Retirement Articles

  1. 5 Reasons Americans Retire Abroad

    From better weather to a cheaper cost of living, here are 5 reasons to make the move.
  2. Social Security Changes for 2016

    Every year, Social Security undergoes a set of changes. For 2016, some features are staying the same and others are disappearing. ...
  3. Smart Ways to Tap Your Retirement Portfolio

    A rundown of strategies, from what to liquidate first to how much to withdraw, along with their tax consquences.
  4. Social Security: Navigating it with Your Clients

    Many people don’t realize how confusing Social Security can be until they're face to face with taking it. Here's how to talk ...
  5. What Baby Boomers Need to Know About IRA RMDs

    Mandatory minimum distributions from traditional IRAs and qualified plans cannot be avoided. But there are several ways to ...
  6. Top 4 Mutual Funds From Davis

    Discover the four best mutual funds managed by Davis Advisors that pursue different investment strategies that can help diversify ...
  7. Is it Safe for Retirees to Invest in Technology?

    Tech stocks are volatile creatures, but there are ways even risk-adverse retirees can reap rewards from them. Here are some ...
  8. Retirees: How to Survive When Interest Rates Drop

    Low interest rates are a portfolio killer if you're living off of investment income. Some strategies for dealing.
  9. 4 Mutual Funds You Wish You Could Include In Your 401(k)

    Discover four mutual funds everybody wishes were in their 401(k)s. Learn which five-star-rated no-load funds leave their ...
  10. Beware the Sneaky Math of Universal Life Insurance

    Universal life insurance's cash value can be a cash cow – if there's any left. Read on to see if it'll work as an income ...
  11. Is Living in Europe Cheaper than in America?

    Learn how living in Europe has financial advantages over living in the United States. Discover the benefits to take advantage ...
  12. Top 5 Cities To Retire To In Croatia

    Cheaper than the Italian coast along the Adriatic Sea, but full of natural beauty, good food and active sports.
  13. The Top 6 Books for Estate Planning

    Here are six outstanding books that can help you with your estate planning.
  14. 5 Reasons Millennials Lead in Saving for Retirement

    Say what you want to about millennials but the one thing they are doing better than any other generation is saving for retirement. ...
  15. Shopping the New Retirement Products

    There are more options than ever for retirement portfolios these days. Choosing the right product comes down to your needs, ...
  16. Retirees: 7 Lessons from 2008 for the Next Crisis

    When the last big market crisis hit, many retirees ran to the sidelines. Next time, there are better ways to manage your ...
  17. How To Make Sure Your Healthcare Costs Do Not Ruin Your Retirement

    The best proactive plan of action for a stable retirement is to understand medical costs, plan ahead, invest properly, and ...
  18. Is Retiring in France Safe Today?

    After a series of deadly terrorist incidents, some may be asking themselves this question.
  19. The Top 4 Income Investments for Retirees in 2016

    These four investment types should mitigate risk in 2016 for retirees seeking income.
  20. Advisors: $240B in Fees Up for Grabs by 2030

    Advisors have an opportunity to win generational assets over the next 15 years. Here are some tips on how to cater to different ...
  21. 3 Small Steps to Maximize Your Investing Goals

    Instead of starting the New Year with ambitious resolutions, why not taking smaller manageable steps that can have a real ...
  22. 7 Creative Ways to Save for an Early Retirement

    Take note of these out of the box steps you can take towards securing yourself an earlier, more comfortable retirement.
  23. Cash Value vs Term Life Insurance: Which is Best?

