Insurance Terms

  1. Reinstatement

  2. Reinsurance Sidecar

  3. Reinsurer

  4. Renewable Term

  5. Renter's Insurance

  6. Replacement Property

  7. Reproduction Cost

  8. Reversionary Annuities

  9. Revocable Beneficiary

  10. Rider

  11. Risk-Based Deposit Insurance

  12. Safe Deposit Box

  13. Savings Association Insurance Fund - SAIF

  14. Scheduled Personal Property

  15. SEC Form N-6

  16. Second-To-Die Insurance

  17. Secondary Beneficiary

  18. Select Mortality Table

  19. Self-Build Insurance

  20. Self-insure

  21. Settlement Date

  22. Single Interest Insurance

  23. Single-Life Payout

  24. Single-Premium Deferred Annuity - SPDA

  25. Single-Premium Life Insurance

  26. Soft Paper Report

  27. Solvency Capital Requirement

  28. Special Needs Trust

  29. Special Warranty Deed

  30. Sprinkling Provision

  31. State Guaranty Fund

  32. State Medicaid Program

  33. Statutory Liability

  34. Statutory Reserves

  35. Straight Life Annuity

  36. Stranger-Owned Life Insurance - STOLI

  37. Subrogation

  38. Substandard Health Annuity

  39. Substandard Insurance

  40. Supplemental Security Income - SSI

  41. Surrender Charge

  42. Surrender Fee

  43. Surrender Period

  44. Surrender Rights

  45. Survival Analysis

  46. Takaful

  47. Tandem Plan

  48. Term Certain Annuity

  49. Term Life Insurance

  50. Testamentary Will

  51. Third-Party Claims Administrator

  52. Third-Party Insurance

  53. Timeshare

  54. Title Binder

  55. Title Insurance

  56. Tomijiro Morita

  57. Traditional Whole Life Policy

  58. Transfer of Mortgage

  59. Transfer Of Risk

  60. Transfer-For-Value Rule

  61. Transferable Insurance Policies - TIPS

  62. Travel Insurance

  63. Trust-Owned Life Insurance - TOLI

  64. Tuition Insurance

  65. Uberrimae Fidei Contract

  66. Ultimate Mortality Table

  67. Ultimate Net Loss

  68. Umbrella Insurance Policy

  69. Umbrella Personal Liability Policy

  70. Umpire Clause

  71. Unallocated Benefit

  72. Unauthorized Insurance

  73. Unauthorized Insurer

  74. Unbundled Life Insurance Policy

  75. Underinsurance

  76. Underinsured Motorist Coverage

  77. Underinsured Motorist Endorsement

  78. Underlying Mortality Assumption

  79. Underlying Retention

  80. Underwriting

  81. Underwriting Cycle

  82. Underwriting Fees

  83. Underwriting Income

  84. Underwriting Risk

  85. Unearned Premium

  86. Unemployment Claim

  87. Unemployment Compensation

  88. Unemployment Insurance

  89. Unfair Claims Practice

  90. Uniform Individual Accident And Sickness Policy Provisions Act

  91. Uniform Policy Provisions, Health Insurance

  92. Uninsurable Peril

  93. Uninsurable Property

  94. Uninsurable Risk

  95. Uninsured Certificate Of Deposit

  96. Uninsured Motorist Coverage - UM

  97. Unintentional Tort

  98. Unisex Legislation

  99. Unit Linked Insurance Plan - ULIP

  100. United States Aircraft Insurance Group - USAIG

Hot Definitions
  1. Amplitude

    The difference in price from the midpoint of a trough to the midpoint of a peak of a security. Amplitude is positive when calculating a bullish retracement (when calculating from trough to peak) and negative when calculating a bearish retracement (when calculating from peak to trough).
  2. Ascending Triangle

    A bullish chart pattern used in technical analysis that is easily recognizable by the distinct shape created by two trendlines. In an ascending triangle, one trendline is drawn horizontally at a level that has historically prevented the price from heading higher, while the second trendline connects a series of increasing troughs.
  3. National Best Bid and Offer - NBBO

    A term applying to the SEC requirement that brokers must guarantee customers the best available ask price when they buy securities and the best available bid price when they sell securities.
  4. Maintenance Margin

    The minimum amount of equity that must be maintained in a margin account. In the context of the NYSE and FINRA, after an investor has bought securities on margin, the minimum required level of margin is 25% of the total market value of the securities in the margin account.
  5. Leased Bank Guarantee

    A bank guarantee that is leased to a third party for a specific fee. The issuing bank will conduct due diligence on the creditworthiness of the customer looking to secure a bank guarantee, then lease a guarantee to that customer for a set amount of money and over a set period of time, typically less than two years.
  6. Degree Of Financial Leverage - DFL

    A ratio that measures the sensitivity of a company’s earnings per share (EPS) to fluctuations in its operating income, as a result of changes in its capital structure. Degree of Financial Leverage (DFL) measures the percentage change in EPS for a unit change in earnings before interest and taxes (EBIT).
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