Personal Finance Terms

  1. Net Of Tax

  2. Net Operating Income - NOI

  3. Net Unrealized Appreciation - NUA

  4. Net Worth

  5. Netfile

  6. Network Effect

  7. Network Marketing

  8. Networking

  9. New Alternative Transportation to Give Americans Solutions Act of 2011

  10. New Indications

  11. New York Clearing House Association

  12. New Zealand Superannuation Fund

  13. Next Of Kin

  14. Niche Banks

  15. Nigerian Scam

  16. Ninety-Day Savings Account

  17. NINJA Loan

  18. Nixon Shock

  19. No Cash-Out Refinance

  20. No Documentation Mortgage - No Doc

  21. No Income / No Asset Mortgage - NINA

  22. No Protest - NP

  23. No-Appraisal Loan

  24. No-Appraisal Mortgage

  25. No-Appraisal Refinancing

  26. No-Cost Mortgage

  27. No-Fee Mortgage

  28. No-Load Annuity

  29. No-Load Life Insurance

  30. No-Ratio Mortgage

  31. Nominal Interest Rate

  32. Nominalism

  33. Nominee Distribution

  34. Nominee Interest

  35. Non-Accelerating Inflation Rate Of Unemployment - NAIRU

  36. Non-Accountable Plan

  37. Non-Amortizing Loan

  38. Non-Banking Financial Company - NBFC

  39. Non-Competition Agreement

  40. Non-Contestability Clause

  41. Non-GAAP Earnings

  42. Non-Interest Income

  43. Non-Notification Loan

  44. Non-Operating Income

  45. Non-Owner Occupied

  46. Non-Performing Asset - NPA

  47. Non-Purpose Loan

  48. Non-Qualified Deferred Compensation - NQDC

  49. Non-Qualified Distribution

  50. Non-Qualified Plan

  51. Non-Qualified Stock Option - NSO

  52. Non-Qualifying Investment

  53. Non-Recourse Debt

  54. Non-Recourse Expense

  55. Non-Recourse Sale

  56. Non-Refundable Tax Credit

  57. Non-Registered Account (Canada)

  58. Non-REO Foreclosure

  59. Non-Resident

  60. Non-Resident Entertainers' Tax

  61. Non-Scheduled Personal Property

  62. Non-Security

  63. Non-Spouse Beneficiary Rollover

  64. Non-Sufficient Funds - NSF

  65. Nonconforming Mortgage

  66. Nondischargeable Debt

  67. Nondiscrimination Rule

  68. Nondisturbance Clause

  69. Nonelective Contribution

  70. Nonforfeiture Clause

  71. Noninterest Expense

  72. Nonledger Asset

  73. Nonpar Item

  74. Nonpassive Income And Losses

  75. Nonperforming Asset

  76. Nonperiodic Distribution

  77. Nonprofit Marketing

  78. Nonrecurring Gain Or Loss

  79. Nonresident Alien

  80. Nonrevolver

  81. Nontraditional Mortgages

  82. Normal Retirement Age - NRA

  83. Normal Spoilage

  84. Normal Wear-And-Tear

  85. Normalized Earnings

  86. Notarize

  87. Notary

  88. Notice Of Assessment - NOA

  89. Notice Of Default

  90. Notice Of Deficiency

  91. Notice Of Non-Responsibility

  92. Notice Of Seizure

  93. Notice Of Termination

  94. Notice To Creditors

  95. NR6 Form

  96. Numismatics

  97. Nuncupative Will

  98. Occupancy Fraud

  99. Occupancy Rate

  100. Occupational Labor Mobility

Hot Definitions
  1. Pension Risk Transfer

    When a defined benefit pension provider offloads some or all of the plan’s risk – e.g.: retirement payment liabilities to former employee beneficiaries. The plan sponsor can do this by offering vested plan participants a lump-sum payment to voluntarily leave the plan, or by negotiating with an insurance company to take on the responsibility for paying benefits.
  2. XW

    A symbol used to signify that a security is trading ex-warrant. XW is one of many alphabetic qualifiers that act as a shorthand to tell investors key information about a specific security in a stock quote. These qualifiers should not be confused with ticker symbols, some of which, like qualifiers, are just one or two letters.
  3. Quanto Swap

    A swap with varying combinations of interest rate, currency and equity swap features, where payments are based on the movement of two different countries' interest rates. This is also referred to as a differential or "diff" swap.
  4. Genuine Progress Indicator - GPI

    A metric used to measure the economic growth of a country. It is often considered as a replacement to the more well known gross domestic product (GDP) economic indicator. The GPI indicator takes everything the GDP uses into account, but also adds other figures that represent the cost of the negative effects related to economic activity (such as the cost of crime, cost of ozone depletion and cost of resource depletion, among others).
  5. Accelerated Share Repurchase - ASR

    A specific method by which corporations can repurchase outstanding shares of their stock. The accelerated share repurchase (ASR) is usually accomplished by the corporation purchasing shares of its stock from an investment bank. The investment bank borrows the shares from clients or share lenders and sells them to the company.
  6. Microeconomic Pricing Model

    A model of the way prices are set within a market for a given good. According to this model, prices are set based on the balance of supply and demand in the market. In general, profit incentives are said to resemble an "invisible hand" that guides competing participants to an equilibrium price. The demand curve in this model is determined by consumers attempting to maximize their utility, given their budget.
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