Disabled persons can receive payments through two programs: Social Security Disability Insurance and Supplemental Security Income. Both Social Security Disability Insurance and Supplemental Security Income are administered by the Social Security Administration. Applications generally require a Social Security number, birth certificate, information on medical staff visited, and work information (if applicable). Applications are reviewed to determine if the applicant qualifies.

Social Security Disability Insurance (SSDI) provides benefits to disabled persons if they cannot currently work due to a medical condition that is expected to last at least one year. Family members of disabled workers may also be eligible to receive money. Applicants for SSDI must generally meet a minimum threshold of years worked. For example, a 44 year-old individual must have worked at least 5.5 years in order to pass the SSDI duration of work test.

Supplemental Security Income (SSI) provides benefits based on financial need, and focuses on paying disabled or blind adults and children who have limited income, as well as certain adults over the age of 65. SSI is the largest federal program providing benefits to those with disabilities. Funds for this program come from general tax revenue rather than from Social Security taxes, and are disbursed each month to those who qualify.

  1. What are the maximum Social Security disability benefits?

    The maximum Social Security disability benefit amount for a single eligible person in 2015 is $1,165 per month, but you can ... Read Full Answer >>
  2. What are Social Security spousal benefits?

    Social Security spousal benefits are partial retirement or disability benefits granted to the spouses of qualifying taxpayers.  Qualifying ... Read Full Answer >>
  3. What is Substantial Gainful Activity (SGA) and why is it important?

    Substantial gainful activity (SGA) is what the Social Security Administration (SSA) measures to determine work, income and ... Read Full Answer >>
  4. Can I stop working to decrease my Substantial Gainful Activity (SGA)?

    In theory, the threshold for receiving Social Security Disability Insurance (SSDI) is the inability to perform meaningful ... Read Full Answer >>
  5. What types of regulations are in place regarding fringe benefits?

    Government influence on non-salary employee benefits, also called "fringe benefits," comes, in large part, through the tax ... Read Full Answer >>
  6. What are Social Security Credits for and how can I earn them?

    To determine who is eligible for various Social Security benefits, the Social Security Administration (SSA) uses a system ... Read Full Answer >>
  7. How do I know what Social Security benefits I am eligible for?

    Depending on your age, wage history and disability status, you may be eligible to receive a variety of Social Security benefits. ... Read Full Answer >>
  8. Will I pay taxes on my Social Security payouts?

    Some people have to pay federal income taxes on the Social Security benefit they receive. Typically, this occurs only when ... Read Full Answer >>
  9. At what age will I be eligible for the maximum Social Security payout?

    On August 14, 1935, U.S. President Roosevelt signed into law the Social Security Act, a social insurance program designed ... Read Full Answer >>
  10. Why is Social Security running out of money?

    On August 14, 1935, U.S. President Roosevelt signed into law the Social Security Act. Originally implemented to assist older ... Read Full Answer >>
  11. Can my spouse and children collect my Social Security when I die?

    Social Security pays four different types of benefits: retirement, disability, family and survivor. Under survivor benefits, ... Read Full Answer >>
Related Articles
  1. Economics

    The Economics of Raising the Social Security Age

    Briefly examine the economics behind raising the retirement age for Social Security benefits and how it could impact the federal budget.
  2. Retirement

    Annuities Vs. Bonds: Which One Is Better For You?

    Compare the important features of annuities and bonds, and understand which investment vehicle is the better choice based on retirement goals.
  3. Professionals

    Top Tips for Helping Clients Through a Divorce

    It may take a delicate touch to properly assist clients who are going through a divorce. Here are some tips.
  4. Stock Analysis

    3 Stocks that Are Top Bets for Retirement

    These three stocks are resilient, fundamentally sound and also pay generous dividends.
  5. Investing

    10 Ways to Effectively Save for the Future

    Savings is as crucial as ever, as we deal with life changes and our needs for the future. Here are some essential steps to get started, now.
  6. Professionals

    3 Benefits of Working Longer (and Retiring Later)

    There are many reasons why folks in their 60s may want to keep working until at least age 70. Here are three.
  7. Professionals

    How to Get Free Social Security Spousal Benefits

    Married couples should thoroughly examine whether they are eligible to collect free spousal benefits on their Social Security income.
  8. Retirement

    Why Are Annuities Important for Retirement?

    Understand how annuities work, and identify the benefits they provide for retirement, the most salient being a guaranteed income stream for life.
  9. Professionals

    Social Security COLA in 2016? Not Likely

    A cost of living increase for Social Security doesn't look likely in 2016. Here's what retirees should know and what they can do about it.
  10. Insurance

    Explaining Indemnity Insurance

    Indemnity insurance is an insurance policy that protects business owners and employees from losses due to failure to deliver expected services.
  1. Social Security

    A United States federal program of social insurance and benefits ...
  2. Indemnity

    Indemnity is compensation for damages or loss. Indemnity in the ...
  3. Reinsurance Assisted Placement

    Insurance business that is developed with the help of a reinsurance ...
  4. Franchise Cover

    A type of reinsurance plan in which the claims from a number ...
  5. Mass Merchandising

    A method of selling insurance policies in which an employer or ...
  6. Reinsurance Ticket

    A notification made by an insurer which discloses the different ...

You May Also Like

Trading Center
You are using adblocking software

Want access to all of Investopedia? Add us to your “whitelist”
so you'll never miss a feature!