Real Estate & Mortgages FAQs

  1. Do balance transfers hurt your credit?

  2. What are some good alternatives to taking out a line of credit?

  3. What are the differences between payday loans and cash advances?

  4. What types of liens are seen as good and which are bad for my credit?

  5. Can you pay off your Best Buy credit card in store?

  6. How can you cancel your Walmart credit card?

  7. What is an assumable mortgage?

  8. How does CareCredit for pets work?

  9. How does the number of credit card accounts I have affect my credit score?

  10. What are some historical examples of debt securitization?

  11. Are personal loans bad for your credit score?

  12. What's a better way to borrow money: overdraft or credit cards?

  13. Can I get a balance transfer if I have bad credit?

  14. Do mortgage escrow accounts earn interest?

  15. How does Sallie Mae disburse funds?

  16. Can the Best Buy credit card be used anywhere?

  17. How is interest charged on most lines of credit?

  18. What's the difference between credit reports and investigative consumer reports?

  19. How do balance transfers affect my credit score?

  20. When is a balance transfer a good idea for paying off debt?

  21. Can Sallie Mae loans be forgiven?

  22. What is the difference between a savings & loan company and a bank?

  23. How long does it take for items to show up on my credit report?

  24. When is it a good idea to take out a loan to invest?

  25. What are the biggest factors that can affect my credit score?

  26. What are the best ways to rebuild my credit score quickly?

  27. How will debt settlement affect my credit score?

  28. What is a Ginnie Mae security?

  29. What's the difference between a balance transfer and a cash advance?

  30. What are some examples of simple interest loans?

  31. Is it possible to get a free credit report from Equifax?

  32. How long does it take a check to clear?

  33. Will having several credit cards hurt my credit score?

  34. What is the difference between available credit and credit limit?

  35. Can I use a prepaid credit card to pay bills or to transfer money to other accounts?

  36. How can I tell if a loan uses simple or compound interest?

  37. What are the differences between delinquency and default?

  38. Are Sallie Mae loans considered federal loans?

  39. How do mortgage lenders check and verify bank statements?

  40. What does it mean when advertisers say that "financing is available"? Should I trust them to give me a good deal?

  41. What are the most common reasons credit limit increase requests are declined?

  42. Is a home equity loan a good way to pay off my credit card debt?

  43. What's the difference between a grace period and a moratorium period?

  44. How can a creditor improve its Average Collection Period?

  45. How do mortgage lenders verify employment?

  46. What's the difference between a secured line of credit and an unsecured line of credit?

  47. How do commercial banks make money?

  48. What is the difference between "closed end credit" and a "line of credit?"

  49. What is the difference between a non-recourse loan and a recourse loan?

  50. What is the difference between continuous compounding and discrete compounding?

  51. What are the differences between revolving credit and installment credit?

  52. How is the minimum payment on a credit card calculated?

  53. Can a debt collector contact me about a debt that's no longer on my credit report?

  54. Can student loans be used to pay rent?

  55. How does interest work on a cash advance from my credit card?

  56. What are the differences between debit cards and credit cards?

  57. Does paying my utility bills on time improve my credit score?

  58. What is the difference between an interest rate and an annual percentage rate (APR)?

  59. What is the difference between a loan and a line of credit?

  60. What is the difference between secured and unsecured debts?

  61. How does your checking account affect your credit score?

  62. Can you use your Walmart credit card at Sam's Club?

  63. How is my credit score calculated?

  64. Does inflation favor lenders or borrowers?

  65. What's the Difference Between FHA and Conventional Loans?

  66. Should I pay my mortgage with my credit card to earn credit card rewards?

  67. What is the difference between overdraft and cash credit?

  68. Which is better, a fixed or variable rate loan?

  69. What is the difference between compounding interest and simple interest?

  70. Why Do Most of My Mortgage Payments Start Out as Interest?

  71. What is the 1003 mortgage application form?

  72. How Many Mortgage Payments Can I Miss Before foreclosure?

  73. Do Mortgage Lenders Work on Weekends? (WFC)

  74. What’s the Difference Between a Mortgage Lender and a Mortgage Servicer?

  75. How does my debt-to-income (DTI) ratio affect my ability to get a mortgage?

  76. If My Mortgage Lender Goes Bankrupt, Do I Still Have to Pay My Mortgage?

  77. What are the different types of subprime mortgages?

  78. When Do Mortgage Payments Usually Start?

  79. Do FHA Loans Have Prepayment Penalties?

  80. Do mortgage lenders use FICO 8? (EFX, TRU)

  81. How do I know if I should refinance my mortgage?

  82. How to Find Mortgage Lenders That Use VantageScore

  83. How does the loan-to-value ratio affect my mortgage payments?

  84. Are travel rewards credit cards worth it?

  85. Are balance transfers worth it?

  86. How do travel rewards cards work?

  87. How often does Credit Karma update? (EFX, TRU)

  88. 3 Tips to Refinance a Mobile Home Loan

  89. Is your salary on your credit report?

  90. When is mortgage insurance tax deductible on rental property?

  91. Are direct consolidation loans subsidized?

  92. Are student loans forgiven after death?

  93. Can student loans hurt your credit?

  94. How do construction loans work?

  95. When is mortgage insurance tax deductible?

  96. Why doesn't Credit Karma offer FICO scores?

  97. How long should you hold on to credit card statements?

  98. Who regulates mortgage lenders?

  99. When Is Mortgage Insurance Typically Required?

  100. Can student loans garnish your bank account?

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