Retirement Articles

  1. Earn Tax-Free Income

    Tax rates are going up, so it pays to find sources of income that the tax collector can't touch. Here are 20 of them.
  2. You CAN Retire Now

    Even if your portfolio has taken a hit, these tips can get you back on track.
  3. Stretch Your Savings By Working Into Your 70s

    Staying employed a little longer may allow for a more comfortable retirement.
  4. Is Your 401(k) Administrator Competent?

    The more that employees know about their employee 401(k) plans, the better. But what doesn't your administrator know?
  5. 11 Tax Deductions You Can't Actually Write Off

    These are some of the most common tax write-offs that you can't really claim.
  6. New Tax Breaks That'll Help You In 2010

    With all of the new tax changes this year, the IRS won't be able to take quite as much from you.
  7. The Spend-Every-Penny Retirement Plan

    If your goal is to enjoy every cent you've worked so hard to save, here are some tips on how to spend it all without running out.
  8. Turn Small Savings Into A Big Nest Egg

    Small changes to spending and saving habits can reap major rewards - with limited sacrifice.
  9. Public Pensions, Managers Falsify Investment Returns

    Fraud gives inflated view of many assets performances.
  10. Live A Rich Retirement Or Leave A Legacy?

    Should you dine on caviar or put Tom Jr. through college? Here are some guidelines for making this tough decision.
  11. The Dog Ate My IRA Rollover

    If you miss the 60-day rollover deadline, will the IRS be sympathetic?
  12. International Aid To Haiti: The Large And Small

    We look at the aid that's been promised to Haiti and see which nations are most generous on a per-capita basis.
  13. 2010: The Year To Convert Your IRA

    Thanks to fewer restrictions, it's now easier than ever to convert your traditional IRA into a Roth IRA.
  14. The Best Way To Borrow

    There are many avenues from which to drum up funding. Find out the pros and cons of each.
  15. The Best 401(k) Moves Right Now

    Whether you've been out or in the market lately, the health of your 401(k) is vital.
  16. Why Now Is The Time For A Roth IRA

    Legislative changes in recent years make Roth IRAs worth a second look.
  17. Will A Systematic Withdrawal Plan Work For You?

    Check out the particulars of an SWP to see if it's the right choice for your retirement.
  18. $1 Million: Does It Still Mean You're Rich?

    Being a millionaire used to mean you were on top of the world, but now it means you're still climbing the ladder.
  19. Is Your 401(k) Being Mismanaged?

    401(k) plans managed by the wrong people can be hazardous to your future!
  20. Retire In 2010: What You Need To Know

    Retirement might sound like a great idea, but are you really ready to quit your day job this year?
  21. Retire From Work, But Not Personal Financial Planning

    Here are some personal finance tips for those who want to live well after work ends.
  22. Investors Misfire With Target-Date Funds

    Using all-in-one funds as one of many can lead to a skewed asset allocation.
  23. 3 Simple Steps To Building Wealth

    Getting richer is easier if you take it one step at a time.
  24. Retiring: Is $1 Million Enough?

    Find out why this magic number has lost some of its lustre as a retirement savings target.
  25. 5 "New" Rules For Safe Investing

    Did the credit crisis leave a new landscape for investors? Maybe, but it's not as unfamiliar as you may have imagined.
  26. Is Social Security Set To Fail?

    No politicians want to touch this issue, but many Americans have serious reason for concern.
  27. New Tax Breaks You Need To Know

    The new Roth IRA rules present some interesting opportunities - for the right people.
  28. Why Gold Matters

    Gold is a very useful investment during periods of instability and high inflation.
  29. Last-Minute Roth Opportunity

    You don't have to take anything out of your IRA this year, but maybe you should.
  30. Retirement Readiness Varies By Industry: Study

    Goldman employees lag; pilots' packages soar.
  31. The Roth Conversion Mulligan

    Recharacterizing your Roth back to a Traditional IRA is a great way to capitalize on a major market decline.
  32. Overcoming 5 Major Retirement Risks

    Retirement can be pricey but there are ways to boost your savings and minimize your costs.
  33. 4 Steps To Surviving A Job Loss

    Being laid off is an unpleasant experience that many Americans are experiencing through this recession. But there is hope.
  34. Three Documents You Shouldn't Do Without

    Estate planning is not just about the division of assets after you die. Read on to save your loved ones extra grief.
  35. 7 Family-Friendly U.S. Cities

    These cities are, all things considered, some of the best places in the country to settle down.
  36. Working Longer: Will It Hurt Your Retirement?

