Retirement Articles

  1. How Yearly Taxes on 401(k) Accounts Work

    Learn how your contributions to traditional or Roth 401(k) accounts are taxed, either in the year of contributions or at ...
  2. 5 Tips for a Comfortable Retirement

    These 5 tips can help improve your chances of enjoying a comfortable retirement.
  3. What Are 5 Great Cities to Retire in Italy?

    If you're a bright lights, big city type of person, Italy's urban centers have everything to offer, from Renaissance treasures ...
  4. Millions on Medicare Face a Spike in Premiums

    For 7 million Americans on Medicare, premiums could have increased by a whopping 52% in the coming year. Here are the actual ...
  5. No COLA Reduces Buying Power of Retirees

    The lack of a Social Security cost-of-living adjustment next year will result in higher costs for retirees, with some affected ...
  6. How Much Money Do You Need to Retire in Spain?

    A soft Spanish real-estate market and the strong U.S. dollar make Spain considerably more affordable for American retirees ...
  7. The Cheapest Places to Retire in India

    Outside the major metroplexes of Mumbai and Delhi are many quieter locations ideal for retirees – and they offer less expensive ...
  8. How Income-Shifting Strategies Can Help Cut Taxes

    There are many ways that your clients can move money or other assets to relatives in order to reduce their tax bills. Here's ...
  9. How Much Money Do You Need to Retire in India?

    Retirees will find their savings can go quite far in India. The real challenge for many Americans will be obtaining visas ...
  10. Want to Retire In Spain? 3 Regions to Check Out

    Explore well beyond the Costa del Sol before deciding to make Spain your retirement home.
  11. Benchmark Your Returns With Indexes

    If your portfolio is always falling short, you may not be making an apples-to-apples comparison.
  12. The Dangers of Using Your Retirement to Pay for Your Child’s College

    Thinking about tapping into your retirement savings to help pay for college? Think again. Here are the dangers of using your ...
  13. Build Your Own Retirement Plan

    A step-by-step guide to planning for your retirement. The sooner you start, the easier it will be to build a good cushion ...
  14. Coaching Young Investors to Retire Comfortably

    Young savers, with time on their side, need help planning for retirement. Here is how advisors can help steer them toward ...
  15. 3 Steps for Retirement Saving and Investing Habits

    We take a look at the choices we make today that our future selves would prefer not to be making, often faced by investors ...
  16. Why Advisors Should Ask Peers for Second Opinions

    When it comes to knowledge, more is better. And everybody wins when advisors seek second or third opinions for their clients ...
  17. What Advisors Can Learn from 2 NBA Millionaires

    What can advisors (and their clients) learn from two former NBA stars regarding wealth, savings and family? Plenty.
  18. How to Find a Continuing Care Retirement Community

    A look at how financial advisors can help older clients find the right continuing care retirement community.
  19. Top Tips for Maximizing Retirement Withdrawals

    There can be significant tax advantages to taking withdrawals from one retirement account over another. Here's how to help ...
  20. Top John Hancock Target Date Funds for Retirement (JRVOX, JRFOX)

    A look at the performance of two John Hancock life-cycle funds with different retirement dates.
  21. How To Make Catch-Up Contributions To Your 401(k)

    Whether you're a tortoise or a hare, once you've turned 50, you can boost your 401(k) savings rate.
  22. This Is How You Could Live in the Philippines on $1,000 a Month

    Consider what your life might be like in the Philippines on a $1,000 budget, and determine whether this Southeast Asian country ...
  23. This Is How You Could Live in Thailand on $1,000 a Month

    Discover what kind of life you can lead on $1,000 per month in Thailand, one of the top expatriate and tourist destinations ...
  24. Is Qualcomm Stock Suitable for Your IRA or Roth IRA? (QCOM)

    Find out if Qualcomm stock is an appropriate retirement investment based on stability and valuation. Is QCOM more suitable ...
  25. How Much Money Do You Need to Retire in Jamaica?

