Banking Terms

  1. 3-6-3 Rule

  2. Account

  3. Adjustment Credit

  4. Adversely Classified Asset

  5. Agricultural Sector Investment Program - ASIP

  6. American Bankers Association - ABA

  7. Article XII Company

  8. Automatic Transfer Service - ATS

  9. Availability Float

  10. Average Collected Balance

  11. Back-to-Back Commitment

  12. Balance Reporting

  13. Bank

  14. Bank Credit

  15. Bank Examination

  16. Bank Holiday

  17. Bank Insurance

  18. Bank Investment Contract - BIC

  19. Bank Marketing Association - BMA

  20. Bank of First Deposit - BOFD

  21. Bank Run

  22. Bank Statement

  23. Banker's Acceptance - BA

  24. Banknote

  25. Banks For Cooperatives

  26. Banque D'Affaires

  27. Big Six Banks

  28. Bilateral Credit Limit

  29. Bond Trustee

  30. Book Balance

  31. Branch Automation

  32. Broad Liquidity

  33. Brokered Deposit

  34. Business Banking

  35. Cashier's Check

  36. Certificate Of Deposit - CD

  37. Check Clearing For The 21st Century Act - Check 21

  38. Check Safekeeping

  39. Cleared Funds

  40. Commercial

  41. Commercial Account

  42. Commercial Bank

  43. Committee On Payment And Settlement Systems - CPSS

  44. Compliance Examination

  45. Concentration Bank

  46. Conditional Sales Agreement

  47. Consortium Bank

  48. Consumer And Business Lending Initiative

  49. Consumer Bankers Association - CBA

  50. Corporate Agent

  51. Corporate Trade Payment (CTP)

  52. Correspondent Bank

  53. Cost Of Funds

  54. Country Limit

  55. Credit Netting

  56. Cross-Border Financing

  57. Dealer Bank

  58. Deferred Availability

  59. Delayed Disbursement

  60. Depository Transfer Check - DTC

  61. Dual Banking System

  62. Electronic Check

  63. Electronic Money

  64. Error Resolution

  65. Eurobank

  66. Excess Reserves

  67. Expedited Funds Availability Act - EFAA

  68. Export Trading Company - ETC

  69. Facility

  70. FDIC Problem Bank List

  71. Federal Discount Rate

  72. Federal Funds

  73. Federal Savings and Loan

  74. Financial Institution - FI

  75. Floating Lien

  76. Foreign Deposits

  77. Foreign Draft

  78. Frozen Account

  79. Funds Management

  80. Funds Transfer Pricing - FTP

  81. Future Dating

  82. Glass-Steagall Act

  83. Home Banking

  84. Independent Community Bankers Of America - ICBA

  85. Insider Lending

  86. Instructing Bank

  87. Insured Financial Institution

  88. Interbank Deposits

  89. Irrevocable Letter Of Credit - ILOC

  90. Leased Bank Guarantee

  91. Liquidity Squeeze

  92. Loan Committee

  93. Loan Grading

  94. Loan Strip

  95. Loan-To-Cost Ratio - LTC

  96. Lockbox Banking

  97. Loss Given Default - LGD

  98. Merchant Bank

  99. Money Center Banks

  100. Money Order

Hot Definitions
  1. XW

    A symbol used to signify that a security is trading ex-warrant. XW is one of many alphabetic qualifiers that act as a shorthand to tell investors key information about a specific security in a stock quote. These qualifiers should not be confused with ticker symbols, some of which, like qualifiers, are just one or two letters.
  2. Quanto Swap

    A swap with varying combinations of interest rate, currency and equity swap features, where payments are based on the movement of two different countries' interest rates. This is also referred to as a differential or "diff" swap.
  3. Genuine Progress Indicator - GPI

    A metric used to measure the economic growth of a country. It is often considered as a replacement to the more well known gross domestic product (GDP) economic indicator. The GPI indicator takes everything the GDP uses into account, but also adds other figures that represent the cost of the negative effects related to economic activity (such as the cost of crime, cost of ozone depletion and cost of resource depletion, among others).
  4. Accelerated Share Repurchase - ASR

    A specific method by which corporations can repurchase outstanding shares of their stock. The accelerated share repurchase (ASR) is usually accomplished by the corporation purchasing shares of its stock from an investment bank. The investment bank borrows the shares from clients or share lenders and sells them to the company.
  5. Microeconomic Pricing Model

    A model of the way prices are set within a market for a given good. According to this model, prices are set based on the balance of supply and demand in the market. In general, profit incentives are said to resemble an "invisible hand" that guides competing participants to an equilibrium price. The demand curve in this model is determined by consumers attempting to maximize their utility, given their budget.
  6. Centralized Market

    A financial market structure that consists of having all orders routed to one central exchange with no other competing market. The quoted prices of the various securities listed on the exchange represent the only price that is available to investors seeking to buy or sell the specific asset.
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