    The debate between cash value life insurance and term insurance plus an investment plan is an ongoing one. Here's a look ...
  24. SRI Funds and Your 401(k): What You Need to Know

    Socially responsible, green and impact investing options are now DoL-approved for 401(k) plans. Here's what investors should ...
  25. How Medicaid Works After Retirement

    Reasons why, after you retire, you need to know how Medicaid works – and especially how it relates to Medicare.
  26. Warren Buffett's Investment Lessons for Retirees

    For those in retirement, Warren Buffett's clear, timeless advice on investing is worth a look.
  27. Retirement Plan Tax Prep Checklist

    Here's a list of items you need to have in order by tax time, including paying attention to those pesky required minimum ...
  28. Top Tips to Transition into Retirement Confidently

    Here are some of the best ways to make the transition to retirement painless.
  29. When to Fire Your Advisor and Go Robo-Advisor

    Human financial advisor or robo-advisor: Which suits your needs best? Here are some general tips to help guide you to the ...
  30. When Low Volatility Funds Make Sense for Retirees

    Low volatility investments let you “smooth out” the market's day-to-day or month-to-month choppy waters. But is a smooth ...
  31. 4 Things That Make a Stock a Risky Bet

    Risk is everywhere and when it comes to stocks it can take many forms. From price risk to volatility risk, there’s a lot ...
  32. Want Your Will to Prevail? Don't Die Intestate

    If you die without making a last will and testament, you are said to have died intestate. What happens to your assets in ...
  33. Should Leavers Roll Over 401(k) Assets or Not?

    More and more companies are urging soon to be retirees to keep theirs assets in the company 401(k) plan. Is this a good idea?
  34. Should You Let a Family Member Manage Your 401(k)?

    Learn how a family member managing your 401(k) is probably not the most auspicious move you can make, and identify several ...
  35. Retiring in Puerto Rico: The Pros and Cons

    Puerto Rico is a popular retirement spot for those seeking new experiences and a better climate while staying close to home. ...
  36. How a 457 Plan Works After Retirement

    457 retirement plans are complicated. Here's a quick guide to how they work after you retire.
  37. The 4 Best BlackRock Mutual Funds for Your Roth IRA (BLK)

    Discover the four best mutual funds administered and managed by BlackRock that invest in a wide variety of fixed income and ...
  38. Your Retirement Lifestyle

    Planning for retirement doesn't just mean saving money. It also involves how you'll live. Some thoughts to consider before ...
  39. 8 Challenges to Retirees’ Portfolios in 2016

    World stock markets in turmoil, rising interest rates, higher Medicare costs...this year could be a tough one for retirees ...
  40. 5 Banks That Will Pay You to Roll Over a 401(k)

    Discover which five financial institutions will pay you a cash bonus or match when you roll over assets from an old 401(k) ...
  41. Qualcomm Stock: A Dividend Analysis (QCOM)

    Read an analysis of Qualcomm, Inc. and its dividends, which are poised to increase in the future due to the growing mobile ...
  42. A Key Tip for Making Your Nest Egg Last Longer

    Retirees who don't want to deplete their nest eggs during a bear market should make sure to do the following.
  43. 3 Variable Annuities to Consider

    Discover three variable annuities to consider in your retirement portfolio. Read summaries of each annuity and the benefits ...
  44. 5 Stocks Retirees Should Consider in 2016

    This isn't an easy investment environment for retirees, but there are still opportunities. Here are five resilient stocks ...
  45. When to Trust a Revocable Trust

    Unsure of how your assets will be dispersed once you're gone? Here's how setting up a revocable trust while you're here can ...
  46. Retiring in Vietnam: The Pros and Cons

    Vietnam – with its natural beauty, welcoming locals and low cost of living – is worth a look as a retirement spot. Here are ...
  47. You’re Leaving: Should Your 401(k) Stay?

    Companies now want departing employees to keep their 401(k) plans invested with the firm's manager. Is that a good idea, ...
  48. How Does Medicare Work After Retirement?

    One of the most important topics in retirement is Medicare. Here's the lowdown on how it works and what it may cost you.
  49. Obama’s Final Gesture to Expand Retirement

    President Obama has announced that the 2017 congressional budget will feature an attempt to expand access to qualified retirement ...
  50. Solo 401(k) vs. SEP: Which is Best for Biz Owners?

