Personal Finance Terms

  1. Net Worth

  2. Netfile

  3. Network Effect

  4. Network Marketing

  5. Networking

  6. New Alternative Transportation to Give Americans Solutions Act of 2011

  7. New Indications

  8. New York Clearing House Association

  9. New Zealand Superannuation Fund

  10. Next Of Kin

  11. Niche Banks

  12. Nigerian Scam

  13. Ninety-Day Savings Account

  14. NINJA Loan

  15. Nixon Shock

  16. No Cash-Out Refinance

  17. No Documentation Mortgage - No Doc

  18. No Income / No Asset Mortgage - NINA

  19. No Protest - NP

  20. No-Appraisal Loan

  21. No-Appraisal Mortgage

  22. No-Appraisal Refinancing

  23. No-Cost Mortgage

  24. No-Fee Mortgage

  25. No-Load Annuity

  26. No-Load Life Insurance

  27. No-Ratio Mortgage

  28. Nominal Interest Rate

  29. Nominalism

  30. Nominee Distribution

  31. Nominee Interest

  32. Non-Accelerating Inflation Rate Of Unemployment - NAIRU

  33. Non-Accountable Plan

  34. Non-Amortizing Loan

  35. Non-Banking Financial Company - NBFC

  36. Non-Competition Agreement

  37. Non-Contestability Clause

  38. Non-GAAP Earnings

  39. Non-Interest Income

  40. Non-Notification Loan

  41. Non-Operating Income

  42. Non-Owner Occupied

  43. Non-Performing Asset - NPA

  44. Non-Purpose Loan

  45. Non-Qualified Deferred Compensation - NQDC

  46. Non-Qualified Distribution

  47. Non-Qualified Plan

  48. Non-Qualified Stock Option - NSO

  49. Non-Qualifying Investment

  50. Non-Recourse Debt

  51. Non-Recourse Expense

  52. Non-Recourse Sale

  53. Non-Refundable Tax Credit

  54. Non-Registered Account (Canada)

  55. Non-REO Foreclosure

  56. Non-Resident

  57. Non-Resident Entertainers' Tax

  58. Non-Scheduled Personal Property

  59. Non-Security

  60. Non-Spouse Beneficiary Rollover

  61. Non-Sufficient Funds - NSF

  62. Nonconforming Mortgage

  63. Nondischargeable Debt

  64. Nondiscrimination Rule

  65. Nondisturbance Clause

  66. Nonelective Contribution

  67. Nonforfeiture Clause

  68. Noninterest Expense

  69. Nonledger Asset

  70. Nonpar Item

  71. Nonpassive Income And Losses

  72. Nonperforming Asset

  73. Nonperiodic Distribution

  74. Nonprofit Marketing

  75. Nonrecurring Gain Or Loss

  76. Nonresident Alien

  77. Nonrevolver

  78. Nontraditional Mortgages

  79. Normal Retirement Age - NRA

  80. Normal Spoilage

  81. Normal Wear-And-Tear

  82. Normalized Earnings

  83. Notarize

  84. Notary

  85. Notice Of Assessment - NOA

  86. Notice Of Default

  87. Notice Of Deficiency

  88. Notice Of Non-Responsibility

  89. Notice Of Seizure

  90. Notice Of Termination

  91. Notice To Creditors

  92. NR6 Form

  93. Numismatics

  94. Nuncupative Will

  95. Occupancy Fraud

  96. Occupancy Rate

  97. Occupational Labor Mobility

  98. Odd-Days Interest

  99. Off-Premise Banking

  100. Offer In Compromise

Hot Definitions
  1. Oil Reserves

    An estimate of the amount of crude oil located in a particular economic region. Oil reserves must have the potential of being extracted under current technological constraints. For example, if oil pools are located at unattainable depths, they would not be considered part of the nation's reserves.
  2. Joint Venture - JV

    A business arrangement in which two or more parties agree to pool their resources for the purpose of accomplishing a specific task. This task can be a new project or any other business activity. In a joint venture (JV), each of the participants is responsible for profits, losses and costs associated with it.
  3. Aggregate Risk

    The exposure of a bank, financial institution, or any type of major investor to foreign exchange contracts - both spot and forward - from a single counterparty or client. Aggregate risk in forex may also be defined as the total exposure of an entity to changes or fluctuations in currency rates.
  4. Organic Growth

    The growth rate that a company can achieve by increasing output and enhancing sales. This excludes any profits or growth acquired from takeovers, acquisitions or mergers. Takeovers, acquisitions and mergers do not bring about profits generated within the company, and are therefore not considered organic.
  5. Family Limited Partnership - FLP

    A type of partnership designed to centralize family business or investment accounts. FLPs pool together a family's assets into one single family-owned business partnership that family members own shares of. FLPs are frequently used as an estate tax minimization strategy, as shares in the FLP can be transferred between generations, at lower taxation rates than would be applied to the partnership's holdings.
  6. Yield Burning

    The illegal practice of underwriters marking up the prices on bonds for the purpose of reducing the yield on the bond. This practice, referred to as "burning the yield," is done after the bond is placed in escrow for an investor who is awaiting repayment.
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