Personal Finance FAQs

  1. How did the ABX index behave during the 2008 subprime mortgage crisis?

  2. Which is better, a fixed or variable rate loan?

  3. Is it possible to take the Series 6 exam without being sponsored?

  4. Can I Apply for an O-1 Visa If I Don't Get an H-1B?

  5. Do mortgage lenders use FICO 8? (EFX, TRU)

  6. How do debt collection agencies make money?

  7. Can a Best Buy credit card help you build credit?

  8. Which bank actually issues the Best Buy credit card?

  9. Can a Walmart credit card help you build credit? (WMT)

  10. Who are Nordstrom's (JWN) main competitors?

  11. What are the most common interview questions for banking/finance jobs?

  12. What are some famous scandals that demonstrate the agency problem?

  13. What is the most important "C" in the Five Cs of Credit?

  14. If a collection agency buys my debt from another agency, does the debt become 'new'?

  15. What are the basic requirements to qualify for a payday loan?

  16. How do I know if I should refinance my mortgage?

  17. If My Mortgage Lender Goes Bankrupt, Do I Still Have to Pay My Mortgage?

  18. Do balance transfers hurt your credit?

  19. Other than accounting, what does a corporate finance job involve?

  20. For which kind of jobs is having Magna Cum Laude most important?

  21. What’s the difference between overdraft protection and overdraft settings?

  22. What are some good alternatives to taking out a line of credit?

  23. Are Certificates of Deposit (CDs) Taxable?

  24. What types of liens are seen as good and which are bad for my credit?

  25. What are the differences between payday loans and cash advances?

  26. Can a Foreign Individual Open a Savings Account in the United States?

  27. How can you cancel your Walmart credit card?

  28. Can you pay off your Best Buy credit card in store?

  29. Do I have to complete all exams within a certain period of time to receive the CFA charter?

  30. What is an assumable mortgage?

  31. How does CareCredit for pets work?

  32. What is a reasonable amount of debt?

  33. How do I check the balance on my prepaid credit card?

  34. What is the cost of living difference between Texas and California?

  35. Are personal loans bad for your credit score?

  36. What are some historical examples of debt securitization?

  37. How much money should I have in a savings account?

  38. How does a cost-of-living adjustment (COLA) affect my salary?

  39. If I am looking to get an investment banking job, what education do employers prefer? MBA or CFA?

  40. How does the number of credit card accounts I have affect my credit score?

  41. What kinds of financial analysis jobs are there?

  42. Can the Best Buy credit card be used anywhere?

  43. How does Sallie Mae disburse funds?

  44. Do mortgage escrow accounts earn interest?

  45. Can I get a balance transfer if I have bad credit?

  46. What's a better way to borrow money: overdraft or credit cards?

  47. How can I find an investment club in my area?

  48. How reliable are Glassdoor salaries?

  49. Can Sallie Mae loans be forgiven?

  50. What is the difference between an investment and a retail bank?

  51. When is a balance transfer a good idea for paying off debt?

  52. How do balance transfers affect my credit score?

  53. What's the difference between credit reports and investigative consumer reports?

  54. How is interest charged on most lines of credit?

  55. What is the difference between a savings & loan company and a bank?

  56. What does it mean when interest "accrues daily?"

  57. How long does it take for items to show up on my credit report?

  58. How will debt settlement affect my credit score?

  59. What are the best ways to rebuild my credit score quickly?

  60. What is the difference between a state and a federally chartered credit union?

  61. What are the biggest factors that can affect my credit score?

  62. When is it a good idea to take out a loan to invest?

  63. How long does it take a check to clear?

  64. Is it possible to get a free credit report from Equifax?

  65. What are some examples of simple interest loans?

  66. What's the difference between a balance transfer and a cash advance?

  67. What is a Ginnie Mae security?

  68. How do mortgage lenders check and verify bank statements?

  69. Are Sallie Mae loans considered federal loans?

  70. What is the difference between a demand deposit and a term deposit?

  71. What are the differences between delinquency and default?

  72. How can I tell if a loan uses simple or compound interest?

  73. What's the average salary of a loan officer?

  74. Can I use a prepaid credit card to pay bills or to transfer money to other accounts?

  75. What is the difference between available credit and credit limit?

  76. Will having several credit cards hurt my credit score?

  77. When buying a car, is it better to have a trade in or a down payment?

  78. How do mortgage lenders verify employment?

  79. What are the requirements for opening a savings account in the United States?

  80. How can a creditor improve its Average Collection Period?

  81. What's the average salary of a market research analyst?

  82. What's the difference between a grace period and a moratorium period?

  83. Is a home equity loan a good way to pay off my credit card debt?

  84. What are the most common reasons credit limit increase requests are declined?

  85. Why should I pay myself first?

  86. What does it mean when advertisers say that "financing is available"? Should I trust them to give me a good deal?

  87. How can I cancel a bank draft that I have purchased?

  88. What is the difference between "closed end credit" and a "line of credit?"

  89. What's the difference between a secured line of credit and an unsecured line of credit?

  90. What are the pros and cons of overdraft protection?

  91. What is the difference between a non-recourse loan and a recourse loan?

  92. What is the difference between continuous compounding and discrete compounding?

  93. How is the minimum payment on a credit card calculated?

  94. What are the differences between revolving credit and installment credit?

  95. Can student loans be used to pay rent?

  96. Can a debt collector contact me about a debt that's no longer on my credit report?

  97. What is a typical day in the life of a stockbroker, from start to finish?

  98. Will Netspend cards let you overdraw your account?

  99. What is the difference between a correspondent bank and intermediary bank?

  100. What are the differences between debit cards and credit cards?

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