Investopedia

Continue to Site »

More Articles »

Retirement Articles

  1. Segregated Funds: Investment Protection For Canadian Citizens

    These funds contain the best of all worlds, providing opportunities for market growth with a no-loss guarantee.

  2. Collateralized Debt Obligations: From Boon To Burden

    CDOs were to be Wall Street's boon - instead they went bust. Find out what went wrong.

  3. Job Hunting: Higher Pay Vs. Better Benefits

    Focusing on salary may be a mistake. Find out which benefits have the highest long-run payoff.

  4. Tough Times: Should You Dip Into Your Qualified Plan?

    401(k)s, pensions and profit-sharing plans can be a source of cash, but there are consequences to this option.

  5. Choosing The Right Retirement Destination

    Retire in a place that fits your plans for post-work living.

  6. 401(k) Predators: Don't Become Prey

    Be leery of "free" financial education sessions - the providers may not be working in your best interest.

  7. The Quest To Build A Unified Managed Account

    Find out why the convenient, customizable UMA should be the next big thing in managed money.

  8. 8 Reasons To Never Borrow From Your 401(k)

    Find out why dipping into your future savings can have serious consequences.

  9. Non-Cash Contribution Rules Could Cut Returns

    Higher standards for certain contributions could mean smaller deductions for you.

  10. Are You Buying Annuities Or Mutual Funds?

    Investing a client's money in variable annuties is becoming a target for criticism.

  11. Rejuvenate Your Life And Career With A Sabbatical

    Sometimes a one-week vaction isn't enough. Learn the pros and cons of an extended break.

  12. The 5% Solution To Financial Freedom

    How can you save the recommended 10% of your income? We'll show you how to get there.

  13. Designating A Trust As Retirement Beneficiary

    Designating a trust as your IRA beneficiary can be beneficial, but it requires proper planning to avoid problems.

  14. Pursuing Alpha In A Well-Diversified IRA

    This strategy is not as complex as some investment gurus would like you to believe.

  15. Enjoy Life Now And Still Save For Later

    Find out how to balance living well today and retiring well tomorrow.

  16. 3 Life Events That Can Ruin Retirement Plans

    Death, divorce and loss of income can leave retirees reeling. Learn how to prepare.

  17. Raising Grandchildren A Financial Feat

    Becoming a full-time caregiver again presents many challenges - including making ends meet.

  18. 5 Things To Consider Before Late-In-Life Marriage

    Waiting to marry has become the norm, but do you know what to consider before saying "I do"?

  19. The Pension Bill: A Wolf In Sheep's Clothing

    Find out why the 2006 act may not be all it's cracked up to be.

  20. A Multipurpose Future Planning Tool

    Overfunded variable universal life insurance policies can be an all-in-one financial solution.

  21. No Need To Rush End-Of-Career Retirement Planning

    Your retirement is fast approaching, but your retirement plan needn't change as quickly.

  22. The Impact Of Recession On Businesses

    Find out how this economic cycle affects both small and big business.

  23. A Look At IRA Separate Accounting Rules

    If you are a younger multiple beneficiary, make sure you understand the RMD regulations.

  24. 6 Ways To Maximize The Value Of Your 401(k)

    From matching employer contributions to proper asset allocation, we'll tell you how to get the most out of your plan.

  25. Pension Protection Act Of 2006 Becomes Law

    Learn how the passed bill can help you save more for retirement.

  26. Pay For A College Education With Retirement Funds

    These savings vehicles may be better than college saving funds for some families.

  27. Fatal Seduction Of The Municipal Bond Insurers

    Learn how a foray into CDOs and other exotic products ruined an industry's image.

  28. 401(k) Debit Cards: Taking A Swipe At Your Retirement Savings

    This is just another more convenient way to borrow from your plan. But at what cost?

  29. Retirement Funds To Fund Startups

    Retired entrepreneurs who have "played it safe" and retirees who want to stretch their dollars are looking to invest here.

  30. Roth Vs. Traditional IRA: Which Is Right For You?

    To answer this question, you need to consider several of the factors we outline here.

  31. IRA Assets And Alternative Investments

    Interested in non-traditional investing? Make sure you follow the rules to avoid prohibited transactions.

  32. Be Your Own Boss By Freelancing

    Learn the pros and cons before you bid adieu to sales meetings and power suits forever.

  33. Does It Still Pay To Invest In Gold?

    This asset's appeal dates back thousands of years. Find out whether it can live up to the hype.