    Many foreigners first experience Jamaica at an all-inclusive resort. For those who return to retire, what are the costs of ...
  26. Retire in Jamaica with $200,000 of Savings?

    While the luxury enclaves of Montego Bay may be out of your price range, retiring in sunny Jamaica probably costs less than ...
  27. Retirement Programs That Help Low Income Seniors

    Plans and strategies for building a healthy and satisfying life, even if your retirement income isn't as high as you wish ...
  28. Have Medicare? Which Employer Health Plan to Get

    Over 65 and still working? You're eligible to register for Medicare, but should you also opt for employer health insurance, ...
  29. Social Security File and Suspend Ending: Now What?

    The popular Social Security claiming strategy – file and suspend – is ending. How can retiring couples adjust?
  30. 5 Reasons You Should Take Advantage of 401(k) Catch-ups

    Most Americans don't have a enough saved for retirement, but when they turn 50, they have a second chance thanks to the 4 ...
  31. Can You Trust the Philippines Healthcare System?

    Expats will find reliable, affordable care as long as they live in or near Manila – or are willing to travel there when the ...
  32. Thailand Vs. Vietnam: Which Is Better for Retirees?

    Learn how Vietnam and Thailand compare in terms of living cost, access to health care and lifestyle to help you decide which ...
  33. Should Retirees Reinvest Their Dividends?

    Find out why dividend reinvestment may or may not be the right choice for retirees, depending on their financial needs and ...
  34. Reinvesting Your Mutual Fund Dividends

    Learn the benefits of reinvesting your mutual fund dividends, their impact over time, and when it is better to take the dividend ...
  35. Ultra ETFs Are Not Your Father's ETFs

    Ultra ETFs can add huge returns to your portfolio, but there's a lot of risk and volatility involved with these leveraged ...
  36. Want ETFs But Hate To Buy And Hold? Try Active ETFs

    Choosing between passive and active ETFs depends on your beliefs about active management's value.
  37. For More And More Investors, ETFs Are A Godsend

    Average and cautious investors can experience lower risk with ETFs - a safer alternative to swaps and derivatives.
  38. No, Social Security Is Not Being Depleted

    There are a number of reasons why concerns over Social Security depletion have emerged, but there are ways you can prepare ...
  39. How Too Many Stocks Can Torpedo Your Retirement

    With a seemingly constant bull market, people weight their portfolios too heavily toward stocks. The 2008 crisis taught us ...
  40. File and Suspend: Still An Option, But Act Fast

    File and suspend is about to expire. Those eligible should drop everything and see whether it makes sense for them.
  41. Investing Tips for Those Nearing Retirement

    Here are some saving and investing tips for people who are close to retirement.
  42. Tips for Managing Major Life Events

    A financial adviser can help clients navigate life’s transitions, whether it be marriage, divorce, death of a spouse, job ...
  43. IRA Tax Mistake? You Still May Have Time to Fix It

    Even if tax day has come and gone, errors still can be fixed through mid-October, including those to do with Roth and traditional ...
  44. Tips for Navigating the 'New Retirement' Landscape

    The retirement landscape is changing and will certainly continue to evolve. Here's how to help clients best navigate planning ...
  45. The 5 Dumbest Financial Moves You Can Make

    Learn how these dumb financial mistakes can ruin your long-term financial future, and how making wise financial decisions ...
  46. Are Annuities Retirement-Only Investments?

    Learn more about why annuities are generally purchased and the way that they can positively and negatively affect an individual ...
  47. This Millennial Investing Trend Could Hurt One Day

    A recent Investor Pulse Survey finds that my fellow millennials and I are doing some things right and some things wrong when ...
  48. How to Build the Biggest IRA Possible

    Tax savings are an obvious benefit of an IRA. But savvy investors can maximize their IRA returns with strategies like these.
  49. Save on Retirement's 4 Biggest Expenses

    Here's how to save where you can while you enjoy the fruits of all those years at the office.
  50. Why You Should Be More Worried About Retirement

