Insurance Terms

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  1. Entity-Purchase Agreement

  2. Equalization Reserve

  3. Equitable Subrogation

  4. Equity-Indexed Universal Life Insurance

  5. Equivalent Flat Rate

  6. Errors And Omissions Insurance - E&O

  7. Essential Health Benefits

  8. Estate

  9. European Life Settlement Association - ELSA

  10. Excess Judgment Loss

  11. Excess Of Loss Reinsurance

  12. Ex Gratia Payment

  13. Expected Loss Ratio (ELR) Method

  14. Expense Constant

  15. Experience Rating Insurance

  16. Experience Refund

  17. Exposure Trigger

  18. Extra-Contractual Obligations (ECO) Clause

  19. Extraction Factor

  20. Extra Expense Insurance

  21. Facultative Reinsurance

  22. Fake Claims

  23. Family Income Rider

  24. FDIC Problem Bank List

  25. Federal-State Unemployment Compensation Program

  26. Federal Deposit Insurance Corporation - FDIC

  27. Federal Deposit Insurance Corporation Improvement Act - FDICIA

  28. Federal Housing Administration - FHA

  29. Federal Insurance Contributions Act - FICA

  30. Federal Insurance Office - FIO

  31. Federal Tax Lien

  32. Federal Unemployment Tax Act - FUTA

  33. Fidelity Bond

  34. File-And-Use Rating Laws

  35. Financial Guarantee

  36. Financial Institutions Reform, Recovery And Enforcement Act - FIRREA

  37. Financial Quota Share

  38. Financial Responsibility Clause

  39. Financial Services Agency - FSA

  40. Financing Entity

  41. Finite Reinsurance

  42. Finite Risk Insurance

  43. Fire Insurance

  44. First-Loss Policy

  45. First Dollar Coverage

  46. Fixed Annuity

  47. Fixed Charge

  48. Floater Insurance

  49. Flood Insurance

  50. Following Reinsurer

  51. Follow The Settlements

  52. Forced Place Insurance

  53. Foreign Credit Insurance Association - FCIA

  54. Form 4684: Casualties And Thefts

  55. Franchise Cover

  56. Free Asset Ratio - FAR

  57. Free Look Period

  58. Frequency-Severity Method

  59. Fringe Benefits

  60. Front-End Debt-to-Income Ratio - DTI

  61. Fronting Policy

  62. Funding Cover

  63. Fur Floater

  64. Furriers’ Block Policy

  65. Furriers’ Customers Policy

  66. Future Purchase Option

  67. Gap Amount

  68. Gap Insurance

  69. Garage Liability Insurance

  70. General Account

  71. General Employer

  72. Good Student Discount

  73. Grace Period

  74. Grandfathered Health Plan

  75. Gross Leverage Ratio

  76. Gross Line

  77. Gross Net Written Premium Income

  78. Gross Profits Insurance

  79. Ground-Up Loss

  80. Group Carve-Out Plan

  81. Group Health Insurance Plan

  82. Group Life Insurance

  83. Group Term Life Insurance

  84. Group Universal Life Policy - GULP

  85. Guaranteed Cost Premium

  86. Guaranteed Investment Contract - GIC

  87. Guaranteed Investment Fund - GIF

  88. Guaranteed Issue Life Insurance

  89. Guaranteed Issue Rights

  90. Guaranteed Loan

  91. Guaranteed Renewable Policy

  92. Guideline Premium And Corridor Test (GPT)

  93. Hammer Clause

  94. Hardship Exemption

  95. Hazard Insurance

  96. Hazardous Activity

  97. Health Insurance

  98. Health Insurance Marketplace

  99. Health Insurance Portability And Accountability Act - HIPAA

  100. Health Maintenance Organization - HMO

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