to work the system to get the highest total benefits the law allows.

In hard times, companies may stop matching your 401(k) contribution, but there are ways to offset the hit.

Top executives can benefit from this kind of contract, but is it at the expense of the shareholders?

If you prefer a "hands-off" approach to saving for retirement, target-date funds may be for you.

Get the most out of your mutual fund by using this simple but powerful strategy.

Make sure your golden years are golden, not merely a struggle for existence.

Rolling a Roth 401(k) into a Roth IRA is usually the optimal thing to do.

Securing funding for your education isn't always the easiest thing to do, but there are some ways to get assistance.

If your retirement plan hasn't worked out, at least your children can learn from your mistakes.

Half of Americans lose their nest eggs when they switch careers. Learn why you should avoid this trap.

If your business administers a retirement plan, you should recognize what's at stake.

At one time the second largest long distance phone company in the U.S., WorldCom was forced to file for bankruptcy on July 21 after being exposed for accounting fraud.

Variable annuity subaccounts are virtual clones of mutual funds but they have their own CUSIP number and their historical performances are tracked separately.

Just because you receive your gold watch during a recession, doesn't mean you can't retire on time.

Covered calls may require more attention than bonds or mutual funds, but the payoffs can be worth the trouble.

Learn what to watch for before you find yourself drowning in debt or filing for bankruptcy.

Saving for your golden years is an important goal, especially since so many Americans don't save a penny.

Many retirement plans include the offer to purchase company stock. Doing so has its advantages, but there are drawbacks too.

Altering retirement plans is tough, but when the retiree is unprepared, it's very necessary.

This indicator is not as important as some investors might think.

The most successful people have more in common than just money. Find out what you can learn.

Starting a new job is stressful but you don't need to sweat about setting up a benefits package.

Find out how to determine whether this option will help or hurt your financial situation.

Contributing to your retirement plan may no longer be voluntary, but automatic enrollment has a number of benefits.

Left with no alternative but to take money out from your retirement savings? Here are some guidelines.

Find out how this tough economic period can be a learning experience for all.

Leaving liquid assets like cash or securities to minors can be a complicated procedure. Make sure you understand how your gift will be distributed, managed and taxed.

The months leading up to your retirement can be the most crucial in terms of planning. Review your insurance, make a budget and plan your estate so the transition to retirement is as easy as possible.

Job loss can be devastating. Learn how to anticipate it and quickly get back on your feet.

Firing employees isn't easy, but it is simple: be honest, be compassionate and be quick

These common mistakes can put your savings at risk. Find out how to avoid them.

Don't let these simple errors take the luster off your golden years.

Joblessness is temporary, but neglecting your retirement savings has permanent consequences.

If a dip in the economy has you worried about retirement, you still have options.

These funds contain the best of all worlds, providing opportunities for market growth with a no-loss guarantee.

CDOs were to be Wall Street's boon - instead they went bust. Find out what went wrong.

Focusing on salary may be a mistake. Find out which benefits have the highest long-run payoff.

401(k)s, pensions and profit-sharing plans can be a source of cash, but there are consequences to this option.

Retire in a place that fits your plans for post-work living.

Be leery of "free" financial education sessions - the providers may not be working in your best interest.

Find out how to protect your assets so you can live out your dreams in style.