Ask Us - General Investing
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What is the difference between the bond market and the stock market? (
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Are U.S. banks authorized to issue bank guarantees or medium term notes (MTNs)? (
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Does a shareholder lose all of their equity once a Chapter 11 bankruptcy is filed by the company? (
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What does a "5 by 5" power in a trust document mean? (
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What is the difference between a Ponzi and a pyramid scheme? (
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Which transactions affect the retained earnings statement? (
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Because I missed a few credit card payments, the issuer raised my interest rate from 9.9% to 19.9%, what should I do? (
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How do I know if I qualify to open a HSA (Health Savings Account)? (
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How do I know when to "rebalance" my investments? (
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My mortgage payments are no longer affordable; is there anything that I can do to prevent foreclosure? (
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Who was the first person charged by the SEC? (
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Which constitutional amendment made income tax legal? (
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Is it wise to consolidate credit card debt? (
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Should computer software be classified as an intangible asset or part of property, plant and equipment? (
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In a corporate liquidation, why are unpaid taxes and wages paid before general creditors but after secured bondholders? (
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What is PMI, and does everyone need to pay it? (
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What certification series does one need to be a bond broker? (
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How do I know if I should refinance my mortgage? (
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What's the difference between consumer confidence and consumer sentiment? (
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What are the GAAP standards for digital document storage? (
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Will jointly filing taxes have the effect of joining a couple's credit? (
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My variable annuity account took a beating. Should I seek other alternatives? (
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When did earnings conference calls become open to the public? (
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What are Schedule K-1 documents used for? (
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How does accrual accounting differ from cash basis accounting? (
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What does the "agency cost of debt" mean? (
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How do I value the shares that I own in a private company? (
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Does a company logo change require a material disclosable event? (
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What documents should I have ready in case my partner or I should die? (
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Do speculators have a destabilizing effect on the financial system? (
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Which is NOT an element of M2 money supply? (
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Is it possible to short sell real estate? (
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What is the difference between an acquisition and a takeover? (
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How did corporate ownership almost lead to the ruin of Adelphia in 2002? (
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What are some cheaper alternatives to sending children to summer camp? (
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What would happen to a company's external fund requirements if it reduces the payout ratio, or if it suffers a decline in its profit margin? (
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Why does the IRS withhold income taxes from employee paychecks? (
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Why are credit cards able to charge such high interest rates compared to other lenders? (
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What do people mean when they mention real estate gazunders or gazumps? (
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What is meant when advertisers say that "financing is available"? (
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What is the history behind today's bankruptcy laws? (
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What is the difference between inflation and stagflation? (
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How did Joseph Jett cause Kidder, Peabody & Co. to lose over $350 million? (
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What business processes were used to establish the Chevrolet motor company? (
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What was the first company to issue stock? (
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What's the difference between a golden handshake and a golden parachute? (
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What options do I have to save for my child's education? (
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What is the difference between asset-based lending and asset financing? (
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When is the dividend payment recognized in the shareholders equity portion of the balance sheet? (
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What recognized CEO earned the moniker "Neutron Jack"? (
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How do I use the IRS Free File tax forms? (
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When am I considered "married" for tax purposes? (
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To whom was the term "corporate kleptocracy" first applied? (
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How are stock warrants different from stock options? (
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What is the best way to budget for holiday and special event spending? (
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What are the benefits of an assumable mortgage? (
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Who was Parker Dozhier and why was he called a "bag man"? (
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What is an entrepreneur's elevator pitch? (
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How is something "brought over the wall" in an investment bank? (
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Are oil prices and interest rates correlated? (
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What is the difference between a non-recourse loan and a recourse loan? (
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Why was Microsoft subject to antitrust charges in 1998? (
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What's the difference between a bank guarantee and a letter of credit? (
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What is the put-call ratio and why should I pay attention to it? (
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Is there any time I would want to have a zero-principal mortgage? (
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What do people mean when they say there is a "bubble" going on in the market? (
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How does the American Housing Rescue and Foreclosure Prevention Act of 2008 affect first-time home buyers? (
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What are the economic implications of government subsidies on fuel costs? (
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How can a trust lower federal transfer tax liability? (
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Where can I get a company's prospectus and/or financial statements? (
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What does the saying "What's good for Wall Street is bad for Main Street" mean? (
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What is the highest achievable FICO score? (
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What economic indicators are especially important to oil traders? (
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What happens to the fines collected by the Securities and Exchange Commission? (
