Insurance Terms

  1. Entity-Purchase Agreement

  2. Equalization Reserve

  3. Equity-Indexed Universal Life Insurance

  4. Errors And Omissions Insurance - E&O

  5. Essential Health Benefits

  6. Estate

  7. European Life Settlement Association - ELSA

  8. Fake Claims

  9. Family Income Rider

  10. FDIC Problem Bank List

  11. Federal Deposit Insurance Corporation - FDIC

  12. Federal Deposit Insurance Corporation Improvement Act - FDICIA

  13. Federal Housing Administration - FHA

  14. Federal Insurance Contributions Act - FICA

  15. Federal Insurance Office - FIO

  16. Federal Tax Lien

  17. Federal Unemployment Tax Act - FUTA

  18. Federal-State Unemployment Compensation Program

  19. Fidelity Bond

  20. Financial Guarantee

  21. Financial Institutions Reform, Recovery And Enforcement Act - FIRREA

  22. Financial Responsibility Clause

  23. Financial Services Agency - FSA

  24. Finite Reinsurance

  25. Fire Insurance

  26. First Dollar Coverage

  27. First-Loss Policy

  28. Fixed Annuity

  29. Fixed Charge

  30. Floater Insurance

  31. Flood Insurance

  32. Forced Place Insurance

  33. Foreign Credit Insurance Association - FCIA

  34. Form 4684: Casualties And Thefts

  35. Free Asset Ratio - FAR

  36. Free Look Period

  37. Fringe Benefits

  38. Front-End Debt-to-Income Ratio - DTI

  39. Gap Amount

  40. Gap Insurance

  41. Garage Liability Insurance

  42. Grace Period

  43. Grandfathered Health Plan

  44. Group Carve-Out Plan

  45. Group Health Insurance Plan

  46. Group Life Insurance

  47. Group Term Life Insurance

  48. Group Universal Life Policy - GULP

  49. Guaranteed Investment Contract - GIC

  50. Guaranteed Investment Fund - GIF

  51. Guaranteed Issue Life Insurance

  52. Guaranteed Loan

  53. Guaranteed Renewable Policy

  54. Hardship Exemption

  55. Hazard Insurance

  56. Health Insurance

  57. Health Insurance Marketplace

  58. Health Insurance Portability And Accountability Act - HIPAA

  59. Health Maintenance Organization - HMO

  60. Health Plan Categories

  61. Hidden Load

  62. High Ratio Loan

  63. High-Deductible Health Plan - HDHP

  64. HIPAA Waiver of Authorization

  65. Homeowners Insurance

  66. Homeowners Protection Act

  67. Homestead Exemption

  68. Hospital Insurance Trust Fund

  69. Human-Life Approach

  70. Hybrid Annuity

  71. Implied Authority

  72. Impound

  73. Income Exclusion Rule

  74. Incontestability Clause

  75. Incurred But Not Reported

  76. Indemnity

  77. Indemnity Insurance

  78. Insurance

  79. Insurance Bond

  80. Insurance Claim

  81. Insurance Company Credit Rating

  82. Insurance Coverage

  83. Insurance Derivative

  84. Insurance Fraud

  85. Insurance Industry ETF

  86. Insurance Proceeds

  87. Insurance Score

  88. Insurance Trust

  89. Insurance Underwriter

  90. Insured Financial Institution

  91. Interbank Network for Electronic Transfer - INET

  92. Investment In The Contract

  93. Invisible Hard Market

  94. Irrevocable Beneficiary

  95. Issue Age Policy

  96. Jobless Claims

  97. Joint And Survivor Annuity

  98. Joint Life With Last Survivor Annuity

  99. Joint-Life Payout

  100. Key Person Insurance

Hot Definitions
  1. XW

    A symbol used to signify that a security is trading ex-warrant. XW is one of many alphabetic qualifiers that act as a shorthand to tell investors key information about a specific security in a stock quote. These qualifiers should not be confused with ticker symbols, some of which, like qualifiers, are just one or two letters.
  2. Quanto Swap

    A swap with varying combinations of interest rate, currency and equity swap features, where payments are based on the movement of two different countries' interest rates. This is also referred to as a differential or "diff" swap.
  3. Genuine Progress Indicator - GPI

    A metric used to measure the economic growth of a country. It is often considered as a replacement to the more well known gross domestic product (GDP) economic indicator. The GPI indicator takes everything the GDP uses into account, but also adds other figures that represent the cost of the negative effects related to economic activity (such as the cost of crime, cost of ozone depletion and cost of resource depletion, among others).
  4. Accelerated Share Repurchase - ASR

    A specific method by which corporations can repurchase outstanding shares of their stock. The accelerated share repurchase (ASR) is usually accomplished by the corporation purchasing shares of its stock from an investment bank. The investment bank borrows the shares from clients or share lenders and sells them to the company.
  5. Microeconomic Pricing Model

    A model of the way prices are set within a market for a given good. According to this model, prices are set based on the balance of supply and demand in the market. In general, profit incentives are said to resemble an "invisible hand" that guides competing participants to an equilibrium price. The demand curve in this model is determined by consumers attempting to maximize their utility, given their budget.
  6. Centralized Market

    A financial market structure that consists of having all orders routed to one central exchange with no other competing market. The quoted prices of the various securities listed on the exchange represent the only price that is available to investors seeking to buy or sell the specific asset.
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