Personal Finance Terms

  1. Points

  2. Poison Pill

  3. Policy Loan

  4. Pop-Up Option

  5. Pop-Up Retail

  6. Portability

  7. Portable Benefits

  8. Porter Diamond

  9. Portfolio Insurance

  10. Portfolio Lender

  11. Possessory Lien

  12. Post-9/11 GI Bill

  13. Post-Retirement Risk

  14. Postdated

  15. Postnuptial Agreement

  16. Pound The Pavement

  17. Pour-Over Will

  18. Power Of Sale

  19. PRAM Model

  20. Pre-Approval

  21. Pre-Depreciation Profit

  22. Pre-Existing Condition

  23. Pre-Foreclosure

  24. Pre-Money Valuation

  25. Pre-Provision Operating Profit - PPOP

  26. Pre-Qualification

  27. Precision Score

  28. Predator

  29. Predators' Ball

  30. Predatory Pricing

  31. Preferred Debt

  32. Preferred Provider Organization – PPO

  33. Premature Distribution

  34. Premium Income

  35. Prenuptial Agreement

  36. Prepaid Credit Card

  37. Prepaid Expense

  38. Prepaid Finance Charge

  39. Prepaid Insurance

  40. Prepaid Interest

  41. Prepaid Tuition Program

  42. Preparer Tax Identification Number - PTIN

  43. Prepayment

  44. Prepayment Model

  45. Prepayment Penalty

  46. Prepayment Privilege

  47. Prepayment Risk

  48. Present Value Interest Factor Of Annuity - PVIFA

  49. Present Value Of An Annuity

  50. Pretax Contribution

  51. Pretax Earnings

  52. Pretax Operating Income - PTOI

  53. Pretax Profit Margin

  54. Pretax Rate Of Return

  55. Preventive Services

  56. Previous Balance Method

  57. Price Inflation

  58. Price Leadership

  59. Price Level

  60. Price Level Adjusted Mortgage - PLAM

  61. Price Level Targeting

  62. Price Protection

  63. Price Sensitivity

  64. Price Skimming

  65. Price-to-Rent Ratio

  66. Primary Beneficiary

  67. Primary Business Purpose

  68. Primary Insurance Amount - PIA

  69. Primary Mortgage Market

  70. Prime

  71. Prime Conforming

  72. Prime Rate

  73. Primed

  74. Principal Place Of Business

  75. Principal Reduction

  76. Principal Residence

  77. Principal, Interest, Taxes, Insurance - PITI

  78. Prior Lien

  79. Private Annuity

  80. Private Banking

  81. Private Brand

  82. Private Buyer

  83. Private Letter Ruling - PLR

  84. Private Mortgage Insurance - PMI

  85. Private Placement

  86. Private Purchase

  87. Private-Label Credit

  88. Pro-Forma Earnings

  89. Pro-Forma Forecast

  90. Pro-Rata Tranche

  91. Probate

  92. Probate Court

  93. Problem Loan

  94. Product Differentiation

  95. Product Family

  96. Product Life Cycle

  97. Product Life Cycle Management

  98. Product Line

  99. Product Placement

  100. Product Recall

Hot Definitions
  1. XW

    A symbol used to signify that a security is trading ex-warrant. XW is one of many alphabetic qualifiers that act as a shorthand to tell investors key information about a specific security in a stock quote. These qualifiers should not be confused with ticker symbols, some of which, like qualifiers, are just one or two letters.
  2. Quanto Swap

    A swap with varying combinations of interest rate, currency and equity swap features, where payments are based on the movement of two different countries' interest rates. This is also referred to as a differential or "diff" swap.
  3. Genuine Progress Indicator - GPI

    A metric used to measure the economic growth of a country. It is often considered as a replacement to the more well known gross domestic product (GDP) economic indicator. The GPI indicator takes everything the GDP uses into account, but also adds other figures that represent the cost of the negative effects related to economic activity (such as the cost of crime, cost of ozone depletion and cost of resource depletion, among others).
  4. Accelerated Share Repurchase - ASR

    A specific method by which corporations can repurchase outstanding shares of their stock. The accelerated share repurchase (ASR) is usually accomplished by the corporation purchasing shares of its stock from an investment bank. The investment bank borrows the shares from clients or share lenders and sells them to the company.
  5. Microeconomic Pricing Model

    A model of the way prices are set within a market for a given good. According to this model, prices are set based on the balance of supply and demand in the market. In general, profit incentives are said to resemble an "invisible hand" that guides competing participants to an equilibrium price. The demand curve in this model is determined by consumers attempting to maximize their utility, given their budget.
  6. Centralized Market

    A financial market structure that consists of having all orders routed to one central exchange with no other competing market. The quoted prices of the various securities listed on the exchange represent the only price that is available to investors seeking to buy or sell the specific asset.
Trading Center