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I've heard some "market gurus" claim returns of up to 400% annually. Is this possible? (
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Does the seller of an option determine the details of the option contract? (
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Which is better for tax deductions, itemization or a standard deduction? (
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Does everyone have to file a federal tax return? (
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What are the components of the risk premium for investments? (
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What is the difference between bad credit and no credit? (
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Which is better, a fixed or variable rate loan? (
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Why do companies report earnings at different times? (
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How should I estimate my income from fixed sources? (
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How can I budget for both short-term expenses and long-term goals? (
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How does online banking assist with budgeting? (
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Who is responsible for protecting and managing shareholders' interests? (
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Is there a difference between socially responsible investing (SRI) and green investing? (
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How is the value of the S&P 500 calculated? (
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What should I consider financially when choosing to work abroad? (
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I've come into a large amount of money. Should I invest it or pay off my mortgage? (
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How does a mortgage payment go from interest to principal? (
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I have a short period to invest. What investments should I look at? (
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Are mortgage-backed securities backed by any guarantees? (
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How can I find an investment club in my area? (
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What is the difference between a 2/28 and a 3/27 ARM? (
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How do central banks inject money into the economy? (
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What number of shares determines adequate liquidity for a stock? (
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If my mortgage lender goes bankrupt, do I still have to pay my mortgage? (
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What is happening during a risk repricing? (
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What is a wrap account and what are the advantages of using one? (
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How do I find historical prices for stocks? (
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What are the differences between chapter 7 and chapter 11 bankruptcy? (
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Where does the name "Wall Street" come from? (
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Why do executives make so much money selling their options? (
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How can I stop duplicate mailings from companies that my spouse, children and I all own? (
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Are professionals, such as financial planners and brokers, liable for the advice they give? (
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What is a trade deficit and what effect will it have on the stock market? (
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How can I easily get ready for next year's tax season? (
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When am I not required to submit a social security number on my tax return? (
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What is the difference between IAS and GAAP? (
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How do I file taxes for income from foreign sources? (
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Are there special benefits for U.S. armed forces personnel? (
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What is the difference between a buy-side and a sell-side analyst? (
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I sold my house. Can I exclude the gain from my income? (
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How can I tell if I'm eligible for an EITC? (
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Where can I find the P/E ratios for the Dow and S&P 500? (
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How do I get credit for my retirement plan contributions? (
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Does a company have to notify its investors when it faces legal proceedings? (
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What are some commonly missed deductions for business owners? (
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How can I make sure I get all my eligible deductions? (
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How can I reduce the taxes on my inherited retirement assets? (
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What is the difference between a president and a chief executive officer? (
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What aids will help me file my own tax return? (
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Which is a better measure for capital budgeting, IRR or NPV? (
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How do I avoid paying excess taxes on securities I have sold? (
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What's the difference between net present value and internal rate of return? (
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How can I make sure I'm ready to file my taxes? (
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What is the difference between arithmetic and geometric averages? (
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What does it mean to have orphan drug status? (
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Why do options with the same underlying stock and strike prices trade for different amounts? (
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How do businesses decide whether to do FDI via green field investments or acquisitions? (
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If an employee is paid by commission, who is responsible for withholding taxes? (
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What effect does a company's dividend reinvestment plan have on its stock price? (
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Why do brokers ask for personal information before they make any trades? (
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How are futures used to hedge a position? (
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Are credit cards and debit cards considered debt instruments? (
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How are realized profits different from unrealized profits? (
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What are the disadvantages of using NPV as an investment criterion? (
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What is the relationship between oil prices and inflation? (
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What does 'froth' mean in terms of the real estate market? (
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What is the difference between investment banks and merchant banks? (
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What is an efficient market and how does it affect individual investors? (
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What are the generally accepted accounting principles for inventory reserves? (
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Is it possible for a company to have a positive cash flow and a negative net income? (
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What does the acronym 'GmbH' mean in English? (
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Why do accountants use debits & credits instead of simple pluses & minuses? Why is the notation for a debit "DR"? (
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Who employs the specialists at the New York Stock Exchange? (
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What are these points that the Dow is always gaining or losing? (
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Why is membership in the NYSE known as "owning a seat"? (
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