    Research shows that confidence in being able to afford retirement is up but probably shouldn't be, as many aren't taking ...
  51. 6 Ways Retirees Can Save on Prescription Drugs

    Health care is one of the biggest expenses retirees face, and a large component of that is prescription drugs. Thankfully ...
  52. 457 Plans: The Pros and Cons

    A look at the pros and cons of 457, which are offered to many government and non-profit employees.
  53. 7 Ways to Keep Working Instead of Retiring

    If you love your work (or your paycheck) or both, there's no reason you have to quit your job just because you hit retirement ...
  54. Payroll Taxes: Picking Apart Your Paycheck

    Here's what gets deducted from your pay, what your employer pays and where your payroll taxes actually end up.
  55. Group and Individual Disability Insurance: What You Need to Know

    What you need to know about group and individual disability income coverage.
  56. Avoid These Top Retirement Mistakes

    Most people spend years planning for their retirement but make some common mistakes that prove costly over the long run. ...
  57. Retirement Isn’t One Size Fits All

    Today, retirement is viewed as the ultimate luxury. Instead of hoping for a life of leisure after work, we should try to ...
  58. The 3 Most Affordable Communities in Pennsylvania

    Discover why Pennsylvania is an unexpected and popular retirement destination and learn more about three of the most affordable ...
  59. When Can You Use Your IRA to Buy a House?

    If you're a first-time homebuyer (a term that's defined more flexibly than you think), you can tap your IRA to help with ...
  60. Budgeting for the 4 Phases of Retirement

    Retirement consists of four stages, each with different expenses and different budgeting needs. Here's how to manage your ...
  61. The Best Charitable Remainder Trust for You

    Help a favorite cause and avoid a tax bite: These are the key reasons to set up a CRT. But which version best fits your needs?
  62. Tap Your IRA to Pay for Your Kid's College?

    You can raid your retirement account to pay for your child's college education – but should you?
  63. Top Tips for Advising Clients on RMD Strategies

    Required minimum distributions are a fact of life for those 70.5 and older. Here's how to implement the best strategies for ...
  64. Do You Have a Crummy 401(k)?

    High-cost, outdated plans can keep your retirement portfolio from thriving. Here's what to do – and the 2015 Supreme Court ...
  65. Protecting Your Retirement From Unexpected Events

    Learn how to prepare for retirement by diversifying your investment portfolio, what insurance to buy and how to protect yourself ...
  66. How to Advise Clients Behind on Retirement Savings

    Many Americans are behind when it comes to saving for retirement. Here's how advisors can help.
  67. Avoid These Mistakes with Backdoor Roth IRAs

    A Backdoor IRA can help you save for retirement beyond traditional IRAs. Here are some pitfalls to avoid.
  68. 3 Best Vanguard Target Retirement Funds

    Learn about three Vanguard target retirement funds that offer broad diversification and automatic rebalancing as investors ...
  69. How Retirement Plan Admins Trick You Into Saving $

    Some of these persuasion techniques may seem a little sneaky, but they're for your own good.
  70. How Much Do You Need to Retire in the Bahamas?

    The Bahamas may be paradise, but it’s also a financial enigma: low taxes and affordable real estate, but “island prices” ...
  71. Who Should Be Your Life Insurance Beneficiary?

    It might seem logical to just name your young children, but doing so can have undesirable consequences. Here are some better ...
  72. Can You Retire In Italy With $200,000 of Savings?

    The secret: If you want to live in Italy on a budget, you need to live like an Italian, not like an American movie star.
  73. How Much Money Do You Need to Retire in Italy?

    A favorable exchange rate is just one reason Italy makes the list of possible retirement destinations for Americans.
  74. Petrobras Impact on the Brazilian Economy

    How the Petrobas scandal has shaken the Brazilian economy.
  75. Are You Picking the Right 401(k) Funds?

