Personal Finance Terms

  1. Split Payroll

  2. Split-Funded Annuity

  3. Spoofing

  4. Spot Loan

  5. Spousal Beneficiary Rollover

  6. Spousal IRA

  7. Spousal Stripping

  8. Sprinkling Provision

  9. Squatter

  10. Squeeze

  11. Stability And Growth Pact - SGP

  12. Stafford Loan

  13. Stagflation

  14. Stagnation

  15. Standalone Profit

  16. Standard & Poor's - S&P

  17. Standard & Poor's 500 Index - S&P 500

  18. Standard & Poor's Underlying Rating - SPURs

  19. Standard Deduction

  20. Standard Mileage Rate

  21. Standard of Value

  22. Standby Line of Credit

  23. Standing Loan

  24. Standing Mortgage

  25. Startup

  26. Startup Capital

  27. State Guaranty Fund

  28. State Income Tax

  29. State Medicaid Program

  30. Stated Income / Stated Asset Mortgage - SISA

  31. Statement Of Changes In Net Assets Available For Pension Benefits

  32. Statement Of Retained Earnings

  33. Statement Stuffer

  34. Static Budget

  35. Status Symbol

  36. Statute of Frauds

  37. Statutory Debt Limit

  38. Statutory Employee

  39. Statutory Liability

  40. Statutory Reserves

  41. Statutory Stock Option

  42. Staycation

  43. Stealth Taxes

  44. Step-Up In Basis

  45. Sterile Investment

  46. Steve Ballmer

  47. Steve Forbes

  48. Sticky Wage Theory

  49. Stipend

  50. Stock And Warrant Off-Balance Sheet R&D - SWORD

  51. Stock Appreciation Right - SAR

  52. Stock Compensation

  53. Stock Keeping Unit - SKU

  54. Stock Savings Plan

  55. Stock-For-Stock

  56. Stop Payment

  57. Store Of Value

  58. Stored-Value Card

  59. Straight Credit

  60. Straight Life Annuity

  61. Stranger-Owned Life Insurance - STOLI

  62. Strategic Default

  63. Strategic Gap Analysis

  64. Strategic Joint Venture

  65. Straw Buyer

  66. Straw Buying

  67. Stretch Annuity

  68. Stretch IRA

  69. Stripped MBS

  70. Stripper

  71. Strong Sell

  72. Stuart A. Miller

  73. Student Loan Forgiveness

  74. Student Loan Interest Deduction

  75. Student Visa

  76. Subchapter S (S Corporation)

  77. Subcontracting

  78. Subject Offer

  79. Subjective Theory Of Value

  80. Sublease

  81. Subordination Agreement

  82. Subprime

  83. Subprime Auto Loan

  84. Subprime Borrower

  85. Subprime Credit

  86. Subprime Credit Card

  87. Subprime Lender

  88. Subprime Loan

  89. Subprime Market

  90. Subprime Meltdown

  91. Subprime Mortgage

  92. Subprime Rates

  93. Subrogation

  94. Subscription Agreement

  95. Substandard Health Annuity

  96. Substandard Insurance

  97. Substantial Gainful Activity - SGA

  98. Substantially Equal Periodic Payment - SEPP

  99. Substitute

  100. Substitute Return

Hot Definitions
  1. Genuine Progress Indicator - GPI

    A metric used to measure the economic growth of a country. It is often considered as a replacement to the more well known gross domestic product (GDP) economic indicator. The GPI indicator takes everything the GDP uses into account, but also adds other figures that represent the cost of the negative effects related to economic activity (such as the cost of crime, cost of ozone depletion and cost of resource depletion, among others).
  2. Accelerated Share Repurchase - ASR

    A specific method by which corporations can repurchase outstanding shares of their stock. The accelerated share repurchase (ASR) is usually accomplished by the corporation purchasing shares of its stock from an investment bank. The investment bank borrows the shares from clients or share lenders and sells them to the company.
  3. Microeconomic Pricing Model

    A model of the way prices are set within a market for a given good. According to this model, prices are set based on the balance of supply and demand in the market. In general, profit incentives are said to resemble an "invisible hand" that guides competing participants to an equilibrium price. The demand curve in this model is determined by consumers attempting to maximize their utility, given their budget.
  4. Centralized Market

    A financial market structure that consists of having all orders routed to one central exchange with no other competing market. The quoted prices of the various securities listed on the exchange represent the only price that is available to investors seeking to buy or sell the specific asset.
  5. Balanced Investment Strategy

    A portfolio allocation and management method aimed at balancing risk and return. Such portfolios are generally divided equally between equities and fixed-income securities.
  6. Negative Carry

    A situation in which the cost of holding a security exceeds the yield earned. A negative carry situation is typically undesirable because it means the investor is losing money. An investor might, however, achieve a positive after-tax yield on a negative carry trade if the investment comes with tax advantages, as might be the case with a bond whose interest payments were nontaxable.
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