Personal Finance Terms

  1. Negotiation

  2. Nellie Mae

  3. Nest Egg

  4. Net Charge-Off Rate

  5. Net Income - NI

  6. Net Income After Taxes - NIAT

  7. Net Lease

  8. Net Loss

  9. Net Margin

  10. Net Of Tax

  11. Net Operating Income - NOI

  12. Net Unrealized Appreciation - NUA

  13. Net Worth

  14. Netfile

  15. Network Effect

  16. Network Marketing

  17. Networking

  18. New Alternative Transportation to Give Americans Solutions Act of 2011

  19. New Indications

  20. New York Clearing House Association

  21. New Zealand Superannuation Fund

  22. Next Of Kin

  23. Niche Banks

  24. Nigerian Scam

  25. Ninety-Day Savings Account

  26. NINJA Loan

  27. Nixon Shock

  28. No Cash-Out Refinance

  29. No Documentation Mortgage - No Doc

  30. No Income / No Asset Mortgage - NINA

  31. No Protest - NP

  32. No-Appraisal Loan

  33. No-Appraisal Mortgage

  34. No-Appraisal Refinancing

  35. No-Cost Mortgage

  36. No-Fee Mortgage

  37. No-Load Annuity

  38. No-Load Life Insurance

  39. No-Ratio Mortgage

  40. Nominal Interest Rate

  41. Nominalism

  42. Nominee Distribution

  43. Nominee Interest

  44. Non-Accelerating Inflation Rate Of Unemployment - NAIRU

  45. Non-Accountable Plan

  46. Non-Amortizing Loan

  47. Non-Banking Financial Company - NBFC

  48. Non-Competition Agreement

  49. Non-Contestability Clause

  50. Non-GAAP Earnings

  51. Non-Interest Income

  52. Non-Notification Loan

  53. Non-Operating Income

  54. Non-Owner Occupied

  55. Non-Performing Asset - NPA

  56. Non-Purpose Loan

  57. Non-Qualified Deferred Compensation - NQDC

  58. Non-Qualified Distribution

  59. Non-Qualified Plan

  60. Non-Qualified Stock Option - NSO

  61. Non-Qualifying Investment

  62. Non-Recourse Debt

  63. Non-Recourse Expense

  64. Non-Recourse Sale

  65. Non-Refundable Tax Credit

  66. Non-Registered Account (Canada)

  67. Non-REO Foreclosure

  68. Non-Resident

  69. Non-Resident Entertainers' Tax

  70. Non-Scheduled Personal Property

  71. Non-Security

  72. Non-Spouse Beneficiary Rollover

  73. Non-Sufficient Funds - NSF

  74. Nonconforming Mortgage

  75. Nondischargeable Debt

  76. Nondiscrimination Rule

  77. Nondisturbance Clause

  78. Nonelective Contribution

  79. Nonforfeiture Clause

  80. Noninterest Expense

  81. Nonledger Asset

  82. Nonpar Item

  83. Nonpassive Income And Losses

  84. Nonperforming Asset

  85. Nonperiodic Distribution

  86. Nonprofit Marketing

  87. Nonrecurring Gain Or Loss

  88. Nonresident Alien

  89. Nonrevolver

  90. Nontraditional Mortgages

  91. Normal Retirement Age - NRA

  92. Normal Spoilage

  93. Normal Wear-And-Tear

  94. Normalized Earnings

  95. Notarize

  96. Notary

  97. Notice Of Assessment - NOA

  98. Notice Of Default

  99. Notice Of Deficiency

  100. Notice Of Non-Responsibility

Hot Definitions
  1. Cash and Carry Transaction

    A type of transaction in the futures market in which the cash or spot price of a commodity is below the futures contract price. Cash and carry transactions are considered arbitrage transactions.
  2. Amplitude

    The difference in price from the midpoint of a trough to the midpoint of a peak of a security. Amplitude is positive when calculating a bullish retracement (when calculating from trough to peak) and negative when calculating a bearish retracement (when calculating from peak to trough).
  3. Ascending Triangle

    A bullish chart pattern used in technical analysis that is easily recognizable by the distinct shape created by two trendlines. In an ascending triangle, one trendline is drawn horizontally at a level that has historically prevented the price from heading higher, while the second trendline connects a series of increasing troughs.
  4. National Best Bid and Offer - NBBO

    A term applying to the SEC requirement that brokers must guarantee customers the best available ask price when they buy securities and the best available bid price when they sell securities.
  5. Maintenance Margin

    The minimum amount of equity that must be maintained in a margin account. In the context of the NYSE and FINRA, after an investor has bought securities on margin, the minimum required level of margin is 25% of the total market value of the securities in the margin account.
  6. Leased Bank Guarantee

    A bank guarantee that is leased to a third party for a specific fee. The issuing bank will conduct due diligence on the creditworthiness of the customer looking to secure a bank guarantee, then lease a guarantee to that customer for a set amount of money and over a set period of time, typically less than two years.
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