Banking Terms

  1. 3-6-3 Rule

  2. Account

  3. Adjustment Credit

  4. Adversely Classified Asset

  5. Agricultural Sector Investment Program - ASIP

  6. American Bankers Association - ABA

  7. Article XII Company

  8. Automatic Transfer Service - ATS

  9. Availability Float

  10. Average Collected Balance

  11. Back-to-Back Commitment

  12. Balance Reporting

  13. Bank

  14. Bank Credit

  15. Bank Examination

  16. Bank Holiday

  17. Bank Insurance

  18. Bank Investment Contract - BIC

  19. Bank Marketing Association - BMA

  20. Bank of First Deposit - BOFD

  21. Bank Run

  22. Bank Statement

  23. Banker's Acceptance - BA

  24. Banknote

  25. Banks For Cooperatives

  26. Banque D'Affaires

  27. Big Six Banks

  28. Bilateral Credit Limit

  29. Bond Trustee

  30. Book Balance

  31. Branch Automation

  32. Broad Liquidity

  33. Brokered Deposit

  34. Business Banking

  35. Cashier's Check

  36. Certificate Of Deposit - CD

  37. Check Clearing For The 21st Century Act - Check 21

  38. Check Safekeeping

  39. Cleared Funds

  40. Commercial

  41. Commercial Account

  42. Commercial Bank

  43. Committee On Payment And Settlement Systems - CPSS

  44. Compliance Examination

  45. Concentration Bank

  46. Conditional Sales Agreement

  47. Consortium Bank

  48. Consumer And Business Lending Initiative

  49. Consumer Bankers Association - CBA

  50. Corporate Agent

  51. Corporate Trade Payment (CTP)

  52. Correspondent Bank

  53. Cost Of Funds

  54. Country Limit

  55. Credit Netting

  56. Cross-Border Financing

  57. Dealer Bank

  58. Deferred Availability

  59. Delayed Disbursement

  60. Depository Transfer Check - DTC

  61. Dual Banking System

  62. Electronic Check

  63. Electronic Money

  64. Error Resolution

  65. Eurobank

  66. Excess Reserves

  67. Expedited Funds Availability Act - EFAA

  68. Export Trading Company - ETC

  69. Facility

  70. FDIC Problem Bank List

  71. Federal Discount Rate

  72. Federal Funds

  73. Federal Savings and Loan

  74. Financial Institution - FI

  75. Floating Lien

  76. Foreign Deposits

  77. Foreign Draft

  78. Frozen Account

  79. Funds Management

  80. Funds Transfer Pricing - FTP

  81. Future Dating

  82. Glass-Steagall Act

  83. Home Banking

  84. Independent Community Bankers Of America - ICBA

  85. Insider Lending

  86. Instructing Bank

  87. Insured Financial Institution

  88. Interbank Deposits

  89. Irrevocable Letter Of Credit - ILOC

  90. Leased Bank Guarantee

  91. Liquidity Squeeze

  92. Loan Committee

  93. Loan Grading

  94. Loan Strip

  95. Loan-To-Cost Ratio - LTC

  96. Lockbox Banking

  97. Loss Given Default - LGD

  98. Merchant Bank

  99. Money Center Banks

  100. Money Order

Hot Definitions
  1. Cash and Carry Transaction

    A type of transaction in the futures market in which the cash or spot price of a commodity is below the futures contract price. Cash and carry transactions are considered arbitrage transactions.
  2. Amplitude

    The difference in price from the midpoint of a trough to the midpoint of a peak of a security. Amplitude is positive when calculating a bullish retracement (when calculating from trough to peak) and negative when calculating a bearish retracement (when calculating from peak to trough).
  3. Ascending Triangle

    A bullish chart pattern used in technical analysis that is easily recognizable by the distinct shape created by two trendlines. In an ascending triangle, one trendline is drawn horizontally at a level that has historically prevented the price from heading higher, while the second trendline connects a series of increasing troughs.
  4. National Best Bid and Offer - NBBO

    A term applying to the SEC requirement that brokers must guarantee customers the best available ask price when they buy securities and the best available bid price when they sell securities.
  5. Maintenance Margin

    The minimum amount of equity that must be maintained in a margin account. In the context of the NYSE and FINRA, after an investor has bought securities on margin, the minimum required level of margin is 25% of the total market value of the securities in the margin account.
  6. Leased Bank Guarantee

    A bank guarantee that is leased to a third party for a specific fee. The issuing bank will conduct due diligence on the creditworthiness of the customer looking to secure a bank guarantee, then lease a guarantee to that customer for a set amount of money and over a set period of time, typically less than two years.
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