What are activities of daily living (ADL)?

By Chizoba Morah AAA
A:

Activities of daily living (ADL) refer to daily activities that individuals normally do, unassisted, to take care of themselves. These activities include: bathing, eating, cooking, walking, dressing, house chores, personal hygiene and walking. Usually, healthcare professionals (nurses, nurse's aides, doctors) measure a person's well-being by their ability to perform these tasks. As people get older or become ill, they have a reduced ability to perform activities of daily living. An individual's ability to perform activities of daily living are used by:

a) insurance companies, as one of the items that determine eligibility for long-term care insurance.

b) healthcare professionals, to measure the onset or advancement of certain illnesses, like arthritis, rheumatism, Huntington's and Parkinson's disease, and the patients' recovery from illnesses.

There are facilities that measure ADL for individuals including: hospices, assisted living facilities, adult day services and nursing homes. Some of these facilities also have programs that teach and mentor individuals who are losing the ability to perform ADL. There are also devices and gadgets that are built to help people perform ADL. Some of these devices include: wheelchairs, walking sticks, long handled brushes, special cups and bowls, bath seats, reachers to help with dressing, etc. These items can be found by contacting nursing homes and other medical facilities or going to medical stores. (Learn more about long-term care insurance in our article, Long-Term Care Insurance: Who Needs It?)

This question was answered by Chizoba Morah.

RELATED FAQS

  1. Under what circumstances will a contingent beneficiary receive an insurance payout?

    Learn the different types of contingent beneficiaries and what conditions must be met for these beneficiaries to receive ...
  2. Can you sue an insurance company for not paying a claim over a waiver of subrogation ...

    Learn more about insurance and why waivers of subrogation are common with property insurance. Find out about liability risk ...
  3. What is the difference between ex-ante moral hazard and ex-post moral hazard?

    Learn what moral hazard is, the difference between ex-ante moral hazard and ex-post moral hazard and the behavioral changes ...
  4. How do I become an underwriter?

    Learn about the education, training and certification required to become an insurance underwriter as well as the important ...
RELATED TERMS
  1. COPE Insurance

    A set of risks that property insurance underwriters review when ...
  2. Automatic Premium Loan

    An insurance policy provision that allows the insurer to deduct ...
  3. Blanket Medical Expense

    An insurance policy which provides coverage for all medical expenses ...
  4. Cestui Que Vie

    The individual who is the beneficiary of a trust or insurance ...
  5. Aircraft Insurance

    Insurance that provides liability and property coverage of aircraft.
  6. Boat Owners' Insurance

    An insurance policy that provides coverage for individuals who ...

You May Also Like

Related Articles
  1. Stock Analysis

    3 Things That Could Hold Intuitive Surgical ...

  2. Professionals

    Why Retirement Advice Is Better But ...

  3. Professionals

    Ways To Cut 401(k) Expenses

  4. Entrepreneurship

    Want To Sell Life Insurance? Read This ...

  5. Retirement

    How To Start Saving For Retirement

Trading Center