Bonds FAQs

  1. When was the Dow Jones Industrial Average first calculated?

  2. How did dotcom companies become so overvalued in the late 1990s?

  3. A parent would choose to set up a Coverdell Education Savings Account for a child in order to save for college expenses AND:

  4. The maximum fine that can be assessed for a violation of the USA is what amount?

  5. How are bonds rated?

  6. Transactions are exempt from registration where …

  7. How do 401(k) loans work?

  8. What happens if I own a stock that is purchased by another company after filing for bankruptcy?

  9. What are the exceptions to the premature withdrawal penalty rules for IRA accounts?

  10. What advantages do exchange-traded funds have over mutual funds?

  11. What are some of the key differences between IFRS and U.S. GAAP?

  12. Can I refuse a gift by providing a "Qualified Disclaimer," and what does this entail?

  13. The real rate of return is the amount of interest earned over and above the?

  14. The BEST definition of a benchmark portfolio is:

  15. Why do companies use reverse/forward stock splits?

  16. What is a tax-free 1035 Exchange?

  17. Is short selling allowed in India?

  18. What is the difference between the bond market and the stock market?

  19. Why are most bonds traded on the secondary market "over the counter"?

  20. Does a shareholder lose all of their equity once a Chapter 11 bankruptcy is filed by the company?

  21. Why is debt issued in both temporary and permanent forms?

  22. Are U.S. banks authorized to issue bank guarantees or medium term notes (MTNs)?

  23. I have a profit-sharing plan with my former employer. I am now trying to buy a home. Can I use my profit-sharing money to put a down payment on a house?

  24. When is it a good idea to use an irrevocable life insurance trust?

  25. What are the advantages and disadvantages of mutual funds?

  26. What does a "5 by 5" power in a trust document mean?

  27. What is the difference between an options contract and a futures contract?

  28. Why do you need an emergency fund?

  29. After exercising a put option, can I still hold my option contract in order to sell it at a lower price?

  30. What is the difference between a Ponzi and a pyramid scheme?

  31. Under the USA, there are antifraud provisions that apply to securities. Which of the following statements is true?

  32. According to the USA, it is unlawful for a person to offer to sell a security in a state unless:

  33. An IA’s client has a primary goal of tax reduction and a secondary goal of current income. Which investment would be most appropriate?

  34. Where do I look for fees that I am charged on investments? What are those fees called?

  35. How does an employer benefit from a 401(k) matching plan?

  36. What is a "wash sale"?

  37. What are the requirements to be able to contribute to an HSA?

  38. When diversifying a bond portfolio, you should make sure to take into account all of the following EXCEPT:

  39. Which transactions affect the retained earnings statement?

  40. Because I missed a few credit card payments, the issuer raised my interest rate from 9.9% to 19.9%. What should I do?

  41. If I buy a stock at $45 and I put a stop limit in to sell at $40, will I be guaranteed a sell once the stock has reached this price?

  42. How quickly should my financial advisor sell a stock that I have asked him or her to sell for me?

  43. What are some common hand signals on the trading floor?

  44. Why are traders on the floor of the exchange?

  45. Why is accidental life insurance so inexpensive?

  46. Is life insurance good for mortgage protection?

  47. How do I know when to "rebalance" my investments?

  48. Should I collect early Social Security?

  49. How do I know if I qualify to open a HSA (Health Savings Account)?

  50. My mortgage payments are no longer affordable; is there anything that I can do to prevent foreclosure?

  51. What is the "stretch IRA" concept?

  52. Who was the first person charged by the SEC?

  53. Why is Game Theory useful in business?

  54. How much life insurance should I have?

  55. What was the Marshall Plan?

  56. What is the difference between LIBID and LIBOR?

  57. How are oil reserves accounted for on an oil company's balance sheet?

  58. The real rate of return is the amount of interest earned over and above the:

  59. The risk an investor is most likely to face when investing in a discounted U.S. Treasury bond is

  60. Which of the following is not needed to calculate the net present value of an investment?

  61. The “effective date” is defined as:

  62. When is it acceptable for a broker to commingle funds with a client?

  63. What are the differences between AMEX and Nasdaq?

  64. What are the distribution options for an inherited annuity?

  65. What is a call rule?

  66. Do stimulus checks work?

  67. What are G7 bonds?

  68. The primary reason for an IA to rebalance a client’s portfolio is to:

  69. What are the pros/cons of naming a trust as the beneficiary of a retirement account?

  70. Which constitutional amendment made income tax legal?

  71. Is it wise to consolidate credit card debt?

  72. Should computer software be classified as an intangible asset or part of property, plant and equipment?

  73. In a corporate liquidation, why are unpaid taxes and wages paid before general creditors but after secured bondholders?

  74. The interest rate used to define the “risk-free” rate of return is the:

  75. The interest rate used to define the “risk-free” rate of return is the

  76. What is PMI, and does everyone need to pay it?

  77. What is the McGinley Dynamic?

  78. What happens to insurance policies and variable annuities if the insurance company itself goes bankrupt - do the policyholders get anything out of it?

  79. What certification series does one need to be a bond broker?

  80. What is the difference between nonconvertible debentures and fixed deposits?

  81. A hypothecation agreement allows a broker-dealer to

  82. How do I know if I should refinance my mortgage?

  83. What are the GAAP standards for digital document storage?

  84. Will jointly filing taxes have the effect of joining a couple's credit?

  85. What's the difference between consumer confidence and consumer sentiment?

  86. The risk an investor is most likely to face when investing in a discounted U.S. Treasury bond is:

  87. My variable annuity account took a beating. Should I seek other alternatives?

  88. Does it make sense to convert a Traditional IRA to a Roth when the market’s down?

  89. What is a convertible insurance policy?

  90. Do stocks that trade with a large daily volume generally have less volatility?

  91. Why would you want a monthly benefit versus a daily benefit?

  92. When did earnings conference calls become open to the public?

  93. Which is NOT a component of investment income?

  94. What is a long-short mutual fund?

  95. Is there more to insurance policies than price?

  96. What are Schedule K-1 documents used for?

  97. Why is the 1982 AT&T breakup considered one of the most successful spinoffs in history?

  98. Why might a bond agreement limit the amount of assets that the firm can lease?

  99. Which is not a process the Federal Reserve uses to control the level of business activity?

  100. Which two companies underwent the biggest corporate merger of the 1990s?

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