Personal Finance FAQs

  1. If an individual still has his or her former spouse as the beneficiary of an IRA, does the former spouse receive the assets upon the individual's death?

  2. I am a teacher in a public school system and I don't presently have a 403(b) plan, but I do have some money in a Roth IRA and also a self-directed IRA. Can I roll my IRA funds into a newly opened 403(b) plan, since I am presently employed by the school sy

  3. When should I take my Canadian Pension Plan distributions?

  4. I made involuntary contributions to a retirement plan while temporarily employed. Can I withdraw these funds without penalty?

  5. My mother inherited my father's IRA. When she died, I received an account application listing me as the beneficiary, as well as notice that my brother and I will have to take my mom's required distribution. My brother is nowhere to be found. How should I

  6. Can an employer adopt a different type of retirement plan for each employee?

  7. How does the marginal tax rate system work?

  8. Is an employee eligible for an SEP if the plan has already been set up for other employees?

  9. I withdrew funds from my Roth IRA to contribute elsewhere. How will I be taxed?

  10. Why do companies postpone earnings announcements?

  11. Can I contribute to my company-sponsored 401(k) after the company's year-end but before its tax-filing date?

  12. How can I reduce the taxes on my inherited retirement assets?

  13. How do I file taxes for income from foreign sources?

  14. What constitutes an "intention to call a debt instrument before maturity" for tax purposes?

  15. How does a credit crunch occur?

  16. I failed to distribute an inherited 401(k) that was found in an audit. What happens now?

  17. What is a rainmaker?

  18. I'm worried about the economy and want to move my IRA funds from stocks and bonds to cash. Will I taxed for this?

  19. How can I get information about my deceased husband's retirement account if his employer withholds it?

  20. What's the difference between a golden handshake and a golden parachute?

  21. What options do I have to save for my child's education?

  22. How do I "vest" something?

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