  34. Asset Distributions A Key Consideration For Retirees

    How you distribute qualified retirement plan money can affect your taxes and Social Security benefits.

  35. Wealth-Building IRA Rollovers

    Rollovers allow your tax-deferred retirement assets to grow, even when the world around you is changing.

  36. Substantially Equal Periodic Payment (SEPP): Learn The Rules

    Taxpayers often make costly mistakes with SEPP programs because there is little guidance on what can be done in certain situations.

  37. Alternative Investments In Your IRA

    If you stray off the beaten path when investing your IRA assets, you'll find new potential pitfalls and rewards.

  38. Can You Retire In Five Years?

    The countdown is on. Find out whether you'll be ready to leave the working world.

  39. A Closer Look At The Roth 401(k)

    Learn about the benefits and drawbacks of this new investment account and see if it's right for you.

  40. Discover Master Limited Partnerships

    These unique investments provide significant tax advantages.

  41. Benchmark To Show Winning Returns

    You can't win if you don't keep score. Read on to learn how to measure your returns.

  42. 11 Things You May Not Know About Your IRA

    These little-known features will help you get the most out of your retirement savings.

  43. House Your Retirement With Self-Directed Real Estate IRAs

    Investors are now able to invest directly in real property, mortgages and other assets.

  44. Healthy Survival Guide For Sandwiched Boomers

    Caring for children and parents is squeezing baby boomers' finances. Find out how to cope.

  45. 401(k) Plans For The Small Business Owner

    If you own a business, this may be the plan for you! Find out about its benefits and eligibility requirements.

  46. 10 Steps To Retire A Millionaire

    Making this dream come true takes work, but it's well worth the effort.

  47. 3 Retirement Plan Moves To Make Before Year-End

    If you don't know what must be done before December 31 you may miss opportunities - or even pay penalties.

  48. Can IRA Transactions Trigger The Wash-Sale Rule?

    In 2008, the IRS said: Yes, they can. Find out what this means and how to avoid penalties.

  49. Squeeze A Greenback Out Of Your Latte

    Stick to your budget every day with these 15 simple tips.

  50. 3 Deadlines For Retirement Plan Beneficiaries

    To take full advantage of new RMD regulations, beneficiaries need to take action before important deadlines.

  51. Business Owners: A Guide To Qualified Retirement Plan Loans

    Thinking of adding a loan feature to your company's plan? Here's what you need to know.

  52. Capital Gains Tax Cuts For Middle Income Investors

    Find out how TIPRA plans to slash taxes for those in the 10-15% tax bracket.

  53. Roth Feature Boosts Benefits For 401(k) And 403(b) Plans

    Roth accounts tend to beat Traditional plans over the long term by providing tax savings.

  54. It's December - Do You Know Where Your IRA Statements Are?

    Don't discard these important documents with your junk mail - they may affect your taxes.

  55. Avoiding Mistakes In Required Minimum Distributions (RMD)

    If you don't calculate your required minimum distributions accurately, you might have to pay an excise tax.

  56. Need Retirement Income? Sell Your House!

    Discover 10 tips for making a quick sale and a healthy profit.

  57. Retiring Early: How Long Should You Wait?

    Maximize your Social Security benefits by choosing when you retire.

  58. Top 4 Reasons To Save For Retirement Now

    No more excuses. Make sure you are financially secure and independent for your golden years.

  59. The Gatekeepers: Consultants Hold The Key

    Institutional investment consultants help match up asset managers with large institutions.

  60. The 4-1-1 On 401(k)s

    This plan has become one of the most popular retirement options. Find out why.

  61. 3 Steps To Take If You Miss Your RMD Deadline

    If you fail to take the required minimum distribution from your retirement account, you need to take proper steps.

  62. 4 IRA Changes That Encourage Savings

    Find out what's new in the world of IRAs and how you can get more bang for your buck.

  63. How To Evaluate Pension Risk By Analyzing Annual Costs

    Learn how to assess whether a company's pension plan is posing more risks than what the footnotes indicate.

  64. Burdening Your Retirement With A Mortgage

    Carrying this debt can have benefits if done correctly, but is it worth the risk?

  65. Benefits for Members of the Armed Forces

    If your plans have been affected by your time in the combat zone, fear not!

  66. Basic Investment Objectives

    You might know about different asset types, but do you know how each type contributes to a particular goal?

