Personal Finance Terms

  1. Office Audit

  2. Office Of The Comptroller Of The Currency - OCC

  3. Office Of The Superintendent Of Financial Institutions - OSFI

  4. Official Staff Commentary

  5. Official Strike

  6. Offline Debit Card

  7. Offset Mortgage

  8. Offtake Agreement

  9. Old Age, Survivors And Disability Insurance Program - OASDI

  10. Old-Age And Survivors Insurance Trust Fund

  11. On-Us Item

  12. One Percent Rule

  13. One-Time Item

  14. Online Banking

  15. Ontario Teachers' Pension Plan Board - OTPPB

  16. Open House

  17. Open Listing

  18. Open-End Credit

  19. Open-End Lease

  20. Open-End Mortgage

  21. Operating Cash Flow Margin

  22. Operating Cost

  23. Operating Earnings

  24. Operating Income

  25. Operating Income Before Depreciation And Amortization - OIBDA

  26. Operating Loss - OL

  27. Operating Revenue

  28. Operational Risk

  29. Opinion Of Title

  30. Oprah Effect

  31. Opt-Out Plan

  32. Optimum Currency Area Theory

  33. Option Adjustable-Rate Mortgage - Option ARM

  34. Option Pool

  35. Option Schedule

  36. Oral Will

  37. Ordering Rules

  38. Ordinary And Necessary Expenses - O & NE

  39. Ordinary Annuity

  40. Ordinary Income

  41. Ordinary Loss

  42. Organic Sales

  43. Organized Labor

  44. Original Equipment Manufacturer - OEM

  45. Original Print

  46. Origination

  47. Origination Fee

  48. Origination Points

  49. Orphan Drug Credit

  50. Osborning

  51. Other Post-Employment Benefits - OPEB

  52. Other Post-Retirement Benefits

  53. Other Real Estate Owned - OREO

  54. Outplacement

  55. Outside Earnings

  56. Outside Sales

  57. Outstanding Check

  58. Over The Top

  59. Over-55 Home Sale Exemption

  60. Over-Selling

  61. Overcapitalization

  62. Overcontribution

  63. Overdraft

  64. Overdraft Protection

  65. Overextension

  66. Overfunded Pension Plan

  67. Overhead

  68. Overheated Economy

  69. Overnight Sleep Test

  70. Overwithholding

  71. Own-Occupation Policy

  72. Owner Financing

  73. Owner-Occupant

  74. Owners' Equivalent Rent - OER

  75. Parasitic Advertising

  76. Parsonage Allowance

  77. Partial Release

  78. Participating Convertible Preferred Share - PCP

  79. Participating Policy

  80. Participation Mortgage

  81. Partnership

  82. Party Wall

  83. Passbook Loan

  84. Passive Activity Loss Rules

  85. Passive Income

  86. Passive Loss

  87. Past Due

  88. Past Due Balance Method

  89. Past Service

  90. Pay As You Earn - PAYE

  91. Pay As You Go Pension Plan

  92. Pay Czar Clause

  93. Pay To Order

  94. Pay Yourself First

  95. Payable Through Draft

  96. Payback Period

  97. Paycation

  98. Paycheck-To-Paycheck

  99. Payday Loan

  100. Paydown

Hot Definitions
  1. Family Limited Partnership - FLP

    A type of partnership designed to centralize family business or investment accounts. FLPs pool together a family's assets into one single family-owned business partnership that family members own shares of. FLPs are frequently used as an estate tax minimization strategy, as shares in the FLP can be transferred between generations, at lower taxation rates than would be applied to the partnership's holdings.
  2. Yield Burning

    The illegal practice of underwriters marking up the prices on bonds for the purpose of reducing the yield on the bond. This practice, referred to as "burning the yield," is done after the bond is placed in escrow for an investor who is awaiting repayment.
  3. Marginal Analysis

    An examination of the additional benefits of an activity compared to the additional costs of that activity. Companies use marginal analysis as a decision-making tool to help them maximize their profits. Individuals unconsciously use marginal analysis to make a host of everyday decisions. Marginal analysis is also widely used in microeconomics when analyzing how a complex system is affected by marginal manipulation of its comprising variables.
  4. Treasury Inflation Protected Securities - TIPS

    A treasury security that is indexed to inflation in order to protect investors from the negative effects of inflation. TIPS are considered an extremely low-risk investment since they are backed by the U.S. government and since their par value rises with inflation, as measured by the Consumer Price Index, while their interest rate remains fixed.
  5. Gilt-Edged Switching

    The selling and repurchasing of certain high-grade stocks or bonds to capture profits. Gilt-edged switching involves gilt-edged security, which can be high-grade stock or bond issued by a financially stable company such as the Blue Chip companies or by certain governments.
  6. Master Limited Partnership - MLP

    A type of limited partnership that is publicly traded. There are two types of partners in this type of partnership: The limited partner is the person or group that provides the capital to the MLP and receives periodic income distributions from the MLP's cash flow, whereas the general partner is the party responsible for managing the MLP's affairs and receives compensation that is linked to the performance of the venture.
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