Personal Finance Terms

  1. Tomijiro Morita

  2. Top Hat Plan

  3. Top Line

  4. Total Cost Of Ownership - TCO

  5. Total Debt Service Ratio - TDS

  6. Total Housing Expense

  7. Total Return

  8. Total Revenue Test

  9. Total Tax

  10. Toxic Debt

  11. Trade Secret

  12. Trademark

  13. Traditional IRA

  14. Traditional Whole Life Policy

  15. Trailing

  16. Trailing EPS

  17. Trailing FCF

  18. Trailing Price-To-Earnings - Trailing P/E

  19. Tranportation And Storage Costs

  20. Transaction Deposit

  21. Transfer of Mortgage

  22. Transfer Of Risk

  23. Transfer On Death - TOD

  24. Transfer Tax

  25. Transfer-For-Value Rule

  26. Transferable Insurance Policies - TIPS

  27. Transferred-In Costs

  28. Transit Item

  29. Transportation Expenses

  30. Transumer

  31. Transumerism

  32. Traunch

  33. Travel Expenses

  34. Travel Insurance

  35. Traveler's Check

  36. Treasurer's Draft

  37. Treasury Budget

  38. Treasury General Account

  39. Triage

  40. Trickle-Down Effect

  41. Trickle-Down Theory

  42. Triggering Event

  43. Triggering Term

  44. Triple Net Lease

  45. True Interest Cost - TIC

  46. True Lease

  47. Trust

  48. Trust Fund

  49. Trust Property

  50. Trust-Owned Life Insurance - TOLI

  51. Trustee

  52. Trustor

  53. Truth in Savings Act

  54. Tuition Insurance

  55. Turnkey Business

  56. Turtle

  57. Twit Pitch

  58. Two Name Paper

  59. Two-Bin Inventory Control

  60. Two-Step Mortgage

  61. Tycoon

  62. U.S. House Financial Services Committee

  63. U.S. League Of Savings Institutions

  64. Uberrimae Fidei Contract

  65. UCC-1 Statement

  66. UCLA Anderson School of Management

  67. Ultimate Mortality Table

  68. Ultimate Net Loss

  69. Ultimogeniture

  70. Ultra High Net Worth Individuals (UHNWI)

  71. Umberto Agnelli

  72. Umbrella Insurance Policy

  73. Umbrella Personal Liability Policy

  74. Umpire Clause

  75. Unallocated Benefit

  76. Unappropriated Retained Earnings

  77. Unauthorized Insurance

  78. Unauthorized Insurer

  79. Unbanked

  80. Unbundled Life Insurance Policy

  81. UNC Kenan-Flagler Business School

  82. Uncollected Funds

  83. Uncommitted Facility

  84. Unconditional Vesting

  85. Under Reporting

  86. Underfunded Pension Plan

  87. Underinsurance

  88. Underinsured Motorist Coverage

  89. Underinsured Motorist Coverage Limits Trigger

  90. Underinsured Motorist Endorsement

  91. Underlying Cost

  92. Underlying Mortality Assumption

  93. Underlying Retention

  94. Underpayment Penalty

  95. Underwater Mortgage

  96. Underwithholding

  97. Underwriting

  98. Underwriting Cycle

  99. Underwriting Fees

  100. Underwriting Income

Hot Definitions
  1. XW

    A symbol used to signify that a security is trading ex-warrant. XW is one of many alphabetic qualifiers that act as a shorthand to tell investors key information about a specific security in a stock quote. These qualifiers should not be confused with ticker symbols, some of which, like qualifiers, are just one or two letters.
  2. Quanto Swap

    A swap with varying combinations of interest rate, currency and equity swap features, where payments are based on the movement of two different countries' interest rates. This is also referred to as a differential or "diff" swap.
  3. Genuine Progress Indicator - GPI

    A metric used to measure the economic growth of a country. It is often considered as a replacement to the more well known gross domestic product (GDP) economic indicator. The GPI indicator takes everything the GDP uses into account, but also adds other figures that represent the cost of the negative effects related to economic activity (such as the cost of crime, cost of ozone depletion and cost of resource depletion, among others).
  4. Accelerated Share Repurchase - ASR

    A specific method by which corporations can repurchase outstanding shares of their stock. The accelerated share repurchase (ASR) is usually accomplished by the corporation purchasing shares of its stock from an investment bank. The investment bank borrows the shares from clients or share lenders and sells them to the company.
  5. Microeconomic Pricing Model

    A model of the way prices are set within a market for a given good. According to this model, prices are set based on the balance of supply and demand in the market. In general, profit incentives are said to resemble an "invisible hand" that guides competing participants to an equilibrium price. The demand curve in this model is determined by consumers attempting to maximize their utility, given their budget.
  6. Centralized Market

    A financial market structure that consists of having all orders routed to one central exchange with no other competing market. The quoted prices of the various securities listed on the exchange represent the only price that is available to investors seeking to buy or sell the specific asset.
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