Personal Finance Terms

  1. Paycheck-To-Paycheck

  2. Payday Loan

  3. Paydown

  4. Paydown Factor

  5. Payment Gateway

  6. Payment Option ARM

  7. Payment Option ARM Minimum Payment

  8. Payment Shock

  9. Payoff Statement

  10. Payout

  11. Payout Phase

  12. PayPal

  13. Payroll

  14. Payroll Card

  15. Payroll Deduction Plan

  16. Payroll Tax

  17. Peak Debt

  18. Peer-To-Peer Lending (P2P)

  19. Pending Home Sales Index - PHSI

  20. Penetration Pricing

  21. Pension Adjustment - PA

  22. Pension Adjustment Reversal - PAR

  23. Pension Benefit Guaranty Corporation - PBGC

  24. Pension Benefit Obligation - PBO

  25. Pension Fund

  26. Pension Maximization

  27. Pension Option

  28. Pension Pillar

  29. Pension Plan

  30. Pension Plan Administrator

  31. Pension Protection Act Of 2006 - PPA

  32. Pension Risk Transfer

  33. Pension Shortfall

  34. Pensionable Service

  35. Per Diem Interest

  36. Per Diem Payments

  37. Per Stirpes

  38. Perceived Value

  39. Percentage Depletion

  40. Percentage Lease

  41. Perfect Title

  42. Perfected Lien

  43. Performance Appraisal

  44. Performance Bonus

  45. Performance Budget

  46. Performance Shares

  47. Performance-Based Compensation

  48. Peri-Retirement

  49. Period Certain

  50. Period Of Indemnity

  51. Periodic Interest Rate

  52. Periodic Interest Rate Cap

  53. Perkins Loan

  54. Permanent Capital Vehicle - PCV

  55. Permanent Income Hypothesis

  56. Permanent Life Insurance

  57. Permanent Loan

  58. Perpetuity

  59. Personal Equity Plan - PEP

  60. Personal Exemption

  61. Personal Finance

  62. Personal Financial Advisor

  63. Personal Identification Number - PIN

  64. Personal Income

  65. Personal Interest

  66. Personal Property

  67. Personal Spending Plan

  68. Personal Trust

  69. Personal-Service Corporation

  70. Pet Insurance

  71. Peter Lynch

  72. Peter R. Dolan

  73. Phantom Income

  74. Phantom Stock Plan

  75. Phase Out

  76. Phased Retirement

  77. Phases Of Retirement

  78. Philanthropy

  79. Philip Fisher

  80. Phillips

  81. Phillips Curve

  82. Phishing

  83. Physical-Presence Test

  84. Pick-Up Tax

  85. Piggyback Mortgage

  86. Pigovian Tax

  87. PIMCO

  88. Pink Slip

  89. Pink Slip Party

  90. Pirate Bank

  91. Placed In Service

  92. Plan Participant

  93. Plan Sponsor

  94. Planned Obsolescence

  95. Pledge Fund

  96. Pledged Asset

  97. PLUS Loan

  98. Pocket Listing

  99. Point of Purchase - POP

  100. Point Of Sale - POS

Hot Definitions
  1. Pension Risk Transfer

    When a defined benefit pension provider offloads some or all of the plan’s risk – e.g.: retirement payment liabilities to former employee beneficiaries. The plan sponsor can do this by offering vested plan participants a lump-sum payment to voluntarily leave the plan, or by negotiating with an insurance company to take on the responsibility for paying benefits.
  2. XW

    A symbol used to signify that a security is trading ex-warrant. XW is one of many alphabetic qualifiers that act as a shorthand to tell investors key information about a specific security in a stock quote. These qualifiers should not be confused with ticker symbols, some of which, like qualifiers, are just one or two letters.
  3. Quanto Swap

    A swap with varying combinations of interest rate, currency and equity swap features, where payments are based on the movement of two different countries' interest rates. This is also referred to as a differential or "diff" swap.
  4. Genuine Progress Indicator - GPI

    A metric used to measure the economic growth of a country. It is often considered as a replacement to the more well known gross domestic product (GDP) economic indicator. The GPI indicator takes everything the GDP uses into account, but also adds other figures that represent the cost of the negative effects related to economic activity (such as the cost of crime, cost of ozone depletion and cost of resource depletion, among others).
  5. Accelerated Share Repurchase - ASR

    A specific method by which corporations can repurchase outstanding shares of their stock. The accelerated share repurchase (ASR) is usually accomplished by the corporation purchasing shares of its stock from an investment bank. The investment bank borrows the shares from clients or share lenders and sells them to the company.
  6. Microeconomic Pricing Model

    A model of the way prices are set within a market for a given good. According to this model, prices are set based on the balance of supply and demand in the market. In general, profit incentives are said to resemble an "invisible hand" that guides competing participants to an equilibrium price. The demand curve in this model is determined by consumers attempting to maximize their utility, given their budget.
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