Bonds FAQs

  1. What is a vest fleece?

  2. What is a margin account?

  3. Can I convert non-deductible contributions made to my Traditional IRA to a Roth IRA without being taxed?

  4. What is inflation and how should it affect my investing?

  5. What does a cut in interest rates mean for the stock market?

  6. How rapidly can expanding sales reduce a firm's earnings?

  7. I converted my former IRA to a Roth for tax purposes in 1998, so even though the tax was paid over four years, am I correct to assume that this is now mine to withdraw, if I like, at no penalty? I am 60 years old.

  8. What is the difference between a global fund and an international fund?

  9. Can an individual contribute to both a Roth IRA and a Traditional IRA in the same year?

  10. If I am entitled according to my divorce decree to a percentage of my ex-husband's IRA, how can I receive the assets due to me into my own IRA without being taxed? Will he be taxed when he makes the transfer? Will the money he may have to pay in taxes the

  11. I am over 60 years old and have a Roth IRA to which I have made contributions for more than five years. Are all distributions tax free?

  12. What are the requirements that a trust needs to meet to be qualified?

  13. What is a mutual fund's NAV?

  14. If I own stock that drops in price is this a sign that I should buy more?

  15. Why did the New York Stock Exchange report prices in fractions before it switched to decimal reporting?

  16. Is it possible for a company to have a positive cash flow and a negative net income?

  17. What is the difference between fast and slow stochastics in technical analysis?

  18. Can a stop-loss order be used to protect a short sale transaction?

  19. I am 59 (not 59.5) and my husband is 65. We have participated in a SIMPLE IRA with our company for more than two years. Can we convert the SIMPLE IRA to a Roth IRA? If we can convert, do we have to pay tax on the SIMPLE IRA money placed in the Roth? Are t

  20. How can a company trade more shares in one day than there are shares outstanding?

  21. Stocks with high P/E ratios can be overpriced. Is a stock with a lower P/E always a better investment than a stock with a higher one?

  22. What is the difference between a company's book value per share and its intrinsic value per share?

  23. What procedure applies to a taxpayer who made excess contributions for 2001, 2002, 2003 and 2004 and has neither withdrawn the excess and the earnings for 2001-2003, nor recharacterized 2004 to a Traditional IRA? How are multiple years such as this to be

  24. Does perfect competition exist in the real world?

  25. What is a staggered board?

  26. My brokerage firm won't allow naked option positions. What does this mean?

  27. Is it true that you can sell your home and not pay capital gains tax?

  28. What is the haircut rate imposed by clearing corporations?

  29. Are the deferred earnings in a SIMPLE IRA subject to FICA taxes?

  30. What parties are involved in the creation of an American depositary receipt?

  31. I am 61 years old and would like to contribute to my employer's 401(k) plan. Is there an age limit?

  32. Are high-yield bonds better investments than low-yield bonds?

  33. Can an option be exercised on the expiration date?

  34. What does it mean when a bond has a put option?

  35. How do you calculate the cost basis for a mutual fund over an extended time period?

  36. Is an earnings surprise priced into the opening value by market makers or does the buyer/seller response drive the price?

  37. Are eurodollars related to the currency called the euro?

  38. I have just been laid off. Can I use my 401(k) for living expenses now and report it as income next year?

  39. What will happen to my SEP IRA if I leave my current employer?

  40. What does it mean to have orphan drug status?

  41. Which is better for tax deductions, itemization or a standard deduction?

  42. I failed the Series 6 exam. How long must I wait before I can re-take it?

  43. When am I not required to submit a social security number on my tax return?

  44. Is there any difference between a holder of a Chartered Financial Analyst Designation and a Certified Financial Analyst?

  45. I have two Roth IRAs, one of which has a balance that is much less than the total contributions I have made to the account. Can I write off the losses for that account?

  46. I have not received my Series 7 exam certificate. Where can I obtain it?

  47. I want to roll over a portion of my retirement plan with my employer and I have been advised to ask for separate checks to account for pre- and after-tax amounts. What does this mean?

  48. I am not currently employed at a member firm, but I have independently written the Series 63 exam. How do I keep this status valid?

  49. What is securitization?

  50. How does online banking assist with budgeting?

  51. How do I register for the CFA program for the first time?

  52. What are managed futures?

  53. What is the difference between "hard money" and "soft money"?

  54. What do people mean when they say there is a "bubble" going on in the market, such as a "housing bubble" or a "technology bubble"?

  55. How did George Soros "break the Bank of England"?

  56. Where can I find a list of all of the stocks in the S&P 500?

  57. How do I identify a gray market?

  58. What does negative shareholder equity on a balance sheet mean?

  59. How is something "brought over the wall" in an investment bank?

  60. What's the difference between "top-down" and "bottom-up" investing?

  61. I'm a teacher. Which is better for me, a 401(k) or 403(b)? What is the difference? From whom do I get these plans?

  62. What qualifies a person as a day trader?

  63. Is it permissible for a 70-year-old person to buy an IRA?

  64. What is the difference between fundamental and technical analysis?

  65. What's the difference between pre-money and post-money?

  66. Can I roll over a profit-sharing plan to an SEP IRA account without suffering any tax penalties and liquidation of current positions held in this account?

  67. What is the difference between a blend fund and a balanced fund?

  68. If an individual still has his or her former spouse as the beneficiary of an IRA, does the former spouse receive the assets upon the individual's death?

  69. Does the five-year rule apply if a non-spouse inherits an IRA after the required beginning date and the required minimum distribution is not satisfied in the year of death?

  70. Can I contribute to both a 529 plan and a Coverdell education savings account?

  71. What are soft dollars?

  72. What is the 'Rule of 72'?

  73. Is a company allowed to reduce its dividends?

  74. What is a boiler room operation?

  75. What's the difference between a straddle and a strangle?

  76. Why would a person choose a mutual fund over an individual stock?

  77. How do stock splits affect short sellers?

  78. Are there tax penalties for closing my Roth IRA account?

  79. Why are some shares priced in the hundreds or thousands of dollars, while other just as successful companies have more normal share prices? For example, how can Berkshire Hathaway's be over $80,000/share, when the shares of even larger companies are only

  80. What is the difference between convertible and reverse convertible bonds?

  81. Once substantially equal periodic payments (SEPP) of an IRA have started, is the payment fixed each year, or does it fluctuate with interest rates? Can payments be monthly?

  82. How do my siblings and I receive inherited pension benefit payments from our deceased parent?

  83. What technical tools can I use to measure momentum?

  84. How does privatization affect a company's shareholders?

  85. What do the "BxA" numbers on my brokerage's trading screen mean?

  86. What is dilutive stock?

  87. How long does a stock that has done a reverse split keep the letter "D" at the end of its symbol?

  88. How many types of markets can an investor choose from?

  89. What is a stock-for-stock merger and how does this corporate action affect existing shareholders?

  90. How do you tell whether an option is American or European style?

  91. How can I sell private company stock?

  92. What does the diluted share price reveal about a company's financial strength?

  93. What is property, plant and equipment, and what does it mean?

  94. What is political risk and what can a multinational company do to minimize exposure?

  95. What is the best time of the day to trade?

  96. How do businesses decide whether to do FDI via green field investments or acquisitions?

  97. Do all international markets trade between 9:30am and 4pm local time?

  98. What does CHIPS UID mean?

  99. Where can I find the number of shares shorted on a specific stock?

  100. On what days are the American stock exchanges closed?

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