Personal Finance FAQs

  1. Can FHA loans be used for condos?

  2. Can a 401(k) be used for a house down payment?

  3. How does the Best Buy credit card work?

  4. Does homeowners insurance cover fires?

  5. Do Flexible Spending Accounts (FSAs) expire?

  6. Do flexible spending accounts (FSA) funds roll over?

  7. How old do I have to be to make catch-up contributions?

  8. Can a Flexible Spending Account (FSA) be used for dental procedures?

  9. Does QVC charge sales tax?

  10. Can I get dental insurance with Medicare?

  11. Do Pharmacies Take CareCredit?

  12. Can a Best Buy credit card help you build credit?

  13. Which bank actually issues the Best Buy credit card?

  14. Do 401k contributions reduce AGI and/or MAGI?

  15. Are 401ks FDIC insured?

  16. What is the catch-up contribution limit for qualified deferred tax plans?

  17. Are catch-up contributions tax deductible?

  18. Can you make catch-up contributions to a Roth IRA?

  19. Does CareCredit cover prescriptions?

  20. Does homeowners insurance cover broken pipes?

  21. Does the FDIC cover identity theft?

  22. What are catch-up contributions for Health Savings Accounts (HSAs)?

  23. Does a Flexible Spending Account (FSA) cover glasses?

  24. What’s the difference between the two federal student loan programs (FFEL and Direct)?

  25. Do 401(k) savings earn interest?

  26. Who can make catch-up contributions to a Health Savings Account (HSA)?

  27. Are tax brackets adjusted for inflation?

  28. Do FHA loans have closing costs?

  29. Do FHA loans require mortgage insurance?

  30. Can you pay off your Best Buy credit card in store?

  31. Does homeowners insurance cover roof leaks?

  32. Can a Flexible Spending Account (FSA) be used for a spouse?

  33. Does renters insurance cover jewelry?

  34. Why might landlords require renters insurance?

  35. Does a Flexible Spending Account (FSA) cover teeth whitening?

  36. Do banks offer FHA loans?

  37. Does money in a Flexible Spending Account (FSA) roll over?

  38. How do you cancel a NetSpend card?

  39. Who accepts CareCredit?

  40. Does dental insurance cover teeth whitening?

  41. Can catch-up contributions be made to a SEP?

  42. Can you make tax-free withdrawals from your 401(k)?

  43. Are personal loans bad for your credit score?

  44. Can I get dental insurance with Obamacare?

  45. How does CareCredit for pets work?

  46. Does renters insurance cover pet damage?

  47. Are catch-up contributions allowed for SEP IRAs?

  48. Is homeowners’ insurance tax deductible?

  49. Is homeowners' insurance required by law?

  50. Can you pay off a Walmart credit card in store? (WMT)

  51. How liquid are variable annuities?

  52. Do variable annuities have RMDs?

  53. What do states do with unclaimed property?

  54. Does a flexible spending account (FSA) cover chiropractic?

  55. How can you reclaim escheated, or unclaimed, property?

  56. Do financial advisors charge VATs?

  57. Does the FHA provide construction loans?

  58. Can Sallie Mae loans be forgiven?

  59. Why do some oil refineries get tax exemptions?

  60. Does homeowners insurance cover termites?

  61. Can you fund nonqualified deferred compensation plans with life insurance?

  62. How much money does Texas make from unclaimed property each year?

  63. Does Walmart take international credit cards?

  64. Are Cafeteria plans subject to FICA, ERISA or FUTA?

  65. Are 401(k) withdrawals considered income?

  66. How much money does Michigan make from unclaimed property each year?

  67. Can FHA loans be used for foreclosures?

  68. Does homeowners insurance cover mold?

  69. Do working capital funds expire?

  70. Are IRS audits random?

  71. What are the maximum Social Security disability benefits?

  72. Can you use a Walmart credit card anywhere? (WMT)

  73. Can a Walmart credit card help you build credit? (WMT)

  74. Are mutual fund expense ratios tax deductible?

  75. Does the IRS report to credit bureaus?

  76. Does the IRS charge interest on penalties?

  77. What are the dormancy and escheatment rules for IRAs?

  78. Are Canadian Pension Plans inflation-protected?

  79. Can the IRS take your house?

  80. How often do target-date funds rebalance?

  81. Can Sallie Mae loans be consolidated?

  82. How does Sallie Mae disburse funds?

  83. Do Sallie Mae loans go directly to your school?

  84. Are Sallie Mae loans considered federal loans?

  85. Can Sallie Mae garnish my wages?

  86. Are tax shelters legal in Canada?

  87. When is the best time to invest in inflation-protected securities?

  88. How can I find out what Sallie Mae's interest rates are?

  89. How does escheatment impact a company?

  90. Can the IRS withhold your tax refund?

  91. Do hedge funds invest in private companies?

  92. Can the IRS garnish your tax refund?

  93. Are donations escheatable?

  94. What are the dormant account and escheat rules for 401(k) plans?

  95. How long does a stock account have to be dormant before it can be escheated?

  96. What is a 409A nonqualified deferred compensation plan?

  97. Can Sallie Mae report you to a credit bureau?

  98. Can variable annuities be rolled into an IRA?

  99. What causes a stock account to be escheated?

  100. Are target-date funds a good investment?

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