Personal Finance Terms

  1. Associate In Research And Planning - ARP

  2. Associate in Risk Management - ARM

  3. Associate In Underwriting - AU

  4. Association Of British Insurers - ABI

  5. Association Of Certified Fraud Examiners

  6. Assortment Strategy

  7. Assumable Mortgage

  8. Assumed Interest Rate - AIR

  9. Assumption Clause

  10. Assumption Endorsement

  11. Assurance

  12. Asymmetric Information

  13. At Risk Rules

  14. Atmospherics

  15. Attained Age

  16. Attorney's Fee Awards

  17. Attornment

  18. Attribution Rules

  19. Auction

  20. Auction House

  21. Audit Risk

  22. Augmented Product

  23. Auto Insurance

  24. Auto Sales

  25. Auto Supplier Support Program (Auto SSP)

  26. Automated Customer Account Transfer Service - ACATS

  27. Automated Teller Machine - ATM

  28. Automated Underwriting

  29. Automatic Rollover

  30. Automatic Savings Plan

  31. Automatic Stay

  32. Automatic Transfer Of Funds

  33. Automatic Transfer Service - ATS

  34. Availability

  35. Availability Float

  36. Availability Schedule

  37. Available Credit

  38. Average Collected Balance

  39. Average Cost Basis Method

  40. Average Daily Balance Method

  41. Average Indexed Monthly Earnings - AIME

  42. Average Outstanding Balance

  43. Average Propensity To Consume

  44. Average Propensity To Save

  45. Average Revenue Per User (ARPU)

  46. Average Selling Price - ASP

  47. Average Ticket

  48. Award Letter

  49. Away From Home

  50. B-Note

  51. B/C Loan

  52. B1/B+

  53. B2/B

  54. B3/B-

  55. Ba1/BB+

  56. Ba2/BB

  57. Ba3/BB-

  58. Baby Boomer

  59. Baby Boomer Age Wave Theory

  60. Back Of The Napkin Business Model

  61. Back Order

  62. Back Taxes

  63. Back Up

  64. Back Up The Truck

  65. Back-End Ratio

  66. Back-to-Back Commitment

  67. Back-To-Back Letters Of Credit

  68. Backlog

  69. Backorder

  70. Backup Line

  71. Backup Withholding

  72. Bad Check

  73. Bad Credit

  74. Bad Debt Expense

  75. Bailee's Customers Insurance

  76. Bait And Switch

  77. Balance Protection

  78. Balance Reporting

  79. Balance Sheet Reserves

  80. Balanced Budget

  81. Balloon Loan

  82. Balloon Mortgage

  83. Balloon Payment

  84. Bancassurance

  85. Bank

  86. Bank Card

  87. Bank Card Association

  88. Bank Confirmation Letter - BCL

  89. Bank Credit

  90. Bank Deposits

  91. Bank Draft

  92. Bank Examination

  93. Bank Failure

  94. Bank Fees

  95. Bank Holiday

  96. Bank Identification Number - BIN

  97. Bank Insurance

  98. Bank Insurance Fund (BIF)

  99. Bank Investment Contract - BIC

  100. Bank Letter Of Credit Policy

Hot Definitions
  1. Pension Risk Transfer

    When a defined benefit pension provider offloads some or all of the plan’s risk – e.g.: retirement payment liabilities to former employee beneficiaries. The plan sponsor can do this by offering vested plan participants a lump-sum payment to voluntarily leave the plan, or by negotiating with an insurance company to take on the responsibility for paying benefits.
  2. XW

    A symbol used to signify that a security is trading ex-warrant. XW is one of many alphabetic qualifiers that act as a shorthand to tell investors key information about a specific security in a stock quote. These qualifiers should not be confused with ticker symbols, some of which, like qualifiers, are just one or two letters.
  3. Quanto Swap

    A swap with varying combinations of interest rate, currency and equity swap features, where payments are based on the movement of two different countries' interest rates. This is also referred to as a differential or "diff" swap.
  4. Genuine Progress Indicator - GPI

    A metric used to measure the economic growth of a country. It is often considered as a replacement to the more well known gross domestic product (GDP) economic indicator. The GPI indicator takes everything the GDP uses into account, but also adds other figures that represent the cost of the negative effects related to economic activity (such as the cost of crime, cost of ozone depletion and cost of resource depletion, among others).
  5. Accelerated Share Repurchase - ASR

    A specific method by which corporations can repurchase outstanding shares of their stock. The accelerated share repurchase (ASR) is usually accomplished by the corporation purchasing shares of its stock from an investment bank. The investment bank borrows the shares from clients or share lenders and sells them to the company.
  6. Microeconomic Pricing Model

    A model of the way prices are set within a market for a given good. According to this model, prices are set based on the balance of supply and demand in the market. In general, profit incentives are said to resemble an "invisible hand" that guides competing participants to an equilibrium price. The demand curve in this model is determined by consumers attempting to maximize their utility, given their budget.
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