Personal Finance Terms

  1. Recency, Frequency, Monetary Value - RFM

  2. Recession Rich

  3. Recharacterization

  4. Recognized Gain

  5. Recognized Loss

  6. Recompense

  7. Reconditioning Reserve

  8. Reconversion

  9. Recording Fee

  10. Recourse

  11. Recourse Loan

  12. Recurring Debt

  13. Red Clause Letter Of Credit

  14. Red Ink

  15. Redeposit

  16. Reduction Certificate

  17. Reference Base Period

  18. Refi Bubble

  19. Refinance Wave

  20. Refinancing Risk

  21. Refund

  22. Refundable Credit

  23. Regional Stock Exchange

  24. Register

  25. Register Of Deeds

  26. Registered Education Savings Plan - RESP

  27. Registered Pension Plan - RPP

  28. Registered Retirement Income Fund - RRIF

  29. Registered Retirement Savings Plan - RRSP

  30. Registered Retirement Savings Plan Contribution - RRSP Contribution

  31. Registered Retirement Savings Plan Deduction - RRSP Deduction

  32. Registered Retirement Savings Plan Deduction Limit - RRSP Deduction Limit

  33. Regressive Tax

  34. Regulation B

  35. Regulation D - Reg D

  36. Regulation Q

  37. Regulation V

  38. Rehabilitation Tax Credit

  39. Rehypothecation

  40. Reimbursable Out-Of-Pocket Costs

  41. Reimbursement Plan

  42. Reinstatement

  43. Reinsurance Sidecar

  44. Reintermediation

  45. Relationship Banking

  46. Relationship Management

  47. Relationship Manager

  48. Relationship Test

  49. Relativity Trap

  50. Release Clause

  51. Reloading

  52. Relocation Mortgage - Relo

  53. Remuneration

  54. Renegotiated Loan

  55. Renewable Term

  56. Rent Ceiling

  57. Rent Expense

  58. Rent Regulation

  59. Rent-A-Crowd

  60. Rent-An-Employee

  61. Rental Pool

  62. Rental Real Estate Loss Allowance

  63. Renter's Insurance

  64. Repackaging

  65. Repatriable

  66. Repeat Sales

  67. Reperforming Loan - RPL

  68. Replacement Property

  69. Replacement Rate

  70. Repricing Opportunity

  71. Reproduction Cost

  72. Repurposing

  73. Request For Proposal - RFP

  74. Request For Quote - RFQ

  75. Required Beginning Date - RBD

  76. Required Cash

  77. Required Minimum Distribution - RMD

  78. Required Minimum Distribution Method

  79. Required Rate Of Return - RRR

  80. Requisition

  81. Research Activities Credit

  82. Research Analyst

  83. Research And Development (R&D) Expenses

  84. Research And Development - R&D

  85. Reserve Fund

  86. Reserve Maintenance Period

  87. Reset Date

  88. Reset Rate

  89. Resident Alien

  90. Residential Mortgage-Backed Security (RMBS)

  91. Residential Rental Property

  92. Residual Income

  93. Residual Interest

  94. Residual Value

  95. Resolution Funding Corporation - REFCORP

  96. Resolution Trust Corporation - RTC

  97. Respite Care

  98. Restricted Market

  99. Restricted Stock Unit

  100. Restrictive Covenant

Hot Definitions
  1. Organic Growth

    The growth rate that a company can achieve by increasing output and enhancing sales. This excludes any profits or growth acquired from takeovers, acquisitions or mergers. Takeovers, acquisitions and mergers do not bring about profits generated within the company, and are therefore not considered organic.
  2. Family Limited Partnership - FLP

    A type of partnership designed to centralize family business or investment accounts. FLPs pool together a family's assets into one single family-owned business partnership that family members own shares of. FLPs are frequently used as an estate tax minimization strategy, as shares in the FLP can be transferred between generations, at lower taxation rates than would be applied to the partnership's holdings.
  3. Yield Burning

    The illegal practice of underwriters marking up the prices on bonds for the purpose of reducing the yield on the bond. This practice, referred to as "burning the yield," is done after the bond is placed in escrow for an investor who is awaiting repayment.
  4. Marginal Analysis

    An examination of the additional benefits of an activity compared to the additional costs of that activity. Companies use marginal analysis as a decision-making tool to help them maximize their profits. Individuals unconsciously use marginal analysis to make a host of everyday decisions. Marginal analysis is also widely used in microeconomics when analyzing how a complex system is affected by marginal manipulation of its comprising variables.
  5. Treasury Inflation Protected Securities - TIPS

    A treasury security that is indexed to inflation in order to protect investors from the negative effects of inflation. TIPS are considered an extremely low-risk investment since they are backed by the U.S. government and since their par value rises with inflation, as measured by the Consumer Price Index, while their interest rate remains fixed.
  6. Gilt-Edged Switching

    The selling and repurchasing of certain high-grade stocks or bonds to capture profits. Gilt-edged switching involves gilt-edged security, which can be high-grade stock or bond issued by a financially stable company such as the Blue Chip companies or by certain governments.
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