    Many are choosing to work longer in order to rebuild their nest eggs, but despite the extra income, there are drawbacks.
  37. Money Market Mayhem: The Reserve Fund Meltdown

    This event serves as a stark reminder to investors about understanding their portfolios.
  38. These Financial Products Are Too Complex For The Average Joe

    Structured financial products are so elaborate that investors are unable to assess costs and risk.
  39. 5 Resources To Learn To Retire Rich

    Find out what you need to know to plan for retirement, and which resources do the best job of showing the way.
  40. Retirement Saving Through The Ages

    It's never too late to start saving for retirement, but there is a "better" time to get it rolling.
  41. How Unemployment Affects You (Even If You're Working)

    Rebounding from a stint of unemployment can be a frustrating thing to do. These tips should soften the blow.
  42. You're Retired. Should You Ditch Your Life Insurance Policy?

    If you're trying to determine whether you should throw out your life insurance policy along with your business suits, here are a few things you should keep in mind.
  43. An Estate Planning Must: Update Your Beneficiaries

    Life changes make it time to rewrite your plan's designations.
  44. Why It Pays To Be A Lazy Investor

    Be a couch potato! This passive, but diversified, investing strategy could be for you.
  45. 6 Reasons Why You NEED A Budget

    By now, you're probably sick of hearing the b word. Too bad. This is just of those financial lessons that cannot be preached enough.
  46. A Sanity-Saving Retirement Stock Portfolio

    The market rollercoaster has many retirees calling it quits on stocks. Big mistake.
  47. 2009 Tax Credits: A Holiday Gift To Yourself

    Before you run out and buy gifts for others, make sure you give yourself a gift by wrapping up all the tax breaks you possibly can.
  48. 5 Careers That Thrive On The Holiday Season

    While you are spending, these careers are making big bucks.
  49. Retiring On Investment Interest: Can It Be Done?

    Spending investment interest in retirement can be a viable strategy, but it won't work for everyone.
  50. Is Biased Investing Holding You Back?

    Risk aversion seems to come to us naturally, preventing us from stepping into unfamiliar territory. But feeling comfortable isn't always the best thing for your portfolio.
  51. 6 Simple Steps To $1 Million

    Becoming a millionaire is not as hard as you might think - it just takes time.
  52. Financial Mistakes That Could Haunt You Forever

    Learn from others and don't fall prey to these financial pitfalls.
  53. 5 Retirement Planning Rules For Recent Graduates

    The future may seem far off, but now is the time to plan for it.
  54. 10 Simple Steps To Financial Security Before 30

    Find out how to reach your long-term goals without becoming a tightwad.
  55. The Secret To Consistent Returns In Any Market

    Despite the market’s recent volatility, there are some investors who haven’t seen negative returns. Learn their secret.
  56. Stocks: Who Needs Them?! (You, If You Want To Retire)

    Stocks have long been trumpeted as necessary to ensure a comfortable retirement. But does that advice still make sense?
  57. Lifetime Income Annuities: The Instant Pension Plan

    If you are looking for a retirement play with a guaranteed structure payout, lifetime income annuities could be the answer.
  58. Are You A Disciplined Investor?

    Don't let "financial porn" steer you away from a sensible, long-term approach to investing.
  59. 3 Ways To Make Your Retirement Funds Last

    These retirement income distribution methods are all viable; the one you choose will depend on your personal circumstances.
  60. Maxing Out Your 401(k): Does It Pay?

    In the long-term, many people will see the benefits of maxing out a 401(k) contribution. Is it right for you?
  61. 4 Retirement Reality Checks

    If you hope to enjoy a comfortable retirement, it's time to get real. Here are four cold, hard truths every soon-to-be retiree must face.
  62. Live Longer, Retire Younger: Can You Do It?

    Use this vehicle to make sure your payout lasts as long as you do.
  63. Elliott Wave Theory

    Acquaint yourself with the principle built on the discovery that stock markets did not behave in a chaotic manner.
  64. Pinpointing The Perfect Retirement Destination

    Retirement planning is more than just packing your bags and sailing to paradise. Do your homework and enjoy the golden years.
  65. Can You Count On Your Pension?

    We look at how to determine the health of your company's pension plan, and what to do if things are looking grim.
  66. Social Security - Are You Covered?

    If you aren't a U.S. citizen, even if you are a legal resident, you may be missing out on government programs.
  67. Variable Annuities: The Do-It-Yourself Pension Plan

    Variable annuities can cost more than mutual funds, but that might be worth the protection they can add to your retirement.
  68. Stable Value Funds: Risk Less And Earn More

    Stable value funds can provide higher yields and lower risk.
  69. Mergers: The Sign Of Economic Recovery?

