Bonds FAQs

  1. What are some signs that I need debt / credit counseling?

  2. How is interest charged on most lines of credit?

  3. Will filing bankruptcy stop an eviction?

  4. Is the Social Security trust fund solvent?

  5. Will my student loan be canceled (discharged) if I die?

  6. Are Social Security survivor benefits for children considered taxable income?

  7. What happens to a Locked-In Retirement Account (LIRA) in the case of a divorce or ...

  8. Can I erase my student loans by filing for bankruptcy?

  9. Are fringe benefits direct or indirect costs?

  10. Does a good credit rating guarantee repayment?

  11. How are fringe benefits calculated?

  12. Why are private student loans generally more expensive than federal loans?

  13. What are the most common scams regarding Social Security benefits?

  14. What happens to my Locked-In Retirement Account (LIRA) balance when I die?

  15. How do debt collection agencies make money?

  16. Is my credit score usually checked before receiving a payday loan?

  17. Who regulates a credit rating agency?

  18. Are fringe benefits deductible for the employer?

  19. Who is eligible to take out federal student loans?

  20. Are debt collectors allowed to call me at work?

  21. Is a Locked-in Retirement Account (LIRA) protected from creditors?

  22. Can a debt collector contact me about a debt that's no longer on my credit report?

  23. What are the basic requirements to qualify for a payday loan?

  24. What is a good credit utilization ratio?

  25. What are the main differences between a provident fund and a pension fund?

  26. What is the difference between available credit and credit limit?

  27. Should I apply for student loans if I haven't finished applying for scholarships ...

  28. Where can I transfer money from a Locked-in Retirement Account (LIRA) to?

  29. Can debt collectors add fees to my debt?

  30. Do payday loans hurt my ability to get a mortgage?

  31. How can I increase my FICO score?

  32. What are the differences between a systematic investment plan (SIP) and a recurring ...

  33. What are the restrictions for withdrawing my Locked-in Retirement Account (LIRA) ...

  34. Will debt consolidation stop debt collectors and creditors from calling me?

  35. What is the Superintendent's Register of Authorized Institutions?

  36. What are the most common reasons credit limit increase requests are declined?

  37. Why is my rent on my credit report?

  38. What are the benefits and costs (or risks) of a systematic investment plan (SIP)?

  39. How can I change my name on my Social Security card?

  40. What are some examples of 'gray' charges on my credit card statement?

  41. Who can transfer funds to a Locked-in Retirement Account (LIRA)?

  42. How can I improve my chances of getting a credit limit increase?

  43. How do credit bureaus make money?

  44. What are the main differences between a systematic investment plan (SIP) and mutual ...

  45. How can I request a Social Security disability award letter?

  46. Are 'gray' credit card charges legal?

  47. How much of my income goes to Social Security taxes?

  48. Is it possible to have a credit limit that's too high?

  49. Can I keep my credit cards after filing bankruptcy?

  50. What are the benefits and advantages of the Teacher Retirement System?

  51. How do I get information about my bankruptcy case?

  52. Will using an overdraft hurt my credit score?

  53. How long does information stay on my credit report?

  54. What credit card fees are tax deductible?

  55. Can I use credit cards that are on a debt management program?

  56. What are the differences between a Pay As You Go plan and a 401(k)?

  57. Does bankruptcy information go on the public record?

  58. Why are there three national credit bureaus?

  59. How will accepting a higher credit card limit affect my credit score?

  60. If a collection agency buys my debt from another agency, does the debt become 'new'?

  61. How long do typical debt management plans take to pay off debt?

  62. How are Pay As You Go pension plan benefits taxed?

  63. What are some signs my credit card's annual fee is too high?

  64. Do unpaid medical bills appear on my credit report?

  65. Do I need to know all three of my credit scores?

  66. When does the statute of limitations clock start on my debts?

  67. How does debt consolidation lower my monthly payments?

  68. When is revenue recognized under accrual accounting?

  69. Can a business charge me an extra fee for paying with my credit card instead of cash?

  70. How long does it take for items to show up on my credit report?

  71. How often is my credit score updated?

  72. What debts don't have a statute of limitations applied to them?

  73. Are debt-consolidation loans tax deductible?

  74. How do I apply for Social Security retirement benefits?

  75. What is the maximum I can receive from my Social Security retirement benefit?

  76. Why should I register a prepaid credit card?

  77. Does cosigning a loan affect a credit score?

  78. What debts can I discharge when filing for bankruptcy?

  79. Is the interest on a home equity line of credit (HELOC) tax deductible?

  80. How do I track my pending application for Social Security benefits?

  81. Must I pay Social Security taxes on my earnings after full retirement age?

  82. What fees usually come with prepaid credit cards?

  83. Do inquiries for preapproved offers affect my credit score?

  84. How are payments calculated on a Canadian Pension Plan (CPP)?

  85. What debt cannot be discharged when filing for bankruptcy?

  86. Does interest on my student loan accumulate during forbearance?

  87. How soon do I need to start my application for Social Security retirement benefits?

  88. Are Social Security benefits affected by unemployment benefits?

  89. What information do lenders need when I apply for a credit limit increase?

  90. Why don't I have a credit score?

  91. What are the rules and restrictions on a Spousal IRA?

  92. What property / belongings can I keep after filing bankruptcy?

  93. Is the interest on my student loan tax deductible on my federal income taxes?

  94. Are my Social Security Benefits reduced if I receive extra pensions from different ...

  95. Can I get both military and Social Security benefits?

  96. Are secured credit cards accepted everywhere?

  97. What is the average salary for an accountant?

  98. How long are credit ratings valid?

  99. How are my cosigners affected if I file bankruptcy?

  100. What does "full retirement age" mean in regards to Social Security?

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