Personal Finance Terms

  1. Shared Equity Mortgage

  2. Shared-Appreciation Mortgage - SAM

  3. Shareholder Value Transfer - SVT

  4. Shell Corporation

  5. Shell Lease

  6. Sheriff's Sales

  7. Shoestring

  8. Short Refinance

  9. Short Sell Against the Box

  10. Short Tax Year

  11. Short-Term Loss

  12. Short-Term Paper

  13. Shotgun Clause

  14. Showrooming

  15. Shrinkage

  16. Side Collateral

  17. Signature Loan

  18. Signing Bonus

  19. Silent Automatic Lien

  20. Silent Bank Run

  21. Silent Partner

  22. Silent Second Mortgage

  23. Siliconaires

  24. Silver Parachute

  25. Simple Interest

  26. Simple Interest Bi-Weekly Mortgage

  27. SIMPLE IRA

  28. Simple-Interest Mortgage

  29. Simplified Employee Pension - SEP (Simplified Employee Pension IRA)

  30. Simultaneous Closing - SIMO

  31. Sin Tax

  32. Single Filer

  33. Single Interest Insurance

  34. Single Net Lease

  35. Single-Life Payout

  36. Single-Premium Deferred Annuity - SPDA

  37. Single-Premium Life Insurance

  38. Six Forces Model

  39. Sixteenth Amendment

  40. Skimming

  41. Skip Account

  42. Skip-Payment Mortgage

  43. Sliding Scale Fees

  44. Slumburbs

  45. Small And Midsize Enterprises - SME

  46. Small Business Administration - SBA

  47. Small Business Development Center - SBDC

  48. Small Business Investment Company - SBIC

  49. Small Business Job Protection Act Of 1996

  50. Small Business Lending Index - SLBI

  51. Small Corporate Offering Registration - SCOR

  52. Small Office/Home Office - SOHO

  53. Small Saver Certificate - SSC

  54. Smishing

  55. Snowball

  56. Soccer Mom Indicator

  57. Social Audit

  58. Social Capital

  59. Social Commerce

  60. Social Entrepreneur

  61. Social Good

  62. Social Identity

  63. Social Impact Statement

  64. Social Media

  65. Social Sciences

  66. Social Security

  67. Social Security Act

  68. Social Security Administration - SSA

  69. Social Security Benefits

  70. Social Security Number - SSN

  71. Social Security Tax

  72. Social Security Trust Fund

  73. Social Welfare System

  74. Soft Commissions

  75. Soft Inquiry

  76. Soft Metrics

  77. Soft Paper Report

  78. Soft Sell

  79. Sole Proprietorship

  80. Solidarity Tax

  81. Solvency Capital Requirement

  82. Sotheby's

  83. Sovereign Credit Rating

  84. Sovereign Debt

  85. Special Assessment Tax

  86. Special Finance

  87. Special Item

  88. Special Needs Child

  89. Special Needs Trust

  90. Special Revenue Fund

  91. Special Warranty Deed

  92. Specific-Shares Method

  93. Specified Investment Flow-Through Tax - SIFT

  94. Spending Phase

  95. Spice Trader

  96. Split Payroll

  97. Split-Funded Annuity

  98. Spoofing

  99. Spot Loan

  100. Spousal Beneficiary Rollover

Hot Definitions
  1. Joint Venture - JV

    A business arrangement in which two or more parties agree to pool their resources for the purpose of accomplishing a specific task. This task can be a new project or any other business activity. In a joint venture (JV), each of the participants is responsible for profits, losses and costs associated with it.
  2. Aggregate Risk

    The exposure of a bank, financial institution, or any type of major investor to foreign exchange contracts - both spot and forward - from a single counterparty or client. Aggregate risk in forex may also be defined as the total exposure of an entity to changes or fluctuations in currency rates.
  3. Organic Growth

    The growth rate that a company can achieve by increasing output and enhancing sales. This excludes any profits or growth acquired from takeovers, acquisitions or mergers. Takeovers, acquisitions and mergers do not bring about profits generated within the company, and are therefore not considered organic.
  4. Family Limited Partnership - FLP

    A type of partnership designed to centralize family business or investment accounts. FLPs pool together a family's assets into one single family-owned business partnership that family members own shares of. FLPs are frequently used as an estate tax minimization strategy, as shares in the FLP can be transferred between generations, at lower taxation rates than would be applied to the partnership's holdings.
  5. Yield Burning

    The illegal practice of underwriters marking up the prices on bonds for the purpose of reducing the yield on the bond. This practice, referred to as "burning the yield," is done after the bond is placed in escrow for an investor who is awaiting repayment.
  6. Marginal Analysis

    An examination of the additional benefits of an activity compared to the additional costs of that activity. Companies use marginal analysis as a decision-making tool to help them maximize their profits. Individuals unconsciously use marginal analysis to make a host of everyday decisions. Marginal analysis is also widely used in microeconomics when analyzing how a complex system is affected by marginal manipulation of its comprising variables.
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