    Owners of small businesses have several choices when it comes to saving for retirement. When does it make sense to choose ...
  51. Managing Housing Costs During Retirement

    Keeping your home in retirement could pose financial restrictions you may not have considered. Explore options and keep more ...
  52. Events in 2016 That'll Alter Your Retirement Plans

    Retirement savers who are trying to see what lies ahead can expect these changes affecting their retirement plans in 2016.
  53. The 7 Best Countries for Retiring in Latin America

    You’ll find plenty of Latin American countries on this year’s lists of top places to retire abroad. Here’s a look at a few.
  54. How to Hedge Longevity Risk with Annuities

    Many Americans are looking for guaranteed retirement income that will last as long as they will. Here's how immediate annuities ...
  55. How Fees and Taxes Can Consume Your Nest Egg

    The challenges of saving for retirement are many; high fees, excessive fund costs and the impact of taxes can really add ...
  56. 7 Best Robo-Advisors for Client Transparency

    These are the top seven robo-advisors when it comes to the transparency of their fees and services.
  57. Can My Pension Fund Embrace Automated Investing?

    Robo-advisors are the hot thing in investment management. Is one coming to a retirement fund near you, or does your fund ...
  58. Is a Vanguard Roth IRA Account Right For You?

    Learn about factors such as fees and fund performance that help determine whether Vanguard is a suitable place to hold a ...
  59. Philippines: A Friendly Country for English Speakers

    Read about one of Asia's top English-speaking countries, and learn about the government policies that have brought English ...
  60. What to do During a Market Correction

    The market has corrected...now what? Here's what you should consider rather than panicking.
  61. 7 Ways to Use a Strong Credit Score During Retirement

    Find out why it is important to maintain a good credit in retirement. Learn seven reasons not to leave your credit score ...
  62. How to Hire a Retirement Advisor

    Making a retirement plan is a demanding task. Finding the right person (or people) to do it takes care.
  63. What Retirees Need to Know About Health Insurance

    Healthcare costs can eat a large chunk out of a retiree's income. Knowing what to expect can help you prepare and make the ...
  64. Your Retirement-Planning Team

    As you accumulate wealth, retirement planning can be too complex for just one person. The right team can help you avoid headaches ...
  65. Make Sure You Avoid Adding These Mutual Funds to Your 401(k)

    Find out which five types of mutual funds you should avoid in your 401(k), including why buying this year's hottest fund ...
  66. An Annuity Lowdown for Investors and Advisors

    Knowing how annuities work starts with an explanation of what each part is. Here is a list of terms that cover the basic ...
  67. Is This the Most Important Retirement Investment?

    Giving back in retirement is an oft-ignored but important investment. Giving charitably can be a force for happiness for ...
  68. Best Income Investing Strategies for Retirees

    The past few years have been tough for retirees seeking income from their investments. Here are some of the best strategies ...
  69. All That Glitters Does Not Belong in an IRA

    Gold can be an attractive investment given its meteoric rise. But those wanting it within their IRA must look at some of ...
  70. How to Prod Clients Into Talking Long-Term Care

    Long-term care is a difficult subject to broach, but it's a reality for millions of Americans. Here's how to bring it up ...
  71. 3 Methods to use Life Insurance as an Investment During Retirement

    Find out whether life insurance may be a smart investment after you retire, and why it really depends on what you are trying ...
  72. 3 Safer Income-Oriented Asset Classes for Retirees in 2016

    Learn why the chase for safe retirement income will continue in 2016 with market yields remaining low, even with the Fed's ...
  73. The Generation Gap in Retirement Savings

    Baby Boomers may be closer to retirement, but compared to Millennials, they’re less likely to be on track with their savings. ...
  74. 5 Ways to Supercharge Your Retirement Savings

    Don't go into retirement without first supercharging your investments and savings.
  75. 6 Methods to Maintain a Healthy Credit Score During Retirement

    Learn how to improve your credit score during retirement. Your credit score still matters in retirement, and these tips can ...
  76. Asset Builder: Is This Robo-Advisor a Good Bet?

