Personal Finance Terms

  1. Profit Before Tax - PBT

  2. Profit Motive

  3. Profit-Sharing Plan

  4. Profit-Volume (PV) Chart

  5. Profits Interest

  6. Progress Billings

  7. Progressive Tax

  8. Promotion

  9. Promotion Expense

  10. Promotional Budget

  11. Proof

  12. Proof of Charitable Contributions

  13. Property Insurance

  14. Property Inventory

  15. Property Lien

  16. Property Management

  17. Property Manager

  18. Property Tax Deduction

  19. Proportional Tax

  20. Provident Fund

  21. Provincial Parental Insurance Plan - PPIP

  22. Provision

  23. Provisional Income

  24. Proxy Tax

  25. Prudent Expert Act

  26. Prudent-Person Rule

  27. Public Offering Price - POP

  28. Public Relations - PR

  29. Public-Private Partnerships

  30. Publicly Traded Partnership - PTP

  31. Pujo Committee

  32. Purchase APR

  33. Purchase Mortgage Market

  34. Purchase-Money Mortgage

  35. Purchased Service

  36. Purchasing Power

  37. Purchasing Power Loss/Gain

  38. Pure Risk

  39. Pyramid Scheme

  40. Qualification Ratio

  41. Qualified Acquisition Cost

  42. Qualified Adoption Expenses - QAE

  43. Qualified Annuity

  44. Qualified Automatic Contribution Arrangements - QACAs

  45. Qualified Disclaimer

  46. Qualified Distribution

  47. Qualified Domestic Relations Order - QDRO

  48. Qualified Electric Vehicle

  49. Qualified Exchange Accommodation Arrangements

  50. Qualified Joint And Survivor Annuity - QJSA

  51. Qualified Mortgage

  52. Qualified Mortgage Insurance Premium

  53. Qualified Personal Residence Trust – QPRT

  54. Qualified Pre-Retirement Survivor Annuity - QPSA

  55. Qualified Reservist

  56. Qualified Retirement Plan

  57. Qualified Terminable Interest Property (QTIP) Trust

  58. Qualified Trust

  59. Qualified Widow Or Widower

  60. Qualifying Annuity

  61. Qualifying Disposition

  62. Qualifying Domestic Trust - QDOT

  63. Qualifying Investment

  64. Qualifying Ratios

  65. Qualifying Relative

  66. Qualifying Widow/Widower

  67. Quality Of Life

  68. Quantity Discount

  69. Quid Pro Quo

  70. Quid Pro Quo Contribution

  71. Quiet Title

  72. Quitclaim Deed

  73. Rabbi Trust

  74. Ramani Ayer

  75. Rate And Term Refinance

  76. Rate-Improvement Mortgage

  77. Rating

  78. Ratings Service

  79. Readvanceable Mortgage

  80. Reaffirmation

  81. Real Economic Growth Rate

  82. Real Estate Limited Partnership - RELP

  83. Real Estate Mortgage Investment Conduit - REMIC

  84. Real Estate Mortgage Investment Conduits - REMIC

  85. Real Estate Owned - REO

  86. Real Estate Settlement Procedures Act - RESPA

  87. Real Estate Short Sale

  88. Real Income

  89. Real Interest Rate

  90. Real Rate Of Return

  91. Real Value

  92. Realization Multiple

  93. Realized Gain

  94. Realized Loss

  95. Rebate Option

  96. Recapitalization

  97. Recapture

  98. Recapture Clause

  99. Recareering

  100. Recast Trigger

Hot Definitions
  1. Oil Reserves

    An estimate of the amount of crude oil located in a particular economic region. Oil reserves must have the potential of being extracted under current technological constraints. For example, if oil pools are located at unattainable depths, they would not be considered part of the nation's reserves.
  2. Joint Venture - JV

    A business arrangement in which two or more parties agree to pool their resources for the purpose of accomplishing a specific task. This task can be a new project or any other business activity. In a joint venture (JV), each of the participants is responsible for profits, losses and costs associated with it.
  3. Aggregate Risk

    The exposure of a bank, financial institution, or any type of major investor to foreign exchange contracts - both spot and forward - from a single counterparty or client. Aggregate risk in forex may also be defined as the total exposure of an entity to changes or fluctuations in currency rates.
  4. Organic Growth

    The growth rate that a company can achieve by increasing output and enhancing sales. This excludes any profits or growth acquired from takeovers, acquisitions or mergers. Takeovers, acquisitions and mergers do not bring about profits generated within the company, and are therefore not considered organic.
  5. Family Limited Partnership - FLP

    A type of partnership designed to centralize family business or investment accounts. FLPs pool together a family's assets into one single family-owned business partnership that family members own shares of. FLPs are frequently used as an estate tax minimization strategy, as shares in the FLP can be transferred between generations, at lower taxation rates than would be applied to the partnership's holdings.
  6. Yield Burning

    The illegal practice of underwriters marking up the prices on bonds for the purpose of reducing the yield on the bond. This practice, referred to as "burning the yield," is done after the bond is placed in escrow for an investor who is awaiting repayment.
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