  67. Distribution Rules For Inherited Retirement Plan Assets

    If you've recently inherited a retirement plan, you must get to know the rules for distributing the funds.

  68. Deducting Losses On Your IRA Investments

    In regular accounts in which taxes are not deferred, losses on investments can be included on your tax return. Find out how.

  69. Invest In Your Education With An RESP

    All Canadians should know the benefits of these flexible education savings plans.

  70. Lump Sum Versus Regular Pension Payments

    If you're about to retire, you may be facing this dilemma soon. Find out what your options are.

  71. The Top 3 Retiree Worries (And What To Do About Them)

    Discover the most common problems retirees face, and what they can do to solve them.

  72. Bear-Proof Your Retirement Portfolio

    Find out how to protect your assets so you can live out your dreams in style.

  73. Personal Pensions: Repackaging The Annuity

    Discover an investment that can provide a stable income once you've left the work force.

  74. A Guide To Core/Satellite Investing

    Find out how this approach reduces risk and costs so you can maximize your portfolio return.

  75. Run Your Personal Finances Like A Business

    The principles that contribute to success in business can also help you achieve your financial goals.

  76. Preparing For Retirement Plan RMD Season

    Paying taxes is inevitable - that's why you need to learn about the rules for required minimum distributions.

  77. Unexpected 1099-R Form: What To Do

    Did your IRA custodian report distributions you thought were non-reportable? Find out what went wrong.

  78. The Demise Of The Defined-Benefit Plan

    Experts are making bleak predictions for your post-work years. Be prepared and plan for your future.

  79. Failing Health Could Drain Your Retirement Savings

    You may not be able to prevent illness, but it doesn't have to infect your savings.

  80. 5 Retirement Questions Everyone Must Answer

    Find out what information you need to guide your planning and achieve your goals.

  81. Changes In Tax Legislation And Regulation

    Keeping on top of these amendments can help you avoid penalties and take advantage of benefits.

  82. Health-y Savings Accounts

    HSAs can provide a new way to save for retirement and medical expenses.

  83. Must-Know Rules For Converting A 401(k) To A Roth

    In 2008, the IRS spelled out the details for converting employer-plan funds directly to Roth IRAs.

  84. Sometimes It Pays To Borrow From Your 401(k)

    401(k) loans have been demonized, but they're often the most beneficial source of cash.

  85. Bear Spray For Your 401(k)

    You can defend your retirement savings from the ravages of a bear market. We'll show you how.

  86. Recharacterizing Your IRA Contribution Or Roth Conversion

    Learn why you might make such a transaction and find out how to calculate how it will affect you.

  87. IRA Contributions: Eligibility And Deadlines

    Use this checklist for contribution requirements to make your payments on time.

  88. Build A Wall Around Your Assets

    Learn how to protect your money from lawsuits, creditors and other judgment proceedings.

  89. Downshift To Simplify Your Life

    Learn how to ditch the rat race with voluntary simple living.

  90. Making Spousal IRA Contributions

    Eligibility requirements, contribution limits and tax deductions all change with one little ring.

  91. Using Coincident And Lagging Indicators

    Investors can learn a lot, or very little, from these indicators once they know how to use them.

  92. Did Your Roth IRA Conversion Pass or Fail?

    If you are moving assets from a Traditional IRA to a Roth IRA, you need to know the associated tax rules.

  93. Maxing Out Your RRSP (Canadian)

    Increasing your savings will provide tax benefits - and peace of mind.

  94. An Overview Of The Pension Benefit Guaranty Corporation (PBGC)

    Find out how this "retirement lifeguard" can save drowning plans, and why it's unlikely to be a long-term solution to the pension problem.

  95. Money Can't Buy Retirement Bliss

    Emotional snags can ruin your future happiness. Learn how you can avoid them.

  96. High-Risk Retirement Portfolio Not Always Taboo

    Find out how much risk your portfolio can take and whether your money will last.

  97. Bankruptcy Protection For Your Accounts

    Will the plan assets you've worked hard for be safe if you experience a personal financial crisis?

  98. Getting To Know The Stock Exchanges

    Here are the answers to all the questions you have about stock exchanges but are too afraid to ask!

  99. Cut Your Tax Bill

    Paying your bills early or giving an extra donation now can help you come tax time.

  100. Pension Plans: Pain Or Pleasure?

    Employees have a love/hate relationship with this retirement option.
Marketplace
Trading Center
Array ( )