    Is robo-advisor Asset Builder right for you? It all depends on the type of investor you are.
  77. The True Cost of Robo-Advisors

    Robo-advisors may be cheaper, but are they always the right choice? How to tell if a robo is the least cost-effective choice.
  78. 5 Tax Advantages of Indexed Universal Life

    Indexed universal life insurance provides these five tax benefits.
  79. Roth IRAs: When to Convert, When Not To

    Converting assets in traditional IRAs to a Roth can provide clients with an additional set of options in strategizing for ...
  80. 7 Things You May Not Know About Social Security

    Social Security is designed to provide a safety net, but a lack of understanding can negatively impact a recipient's benefits.
  81. Why You Should Keep Your Equity Sails Flying

    Why leave money in equities and risk another year of lost opportunity, when fixed income securities seem to be on the road ...
  82. Six Funds to Maximize Your Income in Retirement

    Which funds work best during retirement, when you are drawing on your saving accounts for income? Here are six recommended ...
  83. 5 Sunny Places to Retire to Outside the U.S.

    Yearning to live abroad? Here are 5 hot places (literally and figuratively) to spend your post-workaday years.
  84. How Survivorship Life Insurance Works

    Should you buy a survivorship life insurance policy?
  85. How a 403(b) Works After Retirement

    Everything you need to know (don't be afraid to ask) about handling your 403(b) plan when you retire.
  86. How to Make Early Retirement a Reality 

    Early retirement doesn't have to just be a pipe dream if you've got a plan for making it happen.
  87. Why Homemakers Face a Risky Retirement

    According to a survey, homemakers run the risk of not being retirement ready. Here are some ways nonworking spouses can prepare ...
  88. Retirement is a whole new ball game for the Boomers

    Learn about the eight key things modern retirees do differently in 2015 than in previous generations, and the pros and cons ...
  89. 5 Retirement Trends for 2016

    Whether baby boomers are retired, semi-retired or starting second careers for fun, their choices will dominate American culture ...
  90. How to Help Single Clients Plan for Retirement

    Financial planning often focuses on married couples, but there are lots of unmarried folks who need advice from financial ...
  91. How to Educate Clients on Self-Directed IRA Risks

    Self-directed IRAs are not for inexperienced investors. They carry these unique risks.
  92. Recharacterizing Your IRA Contribution or Roth Conversion

    Learn why you might make such a transaction and find out how to calculate how it will affect you.
  93. An Introduction to Roth IRAs

    Be sure to consider the tax benefits and the eligibility requirements of the Roth IRA.
  94. How to Choose a Residential Care Home

    When an elderly loved one needs supervision, a residential care facility can be the closest thing to living at home.
  95. Bond Ladders: A Bad Idea for Retirees?

    Using a ladder approach may sound smart, but purchasing individual bonds usually means higher costs and less flexibility ...
  96. How to Be a Top Advisor to 401(k) Plan Sponsors

    Serving as an advisor to 401(k) plan sponsors can be a very lucrative niche. Here is what plan sponsors want most from advisors. ...
  97. How to Help Clients Navigate Pension Payments

    Financial advisors play a key role in helping clients make critical pension decisions. Here are some tips to help clients ...
  98. When to Plan for Retirement Income vs. Savings

    Accumulating a nest egg is the first step in effective retirement planning. The second is making sure you have enough income ...
  99. Picking the Best Insurance Provider for Your Needs

    Whole life insurance can come in different flavors and varieties. Scroll through this list to see which options best suit ...
  100. Are Student Loans Putting Your Retirement At Risk?

    Can't think about saving for retirement because you are drowning in student loan debt? Here are some solutions.
Hot Definitions
  1. Applicable Federal Rate - AFR

    Rates published monthly by the IRS for federal income tax purposes. These rates are used to calculate assigned interest charges. ...
  2. Foreign Exchange Reserves

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  3. North American Free Trade Agreement - NAFTA

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