Calculators

Many people compare investing and finance to a complicated math class. The sheer amount and type of numbers can be overwhelming. In this section you will find Investopedia's group of calculators is designed to help investors visualize how to achieve their goals and understand the fundamentals of money.


Future and Present Value

Learn about one of the most basic financial concepts: the time value of money.

Bonds and Present value

Here are some easy calculators to help you with bond pricing, yields, coupon rates, duration, and much more.

Currency and Forex

Hundreds of currencies and trillions of dollars change hands everyday.

Retirement and Personal Finance

Find out how much you need to save in order to meet your goals.

Stocks

As stocks represent ownership in a company, here are some helpful calculators when evaluating a stock.

Annuities

Annuities are investments with a level stream of cash flows for a fixed period of time.


Marketplace
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    A Primer On The MACD

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    Are You Really Retired Just Because You Stopped Working?

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    5 Things You Should Know About The New Health Insurance Marketplace

    Here are five things you should know about the new Health Insurance Marketplace (AKA Health Insurance Exchange), which launches on October 1.
  4.

    Loving Your Stocks? Don't Take This Cliché To Heart

    The advice not to fall in love with one's stocks is common, even a cliché. However, the prevalence of this phenomenon is probably overstated by financial journalists. More common is that investors hang on to poorly performing assets, but for a wide range of reasons.
  5.

    Introduction To Financial Planning Organizations

    Organizations such as the FPA and NAPFA are striving to provide higher standards for the financial planning profession and greater protection for consumers through a combination of community programs, public educational and legislation.
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Frequently Asked Questions
  1.

    How do I list the beneficiaries of my life insurance policies if I have a trust?

    Because most states protect life insurance policies from creditors, most buyer questions come from the confusion created with ownership and beneficiary designations because of tax treatment. This is a rather complicated issue when it comes to life insurance proceeds, because there are two tax issues that raise their head: U.S.
  2.

    Does the federal government fund any NGOs? Which ones?

    A non-governmental organization (NGO) is a non-profit, citizen-based group that functions independently of government. NGOs are organized on local, national and international levels to serve specific social or political purposes. Despite their independence from government, many NGOs receive significant funding from government entities.While an NGO can be funded entirely or in part by government funding, it may keep its non-governmental status by prohibiting government representatives from membership.
  3.

    If I want to have some cash in a liquid account for unexpected emergencies, what is best? A savings account or another type?

    It's always a good idea to keep some money set aside in a liquid form, but it's a double-edged sword, because the more liquid your money, the less it's earning. If you never have an emergency, then you can miss out on the chance for substantial earnings by keeping that money in a simple savings account.
  4.

    What is a triple tax-free municipal bond?

    At its core, a triple tax-free municipal bond is just like any corporate bond: it is a debt instrument, a loan given to a government authority or municipality in order to help it meet certain financial objectives or complete projects in the community.