Retirement Articles

  1. The Workaholic's Retirement Plan

    If you're still punching the clock after 30 years, what kind of retirement plan should you have?
  2. Encouraging Good Habits With An Incentive Trust

    Money can be a powerful motivator - why not use it to teach your heirs positive lessons?
  3. Wall Street History: Social Security, Martha Stewart And Men In Dresses

    This week in financial history saw the birth of social security, a bizarre rogue trader and more.
  4. Avoiding IRS Penalties On Your IRA Assets

    The best way to avoid additional charges and taxes is to know which transactions have expensive consequences.
  5. Filling In The Medicare Gaps

    Basic Medicare is not a perfect fit for everyone - sometimes, extra policies are required to suit a person's needs.
  6. Strategies For Withdrawing Retirement Income

    You've accumulated the wealth you need to retire, but how will you distribute it? We'll lay out some options.
  7. Establishing A Revocable Living Trust

    This arrangement allows you to have more control over your estate - both before and after your death.
  8. Reverse Mortgage Pitfalls

    Before tapping your home equity, find out what can go wrong.
  9. How To Parent Your Aging Parents

    For sandwich generation, planning ahead is key to good elder care.
  10. Outliving Your Retirement Savings

    Find out how this worst-case scenario can happen, and what you can do if it happens to you.
  11. 5 Penalty-Free IRA Withdrawals

    Most Americans think that an IRA is locked up until they reach 59.5, and withdrawals before that date trigger taxes and a ...
  12. Selecting The Payout On Your Annuity

    Make sure you understand your options for withdrawing your funds from this complex instrument.
  13. 7 Expenses You Can Ditch In Retirement

    You get to save on some significant expenses when you retire, leaving more money to do the things you want.
  14. 6 Hidden Government Revenue Streams

    You may be well aware of the tax dollars the government withholds from your paycheck, but this isn't the only way your income ...
  15. 6 Ways To Leave Less For Uncle Sam

    Both the fabulously wealthy and the millionaire next door need to plan for the estate tax boomerang.
  16. 6 Dying Job Perks

    In the wake of the worst recession in a generation, many employee benefits have landed on cutting block.
  17. 8 Popular Post-Retirement Jobs

    Whether it's out of financial necessity or to combat boredom, an increasing number of seniors are taking on post-retirement ...
  18. 6 Things You're Doing To Delay Your Retirement

    These habits could have you working longer, retiring later and finding yourself flat broke in your golden years.
  19. Top Ways To Invest Your Tax Refund

    Investing your tax refund will give you the best possible return.
  20. Top 403(b) Questions Answered

    This plan doesn't get as much attention as its more popular cousin - the 401(k) - but it has a lot of benefits for eligible ...
  21. The Obama Tax Hikes - What To Do

    Buy munis, book losses, avoid marriage, consider a Roth conversion now and get your Lasik eye surgery next year.
  22. 5 Strategies For Lowering Next Year's Taxes

    If your tax bill is bigger than you'd hoped, there are few ways you can reduce it next year.
  23. Top 9 Benefits Of A 403(b) Plan

    Find out how the 403(b) plan helps employees of nonprofit entities meet their retirement goals.
  24. 5 Top Tax Season Questions

    A tax pro answers questions she hears most often and quashes some myths.
  25. Hatch A New Financial Plan

    With spring just around the corner, now is a great time for a financial makeover.
  26. A Guide To Investing In Consumer Staples

    These companies may not be flashy but they offer investors structure and diversification.
  27. Tap Retirement Funds To Buy A Home?

    It's not ideal, but there are times when it can make sense to use your IRA or 401(k) for a down payment.
  28. The Defined-Benefit Plan's Many Problems

    The shift in retirement plan schemes - from defined benefit plans to defined contribution plans - raises some important issues. ...
  29. 10 Ways The New Healthcare Bill May Affect You

    This bill is initiating big changes in the U.S. healthcare system. Find out how it will affect you.
  30. The 4-1-1 on 403(b) Plans

    These plans resemble 401(k) plans in many respects, but are specially designed for nonprofit entities.
  31. What's The Deal With An Opt-Out IRA?

    President Obama has proposed creating a new type of IRA designed to help Americans without access to a company retirement ...
  32. Are The Volunteer Corps Right For You?

    The Peace Corps and AmeriCorps offer low pay, but they offer higher benefits down the road.
  33. Debunking The "Best" Retirement Destinations

    These popular destinations have some major drawbacks.
  34. 5 Reasons Not To Convert To A Roth IRA

    Will your tax rate be lower in retirement? Do you plan to spend all your savings? Think twice about a conversion.
  35. Social Security Depletion: Is The Fear Justified?

