Real Estate & Mortgages FAQs

  1. What are essential steps to financial due diligence?

  2. Where are home values falling the fastest in the US, and why?

  3. How did the ABX index behave during the 2008 subprime mortgage crisis?

  4. How do traders use the ABX index?

  5. What are the main categories of debt?

  6. Does every inquiry affect a credit score?

  7. What's the difference between a secured line of credit and an unsecured line of credit?

  8. How does refinancing my mortgage affect my FICO score?

  9. What are the differences between a home equity line of credit (HELOC) and a home ...

  10. What are some examples of a good time to take out a home equity line of credit (HELOC)?

  11. Why is APR used to compare long-term loans?

  12. Will filing bankruptcy stop an eviction?

  13. Do payday loans hurt my ability to get a mortgage?

  14. Is the interest on a home equity line of credit (HELOC) tax deductible?

  15. How can I use my Roth IRA savings to buy my first home?

  16. How do I invest my IRA in real estate?

  17. What is the tax rate of a Roth IRA if I withdraw it for the purchase of a house?

  18. Why do real estate agents fail?

  19. Do real estate agents need a degree?

  20. Where do you get real estate leads?

  21. Do real estate agents get paid hourly or by salary?

  22. Which real estate agency is the best to work for?

  23. Can real estate agents help renters find rental property?

  24. Can real estate agents give referral fees?

  25. What are the differences among a real estate agent, a broker and a realtor?

  26. Where can you get real estate advice?

  27. Where do you get a real estate license?

  28. How can I tell when a real estate agent might be lying to me?

  29. What do real estate attorneys do?

  30. What are the requirements for an FHA loan?

  31. How are real estate taxes calculated?

  32. How do real estate agents market themselves?

  33. What does FNMA stand for?

  34. How do real estate agents get listings?

  35. How do real estate agents get paid?

  36. What's the difference between short sales and foreclosures?

  37. What are the requirements to apply for a reverse mortgage loan?

  38. What’s the difference between a mortgage lender and a mortgage servicer?

  39. What is the difference between an interest rate and an annual percentage rate (APR)?

  40. What are the different types of reverse mortgages?

  41. Are good faith estimates (GFEs) accurate?

  42. When did the real estate bubble burst?

  43. What are the differences between investing in real estate and stocks?

  44. What do real estate investors look for in a property?

  45. What is real estate underwriting?

  46. What is real estate crowdfunding?

  47. What are some of the challenges in real estate development?

  48. What is the difference between real estate and real property?

  49. What is the goal of real estate wholesaling?

  50. What is an FHA streamline loan?

  51. What alternatives are there to a reverse mortgage?

  52. What real estate documents need to be recorded?

  53. How can I make equity investments in real estate?

  54. I am a first-time home buyer. If I take a distribution from my 401(k) to purchase ...

  55. What counts as "debts" and "income" when calculating my debt-to-income (DTI) ratio?

  56. What's the difference between housing starts and building permits?

  57. What unforeseen circumstances affect what I'll pay in capital gains taxes?

  58. How does my debt-to-income (DTI) ratio affect my ability to get a mortgage?

  59. What are the best ways to invest in mortgage-backed securities (MBS)?

  60. Can I buy a house directly from Fannie Mae (FNMA)?

  61. On average, what can I expect my private mortgage insurance (PMI) rate to be?

  62. Why do I need to pay private mortgage insurance (PMI)?

  63. How does Fannie Mae (FNMA) make money?

  64. What are the different types of private mortgage insurance (PMI)?

  65. What's the difference between private mortgage insurance (PMI) and mortgage insurance ...

  66. How can I avoid paying private mortgage insurance (PMI)?

  67. How do you flip a home?

  68. Should I pay my mortgage with my credit card to earn credit card rewards?

  69. If my mortgage lender goes bankrupt, do I still have to pay my mortgage?

  70. Is life insurance good for mortgage protection?

  71. My mortgage payments are no longer affordable; is there anything that I can do to ...

  72. What is PMI, and does everyone need to pay it?

  73. How do I know if I should refinance my mortgage?

  74. Is it possible to short sell real estate?

  75. What's the difference between EBITDA, EBITDAR and EBITDARM?

  76. What is the difference between a collateralized mortgage obligation (CMO) and a collateralized ...

  77. What is the difference between a 2/28 and a 3/27 ARM?

  78. Is there any time I would want to have a zero-principal mortgage?

  79. What is foreclosure investing?

  80. What is a Ginnie Mae security?

  81. I've come into a large amount of money. Should I invest it or pay off my mortgage?

  82. Are mortgage-backed securities backed by any guarantees?

  83. How does the American Housing Rescue and Foreclosure Prevention Act of 2008 affect ...

  84. What does 'froth' mean in terms of the real estate market?

  85. My Traditional IRA has been converted to a Roth IRA. Can I still make a qualified ...

  86. Can investment real estate be purchased within an IRA and, if so, are there any pitfalls?

  87. How does a credit crunch occur?

  88. I'm about to retire. If I pay off my mortgage with after-tax money I have saved, ...

  89. What is a subprime mortgage?

  90. Which is better, a fixed or variable rate loan?

  91. What is an assumable mortgage?

  92. I sold my house. Can I exclude the gain from my income?

  93. Can I, without tax penalties, use the IRA I inherited from my father to buy a home ...

  94. Can my spouse and I use our IRAs to purchase our first home?

  95. What are the benefits of an assumable mortgage?

  96. My husband has a 401(k) account which is 100% vested with an $8,000 balance. We are ...

  97. Why does the majority of my mortgage payment start out as interest and gradually ...

  98. What is the difference between a non-recourse loan and a recourse loan?

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