Personal Finance Terms

  1. Non-Scheduled Personal Property

  2. Non-Security

  3. Non-Spouse Beneficiary Rollover

  4. Non-Sufficient Funds - NSF

  5. Nonconforming Mortgage

  6. Nondischargeable Debt

  7. Nondiscrimination Rule

  8. Nondisturbance Clause

  9. Nonelective Contribution

  10. Nonforfeiture Clause

  11. Noninterest Expense

  12. Nonledger Asset

  13. Nonpar Item

  14. Nonpassive Income And Losses

  15. Nonperforming Asset

  16. Nonperiodic Distribution

  17. Nonprofit Marketing

  18. Nonrecurring Gain Or Loss

  19. Nonresident Alien

  20. Nonrevolver

  21. Nontraditional Mortgages

  22. Normal Retirement Age - NRA

  23. Normal Spoilage

  24. Normal Wear-And-Tear

  25. Normalized Earnings

  26. Notarize

  27. Notary

  28. Notice Of Assessment - NOA

  29. Notice Of Default

  30. Notice Of Deficiency

  31. Notice Of Non-Responsibility

  32. Notice Of Seizure

  33. Notice Of Termination

  34. Notice To Creditors

  35. NR6 Form

  36. Numismatics

  37. Nuncupative Will

  38. Occupancy Fraud

  39. Occupancy Rate

  40. Occupational Labor Mobility

  41. Odd-Days Interest

  42. Off-Premise Banking

  43. Offer In Compromise

  44. Office Audit

  45. Office Of The Comptroller Of The Currency - OCC

  46. Office Of The Superintendent Of Financial Institutions - OSFI

  47. Official Staff Commentary

  48. Official Strike

  49. Offline Debit Card

  50. Offset Mortgage

  51. Offtake Agreement

  52. Old Age, Survivors And Disability Insurance Program - OASDI

  53. Old-Age And Survivors Insurance Trust Fund

  54. On-Us Item

  55. One Percent Rule

  56. One-Time Item

  57. Online Banking

  58. Ontario Teachers' Pension Plan Board - OTPPB

  59. Open House

  60. Open Listing

  61. Open-End Credit

  62. Open-End Lease

  63. Open-End Mortgage

  64. Operating Cash Flow Margin

  65. Operating Cost

  66. Operating Earnings

  67. Operating Income

  68. Operating Income Before Depreciation And Amortization - OIBDA

  69. Operating Loss - OL

  70. Operating Revenue

  71. Operational Risk

  72. Opinion Of Title

  73. Oprah Effect

  74. Opt-Out Plan

  75. Optimum Currency Area Theory

  76. Option Adjustable-Rate Mortgage - Option ARM

  77. Option Pool

  78. Option Schedule

  79. Oral Will

  80. Ordering Rules

  81. Ordinary And Necessary Expenses - O & NE

  82. Ordinary Annuity

  83. Ordinary Income

  84. Ordinary Loss

  85. Organic Sales

  86. Organized Labor

  87. Original Equipment Manufacturer - OEM

  88. Original Print

  89. Origination

  90. Origination Fee

  91. Origination Points

  92. Orphan Drug Credit

  93. Osborning

  94. Other Post-Employment Benefits - OPEB

  95. Other Post-Retirement Benefits

  96. Other Real Estate Owned - OREO

  97. Outplacement

  98. Outside Earnings

  99. Outside Sales

  100. Outstanding Check

Hot Definitions
  1. Odious Debt

    Money borrowed by one country from another country and then misappropriated by national rulers. A nation's debt becomes odious debt when government leaders use borrowed funds in ways that don't benefit or even oppress citizens. Some legal scholars argue that successor governments should not be held accountable for odious debt incurred by earlier regimes, but there is no consensus on how odious debt should actually be treated.
  2. Takeover

    A corporate action where an acquiring company makes a bid for an acquiree. If the target company is publicly traded, the acquiring company will make an offer for the outstanding shares.
  3. Harvest Strategy

    A strategy in which investment in a particular line of business is reduced or eliminated because the revenue brought in by additional investment would not warrant the expense. A harvest strategy is employed when a line of business is considered to be a cash cow, meaning that the brand is mature and is unlikely to grow if more investment is added.
  4. Stop-Limit Order

    An order placed with a broker that combines the features of stop order with those of a limit order. A stop-limit order will be executed at a specified price (or better) after a given stop price has been reached. Once the stop price is reached, the stop-limit order becomes a limit order to buy (or sell) at the limit price or better.
  5. Pareto Principle

    A principle, named after economist Vilfredo Pareto, that specifies an unequal relationship between inputs and outputs. The principle states that, for many phenomena, 20% of invested input is responsible for 80% of the results obtained. Put another way, 80% of consequences stem from 20% of the causes.
  6. Pareto Principle

    A principle, named after economist Vilfredo Pareto, that specifies an unequal relationship between inputs and outputs. The principle states that, for many phenomena, 20% of invested input is responsible for 80% of the results obtained. Put another way, 80% of consequences stem from 20% of the causes.
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