    There are a number of reasons why concerns over Social Security depletion have emerged, but there are ways you can prepare ...
  36. Earn Big Bucks With A Specialized Financial Career

    Choosing to specialize may be easier for you and more beneficial to your clients.
  37. Getting Started On Your Estate Plan

    With some preparation, you can save your heirs from paying a hefty estate tax. Here are some tips.
  38. For Young Investors, Too Many Choices, Too Few Dollars

    Your retirement may be decades away, but this is no time to procrastinate.
  39. Long-Term Care Insurance: You Have Options

    The latest offerings provide more coverage and the ability to pick and choose what types of coverage you'll need.
  40. Taxpayer Alert: 1099 Traps Multiply This Year

    Bank consolidations, stock options, and 1099-R changes could create problems. Here's how to stay out of the IRS' crosshairs. ...
  41. Cut Your Tax Bill With Permanent Life Insurance

    Learn how to lower your income tax and avoid estate tax - all while building wealth.
  42. 6 Alternatives To Health Insurance

    Not having health insurance doesn't mean that you have no alternatives. Here's what you can do to reduce your healthcare ...
  43. Planning For The Estate Tax's Return

    The 2010 estate tax lapse could be costly to your family if it keeps you from planning.
  44. 5 Surprise Costs That May Affect Your Tax Bracket

    Surprise! You may owe more than you think.
  45. Earn Tax-Free Income

    Tax rates are going up, so it pays to find sources of income that the tax collector can't touch. Here are 20 of them.
  46. You CAN Retire Now

    Even if your portfolio has taken a hit, these tips can get you back on track.
  47. Stretch Your Savings By Working Into Your 70s

    Staying employed a little longer may allow for a more comfortable retirement.
  48. 11 Tax Deductions You Can't Actually Write Off

    These are some of the most common tax write-offs that you can't really claim.
  49. The Spend-Every-Penny Retirement Plan

    If your goal is to enjoy every cent you've worked so hard to save, here are some tips on how to spend it all without running ...
  50. Turn Small Savings Into A Big Nest Egg

    Small changes to spending and saving habits can reap major rewards - with limited sacrifice.
  51. Live A Rich Retirement Or Leave A Legacy?

    Should you dine on caviar or put Tom Jr. through college? Here are some guidelines for making this tough decision.
  52. Public Pensions, Managers Falsify Investment Returns

    Fraud gives inflated view of many assets performances.
  53. The Dog Ate My IRA Rollover

    If you miss the 60-day rollover deadline, will the IRS be sympathetic?
  54. International Aid To Haiti: The Large And Small

    We look at the aid that's been promised to Haiti and see which nations are most generous on a per-capita basis.
  55. The Best Way To Borrow

    There are many avenues from which to drum up funding. Find out the pros and cons of each.
  56. The Best 401(k) Moves Right Now

    Whether you've been out or in the market lately, the health of your 401(k) is vital.
  57. Why Now Is The Time For A Roth IRA

    Legislative changes in recent years make Roth IRAs worth a second look.
  58. Will A Systematic Withdrawal Plan Work For You?

    Check out the particulars of an SWP to see if it's the right choice for your retirement.
  59. Is Your 401(k) Being Mismanaged?

    401(k) plans managed by the wrong people can be hazardous to your future!
  60. $1 Million: Does It Still Mean You're Rich?

    Being a millionaire used to mean you were on top of the world, but now it means you're still climbing the ladder.
  61. Retire In 2010: What You Need To Know

    Retirement might sound like a great idea, but are you really ready to quit your day job this year?
  62. Retire From Work, But Not Personal Financial Planning

    Here are some personal finance tips for those who want to live well after work ends.
  63. Investors Misfire With Target-Date Funds

    Using all-in-one funds as one of many can lead to a skewed asset allocation.
  64. 3 Simple Steps To Building Wealth

    Getting richer is easier if you take it one step at a time.
  65. Retiring: Is $1 Million Enough?

    Find out why this magic number has lost some of its lustre as a retirement savings target.
  66. Is Social Security Set To Fail?

