Personal Finance Terms

  1. Spousal IRA

  2. Spousal Stripping

  3. Sprinkling Provision

  4. Squatter

  5. Squeeze

  6. Stability And Growth Pact - SGP

  7. Stafford Loan

  8. Stagflation

  9. Stagnation

  10. Standalone Profit

  11. Standard & Poor's - S&P

  12. Standard & Poor's 500 Index - S&P 500

  13. Standard & Poor's Underlying Rating - SPURs

  14. Standard Deduction

  15. Standard Mileage Rate

  16. Standard of Value

  17. Standby Line of Credit

  18. Standing Loan

  19. Standing Mortgage

  20. Startup

  21. Startup Capital

  22. State Guaranty Fund

  23. State Income Tax

  24. State Medicaid Program

  25. Stated Income / Stated Asset Mortgage - SISA

  26. Statement Of Changes In Net Assets Available For Pension Benefits

  27. Statement Of Retained Earnings

  28. Statement Stuffer

  29. Static Budget

  30. Status Symbol

  31. Statute of Frauds

  32. Statutory Debt Limit

  33. Statutory Employee

  34. Statutory Liability

  35. Statutory Reserves

  36. Statutory Stock Option

  37. Staycation

  38. Stealth Taxes

  39. Step-Up In Basis

  40. Sterile Investment

  41. Steve Ballmer

  42. Steve Forbes

  43. Sticky Wage Theory

  44. Stipend

  45. Stock And Warrant Off-Balance Sheet R&D - SWORD

  46. Stock Appreciation Right - SAR

  47. Stock Compensation

  48. Stock Keeping Unit - SKU

  49. Stock Savings Plan

  50. Stock-For-Stock

  51. Stop Payment

  52. Store Of Value

  53. Stored-Value Card

  54. Straight Credit

  55. Straight Life Annuity

  56. Stranger-Owned Life Insurance - STOLI

  57. Strategic Default

  58. Strategic Gap Analysis

  59. Strategic Joint Venture

  60. Straw Buyer

  61. Straw Buying

  62. Stretch Annuity

  63. Stretch IRA

  64. Stripped MBS

  65. Stripper

  66. Strong Sell

  67. Stuart A. Miller

  68. Student Loan Interest Deduction

  69. Student Visa

  70. Subchapter S (S Corporation)

  71. Subcontracting

  72. Subject Offer

  73. Subjective Theory Of Value

  74. Sublease

  75. Subordination Agreement

  76. Subprime

  77. Subprime Auto Loan

  78. Subprime Borrower

  79. Subprime Credit

  80. Subprime Credit Card

  81. Subprime Lender

  82. Subprime Loan

  83. Subprime Market

  84. Subprime Meltdown

  85. Subprime Mortgage

  86. Subprime Rates

  87. Subrogation

  88. Subscription Agreement

  89. Substandard Health Annuity

  90. Substandard Insurance

  91. Substantial Gainful Activity - SGA

  92. Substantially Equal Periodic Payment - SEPP

  93. Substitute

  94. Substitute Return

  95. Substitution Effect

  96. Subvented Lease

  97. Succession

  98. Sudden Wealth Syndrome (SWS)

  99. Suggestive Selling

  100. Summa Cum Laude

Hot Definitions
  1. Marginal Analysis

    An examination of the additional benefits of an activity compared to the additional costs of that activity. Companies use marginal analysis as a decision-making tool to help them maximize their profits. Individuals unconsciously use marginal analysis to make a host of everyday decisions. Marginal analysis is also widely used in microeconomics when analyzing how a complex system is affected by marginal manipulation of its comprising variables.
  2. Treasury Inflation Protected Securities - TIPS

    A treasury security that is indexed to inflation in order to protect investors from the negative effects of inflation. TIPS are considered an extremely low-risk investment since they are backed by the U.S. government and since their par value rises with inflation, as measured by the Consumer Price Index, while their interest rate remains fixed.
  3. Gilt-Edged Switching

    The selling and repurchasing of certain high-grade stocks or bonds to capture profits. Gilt-edged switching involves gilt-edged security, which can be high-grade stock or bond issued by a financially stable company such as the Blue Chip companies or by certain governments.
  4. Master Limited Partnership - MLP

    A type of limited partnership that is publicly traded. There are two types of partners in this type of partnership: The limited partner is the person or group that provides the capital to the MLP and receives periodic income distributions from the MLP's cash flow, whereas the general partner is the party responsible for managing the MLP's affairs and receives compensation that is linked to the performance of the venture.
  5. Class Action

    An action where an individual represents a group in a court claim. The judgment from the suit is for all the members of the group (class).
  6. Retail Sales

    An aggregated measure of the sales of retail goods over a stated time period, typically based on a data sampling that is extrapolated to model an entire country. In the U.S., the retail sales report is a monthly economic indicator compiled and released by the Census Bureau and the Department of Commerce.
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