Personal Finance Terms

  1. Notice Of Seizure

  2. Notice Of Termination

  3. Notice To Creditors

  4. NR6 Form

  5. Numismatics

  6. Nuncupative Will

  7. Occupancy Fraud

  8. Occupancy Rate

  9. Occupational Labor Mobility

  10. Odd-Days Interest

  11. Off-Premise Banking

  12. Offer In Compromise

  13. Office Audit

  14. Office Of The Comptroller Of The Currency - OCC

  15. Office Of The Superintendent Of Financial Institutions - OSFI

  16. Official Staff Commentary

  17. Official Strike

  18. Offline Debit Card

  19. Offset Mortgage

  20. Offtake Agreement

  21. Old Age, Survivors And Disability Insurance Program - OASDI

  22. Old-Age And Survivors Insurance Trust Fund

  23. On-Us Item

  24. One Percent Rule

  25. One-Time Item

  26. Online Banking

  27. Ontario Teachers' Pension Plan Board - OTPPB

  28. Open House

  29. Open Listing

  30. Open-End Credit

  31. Open-End Lease

  32. Open-End Mortgage

  33. Operating Cash Flow Margin

  34. Operating Cost

  35. Operating Earnings

  36. Operating Income

  37. Operating Income Before Depreciation And Amortization - OIBDA

  38. Operating Loss - OL

  39. Operating Revenue

  40. Operational Risk

  41. Opinion Of Title

  42. Oprah Effect

  43. Opt-Out Plan

  44. Optimum Currency Area Theory

  45. Option Adjustable-Rate Mortgage - Option ARM

  46. Option Pool

  47. Option Schedule

  48. Oral Will

  49. Ordering Rules

  50. Ordinary And Necessary Expenses - O & NE

  51. Ordinary Annuity

  52. Ordinary Income

  53. Ordinary Loss

  54. Organic Sales

  55. Organized Labor

  56. Original Equipment Manufacturer - OEM

  57. Original Print

  58. Origination

  59. Origination Fee

  60. Origination Points

  61. Orphan Drug Credit

  62. Osborning

  63. Other Post-Employment Benefits - OPEB

  64. Other Post-Retirement Benefits

  65. Other Real Estate Owned - OREO

  66. Outplacement

  67. Outside Earnings

  68. Outside Sales

  69. Outstanding Check

  70. Over The Top

  71. Over-55 Home Sale Exemption

  72. Over-Selling

  73. Overcapitalization

  74. Overcontribution

  75. Overdraft

  76. Overdraft Protection

  77. Overextension

  78. Overfunded Pension Plan

  79. Overhead

  80. Overheated Economy

  81. Overnight Sleep Test

  82. Overwithholding

  83. Own-Occupation Policy

  84. Owner Financing

  85. Owner-Occupant

  86. Owners' Equivalent Rent - OER

  87. Parasitic Advertising

  88. Parsonage Allowance

  89. Partial Release

  90. Participating Convertible Preferred Share - PCP

  91. Participating Policy

  92. Participation Mortgage

  93. Partnership

  94. Party Wall

  95. Passbook Loan

  96. Passive Activity Loss Rules

  97. Passive Income

  98. Passive Loss

  99. Past Due

  100. Past Due Balance Method

Hot Definitions
  1. Cash and Carry Transaction

    A type of transaction in the futures market in which the cash or spot price of a commodity is below the futures contract price. Cash and carry transactions are considered arbitrage transactions.
  2. Amplitude

    The difference in price from the midpoint of a trough to the midpoint of a peak of a security. Amplitude is positive when calculating a bullish retracement (when calculating from trough to peak) and negative when calculating a bearish retracement (when calculating from peak to trough).
  3. Ascending Triangle

    A bullish chart pattern used in technical analysis that is easily recognizable by the distinct shape created by two trendlines. In an ascending triangle, one trendline is drawn horizontally at a level that has historically prevented the price from heading higher, while the second trendline connects a series of increasing troughs.
  4. National Best Bid and Offer - NBBO

    A term applying to the SEC requirement that brokers must guarantee customers the best available ask price when they buy securities and the best available bid price when they sell securities.
  5. Maintenance Margin

    The minimum amount of equity that must be maintained in a margin account. In the context of the NYSE and FINRA, after an investor has bought securities on margin, the minimum required level of margin is 25% of the total market value of the securities in the margin account.
  6. Leased Bank Guarantee

    A bank guarantee that is leased to a third party for a specific fee. The issuing bank will conduct due diligence on the creditworthiness of the customer looking to secure a bank guarantee, then lease a guarantee to that customer for a set amount of money and over a set period of time, typically less than two years.
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