Retirement Articles

  1. Will You Have To Delay Your Retirement?

    With increasing healthcare costs, a longer life and a depleting Social Security fund, will you have to work until you physically ...
  2. Quiz: How Do Your Finances Measure Up?

    We look at average American debt, credit scores and much more so you can find out how you stack up.
  3. What Does Medicare Cover?

    Don't assume you're insured. Find out what you can expect from this healthcare program.
  4. Top 7 Signs Your Pension Fund Is In Trouble

    How to tell if your company’s pension is being depleted - will there be anything left for you?
  5. Avoiding "Prohibited Transactions" In Your IRA

    To avoid jeopardizing your IRA assets, find out what transactions are prohibited.
  6. September 30: A Key Date For Retirement Plan Beneficiaries

    Unless certain action is taken by this date, distribution rules can put the youngest inheritor at a disadvantage.
  7. How To Avoid Taxation On Life Insurance Proceeds

    Decrease the value of your taxable estate and prevent the tax man from getting you one last time.
  8. Why Retirees Can't Count On Muni Bonds

    Interest may not be tax-exempt for seniors with Medicare or Social Security benefits.
  9. Debt, Savings, Retirement: Where Should Your Money Go?

    Come up with a money management plan that will help you allocate your funds effectively.
  10. Early Out: A Realistic Plan To Retire Younger

    If you want to retire ahead of schedule, it'll take some extra planning.
  11. Keep Working Or Stay At Home With The Kids?

    Choosing to stay at home with the kids is a choice that has both positive and negative financial consequences.
  12. 10 Things You Must Know Before You Retire

    Don't put off your retirement planning - these 10 steps can make your later years much more manageable.
  13. 6 Ways To Come Up With A Down Payment On A Home

    The requirements for making a down payment on a home have changed, but don't worry - there are still plenty of ways to build ...
  14. 5 Ways To Trick Yourself Into Saving Money

    America is saving 6.4 percent of its money -not bad, but we would all like to do better. Here are five simple ways to trick ...
  15. Top 6 Ways To Ruin Your Retirement

    Make sure you aren't doing anything on this list, or your golden years could be in jeapardy.
  16. Lazy Portfolio Strategies For Your RRSP

    Check out this cheap and easy way to secure good returns for the long term.
  17. Taking The Surprise Out Of Long-Term Care

    Don't be caught unprepared - find out what to look for in LTC insurance policies.
  18. Can You Afford To Retire Early?

    Early retirement is the hope of many people currently in the workplace. So, how do we get there - and what are the downsides? ...
  19. The Evolution Of Retirement

    Retirement has transformed over the years as worker's life spans increase and their expectations change.
  20. Top 10 Investments For Baby Boomers

    Find out which investments are most likely to help you achieve your post-work income goals.
  21. What To Do When You Don't Have Enough To Retire

    Lifestyle changes and a bit more work can make all the difference.
  22. Why You Should Draft A Will

    Don't trust the courts to follow your wishes - plan the distribution of your own assets.
  23. Top Pro Athlete Pension Plans

    Not all pension plans in professional sports are created equal.
  24. Converting An IRA Annuity To A Roth: Know The Rules

    We look at the past and current legislation that governs IRA annuity conversions.
  25. Raising The Retirement Age: 5 Countries Testing The Waters

    Many countries are raising the retirement ages for their citizens. Find out what this means to you.
  26. Beach-onomics: Live By The Water

    Just like other markets, coastal prices fluctuate, and timing is everything. We'll take a look at some of the economics of ...
  27. Retirement Jobs You Can Do From The Beach

    If you're ready to hit the beach but you're not financially ready to retire, there is hope.
  28. Will Your Job Let You Retire A Millionaire?

    These jobs will get you to the million mark by retirement if you save 10% of your salary each year.
  29. The Millionaire's Retirement Plan

    It's not impossible to retire with $1 million, but it does take timing, luck and commitment.
  30. 9 Factors That Affect When You Retire

    Are you headed to an early retirement, or will you be working into your golden years?
  31. Want To Leave Money To Your Family? Stretch Your IRA

    Find out how your beneficiaries can enjoy tax-deferred growth for as long as possible.
  32. The Workaholic's Retirement Plan

    If you're still punching the clock after 30 years, what kind of retirement plan should you have?
  33. Encouraging Good Habits With An Incentive Trust

    Money can be a powerful motivator - why not use it to teach your heirs positive lessons?
  34. Avoiding IRS Penalties On Your IRA Assets

