Personal Finance FAQs

  1. I sold my house. Can I exclude the gain from my income?

  2. Are any special forms or documents required when transferring an IRA/SEP/SIMPLE to a Traditional IRA?

  3. Which popular professional certification exams do not require sponsorship?

  4. How does online banking assist with budgeting?

  5. Health problems caused me to take my RMD after the deadline. Can I appeal my case to the IRS?

  6. What is estate planning?

  7. What is the difference between a ROTH, SEP and Traditional IRA?

  8. Can private corporations issue convertible bonds?

  9. How do I use the IRS Free File tax forms?

  10. What does investment grade mean?

  11. When you buy a stock in a company, does it necessarily mean that one of the shareholders is selling it to you?

  12. What's the difference between pre-money and post-money?

  13. I have conservative views on investing. How should I go about investing in a Roth IRA?

  14. Can a simplified employee pension (SEP) IRA be converted to a Roth IRA in the same manner that a Traditional IRA can?

  15. When must a company announce earnings?

  16. Can a spouse who is not named as a beneficiary receive assets from an IRA?

  17. How do I sign up for the saver's tax credit?

  18. I have a small business, and I'm considering setting up an SEP IRA. What are leased employees? Does this term refer to outside contractors who receive 1099-Rs? If so, how would the 5305-SEP need to be worded to make it acceptable to the IRS?

  19. I earn more than the income limit for both a Roth and Traditional IRA deduction. Should I contribute anyway?

  20. Is it true that you can sell your home and not pay capital gains tax?

  21. What is the difference between amortization and depreciation?

  22. Who bears the investment risk in 401(k) plans?

  23. Can I roll my 403(b) and 457 into other low-cost venders when I change jobs?

  24. I retired and transferred part of my pension distribution to a Roth IRA. If I am over 55, do I still qualify for the age 55 exemption?

  25. Does everyone have to file a federal tax return?

  26. Can I contribute to both a 401(k) and an IRA?

  27. If there are two plans and one is terminated, creating a distributable event, can loans in the terminated plan be rolled over?

  28. What is the difference between bad credit and no credit?

  29. What types of plans allow catch-up contributions?

  30. What is the difference between a Keogh and an IRA?

  31. How can I get information about my deceased husband's retirement account if his employer withholds it?

  32. What's the difference between a golden handshake and a golden parachute?

  33. What options do I have to save for my child's education?

  34. How do I "vest" something?

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