Real Estate & Mortgages FAQs

  1. What does FNMA stand for?

  2. Why do real estate agents fail?

  3. Do real estate agents need a degree?

  4. Where do you get real estate leads?

  5. Do real estate agents get paid hourly or by salary?

  6. Which real estate agency is the best to work for?

  7. Can real estate agents help renters find rental property?

  8. Can real estate agents give referral fees?

  9. What are the differences among a real estate agent, a broker and a realtor?

  10. Where can you get real estate advice?

  11. Where do you get a real estate license?

  12. How can I tell when a real estate agent might be lying to me?

  13. What do real estate attorneys do?

  14. How are real estate taxes calculated?

  15. How do real estate agents market themselves?

  16. How do real estate agents get listings?

  17. How do real estate agents get paid?

  18. What are the requirements for an FHA loan?

  19. What's the difference between short sales and foreclosures?

  20. What are the requirements to apply for a reverse mortgage loan?

  21. What’s the difference between a mortgage lender and a mortgage servicer?

  22. What is the difference between an interest rate and an annual percentage rate (APR)?

  23. What are the different types of reverse mortgages?

  24. Are good faith estimates (GFEs) accurate?

  25. When did the real estate bubble burst?

  26. What are the differences between investing in real estate and stocks?

  27. What do real estate investors look for in a property?

  28. What is real estate underwriting?

  29. What is the difference between real estate and real property?

  30. What is real estate crowdfunding?

  31. What are some of the challenges in real estate development?

  32. What is the goal of real estate wholesaling?

  33. What is an FHA streamline loan?

  34. What alternatives are there to a reverse mortgage?

  35. What real estate documents need to be recorded?

  36. How can I make equity investments in real estate?

  37. I am a first-time home buyer. If I take a distribution from my 401(k) to purchase ...

  38. What counts as "debts" and "income" when calculating my debt-to-income (DTI) ratio?

  39. What's the difference between housing starts and building permits?

  40. What unforeseen circumstances affect what I'll pay in capital gains taxes?

  41. How does my debt-to-income (DTI) ratio affect my ability to get a mortgage?

  42. What are the best ways to invest in mortgage-backed securities (MBS)?

  43. Can I buy a house directly from Fannie Mae (FNMA)?

  44. On average, what can I expect my private mortgage insurance (PMI) rate to be?

  45. Why do I need to pay private mortgage insurance (PMI)?

  46. How does Fannie Mae (FNMA) make money?

  47. What are the different types of private mortgage insurance (PMI)?

  48. What's the difference between private mortgage insurance (PMI) and mortgage insurance ...

  49. How can I avoid paying private mortgage insurance (PMI)?

  50. How do you flip a home?

  51. Should I pay my mortgage with my credit card to earn credit card rewards?

  52. If my mortgage lender goes bankrupt, do I still have to pay my mortgage?

  53. Is life insurance good for mortgage protection?

  54. My mortgage payments are no longer affordable; is there anything that I can do to ...

  55. What is PMI, and does everyone need to pay it?

  56. How do I know if I should refinance my mortgage?

  57. Is it possible to short sell real estate?

  58. What's the difference between EBITDA, EBITDAR and EBITDARM?

  59. What is the difference between a collateralized mortgage obligation (CMO) and a collateralized ...

  60. What is the difference between a 2/28 and a 3/27 ARM?

  61. I'm about to retire. If I pay off my mortgage with after-tax money I have saved, ...

  62. Are mortgage-backed securities backed by any guarantees?

  63. Can I, without tax penalties, use the IRA I inherited from my father to buy a home ...

  64. How does a credit crunch occur?

  65. My Traditional IRA has been converted to a Roth IRA. Can I still make a qualified ...

  66. What is a subprime mortgage?

  67. What is a Ginnie Mae security?

  68. Which is better, a fixed or variable rate loan?

  69. I've come into a large amount of money. Should I invest it or pay off my mortgage?

  70. Is there any time I would want to have a zero-principal mortgage?

  71. How does the American Housing Rescue and Foreclosure Prevention Act of 2008 affect ...

  72. My husband has a 401(k) account which is 100% vested with an $8,000 balance. We are ...

  73. What is foreclosure investing?

  74. Can investment real estate be purchased within an IRA and, if so, are there any pitfalls?

  75. What does 'froth' mean in terms of the real estate market?

  76. What are the benefits of an assumable mortgage?

  77. What is an assumable mortgage?

  78. What is the difference between a non-recourse loan and a recourse loan?

  79. Can my spouse and I use our IRAs to purchase our first home?

  80. I sold my house. Can I exclude the gain from my income?

  81. Why does the majority of my mortgage payment start out as interest and gradually ...

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