What are activities of daily living (ADL)?

By Chizoba Morah AAA
A:

Activities of daily living (ADL) refer to daily activities that individuals normally do, unassisted, to take care of themselves. These activities include: bathing, eating, cooking, walking, dressing, house chores, personal hygiene and walking. Usually, healthcare professionals (nurses, nurse's aides, doctors) measure a person's well-being by their ability to perform these tasks. As people get older or become ill, they have a reduced ability to perform activities of daily living. An individual's ability to perform activities of daily living are used by:

a) insurance companies, as one of the items that determine eligibility for long-term care insurance.

b) healthcare professionals, to measure the onset or advancement of certain illnesses, like arthritis, rheumatism, Huntington's and Parkinson's disease, and the patients' recovery from illnesses.

There are facilities that measure ADL for individuals including: hospices, assisted living facilities, adult day services and nursing homes. Some of these facilities also have programs that teach and mentor individuals who are losing the ability to perform ADL. There are also devices and gadgets that are built to help people perform ADL. Some of these devices include: wheelchairs, walking sticks, long handled brushes, special cups and bowls, bath seats, reachers to help with dressing, etc. These items can be found by contacting nursing homes and other medical facilities or going to medical stores. (Learn more about long-term care insurance in our article, Long-Term Care Insurance: Who Needs It?)

This question was answered by Chizoba Morah.

RELATED FAQS

  1. What are the tax implications of a life insurance policy loan?

    Learn the instances in which you are required to pay taxes on a life insurance policy loan, so you can avoid making a costly ...
  2. What is a collateral assignment of life insurance?

    Learn about collateral assignment of life insurance so you can make a wise decision about what kind of collateral to use ...
  3. How does the grace period work on my Flexible Spending Account (FSA)?

    Learn how the grace period works on a flexible spending account so you can take full advantage of your annual pretax contributions.
  4. What are the pros and cons of life insurance policy loans?

    Find out the pros and cons of borrowing against your life insurance policy to help you decide if this loan type is the right ...
RELATED TERMS
  1. Policy Or Sales Illustration

    An educational tool that shows a prospective or new insurance ...
  2. Point-of-Service Plan (POS)

    A type of managed-care health insurance plan that provides different ...
  3. Paid-Up Additional Insurance

    Additional whole life insurance that a policyholder purchases ...
  4. Disease Management Program

    Disease management programs can help control health care expenses ...
  5. Re-Entry Term Insurance

    A type of term life insurance contract that offers low rates ...
  6. Hazardous Activity

    If one of your hobbies falls under an insurance company’s definition ...
Related Articles
  1. Health Open Enrollment: Read This Before ...
    Insurance

    Health Open Enrollment: Read This Before ...

  2. 5 Ways To Ace 2015's Health Insurance ...
    Insurance

    5 Ways To Ace 2015's Health Insurance ...

  3. 8 Essential Tips For Retirement Saving
    Investing Basics

    8 Essential Tips For Retirement Saving

  4. 'Donut Hole' Essentials For The Financial ...
    Investing Basics

    'Donut Hole' Essentials For The Financial ...

  5. Tips To Beat Inflation For Near-Retireees
    Investing News

    Tips To Beat Inflation For Near-Retireees

Trading Center