    The best way to avoid additional charges and taxes is to know which transactions have expensive consequences.
  35. Wall Street History: Social Security, Martha Stewart And Men In Dresses

    This week in financial history saw the birth of social security, a bizarre rogue trader and more.
  36. Filling In The Medicare Gaps

    Basic Medicare is not a perfect fit for everyone - sometimes, extra policies are required to suit a person's needs.
  37. Strategies For Withdrawing Retirement Income

    You've accumulated the wealth you need to retire, but how will you distribute it? We'll lay out some options.
  38. Establishing A Revocable Living Trust

    This arrangement allows you to have more control over your estate - both before and after your death.
  39. Reverse Mortgage Pitfalls

    Before tapping your home equity, find out what can go wrong.
  40. Outliving Your Retirement Savings

    Find out how this worst-case scenario can happen, and what you can do if it happens to you.
  41. How To Parent Your Aging Parents

    For sandwich generation, planning ahead is key to good elder care.
  42. 5 Penalty-Free IRA Withdrawals

    Most Americans think that an IRA is locked up until they reach 59.5, and withdrawals before that date trigger taxes and a ...
  43. Selecting The Payout On Your Annuity

    Make sure you understand your options for withdrawing your funds from this complex instrument.
  44. 7 Expenses You Can Ditch In Retirement

    You get to save on some significant expenses when you retire, leaving more money to do the things you want.
  45. 6 Hidden Government Revenue Streams

    You may be well aware of the tax dollars the government withholds from your paycheck, but this isn't the only way your income ...
  46. 6 Ways To Leave Less For Uncle Sam

    Both the fabulously wealthy and the millionaire next door need to plan for the estate tax boomerang.
  47. 6 Dying Job Perks

    In the wake of the worst recession in a generation, many employee benefits have landed on cutting block.
  48. 8 Popular Post-Retirement Jobs

    Whether it's out of financial necessity or to combat boredom, an increasing number of seniors are taking on post-retirement ...
  49. 6 Things You're Doing To Delay Your Retirement

    These habits could have you working longer, retiring later and finding yourself flat broke in your golden years.
  50. Top 403(b) Questions Answered

    This plan doesn't get as much attention as its more popular cousin - the 401(k) - but it has a lot of benefits for eligible ...
  51. Top Ways To Invest Your Tax Refund

    Investing your tax refund will give you the best possible return.
  52. The Obama Tax Hikes - What To Do

    Buy munis, book losses, avoid marriage, consider a Roth conversion now and get your Lasik eye surgery next year.
  53. 5 Strategies For Lowering Next Year's Taxes

    If your tax bill is bigger than you'd hoped, there are few ways you can reduce it next year.
  54. Top 9 Benefits Of A 403(b) Plan

    Find out how the 403(b) plan helps employees of nonprofit entities meet their retirement goals.
  55. 5 Top Tax Season Questions

    A tax pro answers questions she hears most often and quashes some myths.
  56. Hatch A New Financial Plan

    With spring just around the corner, now is a great time for a financial makeover.
  57. A Guide To Investing In Consumer Staples

    These companies may not be flashy but they offer investors structure and diversification.
  58. Tap Retirement Funds To Buy A Home?

    It's not ideal, but there are times when it can make sense to use your IRA or 401(k) for a down payment.
  59. 10 Ways The New Healthcare Bill May Affect You

    This bill is initiating big changes in the U.S. healthcare system. Find out how it will affect you.
  60. The Defined-Benefit Plan's Many Problems

    The shift in retirement plan schemes - from defined benefit plans to defined contribution plans - raises some important issues. ...
  61. The 4-1-1 on 403(b) Plans

    These plans resemble 401(k) plans in many respects, but are specially designed for nonprofit entities.
  62. What's The Deal With An Opt-Out IRA?

    President Obama has proposed creating a new type of IRA designed to help Americans without access to a company retirement ...
  63. Are The Volunteer Corps Right For You?

    The Peace Corps and AmeriCorps offer low pay, but they offer higher benefits down the road.
  64. Debunking The "Best" Retirement Destinations

    These popular destinations have some major drawbacks.
  65. 5 Reasons Not To Convert To A Roth IRA

    Will your tax rate be lower in retirement? Do you plan to spend all your savings? Think twice about a conversion.
  66. Social Security Depletion: Is The Fear Justified?