    No politicians want to touch this issue, but many Americans have serious reason for concern.
  67. 5 "New" Rules For Safe Investing

    Did the credit crisis leave a new landscape for investors? Maybe, but it's not as unfamiliar as you may have imagined.
  68. New Tax Breaks You Need To Know

    The new Roth IRA rules present some interesting opportunities - for the right people.
  69. Why Gold Matters

    Gold is a very useful investment during periods of instability and high inflation.
  70. Retirement Readiness Varies By Industry: Study

    Goldman employees lag; pilots' packages soar.
  71. The Roth Conversion Mulligan

    Recharacterizing your Roth back to a Traditional IRA is a great way to capitalize on a major market decline.
  72. Overcoming 5 Major Retirement Risks

    Retirement can be pricey but there are ways to boost your savings and minimize your costs.
  73. 4 Steps To Surviving A Job Loss

    Being laid off is an unpleasant experience that many Americans are experiencing through this recession. But there is hope. ...
  74. 7 Family-Friendly U.S. Cities

    These cities are, all things considered, some of the best places in the country to settle down.
  75. Three Documents You Shouldn't Do Without

    Estate planning is not just about the division of assets after you die. Read on to save your loved ones extra grief.
  76. Money Market Mayhem: The Reserve Fund Meltdown

    This event serves as a stark reminder to investors about understanding their portfolios.
  77. Working Longer: Will It Hurt Your Retirement?

    Many are choosing to work longer in order to rebuild their nest eggs, but despite the extra income, there are drawbacks. ...
  78. These Financial Products Are Too Complex For The Average Joe

    Structured financial products are so elaborate that investors are unable to assess costs and risk.
  79. Retirement Saving Through The Ages

    It's never too late to start saving for retirement, but there is a "better" time to get it rolling.
  80. How Unemployment Affects You (Even If You're Working)

    Rebounding from a stint of unemployment can be a frustrating thing to do. These tips should soften the blow.
  81. You're Retired. Should You Ditch Your Life Insurance Policy?

    If you're trying to determine whether you should throw out your life insurance policy along with your business suits, here ...
  82. An Estate Planning Must: Update Your Beneficiaries

    Life changes make it time to rewrite your plan's designations.
  83. Why It Pays To Be A Lazy Investor

    Be a couch potato! This passive, but diversified, investing strategy could be for you.
  84. 6 Reasons Why You NEED A Budget

    By now, you're probably sick of hearing the b word. Too bad. This is just of those financial lessons that cannot be preached ...
  85. 2009 Tax Credits: A Holiday Gift To Yourself

    Before you run out and buy gifts for others, make sure you give yourself a gift by wrapping up all the tax breaks you possibly ...
  86. Retiring On Investment Interest: Can It Be Done?

    Spending investment interest in retirement can be a viable strategy, but it won't work for everyone.
  87. Is Biased Investing Holding You Back?

    Risk aversion seems to come to us naturally, preventing us from stepping into unfamiliar territory. But feeling comfortable ...
  88. Financial Mistakes That Could Haunt You Forever

    Learn from others and don't fall prey to these financial pitfalls.
  89. 6 Simple Steps To $1 Million

    Becoming a millionaire is not as hard as you might think - it just takes time.
  90. 10 Simple Steps To Financial Security Before 30

    Find out how to reach your long-term goals without becoming a tightwad.
  91. The Secret To Consistent Returns In Any Market

    Despite the market’s recent volatility, there are some investors who haven’t seen negative returns. Learn their secret.
  92. Lifetime Income Annuities: The Instant Pension Plan

    If you are looking for a retirement play with a guaranteed structure payout, lifetime income annuities could be the answer. ...
  93. Are You A Disciplined Investor?

    Don't let "financial porn" steer you away from a sensible, long-term approach to investing.
  94. Maxing Out Your 401(k): Does It Pay?

    In the long-term, many people will see the benefits of maxing out a 401(k) contribution. Is it right for you?
  95. 4 Retirement Reality Checks

    If you hope to enjoy a comfortable retirement, it's time to get real. Here are four cold, hard truths every soon-to-be retiree ...
  96. Live Longer, Retire Younger: Can You Do It?

    Use this vehicle to make sure your payout lasts as long as you do.
  97. Elliott Wave Theory

    Acquaint yourself with the principle built on the discovery that stock markets did not behave in a chaotic manner.
  98. Social Security - Are You Covered?

    If you aren't a U.S. citizen, even if you are a legal resident, you may be missing out on government programs.
  99. Variable Annuities: The Do-It-Yourself Pension Plan

    Variable annuities can cost more than mutual funds, but that might be worth the protection they can add to your retirement. ...
  100. Can You Count On Your Pension?

    We look at how to determine the health of your company's pension plan, and what to do if things are looking grim.
  101. Mergers: The Sign Of Economic Recovery?

    Recent mergers by big players show economic optimism.
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