Insurance Terms

  1. Long-Term Care (LTC) Insurance

  2. Loss Payee

  3. Loss Ratio

  4. Loss Settlement Amount

  5. Malpractice Insurance

  6. Marginal Land

  7. Maturity Guarantee

  8. Medical Cost Ratio

  9. Medical Savings Account - MSA

  10. Medicare Catastrophic Coverage Act Of 1988 - MCCA

  11. Medicare Doughnut Hole

  12. Medicare Hold Harmless Provision

  13. Medicare Part B Premiums

  14. Medicare Part D

  15. Medicare Supplementary Medical Insurance - SMI

  16. Misselling

  17. Modified Endowment Contract - MEC

  18. Monopolistic State Fund

  19. Morbidity Rate

  20. Mortality And Expense Risk Charge

  21. Mortality Table

  22. Multiline Insurance

  23. Multiple Employer Welfare Arrangement - MEWA

  24. Named Perils Insurance Policy

  25. National Association Of Insurance And Financial Advisors - NAIFA

  26. National Association of Insurance Commissioners - NAIC

  27. National Insurance Contributions - NIC

  28. National Organization Of Life And Health Insurance Guaranty Associations - NOLHGA

  29. Needs Approach

  30. No-Load Annuity

  31. No-Load Life Insurance

  32. Non-Scheduled Personal Property

  33. Nonforfeiture Clause

  34. Old-Age And Survivors Insurance Trust Fund

  35. Own-Occupation Policy

  36. Participating Policy

  37. Payout Phase

  38. Period Of Indemnity

  39. Permanent Life Insurance

  40. Policy Loan

  41. Pre-Existing Condition

  42. Preferred Provider Organization – PPO

  43. Prepaid Insurance

  44. Product Recall Insurance

  45. Professional Liability Insurance

  46. Property Insurance

  47. Qualified Joint And Survivor Annuity - QJSA

  48. Reinstatement

  49. Reinsurance

  50. Reinsurance Sidecar

  51. Renewable Term

  52. Renter's Insurance

  53. Respite Care

  54. Retrocession

  55. Revocable Beneficiary

  56. Rider

  57. Riskless Society

  58. Scheduled Personal Property

  59. Second-To-Die Insurance

  60. Segregated Fund

  61. Select Mortality Table

  62. Self-Build Insurance

  63. Self-insure

  64. Single Interest Insurance

  65. Single-Premium Life Insurance

  66. Sprinkling Provision

  67. State Guaranty Fund

  68. State Medicaid Program

  69. Statutory Liability

  70. Straight Life Annuity

  71. Stranger-Owned Life Insurance - STOLI

  72. Subrogation

  73. Substandard Health Annuity

  74. Substandard Insurance

  75. Surrender Charge

  76. Surrender Fee

  77. Surrender Rights

  78. Survival Analysis

  79. Term Certain Annuity

  80. Term Life Insurance

  81. Third-Party Claims Administrator

  82. Third-Party Insurance

  83. Title Binder

  84. Transfer-For-Value Rule

  85. Transferable Insurance Policies - TIPS

  86. Travel Insurance

  87. Trust-Owned Life Insurance - TOLI

  88. Ultimate Mortality Table

  89. Ultimate Net Loss

  90. Umbrella Insurance Policy

  91. Umbrella Personal Liability Policy

  92. Unallocated Benefit

  93. Unauthorized Insurance

  94. Unauthorized Insurer

  95. Unbundled Life Insurance Policy

  96. Underinsurance

  97. Underinsured Motorist Coverage

  98. Underinsured Motorist Coverage Limits Trigger

  99. Underinsured Motorist Endorsement

  100. Underlying Mortality Assumption

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