Real Estate & Mortgages FAQs

  1. I am a first-time home buyer. If I take a distribution from my 401(k) to purchase ...

  2. What counts as "debts" and "income" when calculating my debt-to-income (DTI) ratio?

  3. What's the difference between housing starts and building permits?

  4. What unforeseen circumstances affect what I'll pay in capital gains taxes?

  5. How does my debt-to-income (DTI) ratio affect my ability to get a mortgage?

  6. What are the best ways to invest in mortgage-backed securities (MBS)?

  7. Can I buy a house directly from Fannie Mae (FNMA)?

  8. On average, what can I expect my private mortgage insurance (PMI) rate to be?

  9. Why do I need to pay private mortgage insurance (PMI)?

  10. How does Fannie Mae (FNMA) make money?

  11. What are the different types of private mortgage insurance (PMI)?

  12. What's the difference between private mortgage insurance (PMI) and mortgage insurance ...

  13. How can I avoid paying private mortgage insurance (PMI)?

  14. How do you flip a home?

  15. Should I pay my mortgage with my credit card to earn credit card rewards?

  16. If my mortgage lender goes bankrupt, do I still have to pay my mortgage?

  17. Is life insurance good for mortgage protection?

  18. My mortgage payments are no longer affordable; is there anything that I can do to ...

  19. What is PMI, and does everyone need to pay it?

  20. How do I know if I should refinance my mortgage?

  21. Is it possible to short sell real estate?

  22. What's the difference between EBITDA, EBITDAR and EBITDARM?

  23. My Traditional IRA has been converted to a Roth IRA. Can I still make a qualified ...

  24. What is a subprime mortgage?

  25. What is a Ginnie Mae security?

  26. Which is better, a fixed or variable rate loan?

  27. I've come into a large amount of money. Should I invest it or pay off my mortgage?

  28. Is there any time I would want to have a zero-principal mortgage?

  29. How does the American Housing Rescue and Foreclosure Prevention Act of 2008 affect ...

  30. My husband has a 401(k) account which is 100% vested with an $8,000 balance. We are ...

  31. What is foreclosure investing?

  32. Can investment real estate be purchased within an IRA and, if so, are there any pitfalls?

  33. What does 'froth' mean in terms of the real estate market?

  34. What are the benefits of an assumable mortgage?

  35. What is an assumable mortgage?

  36. What is the difference between a non-recourse loan and a recourse loan?

  37. Can my spouse and I use our IRAs to purchase our first home?

  38. I sold my house. Can I exclude the gain from my income?

  39. Why does the majority of my mortgage payment start out as interest and gradually ...

  40. What is the difference between a collateralized mortgage obligation (CMO) and a collateralized ...

  41. What is the difference between a 2/28 and a 3/27 ARM?

  42. I'm about to retire. If I pay off my mortgage with after-tax money I have saved, ...

  43. Are mortgage-backed securities backed by any guarantees?

  44. Can I, without tax penalties, use the IRA I inherited from my father to buy a home ...

  45. How does a credit crunch occur?

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