Personal Finance Terms

  1. Tiered-Rate Account

  2. Tight Monetary Policy

  3. Time Deposit

  4. Time Sharing

  5. Time-Based Currency

  6. Timeliness

  7. Timeshare

  8. Tip Income

  9. Title Binder

  10. Title Insurance

  11. Title Loan

  12. To Fund

  13. Tobacco Tax

  14. Tobin Tax

  15. Tokyo Commodity Exchange - TOCOM

  16. Tomijiro Morita

  17. Top Hat Plan

  18. Top Line

  19. Total Cost Of Ownership - TCO

  20. Total Debt Service Ratio - TDS

  21. Total Housing Expense

  22. Total Return

  23. Total Revenue Test

  24. Total Tax

  25. Toxic Debt

  26. Trade Secret

  27. Trademark

  28. Traditional IRA

  29. Traditional Whole Life Policy

  30. Trailing

  31. Trailing EPS

  32. Trailing FCF

  33. Trailing Price-To-Earnings - Trailing P/E

  34. Tranportation And Storage Costs

  35. Transaction Deposit

  36. Transfer of Mortgage

  37. Transfer Of Risk

  38. Transfer On Death - TOD

  39. Transfer Tax

  40. Transfer-For-Value Rule

  41. Transferable Insurance Policies - TIPS

  42. Transferred-In Costs

  43. Transit Item

  44. Transportation Expenses

  45. Transumer

  46. Transumerism

  47. Traunch

  48. Travel Expenses

  49. Travel Insurance

  50. Traveler's Check

  51. Treasurer's Draft

  52. Treasury Budget

  53. Treasury General Account

  54. Triage

  55. Trickle-Down Effect

  56. Trickle-Down Theory

  57. Triggering Event

  58. Triggering Term

  59. Triple Net Lease

  60. True Interest Cost - TIC

  61. True Lease

  62. Trust

  63. Trust Fund

  64. Trust Property

  65. Trust-Owned Life Insurance - TOLI

  66. Trustee

  67. Trustor

  68. Truth in Savings Act

  69. Tuition Insurance

  70. Turnkey Business

  71. Turtle

  72. Twit Pitch

  73. Two Name Paper

  74. Two-Bin Inventory Control

  75. Two-Step Mortgage

  76. Tycoon

  77. U.S. House Financial Services Committee

  78. U.S. League Of Savings Institutions

  79. Uberrimae Fidei Contract

  80. UCC-1 Statement

  81. UCLA Anderson School of Management

  82. Ultimate Mortality Table

  83. Ultimate Net Loss

  84. Ultimogeniture

  85. Ultra High Net Worth Individuals (UHNWI)

  86. Umberto Agnelli

  87. Umbrella Insurance Policy

  88. Umbrella Personal Liability Policy

  89. Umpire Clause

  90. Unallocated Benefit

  91. Unappropriated Retained Earnings

  92. Unauthorized Insurance

  93. Unauthorized Insurer

  94. Unbanked

  95. Unbundled Life Insurance Policy

  96. UNC Kenan-Flagler Business School

  97. Uncollected Funds

  98. Uncommitted Facility

  99. Unconditional Vesting

  100. Under Reporting

Hot Definitions
  1. Amplitude

    The difference in price from the midpoint of a trough to the midpoint of a peak of a security. Amplitude is positive when calculating a bullish retracement (when calculating from trough to peak) and negative when calculating a bearish retracement (when calculating from peak to trough).
  2. Ascending Triangle

    A bullish chart pattern used in technical analysis that is easily recognizable by the distinct shape created by two trendlines. In an ascending triangle, one trendline is drawn horizontally at a level that has historically prevented the price from heading higher, while the second trendline connects a series of increasing troughs.
  3. National Best Bid and Offer - NBBO

    A term applying to the SEC requirement that brokers must guarantee customers the best available ask price when they buy securities and the best available bid price when they sell securities.
  4. Maintenance Margin

    The minimum amount of equity that must be maintained in a margin account. In the context of the NYSE and FINRA, after an investor has bought securities on margin, the minimum required level of margin is 25% of the total market value of the securities in the margin account.
  5. Leased Bank Guarantee

    A bank guarantee that is leased to a third party for a specific fee. The issuing bank will conduct due diligence on the creditworthiness of the customer looking to secure a bank guarantee, then lease a guarantee to that customer for a set amount of money and over a set period of time, typically less than two years.
  6. Degree Of Financial Leverage - DFL

    A ratio that measures the sensitivity of a company’s earnings per share (EPS) to fluctuations in its operating income, as a result of changes in its capital structure. Degree of Financial Leverage (DFL) measures the percentage change in EPS for a unit change in earnings before interest and taxes (EBIT).
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