Real Estate & Mortgages FAQs

  1. What do mortgage lenders use the securitization food chain?

  2. What criteria does a property need to meet to be considered an 'investment grade' ...

  3. Why do banks securitize some debts, and how do they sell them to investors?

  4. Do mortgage escrow accounts earn interest?

  5. Why should you invest in tangible assets?

  6. Can unearned rent be considered deferred revenue?

  7. What role did securitization play in the U.S. subprime mortgage crisis?

  8. Which asset classes are the most risky?

  9. How often is interest compounded?

  10. How can you use a debt service coverage ratio (DSCR) to evaluate real estate investments?

  11. How does the loan-to-value ratio affect my mortgage payments?

  12. What's the difference between a collateralized debt obligation (CDO) and a collateralized ...

  13. What is the difference between a savings & loan company and a bank?

  14. Why does the loan-to-value ratio matter?

  15. Why do MBS (mortgage-backed securities) still exist if they created so much trouble ...

  16. Are all mortgage backed securities (MBS) also collateralized debt obligations (CDO)?

  17. What does asset management mean in regards to real estate?

  18. What is the difference between a collateralized debt obligation (CDO) and an asset ...

  19. How did moral hazard impact the financial crisis of 2007-08?

  20. How do commercial banks make money?

  21. What are the three "nets" of an NNN lease?

  22. What is the difference between a PMI (primary mortgage insurance) loan and a Federal ...

  23. What are the differences between single, double and triple-net leases?

  24. How do banks measure the Five Cs of Credit?

  25. Why would a homebuyer need to take out PMI (private mortgage insurance)?

  26. Can you ask your landlord to remove a waiver of subrogation clause from your lease?

  27. How did the financial crisis affect the banking sector?

  28. What are the implications of a low Federal Funds Rate?

  29. Does the bank set up an escrow account for the buyer and seller in a home sale?

  30. Do landlords set up escrow accounts for their tenants' security deposits?

  31. How does the bank profit off of escrow accounts?

  32. What kinds of companies are the best candidates for evaluation using the Gordon Growth ...

  33. Who manages an escrow account?

  34. How can investors use trends in the unemployment rate to evaluate the outlook of ...

  35. What are key government regulations that affect investing in the banking sector?

  36. Were collateralized debt obligations (CDO) responsible for the 2008 financial crisis?

  37. What are the best ways to pay off my mortgage quickly?

  38. What is a combined loan to value ratio?

  39. What are the pros and cons of a simple-interest mortgage?

  40. Is a waiver of subrogation clause better for a tenant or a landlord?

  41. What level of default rate is typical for the credit services industry?

  42. What is the most typical holding in an SPV?

  43. What is the underwriter's job in a real estate transaction?

  44. Why do bankers incur risk when underwriting?

  45. Is NAV the best way to assess the value of an REIT?

  46. What is the historical capitalization rate for real estate in New York City?

  47. What is the lowest capitalization rate before an investment becomes unprofitable?

  48. What can capitalization rate tell investors about real estate bubbles?

  49. Are any arm's-length transactions disadvantageous to both parties?

  50. What is the difference between APR and APY?

  51. Are APRs different in different countries?

  52. What loans do and don't have an APR?

  53. How do REIT managers use capitalization rate to configure their portfolios?

  54. What are the most popular assets for investors?

  55. What is the difference between capitalization rate and rent?

  56. What is the difference between a REIT and a master limited partnership

  57. What are the pros and cons of owning an equity REIT versus a mortgage REIT?

  58. What is the difference between a REIT and a real estate fund?

  59. What is the debt ratio for an FHA loan?

  60. What factors should I consider when shopping for the best mortgage lender?

  61. Is it a good idea to add a reverse mortgage to your retirement strategy?

  62. What are the potential pitfalls of owning REITs?

  63. Are dividend payout ratios different in different economic sectors?

  64. How can a reverse mortgage help wealthy and poor retirees?

  65. How do you use DCF for real estate valuation?

  66. Why is due diligence important before a company acquisition?

  67. Is a REIT a type of ETF?

  68. How should you choose the amortization period for your mortgage?

  69. If a telecommunication company wants to build a tower on my land how much should ...

  70. What is the key to finding your ideal mortgage?

  71. What are essential steps to financial due diligence?

  72. Where are home values falling the fastest in the US, and why?

  73. How did the ABX index behave during the 2008 subprime mortgage crisis?

  74. How do traders use the ABX index?

  75. Does every inquiry affect a credit score?

  76. What are the main categories of debt?

  77. Why is APR used to compare long-term loans?

  78. What are the differences between a home equity line of credit (HELOC) and a home ...

  79. How does refinancing my mortgage affect my FICO score?

  80. What's the difference between a secured line of credit and an unsecured line of credit?

  81. What are some examples of a good time to take out a home equity line of credit (HELOC)?

  82. Do payday loans hurt my ability to get a mortgage?

  83. Is the interest on a home equity line of credit (HELOC) tax deductible?

  84. Will filing bankruptcy stop an eviction?

  85. How do I invest my IRA in real estate?

  86. How can I use my Roth IRA savings to buy my first home?

  87. What is the tax rate of a Roth IRA if I withdraw it for the purchase of a house?

  88. Why do real estate agents fail?

  89. Do real estate agents get paid hourly or by salary?

  90. Where do you get real estate leads?

  91. What are the differences among a real estate agent, a broker and a realtor?

  92. What does FNMA stand for?

  93. Where do you get a real estate license?

  94. How do real estate agents get paid?

  95. How do real estate agents market themselves?

  96. How can I tell when a real estate agent might be lying to me?

  97. How are real estate taxes calculated?

  98. Which real estate agency is the best to work for?

  99. What do real estate attorneys do?

  100. Can real estate agents help renters find rental property?

  • Showing 1-100 of 168 items
  • 1
  • 2
  • >>
Trading Center