    Learn how to get the right mix of funds for your age, how to identify the best funds offered in your 401(k) plan and red ...
  76. Working During 'Retirement?' What You Need to Know

    More workers than ever plan on working another job after they retire. Here are some of the financial implications of doing ...
  77. Target Date Funds Can Be Customized: Here's How

    Target date funds will likely become a permanent fixture in the marketplace for the retirement plan sector. Here's how they ...
  78. Why Advisors Should Study Up on ETFs

    Advisors need to know the details around how ETFs can be constructed as well as the potential pitfalls that these funds may ...
  79. T. Rowe Price’s Top Funds for Retirement

    Finding a retirement fund with strong long-term potential in this environment is like finding a needle in a haystack.
  80. Top Mutual Funds for Aggressive Investors

    Do you like high risk and high reward? If so, these mutual funds — believe it or not — might interest you.
  81. Why Millennials May Not Be Able to Retire

    The retirement outlook for millennials may appear grim but it doesn’t have to be. Gen Y still has time, but it needs to get ...
  82. 4 Reasons You Shouldn't Use Your Retirement Savings as a Piggy Bank

    An overview of the effects of borrowing against your retirement savings.
  83. Best Ways to Contact the Social Security Administration

    Navigating the thousands of rules that govern Social Security benefits can be difficult. Thankfully, the Social Security ...
  84. Peers: Your Secret Weapon for Retirement Savings?

    Studies show when individuals see colleagues and peers saving, they're more apt to save more too. It's healthy competition, ...
  85. Enrolled in a Bad 401(k)? Here's How to Deal

    Here's how financial advisors can help clients enrolled in subpar 401(k) plans (and how investors can make the most of one).
  86. Buy a House in the Philippines: A How-To Guide

    Foreign-ownership regulations make it a little tricky, but plan right and you can have a home in paradise.
  87. How Millennials Can Maximize Their 401(k) Plan

    Free advice on how to get free money: an advisor offers tips on how millennials can get the most out of their 401(k).
  88. Is Zynga Stock Suitable for Your IRA or Roth IRA? (ZNGA)

    Find out if Zynga is a suitable investment for an IRA. Learn about Zynga's long-term prospects. Is Zynga more appropriate ...
  89. Retirement's Evolution: How to Be Prepared

    For many, retirement might not be the full stoppage of work and living a life of leisure but rather one of slowly phasing ...
  90. Avoid the Most Common IRA Rollover Mistakes

    Avoid paying excess taxes by learning some simple transfer rules.
  91. 4 Ways to Plan for an Unexpected Early Retirement 

    Retirement often comes earlier than planned. In order to ensure you will have the retirement you envisioned, you need to ...
  92. Generate Income For Retirement with Real Estate

    Learn whether rental income is compatible with your lifestyle, how to identify suitable properties, common pitfalls to avoid ...
  93. Can Your 401(k) Impact Your Social Security Benefits?

    Find out why income from a 401(k) does not affect the amount of your Social Security benefits, but how it can impact your ...
  94. Move to These 5 States & Save Big for Retirement

    Wondering if you can live somewhere that's better for building a nest egg? Don't just stick a pin in the map. Consider these ...
  95. 4 Social Security and Medicare Need-to-Knows

    Retirees know better than anyone that costs are rising, especially health care. So, here we share these 4 considerations ...
  96. 401(k) Rollovers: Which Option Makes You the Most?

    Know the choices that net you the most on a 401(k) rollover – including big tax benefits (capital gains, not income tax) ...
  97. 5 New Players in the 401(k) Space

    These companies represent a new philosophy in the retirement-plan arena that focuses on low costs, transparency and strict ...
  98. Considerations for Your 401(k) During Volatility

    If you can’t stand to sit tight when it comes to your 401k balance, focus on these five steps to help channel your worries ...
  99. 5 Reasons You Might Need a Medigap Plan

    If you find yourself with sizable out-of-pocket expenses despite having Medicare, a Medicare supplement plan – or Medigap ...
  100. Pros & Cons of ETF-Only 401(k) Plans

    Exchange-traded funds are hot; will 401(k)s offering them exclusively get even hotter? The pluses and minuses associated ...
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