Insurance Terms

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  1. Employment Insurance - EI

  2. Encroachment

  3. Endorsement

  4. Entity-Purchase Agreement

  5. Equalization Reserve

  6. Equitable Subrogation

  7. Equity-Indexed Universal Life Insurance

  8. Equivalent Flat Rate

  9. Errors And Omissions Insurance - E&O

  10. Essential Health Benefits

  11. Estate

  12. European Life Settlement Association - ELSA

  13. Excess Judgment Loss

  14. Excess Limits Premium

  15. Excess of Line Reinsurance

  16. Excess Of Loss Reinsurance

  17. Ex Gratia Payment

  18. Expected Loss Ratio (ELR) Method

  19. Expense Constant

  20. Experience Rating Insurance

  21. Experience Refund

  22. Exposure Trigger

  23. Extra-Contractual Obligations (ECO) Clause

  24. Extraction Factor

  25. Extra Expense Insurance

  26. Facultative Reinsurance

  27. Fake Claims

  28. Family Income Rider

  29. FDIC Problem Bank List

  30. Federal-State Unemployment Compensation Program

  31. Federal Deposit Insurance Corporation - FDIC

  32. Federal Deposit Insurance Corporation Improvement Act - FDICIA

  33. Federal Housing Administration - FHA

  34. Federal Insurance Contributions Act - FICA

  35. Federal Insurance Office - FIO

  36. Federal Tax Lien

  37. Federal Unemployment Tax Act - FUTA

  38. Fidelity Bond

  39. File-And-Use Rating Laws

  40. Financial Guarantee

  41. Financial Institutions Reform, Recovery And Enforcement Act - FIRREA

  42. Financial Quota Share

  43. Financial Responsibility Clause

  44. Financial Services Agency - FSA

  45. Financing Entity

  46. Finite Reinsurance

  47. Finite Risk Insurance

  48. Fire Insurance

  49. First-Loss Policy

  50. First Dollar Coverage

  51. Fixed Annuity

  52. Fixed Charge

  53. Floater Insurance

  54. Flood Insurance

  55. Following Reinsurer

  56. Follow The Settlements

  57. Forced Place Insurance

  58. Foreign Credit Insurance Association - FCIA

  59. Form 4684: Casualties And Thefts

  60. Franchise Cover

  61. Free Asset Ratio - FAR

  62. Free Look Period

  63. Frequency-Severity Method

  64. Fringe Benefits

  65. Front-End Debt-to-Income Ratio - DTI

  66. Fronting Policy

  67. Funding Cover

  68. Fur Floater

  69. Furriers’ Block Policy

  70. Furriers’ Customers Policy

  71. Future Purchase Option

  72. Gap Amount

  73. Gap Insurance

  74. Garage Liability Insurance

  75. General Account

  76. General Employer

  77. Good Student Discount

  78. Grace Period

  79. Grandfathered Health Plan

  80. Gross Leverage Ratio

  81. Gross Line

  82. Gross Net Written Premium Income

  83. Gross Profits Insurance

  84. Ground-Up Loss

  85. Group Carve-Out Plan

  86. Group Health Insurance Plan

  87. Group Life Insurance

  88. Group Term Life Insurance

  89. Group Universal Life Policy - GULP

  90. Guaranteed Cost Premium

  91. Guaranteed Investment Contract - GIC

  92. Guaranteed Investment Fund - GIF

  93. Guaranteed Issue Life Insurance

  94. Guaranteed Issue Rights

  95. Guaranteed Loan

  96. Guaranteed Renewable Policy

  97. Guideline Premium And Corridor Test (GPT)

  98. Hammer Clause

  99. Hardship Exemption

  100. Hazard Insurance

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