Personal Finance Terms

  1. Numismatics

  2. Nuncupative Will

  3. Occupancy Fraud

  4. Occupancy Rate

  5. Occupational Labor Mobility

  6. Odd-Days Interest

  7. Off-Premise Banking

  8. Offer In Compromise

  9. Office Audit

  10. Office Of The Comptroller Of The Currency - OCC

  11. Office Of The Superintendent Of Financial Institutions - OSFI

  12. Official Staff Commentary

  13. Official Strike

  14. Offline Debit Card

  15. Offset Mortgage

  16. Offtake Agreement

  17. Old Age, Survivors And Disability Insurance Program - OASDI

  18. Old-Age And Survivors Insurance Trust Fund

  19. On-Us Item

  20. One Percent Rule

  21. One-Time Item

  22. Online Banking

  23. Ontario Teachers' Pension Plan Board - OTPPB

  24. Open House

  25. Open Listing

  26. Open-End Credit

  27. Open-End Lease

  28. Open-End Mortgage

  29. Operating Cash Flow Margin

  30. Operating Cost

  31. Operating Earnings

  32. Operating Income

  33. Operating Income Before Depreciation And Amortization - OIBDA

  34. Operating Loss - OL

  35. Operating Revenue

  36. Operational Risk

  37. Opinion Of Title

  38. Oprah Effect

  39. Opt-Out Plan

  40. Optimum Currency Area Theory

  41. Option Adjustable-Rate Mortgage - Option ARM

  42. Option Pool

  43. Option Schedule

  44. Oral Will

  45. Ordering Rules

  46. Ordinary And Necessary Expenses - O & NE

  47. Ordinary Annuity

  48. Ordinary Income

  49. Ordinary Loss

  50. Organic Sales

  51. Organized Labor

  52. Original Equipment Manufacturer - OEM

  53. Original Print

  54. Origination

  55. Origination Fee

  56. Origination Points

  57. Orphan Drug Credit

  58. Osborning

  59. Other Post-Employment Benefits - OPEB

  60. Other Post-Retirement Benefits

  61. Other Real Estate Owned - OREO

  62. Outplacement

  63. Outside Earnings

  64. Outside Sales

  65. Outstanding Check

  66. Over The Top

  67. Over-55 Home Sale Exemption

  68. Over-Selling

  69. Overcapitalization

  70. Overcontribution

  71. Overdraft

  72. Overdraft Protection

  73. Overextension

  74. Overfunded Pension Plan

  75. Overhead

  76. Overheated Economy

  77. Overnight Sleep Test

  78. Overwithholding

  79. Own-Occupation Policy

  80. Owner Financing

  81. Owner-Occupant

  82. Owners' Equivalent Rent - OER

  83. Parasitic Advertising

  84. Parsonage Allowance

  85. Partial Release

  86. Participating Convertible Preferred Share - PCP

  87. Participating Policy

  88. Participation Mortgage

  89. Partnership

  90. Party Wall

  91. Passbook Loan

  92. Passive Activity Loss Rules

  93. Passive Income

  94. Passive Loss

  95. Past Due

  96. Past Due Balance Method

  97. Past Service

  98. Pay As You Earn - PAYE

  99. Pay As You Go Pension Plan

  100. Pay Czar Clause

Hot Definitions
  1. Leased Bank Guarantee

    A bank guarantee that is leased to a third party for a specific fee. The issuing bank will conduct due diligence on the creditworthiness of the customer looking to secure a bank guarantee, then lease a guarantee to that customer for a set amount of money and over a set period of time, typically less than two years.
  2. Degree Of Financial Leverage - DFL

    A ratio that measures the sensitivity of a company’s earnings per share (EPS) to fluctuations in its operating income, as a result of changes in its capital structure. Degree of Financial Leverage (DFL) measures the percentage change in EPS for a unit change in earnings before interest and taxes (EBIT).
  3. Jeff Bezos

    Self-made billionaire Jeff Bezos is famous for founding online retail giant Amazon.com.
  4. Re-fracking

    Re-fracking is the practice of returning to older wells that had been fracked in the recent past to capitalize on newer, more effective extraction technology. Re-fracking can be effective on especially tight oil deposits – where the shale products low yields – to extend their productivity.
  5. TIMP (acronym)

    'TIMP' is an acronym that stands for 'Turkey, Indonesia, Mexico and Philippines.' Similar to BRIC (Brazil, Russia, India and China), the acronym was coined by and investor/economist to group fast-growing emerging market economies in similar states of economic development.
  6. Pension Risk Transfer

    When a defined benefit pension provider offloads some or all of the plan’s risk – e.g.: retirement payment liabilities to former employee beneficiaries. The plan sponsor can do this by offering vested plan participants a lump-sum payment to voluntarily leave the plan, or by negotiating with an insurance company to take on the responsibility for paying benefits.
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