    Recent mergers by big players show economic optimism.
  70. 6 Financial Moves That Sound Good - But Aren't

    Have you weighed the consequences of your choices against their apparent benefits? In many cases, the answer is no.
  71. Retirement Savings Tips For 25- To 34-Year-Olds

    Keep saving when mortgages, marriages and debt demand your attention.
  72. Medicaid Vs. Long-Term Care Insurance

    These are not equal. Here's why you need to think twice before relying on the government-sponsored program.
  73. 401(k): An Accidental Solution To The Retirement Problem

    The 401(k) is often a poor substitute for the defined-benefit plans it replaced, but there are steps you can take to make yours better.
  74. 6 Ways To Make The Best Of Un-Retirement

    If you are coming out of retirement, here are six things you can do to maximize your extra years of work.
  75. Introduction To SIMPLE 401(k) Plans

    Learn about the features and benefits of the plan that is a cross between a SIMPLE IRA and a traditional 401(k) plan.
  76. Retirement Trends: Boomerang Parents

    With many people ill prepared for retirement, seniors are moving in with their kids.
  77. 5 Lessons From The Recession

    The bear market of 2008 was a game-changer for many investors. Find out what lessons you can take away from it.
  78. Target Strategies Often Miss The Mark

    Before jumping into a tailor-made asset allocation plan, do the research - it will add years to your financial health.
  79. 4 Unusual Ways To Boost Social Security Benefits

    Find out how to work the system to get the highest total benefits the law allows.
  80. When Your Employer Cuts Your 401(k) Match

    In hard times, companies may stop matching your 401(k) contribution, but there are ways to offset the hit.
  81. Variable Prepaid Forward Contract: Scam Or Safety Net?

    Top executives can benefit from this kind of contract, but is it at the expense of the shareholders?
  82. Refusing An Inheritance

    Contrary to popular belief, inheriting assets isn't always a good thing. Find out what to do if you want to disclaim them.
  83. Using Age-Based Funds In Your 401(k)

    If you prefer a "hands-off" approach to saving for retirement, target-date funds may be for you.
  84. Dollar-Cost Averaging Pays

    Get the most out of your mutual fund by using this simple but powerful strategy.
  85. What's The Minimum I Need To Retire?

    Make sure your golden years are golden, not merely a struggle for existence.
  86. Know The Rules For Roth 401(k) Rollovers

    Rolling a Roth 401(k) into a Roth IRA is usually the optimal thing to do.
  87. Attend Grad School For Free

    Securing funding for your education isn't always the easiest thing to do, but there are some ways to get assistance.
  88. A Look At The Generation-Skipping Transfer Tax

    For those who encounter this tax, it can be costly. Find out how to navigate this complicated tax arrangement.
  89. Retirement Lessons To Teach Your Children

    If your retirement plan hasn't worked out, at least your children can learn from your mistakes.
  90. Transfer Retirement Savings When You Change Jobs

    Half of Americans lose their nest eggs when they switch careers. Learn why you should avoid this trap.
  91. On This Day In Finance: July 21 - WorldCom Files For Bankruptcy

    At one time the second largest long distance phone company in the U.S., WorldCom was forced to file for bankruptcy on July 21 after being exposed for accounting fraud.
  92. Business Owners: Avoid Enron-esque Retirement Plans

    If your business administers a retirement plan, you should recognize what's at stake.
  93. Subaccounts: As Good Their Clone Funds?

    Variable annuity subaccounts are virtual clones of mutual funds but they have their own CUSIP number and their historical performances are tracked separately.
  94. You CAN Retire In A Recession

    Just because you receive your gold watch during a recession, doesn't mean you can't retire on time.
  95. Write Covered Calls To Increase Your IRA Income

    Covered calls may require more attention than bonds or mutual funds, but the payoffs can be worth the trouble.
  96. 4 Wealth-Building Secrets

    Protect what you have while shifting risk is the motto of the rich. Find out how a life insurance policy can help you do the same.
  97. 5 Signs That You're Living Beyond Your Means

    Learn what to watch for before you find yourself drowning in debt or filing for bankruptcy.
  98. Funding Your Retirement Is No Joke

    Saving for your golden years is an important goal, especially since so many Americans don't save a penny.
  99. 3 Things To Get In Order Before You Die

    In the aftermath of the Jackson death, it has become evident that you need to make your wishes known.
  100. Helping Your Clients Face The Financial Reality Of Retirement

    Altering retirement plans is tough, but when the retiree is unprepared, it's very necessary.
Trading Center