Bonds FAQs

  1. I have a small business (LLC), which I operate part-time. I also work full time for a company and am enrolled in a 401(k) plan. Am I still eligible to make contributions to an individual 401(k) from earnings of my part-time LLC?

  2. How do I take qualitative factors into consideration when using fundamental analysis?

  3. Are the distribution rules for 401(k) and 403(b) plans the same as those for IRA plans?

  4. Can 529 plans be used to transfer wealth to other family members if the original beneficiary does not use the money?

  5. My spouse has little/no income. Can I contribute to my spouse's IRA?

  6. Can a simplified employee pension (SEP) IRA be converted to a Roth IRA in the same manner that a Traditional IRA can?

  7. Why is the compound annual growth rate (CAGR) misleading when assessing long-term growth rates?

  8. If a company undergoes an acquisition can an employee withdraw 401(k) funds tax free?

  9. What is a tuck-in acquisition?

  10. Who determines interest rates?

  11. What's the difference between book and market value?

  12. How much more will it cost me to buy an odd lot of shares?

  13. What is the difference between a shareholder and a stakeholder?

  14. How does FINRA differ from the SEC?

  15. What is the difference between a Traditional and a Roth IRA?

  16. I am in my mid thirties and have nothing invested for retirement. Is it too late to start contributing for a retirement plan?

  17. Should I collect early Social Security?

  18. What is a typical day in the life of a stockbroker, from start to finish?

  19. What is the difference between preferred stock and common stock?

  20. What happens during the consolidation phase of an investor's life cycle?

  21. How can I budget for both short-term expenses and long-term goals?

  22. Are there special benefits for U.S. armed forces personnel?

  23. What is a company's worth, and who determines its stock price?

  24. Does the five-year rule apply if a non-spouse inherits an IRA after the required beginning date and the required minimum distribution is not satisfied in the year of death?

  25. I work for two companies. How much can I contribute to each company's SIMPLE IRA?

  26. What does it mean when financial news reports say that more issues were sold than bought?

  27. Does a broker always have to buy a stock if I want to sell it?

  28. Why do stock prices change following news reports?

  29. What were the "browser wars"?

  30. What is the difference between the Dow and the Nasdaq?

  31. Are any special forms or documents required when transferring an IRA/SEP/SIMPLE to a Traditional IRA?

  32. Can I donate stock to charity?

  33. What does a "5 by 5" power in a trust document mean?

  34. I own a small business. Can the SBO-401(k) work for me?

  35. Earnings within a Roth IRA are tax free, so are these earnings included in the modified adjusted gross income which is used to determine Roth IRA eligibility?

  36. My husband left his ex-wife as his retirement plan beneficiary. Can this be changed?

  37. Is it possible to reverse an IRA? I received a QDRO and owe money to my ex-husband. Is it possible to reverse the QDRO, which was put into a CD Traditional IRA account, without incurring any type of penalty?

  38. Is it wise to put an IRA account into a fixed or variable annuity?

  39. What are the sources of funding available for companies?

  40. What is the difference between a broker and a market maker?

  41. How can average investors get involved in an IPO?

  42. What is the difference between economic value added and market value added?

  43. Why do some preferred stocks have a higher yield than common stocks?

  44. Why does after-hours trading (AHT) exist?

  45. What is the Mont Pelerin Society?

  46. What is the formula for calculating compound annual growth rate (CAGR) in Excel?

  47. A cash buyout agreement has been announced for a stock I own, but why isn't my stock trading at a per-share price equal to the buyout price?

  48. Which day is known as China's "Black Tuesday" and why?

  49. How do name-brand products compete with their generic competitors?

  50. The interest rate used to define the “risk-free” rate of return is the:

  51. Can an employer adopt a different type of retirement plan for each employee?

  52. What is cliff vesting?

  53. My daughter would like to use some of her Roth IRA to pay for some current tuition fees and loans. Can she do this without a penalty?

  54. What pension benefits are available to military personnel?

  55. Is my 403(b) account owned by me or by the institution?

  56. Can I close my existing Roth IRA and invest in a new Roth IRA at a different financial institution without a tax penalty?

  57. If there are two plans and one is terminated, creating a distributable event, can loans in the terminated plan be rolled over?

  58. Is it easier to save for retirement if you start earlier in life? Can I make up for what I don't save now by contributing more later on?

  59. I lost my share certificate. Do I still own the stock?

  60. What is the downtick-uptick rule on the NYSE?

  61. Does perfect competition exist in the real world?

  62. Why would a company make drastic cuts to its dividend payments?

  63. What is an echo bubble?

  64. What is the formula for calculating the debt-to-equity ratio?

  65. What is an odd-lot buyback?

  66. What is the difference between stated annual return and effective annual return?

  67. Which is better a cash dividend or a stock dividend?

  68. Are my IRAs secure against possible liens?

  69. How do I find historical prices for stocks?

  70. Can high-income earners deduct yearly defined-benefit plan contributions of over $100,000?

  71. I overcontributed to my Roth, then lost half of this money to the market. Does the 6% penalty apply to my original contribution, or only what's left of it?

  72. Can an individual contribute to both a Roth IRA and a Traditional IRA in the same year?

  73. What are the requirements that a trust needs to meet to be qualified?

  74. How long can you short sell for?

  75. How do I calculate the adjusted closing price for a stock?

  76. What happens during the spending/gifting phase of an investor's life cycle?

  77. Where can I find information on how to distribute my deceased parent's assets?

  78. If an employee covered by a SIMPLE leaves his employer within the two-year period and his new employer doesn't have a SIMPLE, what happens to the plan? Can the employee roll it over without penalty, or keep it at the old company until the two years expire

  79. What are the odds of getting a perfect bracket in Warren Buffett's $1 billion March Madness bracket challenge?

  80. Who are Amgen Inc.'s (AMGN) main competitors?

  81. How do I find out what my tax bracket is?

  82. What was the most notable hostile takeover of all time?

  83. What's the difference between a tax rate and a tax bracket?

  84. What’s the difference between IRS Forms 1040 and 1040EZ?

  85. How does gun control policy affect the stock price of firearm companies?

  86. Can I use IRS Form 1040EZ to file my tax return?

  87. When do I need to fill out an IRS Schedule H form?

  88. What does the Daily Average Revenue Trade (DART) tell me about a brokerage?

  89. Why do companies decide to unbundle their lines of business?

  90. What are the main risks of after-hours trading?

  91. Does my debt-to-income (DTI) ratio affect my credit score?

  92. When do I need to file an IRS Schedule F form?

  93. What is IRS Form W-2 used for?

  94. What are the advantages of paying your taxes with the Electronic Federal Tax Payment System (EFTPS)?

  95. Why is there a cap on the Federal Insurance Contribution (FICA) tax?

  96. What's the difference between Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI)?

  97. What trends and data influence after-hours traders the most?

  98. When would I have to fill out a Schedule D IRS form?

  99. What are the dangers of using the Electronic Federal Tax Payment System (EFTPS)?

  100. How do I lower my debt-to-income (DTI) ratio?

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