Personal Finance Terms

  1. Service Certificates

  2. Service Corps Of Retired Executives - SCORE

  3. Servicemen's Readjustment Act

  4. Servicing Fee

  5. Set-Off Clause

  6. Settlement Date

  7. Settlement Statement

  8. Severance Package

  9. Severance Pay

  10. Severance Tax

  11. Shadow Inventory

  12. Shadow Rating

  13. Shai Agassi

  14. Share Draft

  15. Share Of Wallet - SOW

  16. Share-Draft Account

  17. Shared Equity Finance Agreements

  18. Shared Equity Mortgage

  19. Shared-Appreciation Mortgage - SAM

  20. Shareholder Value Transfer - SVT

  21. Sheldon Aldeson

  22. Shell Corporation

  23. Shell Lease

  24. Sheriff's Sales

  25. Shoestring

  26. Short Refinance

  27. Short Sell Against the Box

  28. Short Tax Year

  29. Short-Term Loss

  30. Short-Term Paper

  31. Shotgun Clause

  32. Showrooming

  33. Shrinkage

  34. Side Collateral

  35. Signature Loan

  36. Signing Bonus

  37. Silent Automatic Lien

  38. Silent Bank Run

  39. Silent Partner

  40. Silent Second Mortgage

  41. Siliconaires

  42. Silver Parachute

  43. Simple Interest

  44. Simple Interest Bi-Weekly Mortgage

  45. SIMPLE IRA

  46. Simple-Interest Mortgage

  47. Simplified Employee Pension - SEP (Simplified Employee Pension IRA)

  48. Simultaneous Closing - SIMO

  49. Sin Tax

  50. Single Filer

  51. Single Interest Insurance

  52. Single Net Lease

  53. Single-Life Payout

  54. Single-Premium Deferred Annuity - SPDA

  55. Single-Premium Life Insurance

  56. Six Forces Model

  57. Sixteenth Amendment

  58. Skimming

  59. Skip Account

  60. Skip-Payment Mortgage

  61. Sliding Scale Fees

  62. Slumburbs

  63. Small And Midsize Enterprises - SME

  64. Small Business Administration - SBA

  65. Small Business Development Center - SBDC

  66. Small Business Investment Company - SBIC

  67. Small Business Job Protection Act Of 1996

  68. Small Business Lending Index - SLBI

  69. Small Corporate Offering Registration - SCOR

  70. Small Office/Home Office - SOHO

  71. Small Saver Certificate - SSC

  72. Smishing

  73. Snowball

  74. Soccer Mom Indicator

  75. Social Audit

  76. Social Capital

  77. Social Commerce

  78. Social Entrepreneur

  79. Social Good

  80. Social Identity

  81. Social Impact Statement

  82. Social Media

  83. Social Media Marketing (SMM)

  84. Social Media Optimization (SMO)

  85. Social Sciences

  86. Social Security

  87. Social Security Act

  88. Social Security Administration - SSA

  89. Social Security Benefits

  90. Social Security Number - SSN

  91. Social Security Tax

  92. Social Security Trust Fund

  93. Social Welfare System

  94. Soft Commissions

  95. Soft Inquiry

  96. Soft Metrics

  97. Soft Paper Report

  98. Soft Sell

  99. Sole Proprietorship

  100. Solidarity Tax

Hot Definitions
  1. National Best Bid and Offer - NBBO

    A term applying to the SEC requirement that brokers must guarantee customers the best available ask price when they buy securities and the best available bid price when they sell securities.
  2. Maintenance Margin

    The minimum amount of equity that must be maintained in a margin account. In the context of the NYSE and FINRA, after an investor has bought securities on margin, the minimum required level of margin is 25% of the total market value of the securities in the margin account.
  3. Leased Bank Guarantee

    A bank guarantee that is leased to a third party for a specific fee. The issuing bank will conduct due diligence on the creditworthiness of the customer looking to secure a bank guarantee, then lease a guarantee to that customer for a set amount of money and over a set period of time, typically less than two years.
  4. Degree Of Financial Leverage - DFL

    A ratio that measures the sensitivity of a company’s earnings per share (EPS) to fluctuations in its operating income, as a result of changes in its capital structure. Degree of Financial Leverage (DFL) measures the percentage change in EPS for a unit change in earnings before interest and taxes (EBIT).
  5. Jeff Bezos

    Self-made billionaire Jeff Bezos is famous for founding online retail giant Amazon.com.
  6. Re-fracking

    Re-fracking is the practice of returning to older wells that had been fracked in the recent past to capitalize on newer, more effective extraction technology. Re-fracking can be effective on especially tight oil deposits – where the shale products low yields – to extend their productivity.
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