Personal Finance Terms

  1. Spousal IRA

  2. Spousal Stripping

  3. Sprinkling Provision

  4. Squatter

  5. Squeeze

  6. Stability And Growth Pact - SGP

  7. Stafford Loan

  8. Stagflation

  9. Stagnation

  10. Standalone Profit

  11. Standard & Poor's - S&P

  12. Standard & Poor's 500 Index - S&P 500

  13. Standard & Poor's Underlying Rating - SPURs

  14. Standard Deduction

  15. Standard Mileage Rate

  16. Standard of Value

  17. Standby Line of Credit

  18. Standing Loan

  19. Standing Mortgage

  20. Startup

  21. Startup Capital

  22. State Guaranty Fund

  23. State Income Tax

  24. State Medicaid Program

  25. Stated Income / Stated Asset Mortgage - SISA

  26. Statement Of Changes In Net Assets Available For Pension Benefits

  27. Statement Of Retained Earnings

  28. Statement Stuffer

  29. Static Budget

  30. Status Symbol

  31. Statute of Frauds

  32. Statutory Debt Limit

  33. Statutory Employee

  34. Statutory Liability

  35. Statutory Reserves

  36. Statutory Stock Option

  37. Staycation

  38. Stealth Taxes

  39. Step-Up In Basis

  40. Sterile Investment

  41. Steve Ballmer

  42. Steve Forbes

  43. Sticky Wage Theory

  44. Stipend

  45. Stock And Warrant Off-Balance Sheet R&D - SWORD

  46. Stock Appreciation Right - SAR

  47. Stock Compensation

  48. Stock Keeping Unit - SKU

  49. Stock Savings Plan

  50. Stock-For-Stock

  51. Stop Payment

  52. Store Of Value

  53. Stored-Value Card

  54. Straight Credit

  55. Straight Life Annuity

  56. Stranger-Owned Life Insurance - STOLI

  57. Strategic Default

  58. Strategic Gap Analysis

  59. Strategic Joint Venture

  60. Straw Buyer

  61. Straw Buying

  62. Stretch Annuity

  63. Stretch IRA

  64. Stripped MBS

  65. Stripper

  66. Strong Sell

  67. Stuart A. Miller

  68. Student Loan Interest Deduction

  69. Student Visa

  70. Subchapter S (S Corporation)

  71. Subcontracting

  72. Subject Offer

  73. Subjective Theory Of Value

  74. Sublease

  75. Subordination Agreement

  76. Subprime

  77. Subprime Auto Loan

  78. Subprime Borrower

  79. Subprime Credit

  80. Subprime Credit Card

  81. Subprime Lender

  82. Subprime Loan

  83. Subprime Market

  84. Subprime Meltdown

  85. Subprime Mortgage

  86. Subprime Rates

  87. Subrogation

  88. Subscription Agreement

  89. Substandard Health Annuity

  90. Substandard Insurance

  91. Substantial Gainful Activity - SGA

  92. Substantially Equal Periodic Payment - SEPP

  93. Substitute

  94. Substitute Return

  95. Substitution Effect

  96. Subvented Lease

  97. Succession

  98. Sudden Wealth Syndrome (SWS)

  99. Suggestive Selling

  100. Summa Cum Laude

Hot Definitions
  1. Oil Reserves

    An estimate of the amount of crude oil located in a particular economic region. Oil reserves must have the potential of being extracted under current technological constraints. For example, if oil pools are located at unattainable depths, they would not be considered part of the nation's reserves.
  2. Joint Venture - JV

    A business arrangement in which two or more parties agree to pool their resources for the purpose of accomplishing a specific task. This task can be a new project or any other business activity. In a joint venture (JV), each of the participants is responsible for profits, losses and costs associated with it.
  3. Aggregate Risk

    The exposure of a bank, financial institution, or any type of major investor to foreign exchange contracts - both spot and forward - from a single counterparty or client. Aggregate risk in forex may also be defined as the total exposure of an entity to changes or fluctuations in currency rates.
  4. Organic Growth

    The growth rate that a company can achieve by increasing output and enhancing sales. This excludes any profits or growth acquired from takeovers, acquisitions or mergers. Takeovers, acquisitions and mergers do not bring about profits generated within the company, and are therefore not considered organic.
  5. Family Limited Partnership - FLP

    A type of partnership designed to centralize family business or investment accounts. FLPs pool together a family's assets into one single family-owned business partnership that family members own shares of. FLPs are frequently used as an estate tax minimization strategy, as shares in the FLP can be transferred between generations, at lower taxation rates than would be applied to the partnership's holdings.
  6. Yield Burning

    The illegal practice of underwriters marking up the prices on bonds for the purpose of reducing the yield on the bond. This practice, referred to as "burning the yield," is done after the bond is placed in escrow for an investor who is awaiting repayment.
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