    There are a number of reasons why concerns over Social Security depletion have emerged, but there are ways you can prepare ...
  67. Earn Big Bucks With A Specialized Financial Career

    Choosing to specialize may be easier for you and more beneficial to your clients.
  68. Getting Started On Your Estate Plan

    With some preparation, you can save your heirs from paying a hefty estate tax. Here are some tips.
  69. For Young Investors, Too Many Choices, Too Few Dollars

    Your retirement may be decades away, but this is no time to procrastinate.
  70. Long-Term Care Insurance: You Have Options

    The latest offerings provide more coverage and the ability to pick and choose what types of coverage you'll need.
  71. Taxpayer Alert: 1099 Traps Multiply This Year

    Bank consolidations, stock options, and 1099-R changes could create problems. Here's how to stay out of the IRS' crosshairs. ...
  72. Cut Your Tax Bill With Permanent Life Insurance

    Learn how to lower your income tax and avoid estate tax - all while building wealth.
  73. 6 Alternatives To Health Insurance

    Not having health insurance doesn't mean that you have no alternatives. Here's what you can do to reduce your healthcare ...
  74. Planning For The Estate Tax's Return

    The 2010 estate tax lapse could be costly to your family if it keeps you from planning.
  75. 5 Surprise Costs That May Affect Your Tax Bracket

    Surprise! You may owe more than you think.
  76. Earn Tax-Free Income

    Tax rates are going up, so it pays to find sources of income that the tax collector can't touch. Here are 20 of them.
  77. You CAN Retire Now

    Even if your portfolio has taken a hit, these tips can get you back on track.
  78. Stretch Your Savings By Working Into Your 70s

    Staying employed a little longer may allow for a more comfortable retirement.
  79. 11 Tax Deductions You Can't Actually Write Off

    These are some of the most common tax write-offs that you can't really claim.
  80. The Spend-Every-Penny Retirement Plan

    If your goal is to enjoy every cent you've worked so hard to save, here are some tips on how to spend it all without running ...
  81. Turn Small Savings Into A Big Nest Egg

    Small changes to spending and saving habits can reap major rewards - with limited sacrifice.
  82. Public Pensions, Managers Falsify Investment Returns

    Fraud gives inflated view of many assets performances.
  83. The Dog Ate My IRA Rollover

    If you miss the 60-day rollover deadline, will the IRS be sympathetic?
  84. Live A Rich Retirement Or Leave A Legacy?

    Should you dine on caviar or put Tom Jr. through college? Here are some guidelines for making this tough decision.
  85. International Aid To Haiti: The Large And Small

    We look at the aid that's been promised to Haiti and see which nations are most generous on a per-capita basis.
  86. The Best Way To Borrow

    There are many avenues from which to drum up funding. Find out the pros and cons of each.
  87. The Best 401(k) Moves Right Now

    Whether you've been out or in the market lately, the health of your 401(k) is vital.
  88. Why Now Is The Time For A Roth IRA

    Legislative changes in recent years make Roth IRAs worth a second look.
  89. Will A Systematic Withdrawal Plan Work For You?

    Check out the particulars of an SWP to see if it's the right choice for your retirement.
  90. $1 Million: Does It Still Mean You're Rich?

    Being a millionaire used to mean you were on top of the world, but now it means you're still climbing the ladder.
  91. Is Your 401(k) Being Mismanaged?

    401(k) plans managed by the wrong people can be hazardous to your future!
  92. Retire In 2010: What You Need To Know

    Retirement might sound like a great idea, but are you really ready to quit your day job this year?
  93. Retire From Work, But Not Personal Financial Planning

    Here are some personal finance tips for those who want to live well after work ends.
  94. Investors Misfire With Target-Date Funds

    Using all-in-one funds as one of many can lead to a skewed asset allocation.
  95. 3 Simple Steps To Building Wealth

    Getting richer is easier if you take it one step at a time.
  96. Retiring: Is $1 Million Enough?

    Find out why this magic number has lost some of its lustre as a retirement savings target.
  97. Is Social Security Set To Fail?

    No politicians want to touch this issue, but many Americans have serious reason for concern.
  98. 5 "New" Rules For Safe Investing

    Did the credit crisis leave a new landscape for investors? Maybe, but it's not as unfamiliar as you may have imagined.
  99. New Tax Breaks You Need To Know

    The new Roth IRA rules present some interesting opportunities - for the right people.
  100. Why Gold Matters

    Gold is a very useful investment during periods of instability and high inflation.
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