Personal Finance FAQs
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How do I value the shares that I own in a private company?
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What is a "twinternship"?
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Where did the term "tenbagger" originate?
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What is an elimination period?
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Is there a limit on the amount of disability insurance that I can buy?
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How much life insurance is enough?
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What changes might I need to make to my insurance?
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What are the benefits of credit ratings?
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When is the best time to purchase long-term care insurance?
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How do I stop emotional spending?
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Which insurance policies do I really need?
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What documents should I have ready in case my partner or I should die?
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Which of the following accounts does ERISA cover?
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How is my insurance premium calculated?
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Will Medicare pay for long-term costs?
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What is the "three-legged stool"?
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Why might one insurance policy cost more than another?
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Is it possible to short sell real estate?
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Does the balance sheet always balance?
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Which of the following BEST describes a wash sale?
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What is long-term care insurance?
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What is indexed universal life insurance?
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What is pension maximization?
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What is moral hazard?
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Is it wise to put an IRA account into a fixed or variable annuity?
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Which statement(s) is/are FALSE about market risk?
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What is long-term care?
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What is a typical day in the life of a stockbroker, from start to finish?
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Is there a correlation between inflation and house prices?
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What was the first company with a $1 billion market cap?
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What are activities of daily living (ADL)?
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Why should I invest in the market when I can buy and sell houses or cars?
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What are some cheaper alternatives to sending children to summer camp?
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A lot of retirement projections seem to assume an 8% rate of return. Is this realistic?
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What is a "phishing scam" and how can they be avoided?
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What kind of summer interships are available for a finance student?
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How did Dow Chemical defeat an international monopoly in the 1900s?
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What's the difference between EBITDA, EBITDAR and EBITDARM?
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The de Minimis clause for investment advisers means:
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Why does the IRS withhold income taxes from employee paychecks?
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Should a Canadian citizen who lives and works in the U.S. continue to contribute to a RRSP account?
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When is it a good idea to take out a loan to invest?
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Why are credit cards able to charge such high interest rates compared to other lenders?
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I overcontributed to my Roth, then lost half of this money to the market. Does the 6% penalty apply to my original contribution, or only what's left of it?
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Why is Frank Quattrone credited with contributing to the growth of the dotcom bubble?
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What is the difference between a gilt edged bond and a regular bond?
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What is cliff vesting?
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Which credit card company holds the honor of most profitable IPO?
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What is a "force majeure"?
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Why is a "hockey stick bid" considered fraudulent?
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How do I use a conduit IRA?
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What does it mean when advertisers say that "financing is available"? Should I trust them to give me a good deal?
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We are in a 401(k) at work. Can we also do a Roth each year? If we can, can it also be deducted from our taxes?
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Do I still have to pay penalties and taxes on money that I don't roll over from a DROP fund?
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How do companies like Moody's rate bonds?
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Is a person an active participant in an employer-sponsored retirement plan if he or she was only active for a short time?
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What is the difference between inflation and stagflation?
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What is the history behind today's bankruptcy laws?
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What are the penalties for withdrawing from my Traditional IRA less than a year after acquisition?
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What business processes were used to establish the Chevrolet motor company?
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Am I entitled to any of my ex-spouse's retirement plan benefits?
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What happens when someone is given the golden boot?
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How did currency trader John Rusnak hide $691 million in losses before being caught for bank fraud?
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What is a vest fleece?
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What's the difference between bottom-line and top-line growth?
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I converted my former IRA to a Roth for tax purposes in 1998, so even though the tax was paid over four years, am I correct to assume that this is now mine to withdraw, if I like, at no penalty? I am 60 years old.
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Does participation in a 401(k) plan prevent an individual from contributing to a Traditional IRA?
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My recently deceased spouse's IRA has been rolled over into mine. Does the cost basis change for me?
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What exactly is a company's float?
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Can a spouse who is not named as a beneficiary receive assets from an IRA?
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What is a good book on creating a trust that would qualify as the beneficiary for an IRA?
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Can IRAs be held jointly by spouses?
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What are the tax consequences of a Roth IRA distribution if the IRA holder is younger than 59.5?
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Where can I find information on how to distribute my deceased parent's assets?
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Why won't my broker allow me to sell one stock and buy another on the same day?
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Why would my stock's value decline despite good news being released?
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Can an IRA owner disclaim his widow's account but exclude one spendthrift contingent beneficiary?
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Do I have to continue SEPPs for an inherited IRA?
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How can I use a child tax credit?
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I have two Roth IRAs, one of which has a balance that is much less than the total contributions I have made to the account. Can I write off the losses for that account?
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What is a trailing commission?
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What is the difference between bad credit and no credit?
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What types of plans allow catch-up contributions?
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Are all bank accounts insured by the FDIC?
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What's the difference between casualty insurance and disability insurance?
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How is something "brought over the wall" in an investment bank?
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Who qualifies as "single" for tax or retirement purposes when spouses do not live together?
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I work for a university, and I have a 403(b) with TIAA-CREF. But TIAA-CREF says I cannot transfer money to another provider. Can they prevent me from transferring my money to a better investment?
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Can I roll over a profit-sharing plan to an SEP IRA account without suffering any tax penalties and liquidation of current positions held in this account?
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Can an individual contribute to both a Roth IRA and a Traditional IRA in the same year?
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Can my spouse and I convert our IRAs to Roth IRAs regardless of earned income?
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How can I find an investment club in my area?
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Can the non-spouse beneficiary of an IRA name a successor beneficiary?
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How do I sign up for the saver's tax credit?
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I have a small business, and I'm considering setting up an SEP IRA. What are leased employees? Does this term refer to outside contractors who receive 1099-Rs? If so, how would the 5305-SEP need to be worded to make it acceptable to the IRS?
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I earn more than the income limit for both a Roth and Traditional IRA deduction. Should I contribute anyway?
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If a trust is named as the beneficiary of an IRA, can the trustee of that trust become the beneficiary without the IRA owner signing the Change of Beneficiary form?
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I am a non-U.S. citizen living outside the U.S. and trading stocks through a U.S. internet broker. Do I have to pay taxes on the money I earn?
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What does the diluted share price reveal about a company's financial strength?
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Do underwriters make guarantees to sell an entire IPO issue?
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